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Quick Navigation Bottom Misc
Forum » How much are you saving per month
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Thread: How much are you saving per month

post 1664639013 07-19-2022, 10:51 AM
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#1
  1. PShift5
  2. Registered User
  1. PShift5
  2. Registered User
  3. Join Date: Jan 2022
  4. Age: 56
  5. Posts: 3,880
  6. Rep Power: 27795

How much are you saving per month

Just graduated

70k salary

Living in dads basement

$3,500 in savings account, $5000 on July 29

$900 in checking

Saving $3000 per month right now

How much are you saving per month
post 1664640193 07-19-2022, 11:09 AM
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#2
  1. backinbusiness
  2. Pronoun: Phaggot/Genius
  1. backinbusiness
  2. Pronoun: Phaggot/Genius
  3. Join Date: May 2007
  4. Location: Arizona, United States
  5. Posts: 16,075
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Spend every penny after retirement HSA and kids college savings is maxed crew.

Life’s easy when you have no kids and no rent/mtg. Don’t get used to it.
Misc Firearm Crew. 2nd Amendment cannot be Interpreted.
The right of the people to keep and bear arms, shall not be infringed.
2023 Goal: Continue triggering leftist R&P deranged posters and incels.
Never relax around joggers
post 1664640263 07-19-2022, 11:10 AM
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#3
  1. SoutheastBeast1
  1. SoutheastBeast1
  3. Join Date: Mar 2013
  4. Age: 39
  5. Posts: 63,852
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$30k
"One day I won't be able to lift any more. Not I won't want to lift. I mean physically unable. That day could be decades from now or it could be tomorrow. All I know is that's the day I'll wish I could lift more than ever. The day I'd give anything for one more workout, one more set, or one more cardio session. So go hard and enjoy every workout, every set, every rep. Because one day you will wake up and you will never get it back."
-SoutheastBeast1
post 1664640363 07-19-2022, 11:11 AM
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#4
  1. meanstringbean
  2. Registered User
  1. meanstringbean
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Yea if you’re living at home no excuse not to stack that $$
post 1664640373 07-19-2022, 11:11 AM
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#5
  1. Nonsense916
  2. worst poster on the misc
  1. Nonsense916
  2. worst poster on the misc
  3. Join Date: May 2010
  4. Posts: 54,085
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Not saving


Reinvesting

And buying crypto srs
Losers let it happen, winners make it happen.

Nonsense Army Crew.
post 1664640393 07-19-2022, 11:12 AM
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#6
  1. RichHomieJake
  2. Registered User
  1. RichHomieJake
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  4. Location: ON - Ontario, Canada
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Been saving $3000+ for the last 4.5 years, I make around 85k a year. No kids no mortgage.

just bought a 55k car in cash and have about 90k left in savings - no idea how to use it, I've lost almost 10k in the last year investing it.
*Crewless crew*
post 1664641043 07-19-2022, 11:20 AM
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#7
  1. MuscleXtreme
  2. INTJ - Christian
  1. MuscleXtreme
  2. INTJ - Christian
  3. Join Date: Aug 2011
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Originally Posted By PShift5⏩
Just graduated

70k salary

Living in dads basement

$3,500 in savings account, $5000 on July 29

$900 in checking

Saving $3000 per month right now

How much are you saving per month
Good job! Keep it up! Build up an emergency fund, contribute to your 401k, Roth IRA, HSA, then save some more to take advantage of opportunities as they come up.
post 1664641143 07-19-2022, 11:22 AM
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#8
  1. OffwhiteBrah
  1. OffwhiteBrah
  3. Join Date: Apr 2015
  4. Location: Florida, United States
  5. Posts: 50,218
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$0, all my money goes to FTX and Crypto.com
post 1664641453 07-19-2022, 11:25 AM
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#9
  1. GuineaDago585
  2. Bert McGirt
  1. GuineaDago585
  2. Bert McGirt
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Nothing. I’m pulling out of my savings to pay the bills each month ded fkin srs.

Was able to invest $10k on a $35k/yr salary between Jan 2020 - Fall 2021. Then inflation wiped away my spending power + no raise. Now I’m back to the poverty lifestyle of my early 20s.

Let’s go Brandon.
post 1664641523 07-19-2022, 11:26 AM
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#10
  1. Nonsense916
  2. worst poster on the misc
  1. Nonsense916
  2. worst poster on the misc
  3. Join Date: May 2010
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Originally Posted By OffwhiteBrah⏩
$0, all my money goes to FTX and Crypto.com
I will pray 4 u
Losers let it happen, winners make it happen.

