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Forum » If you bought house between 2019 would you rope?
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Thread: If you bought house between 2019 would you rope?

post 1668575833 09-27-2022, 08:09 PM
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If you bought house between 2019 would you rope?

Jsut lol I locked in 3 percent rate but my house that I bought for 600k is now worth 300k which is really 150k with inflation.

Just lol if you feel for the sub prime chit in last year or so lol
post 1668576123 09-27-2022, 08:15 PM
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There's no way your house devalued that fast, unless you're a complete moron. Right now if you bought a house at a high price with a low interest rate, you're monthly payment is still significantly lower than if someone were to buy one now at a high interest rate.

Your point is retarded/end thread (Ded fkn Srs)
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post 1668576163 09-27-2022, 08:16 PM
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post 1668576563 09-27-2022, 08:22 PM
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Originally Posted By GeezersPalace⏩
Jsut lol I locked in 3 percent rate but my house that I bought for 600k is now worth 300k which is really 150k with inflation.

Just lol if you feel for the sub prime chit in last year or so lol
Regardless of the value of your house, your payment is staying the same. Meanwhile, inflation will put more money in your pocket through cost of living raises, since it hits everyone equally. Now you have many more dollars to spend, but your housing costs never increase. Unlike rentcels.

So if you are locked in at 3% you have a significant advantage over the rentcels who will be paying at least 7%. Maybe much, much more. I hope it goes back up to 18 percent.

Rentcels, when will they lern?
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post 1668576753 09-27-2022, 08:26 PM
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Originally Posted By Kev1972⏩
Regardless of the value of your house, your payment is staying the same. Meanwhile, inflation will put more money in your pocket through cost of living raises, since it hits everyone equally. Now you have many more dollars to spend, but your housing costs never increase. Unlike rentcels.

So if you are locked in at 3% you have a significant advantage over the rentcels who will be paying at least 7%. Maybe much, much more. I hope it goes back up to 18 percent.

Rentcels, when will they lern?
This

Inflation is devaluing your loan faster then interest rates are increasing it

Same principle behind governments borrowing money to pay of loans/interest
Plant the trees in whose shade your grandchildren will play
post 1668576803 09-27-2022, 08:26 PM
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Originally Posted By Kev1972⏩
Regardless of the value of your house, your payment is staying the same. Meanwhile, inflation will put more money in your pocket through cost of living raises, since it hits everyone equally. Now you have many more dollars to spend, but your housing costs never increase. Unlike rentcels.

So if you are locked in at 3% you have a significant advantage over the rentcels who will be paying at least 7%. Maybe much, much more. I hope it goes back up to 18 percent.

Rentcels, when will they lern?
What if I buy OPs house at foreclosure when he ropes from the 300K that just poofed into thin air? I can pay cash and close within a week.
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post 1668577373 09-27-2022, 08:38 PM
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Originally Posted By Dolan28⏩
What if I buy OPs house at foreclosure when he ropes from the 300K that just poofed into thin air? I can pay cash and close within a week.
If someone is forced into foreclosure the bank eats the difference. That person just has chit credit for 4-5 years.

Most people won't be foreclosed because why wouldn't they be able to afford the same payment?

This isn't 2008 when the banks were giving idiots with no credit huge ARMs and then selling them off to fanny mae to screw the taxpayers.
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post 1668577533 09-27-2022, 08:41 PM
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I paid cash and I'm going to live in it for twently years; so any change in value is pretty much irrelevant.
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post 1668578423 09-27-2022, 08:56 PM
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Originally Posted By ToxMasculinity⏩
There's no way your house devalued that fast, unless you're a complete moron. Right now if you bought a house at a high price with a low interest rate, you're monthly payment is still significantly lower than if someone were to buy one now at a high interest rate.

Your point is retarded/end thread (Ded fkn Srs)
Try sellling it right now and forcing a sale dead srs
post 1668578473 09-27-2022, 08:58 PM
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Originally Posted By Kev1972⏩
If someone is forced into foreclosure the bank eats the difference. That person just has chit credit for 4-5 years.

Most people won't be foreclosed because why wouldn't they be able to afford the same payment?

This isn't 2008 when the banks were giving idiots with no credit huge ARMs and then selling them off to fanny mae to screw the taxpayers.
Worse than 08 in my opinion more dog chit loans and ****ty houses
post 1668578523 09-27-2022, 08:59 PM
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The fuk you guys live? This has to be a troll thread. Housing prices here have gone up 40% since 2019 and they ain't droppin.
Journal: https://forum.obnoxiousbrutes.com/showthread.php?t=139898123&page=240
post 1668578673 09-27-2022, 09:03 PM
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Originally Posted By GeezersPalace⏩
Worse than 08 in my opinion more dog chit loans and ****ty houses
How is it worse than 08 when unscrupulous lenders were pulling crackheads off the street and giving them mansions with tons of cash in hand and financing it all in a sky high adjustable rate mortgage? Knowing Clinton was forcing the taxpayers to back the loan? The crackhead never makes a payment, has a mansion they live in for free for years, bank has to write the whole thing off as a loss, taxpayers foot the bill.

