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Quick Navigation Bottom Misc
Forum » More General Categories » Misc. » Froze my credit yesterday.
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Thread: Froze my credit yesterday.

post 10000223756 11 hours ago, 11:11 AM
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#1
  1. Lefticle
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  1. Lefticle
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Froze my credit yesterday.

Super easy. Not looking at borrowing anything any time soon (potentially never again in my life). Can’t believe I’ve never done this before.

Has anyone here ever frozen their credit as a precautionary measure against fraud?
Always Neg Back Crew.
post 10000223757 11 hours ago, 11:13 AM
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#2
  1. radrd
  1. radrd
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Yes, I have freezes on with all three bureaus for both me and my wife. It's easy to unfreeze when needed.
post 10000223762 11 hours ago, 11:14 AM
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#3
  1. GooBaaa
  1. GooBaaa
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Mines been frozen for a long time. Won’t need credit for a long time
post 10000223766 11 hours ago, 11:15 AM
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#4
  1. stevebec
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  1. stevebec
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Apparently I did. Don't even remember doing it, but I had to unfreeze it for the mortgage we just applied to. Probably explains the lack of credit card spam in the mail.
"Bones heal, pain is temporary, and chicks dig scars" - Evel Knievel
post 10000223789 10 hours ago, 11:31 AM
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#5
  1. GuineaDago585
  2. Bert McGirt
  1. GuineaDago585
  2. Bert McGirt
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Good. The borrower is slave to the lender.
post 10000223802 10 hours ago, 11:37 AM
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#6
  1. GordonXXX
  2. Generation X Capitalist
  1. GordonXXX
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never felt the need to do it. and i bet one day you'll forget you did it and it will fuck up something you're trying to do and it will be a gigantic PIA to unfreeze it quickly enough.
post 10000223819 10 hours ago, 11:49 AM
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#7
  1. OliverHeldens
  1. OliverHeldens
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Are you not able to use credit cards when its frozen? Or would you only be prevented from opening any new accounts? I buy everything on credit card and pay it off every month, which is a lot easier than carrying cash. I use my phone for everything and don't even carry a wallet anymore.
post 10000223824 10 hours ago, 11:54 AM
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#8
  1. stevebec
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  1. stevebec
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Originally Posted By OliverHeldens⏩
Are you not able to use credit cards when its frozen? Or would you only be prevented from opening any new accounts? I buy everything on credit card and pay it off every month, which is a lot easier than carrying cash. I use my phone for everything and don't even carry a wallet anymore.
It just prevents new accounts or credit checks. Your cards will work normally.
"Bones heal, pain is temporary, and chicks dig scars" - Evel Knievel
post 10000223830 10 hours ago, 12:00 PM
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#9
  1. SuperHercules
  1. SuperHercules
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I use cash for everything, bank transfers for larger purchases

I don't buy things I can't afford. Zero credit, zero credit cards
Good Poster Crew
post 10000223885 9 hours ago, 12:37 PM
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#10
  1. tripod29
  1. tripod29
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Imagine ever needing credit. Das it OP.
post 10000223886 9 hours ago, 12:38 PM
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#11
  1. DrugsToGetHigh
  1. DrugsToGetHigh
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Nice. Thinking ahead
post 10000223911 9 hours ago, 12:57 PM
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#12
  1. 8pieces
  2. Make The Misc Great Again
  1. 8pieces
  2. Make The Misc Great Again
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Yeah I had to after someone tried to open a card under my name
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