And how successful are they with respect to avoiding foreclosure generally? If you start mediation in October of one year and you're still scheduled for court hearings in the following March, it's it likely that the mortgage holder could succeed?

Mario - anybody idea?

Depends how much of the mortgage was put on the Bills

Depends if the divorce proceedings are scheduled before the foreclosure.

I have no clue how they work it keeps grtting pushed back too.

I keep googling his house to see if its up for sale lol

Did his wife go through his phone and find something?

Never let ‘em know you misc.

Horrendous sports gambling addiction

I'm a car salesman. I've made 150-220K basically for 11 years. I'm 35 years old. I have absolutely nothing. I have maybe 13k saved, 80-90K in debt, no 401k. I used to have a 300-400k net worth and I've burned it all on a ferocious sports gambling addiction. It's been an up and down thing - in 2020, I hit a monster hot streak and was up to 500K positive. Then I lost it all, I got up big a few more times and then lost a lot more again. The last straw here was I switched dealers and I had 35K in a 401k and I figured I would hit one last big parlay and get out. I turned the 35K into 50K with bonuses...and I proceeded to lose 20 straight parlays in a row. It's just ****ing incredible. Mathematically, the odds are I would have won 2-4 of those parlays and I've lost EVERY SINGLE FCCKING ONE. I just lost the last one now and I'm so immensely devastated, I can't even describe it. I've had several parlays in this stretch that have lost in the most soul crushing way imaginable - I had a 4 legger that I won the first 3 easily and the 4th one, my team was up 2-1 in 9th inning and gave up a 2 run homerun, then followed that up getting runners on 2nd and 3rd with 1 out and couldn't even tie the fcking game bottom of the 9th inning.


A long with this gambling disaster from switching dealers, I was talking into coming here by an old friend and everything seemed good. The first 10 days here have been fcking awful. I sold 21-28 cars every month at my last store this year and made about 20k a month. I've made 2500 so far in 10 days. I've gone through 10 or 11 customers in a row with no deals. I'm starting to seriously wonder if I made a big mistake coming here. The client base is just much much more difficult. It's the same brand so I don't think the client base should be much difficult - maybe I'm just having an awful unusual month but it's hard to not get depressed.


I just don't know what to do. Honestly I almost want to kill myself to not feel this incredible emptiness but I have a beautiful and amazing wife that I know would kill her. She's forgiven me for all my gambling fckups (although she doesn't know about this last 35K that I had in my 401k)

Which miscer is going to show up at the court house?

The hearings are public aren't they?

LMFAO

We should pool some money to buy it and make it Misc Island Offshore HQ - it can be the planning offices and shit

I have no empathy tbh. Hope he gets proper help though.