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» Third credit card or no?
  1. Results 1 to 5 of 5
post 1636045053 04-12-2021, 04:11 PM
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#1
  1. ShortMonster
  2. The one and only
  1. ShortMonster
  2. The one and only
  3. Join Date: Feb 2007
  4. Location: San Diego, California, United States
  5. Posts: 4,510
  6. Rep Power: 25960

Third credit card or no?

Ok so right now i am rebuilding my credit, my score according to chase credit score is 740, transunion and equifax is around 706,707...So my credit isnt horrible. But of course i want it to be higher...I currently have two cards, chase freedom unlimited with a credit limit of $1000 and a secured capital one plat with a limit of $300..I just called capital one they said everything is automatic and they cant upgrade my card at this time...I make payments on time and keep my utilization below 9-10% each month. MISC should i get a third credit card or no? IF SO, What one should i get? The chase one has cash back options i am not sure what other options their are to get....
Awesome as fuark crew
post 1636053563 04-12-2021, 06:16 PM
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#2
  1. Destor
  2. Registered User
  1. Destor
  2. Registered User
  3. Join Date: Apr 2012
  4. Location: Alberta, Canada
  5. Age: 41
  6. Posts: 43,481
  7. Rep Power: 254906
You don’t need multiple cards for a high credit score. My woman and I each have one, my score is 871 and hers is almost perfect at 895 (Canadian system goes up to 900)
post 1636053713 04-12-2021, 06:18 PM
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#3
  1. ShortMonster
  2. The one and only
  1. ShortMonster
  2. The one and only
  3. Join Date: Feb 2007
  4. Location: San Diego, California, United States
  5. Posts: 4,510
  6. Rep Power: 25960
Well, youre looking an owner of a Discover it cash back card with a $3000 credit limit lol...I pay them all off on time and keep the utilization low as fuk. FYI my credit age is about 6-8 months right now.
Awesome as fuark crew
post 1636054143 04-12-2021, 06:24 PM
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#4
  1. RoyalRyy
  2. Registered User
  1. RoyalRyy
  2. Registered User
  3. Join Date: Feb 2016
  4. Location: San Diego, California, United States
  5. Posts: 5,709
  6. Rep Power: 80432
Chase Trifecta brah. I have the sapphire preferred (for travel and food), freedom unlimited (1.5% back on all purchases), and freedom (5% rotating cash back). Can combine all point into one card and redeem for lots of good stuff.
HTC
post 1636054433 04-12-2021, 06:27 PM
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#5
  1. IronILLinois
  2. King Rustle
  1. IronILLinois
  2. King Rustle
  3. Join Date: Jul 2013
  4. Location: United States
  5. Posts: 14,192
  6. Rep Power: 171399
get as many as u can and/or need while staying in control
Toxic Male Energy

Pull-up mogged GooBaa 19JAN2023, me (10) him (5). To this day he refuses to take his perm.

Garbage Tier Miscer List: LargePeter (5 foot 9), GooBaa, Luc1fer, MinisterofLust, Fang2, OPGenesis, NYPat, DolphinPilot, (saved).
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