Liars loans were epidemic thanks to Clinton and his affirmative action lending strategy.
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post 1668579323 09-27-2022, 09:20 PM
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Bought my house oct 2020 at 2.1% and the value is still way up
post 1668579383 09-27-2022, 09:23 PM
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Originally Posted By Kev1972⏩
How is it worse than 08 when unscrupulous lenders were pulling crackheads off the street and giving them mansions with tons of cash in hand and financing it all in a sky high adjustable rate mortgage? Knowing Clinton was forcing the taxpayers to back the loan? The crackhead never makes a payment, has a mansion they live in for free for years, bank has to write the whole thing off as a loss, taxpayers foot the bill.

Liars loans were epidemic thanks to Clinton and his affirmative action lending strategy.
Lots of clowns for mortgages they couldn’t afford. 3 percent down payments lol except houses are more expensive and salaries have not increased. Just lol if don’t think this is worse than 08
post 1668580003 09-27-2022, 09:37 PM
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Rentcel cope threads become more and more common as the 1st of the month approaches

wonder why?
post 1668580183 09-27-2022, 09:46 PM
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where the fuk do u live that ur home's value is down 50% lmao
Awesome pics. Great size. Look thick. Solid. Tight. Keep us all posted on your continued progress with any new progress pics or vid clips. Show us what you got man. Wanna see how freakin' huge, solid, thick and tight you can get. Thanks for the motivation.
post 1668580343 09-27-2022, 09:50 PM
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Originally Posted By Doctor*******⏩
Rentcel cope threads become more and more common as the 1st of the month approaches

wonder why?
Accurate.
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post 1668580443 09-27-2022, 09:54 PM
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Tfw I bought in 2019 for 180k and it’s now worth about 300k, but I’ve also got a 2.25% 30 year fixed on it


lol
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post 1668580563 09-27-2022, 09:57 PM
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Originally Posted By GeezersPalace⏩
Try sellling it right now and forcing a sale dead srs
Jokes on you. I bought my house in cash.

LOL at rentcels and mortgagecels. (Ded fkn Srs)
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post 1668580793 09-27-2022, 10:04 PM
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Originally Posted By Kev1972⏩
If someone is forced into foreclosure the bank eats the difference. That person just has chit credit for 4-5 years.

Most people won't be foreclosed because why wouldn't they be able to afford the same payment?

This isn't 2008 when the banks were giving idiots with no credit huge ARMs and then selling them off to fanny mae to screw the taxpayers.
Pretty sure a foreclosure wrecks you for 10 years
post 1668580973 09-27-2022, 10:11 PM
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My 300k investment in 2017 is now about to sell for milly. Not sure what youre on about
post 1668581023 09-27-2022, 10:13 PM
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I bought two properties during that time and don’t give af the rents I’m collecting are covering the payments and cash flowing an additional 80% lol a rentcucks dfs
post 1668581583 09-27-2022, 10:32 PM
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I bought my house Nov 2019... Paid $615k. House is worth 1.4-1.5m. Dang.
post 1668581713 09-27-2022, 10:36 PM
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I smell rentcel cope
watchout your comments boyo ↓
post 1668581813 09-27-2022, 10:39 PM
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Originally Posted By Vhagar⏩
Pretty sure a foreclosure wrecks you for 10 years
3 years fha 7 years conventional
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post 1668581953 09-27-2022, 10:45 PM
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Originally Posted By Kev1972⏩
3 years fha 7 years conventional
Stfu boatcel
post 1668582483 09-27-2022, 11:03 PM
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Originally Posted By ooph⏩
I bought my house Nov 2019... Paid $615k. House is worth 1.4-1.5m. Dang.
Doesn’t know what a downturn is. Yes your Zillow price is the real value lol
post 1668583033 09-27-2022, 11:22 PM
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Originally Posted By GeezersPalace⏩
Doesn’t know what a downturn is. Yes your Zillow price is the real value lol
Doesn't know what an appraisal is.

Yes my appraisal price is not the real value then.

LMAO.


Stay poor, poorcel.

I'll keep living the dream in my 1.5m house.




Hnnnnng.
post 1668583043 09-27-2022, 11:22 PM
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Bought my house in the mid-2010's when prices were still reasonable. Refiananced it to a sub-3% mortgage in 2021. The fact that I own that house after having been so lucky on both ends of it like that was the first major W of my life.
post 1668583653 09-28-2022, 12:00 AM
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Must be that time of the month, ey rentcucks?
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