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Quick Navigation Bottom Misc
Forum » More General Categories » Automotive and Motorsport » Sports car for occasional driving
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Thread: Sports car for occasional driving

post 1640781503 06-13-2021, 06:59 AM
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#61
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always have a $1M+ liability insurance (including uninsured/underinsured) policy crew

As someone who has been t-boned and nearly died in a car accident before (dude ran a red light downtown, zero chance I could see him, I heard the smack before I processed anything), been through a 2.5 year long settlement process before receiving my payment ($$$$$$)... I'm going to have everything set up for success next time it happens (srs)

If you get hit by some illegal immigrant with no insurance, and you have no insurance, and you end up with a concussion with brain bleeding... RIP
post 1640783303 06-13-2021, 07:46 AM
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#62
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Originally Posted By SouthDakotaBrah⏩
always have a $1M+ liability insurance (including uninsured/underinsured) policy crew

As someone who has been t-boned and nearly died in a car accident before (dude ran a red light downtown, zero chance I could see him, I heard the smack before I processed anything), been through a 2.5 year long settlement process before receiving my payment ($$$$$$)... I'm going to have everything set up for success next time it happens (srs)

If you get hit by some illegal immigrant with no insurance, and you have no insurance, and you end up with a concussion with brain bleeding... RIP
My argument is that getting tboned is a very rare thing.
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post 1640844323 06-14-2021, 08:08 AM
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#63
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Originally Posted By tunafishha⏩
My argument is that getting tboned is a very rare thing.
I wish you posting were a rare thing.
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post 1640849063 06-14-2021, 09:28 AM
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#64
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Originally Posted By tunafishha⏩
No chit sherlock. Which law would you rather me break, the speed limit or having no insurance?



haha. Laws have hierarchy of importance.

Ill just pay you out of pocket if I hit you and it's my fault. The chances of that happening is almost zero - hence why I don't need insurance.
just lmao that you will pay a liability claim out of pocket

This is a troll. The DMV would flag you for no insurance
post 1640849643 06-14-2021, 09:37 AM
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#65
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Originally Posted By Clockbro⏩
just lmao that you will pay a liability claim out of pocket

This is a troll. The DMV would flag you for no insurance
How am I liable to pay out of pocket if I'm not at fault. YOU ONLY PAY WHEN IT'S YOUR FAULT.

My plates and tags are all up to date. I buy one months worth of insurance and bring it to the DMV.

Y'all think I'm kidding, but I've got the track record to prove it. Never been an accident where I'm at fault.

There is a positive correlation between having insurance and reckless driving, and a negative correlation between education level and reckless driving.

Maybe you *******s should've gotten a basic college education and you would've understand what I'm saying.
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post 1640862203 06-14-2021, 12:27 PM
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#66
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Originally Posted By tunafishha⏩
My argument is that getting tboned is a very rare thing.
My wife and I have both been hit by someone without insurance in the past 10 years. Its a matter of time, boyo.

Also had a car side swiped in a grocery store parking lot and the person disappeared. $12,000 in damage. That buys alot of insurance.
post 1640862683 06-14-2021, 12:32 PM
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#67
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Originally Posted By Retoaded⏩
My wife and I have both been hit by someone without insurance in the past 10 years. Its a matter of time, boyo.

Also had a car side swiped in a grocery store parking lot and the person disappeared. $12,000 in damage. That buys alot of insurance.
Nobody I know have been Tboned. And I've been alive for 3 decades.

And 12k in damages is an extreme example. It's statistically not bound to happen to the average person.
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post 1640863713 06-14-2021, 12:46 PM
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#68
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Originally Posted By tunafishha⏩
Nobody I know have been Tboned. And I've been alive for 3 decades.

And 12k in damages is an extreme example. It's statistically not bound to happen to the average person.
sure depends on the car.

Neither of us were T-boned. Both of us were rear ended. The guy who rear ended me was doing 40 mph, totaled both cars, and put me through 4 months of physical therapy and 10 grand in medical bills and a 12 grand payout for the car. Guy was uninsured. Guess who foots the 22 grand bill for all that in your situation.

Probs trolling anyway because no one could be that stupid.
post 1640864383 06-14-2021, 12:54 PM
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#69
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Originally Posted By Retoaded⏩
sure depends on the car.

Neither of us were T-boned. Both of us were rear ended. The guy who rear ended me was doing 40 mph, totaled both cars, and put me through 4 months of physical therapy and 10 grand in medical bills and a 12 grand payout for the car. Guy was uninsured. Guess who foots the 22 grand bill for all that in your situation.

Probs trolling anyway because no one could be that stupid.
Urine idiota if you think the masses should have insurance just because a few people have been rear ended, having to pay 22k out of pocket.

If that's the case, why hasn't guns been banned yet?

Not only that, rear ends like yours is an extreme example. It doesn't represent the whole picture accurately.

The thing to remember is, I'm not saying you don't need insurance. I'm saying people like me do not need insurance because I'm on a different skill level.

The insurance premium you are paying for? It's to cover someone else's accident.
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