Nonsense Army Crew.
post 1664641773 07-19-2022, 11:30 AM
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#11
  1. SouthDakotaBrah
  2. SUPERNOVA
  1. SouthDakotaBrah
  2. SUPERNOVA
  3. Join Date: Jul 2012
  4. Location: Kansas City, Missouri, United States
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Originally Posted By RichHomieJake⏩
Been saving $3000+ for the last 4.5 years, I make around 85k a year. No kids no mortgage.

just bought a 55k car in cash and have about 90k left in savings - no idea how to use it, I've lost almost 10k in the last year investing it.
should dump all that cash into your retirement accounts brah, just throw it into the S&P 500 and don't think about it (srs)

I put about $30k/yr (including company match) into a 401k, $6k/yr into an IRA, and $3600/yr into an HSA, in addition to paying down a 15-year mortgage on a single family home. Any extra cash leftover goes into my brokerage account. Maxing retirement and paying down a home takes up a good chunk of monthly cashflow, but those are some of the lowest hanging fruit as far as saving/investing is concerned IMO - hard to lose on that strategy
post 1664642113 07-19-2022, 11:35 AM
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#12
  1. Redfish225
  2. Hunter/Fisherbreh
  1. Redfish225
  2. Hunter/Fisherbreh
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  4. Posts: 69,167
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Saving $270k a month

And 30k a month goes on bills, cars etc.


Misc 10k a day crew.



Don’t expect anything less op, lol.
I loe e.
post 1664642193 07-19-2022, 11:36 AM
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#13
  1. sooby
  2. WOATbrah of peace :)
  1. sooby
  2. WOATbrah of peace :)
  3. Join Date: Feb 2015
  4. Location: Toronto, Ontario, Canada
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around 2.3K a month
positivity brah crew
dont take my posts too srs crew srs
JFL @ everything crew
lol @ tradies srs crew
BIG LOL @ sky tradies srs crew (RealAesthetic)
indian crew
living in clown world crew so screw it crew
anti-degen crew
post 1664642273 07-19-2022, 11:37 AM
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#14
  1. Nonsense916
  2. worst poster on the misc
  1. Nonsense916
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Originally Posted By GuineaDago585⏩
Nothing. I’m pulling out of my savings to pay the bills each month ded fkin srs.

Was able to invest $10k on a $35k/yr salary between Jan 2020 - Fall 2021. Then inflation wiped away my spending power + no raise. Now I’m back to the poverty lifestyle of my early 20s.

Let’s go Brandon.
It’s over
Losers let it happen, winners make it happen.

Nonsense Army Crew.
post 1664642283 07-19-2022, 11:37 AM
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#15
  1. bsmit107
  2. Living in 3024
  1. bsmit107
  2. Living in 3024
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More than you can afford pal.
post 1664642293 07-19-2022, 11:38 AM
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#16
  1. JUGGERNAUT1333
  2. Vin Diesel Brah
  1. JUGGERNAUT1333
  2. Vin Diesel Brah
  3. Join Date: Jun 2014
  4. Posts: 27,542
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Was doing about 1.5-2K a month before this record setting inflation.
6'1 - 240lbs

<HTC>
post 1664642353 07-19-2022, 11:38 AM
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#17
  1. dingler
  2. Registered User
  1. dingler
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Real answer OP...

bout 350k/month, not sure how the other plebs on here can even look at themselves in the mirror
no crew crew
post 1664642463 07-19-2022, 11:41 AM
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#18
  1. DesiredUserphag
  2. 1:12TilTheDayIFukinDie
  1. DesiredUserphag
  2. 1:12TilTheDayIFukinDie
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you're saving who?
𝗣𝗨𝗥𝗘𝗕𝗟𝗢𝗢𝗗
ωσяℓ∂ тяανєℓєя ȼяєω ₅₀/₁₉₅
𝕬𝖊𝖘𝖙𝖍𝖊𝖙𝖎𝖈𝖆𝖑𝖑𝖞 𝕮𝖚𝖙 𝕸𝖆𝖘𝖙𝖊𝖗 𝕽𝖆𝖈𝖊 ®
ᗪIᔕᑕᖇIᗰIᑎᗩTIOᑎ E᙭ᑕᒪᑌᔕIOᑎ IᑎᗪOᑕTᖇIᑎᗩTIOᑎ
post 1664642953 07-19-2022, 11:50 AM
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#19
  1. headturner1
  2. User title
  1. headturner1
  2. User title
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Less and less every month op.

Chit sucks
post 1664643243 07-19-2022, 11:53 AM
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#20
  1. ListenHereBruh
  2. Registered User
  1. ListenHereBruh
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5-6k a month. was ssaving almost 15k-20k when the stock market wasn't complete ass
post 1664643623 07-19-2022, 12:00 PM
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#21
  1. Blond_airforcedude
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  1. Blond_airforcedude
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I save $1,800.00 a month
post 1664647873 07-19-2022, 01:15 PM
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#22
  1. Visel
  2. Progression
  1. Visel
  2. Progression
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I'll find out soon, just got a nice raise and a new job.

TBH take food/drinking/bars out of the picture and it's like the below.

Average monthly take-home-pay with zero overtime: $6800

Rent: $1850 (slight over estimate)
Bills: $300. Internet, Water, Electric, Gas. Haven't had cable in 10 years, srs.
Car insurance: $150
Gas: $75
Subscriptions: $100 (slight over estimate). Netflix/Amazon Prime/Spotify/PSN/Gym.
Cat stuff: $50
Misc crap: $50
Misc supplies/groceries: $400 (probably an over estimate)

So all that adds up to like $3k, leaving me with $3800. But I get food, buy video games, go to bars, etc. But point is if I live on eggs, rice, beans, ramen, I can scrape by $3k+ and I live alone. Plus whatever is going into my 401k too.
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