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Forum » How much $$ do you need to make to feel comfortable?
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Thread: How much $$ do you need to make to feel comfortable?

post 1674475083 01-09-2023, 06:48 PM
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How much $$ do you need to make to feel comfortable?

It changes obviously compared to what you make now, but back in the day I used to hear that your quality of life never really improved much after 70k a year. I find that hard to believe now, and would think most people would actually need anywhere from 125-150k a year to feel "comfortable"

New car, new house, domestic+international vacations, new clothes, nice haircut, etc.

For me, I'd say 225-250k right now is the next "goal" that'll come but will REALLY make me feel like I'm living the upper middle class lifestyle. Probably won't happen for another decade to get there cause ATC raises aren't gonna be that crazy until the next contract plus a few more years

Hbu? What's the number that will make you say "alright yeah I'm upper middle class and comfortable"
post 1674475153 01-09-2023, 06:49 PM
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250k is needed to be considered middle class.

Start there.
"I am a rational animal who occupies the intermediary position between angel and beast"

"The upper class is afforded their position by the collective burden the underclass must carry for them"


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post 1674475323 01-09-2023, 06:52 PM
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Originally Posted By OPGenesis⏩
250k is needed to be considered middle class.

Start there.
It isn't unless you you live in Cali or NY kid
post 1674475373 01-09-2023, 06:53 PM
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Originally Posted By Jaydawg08⏩
It isn't unless you you live in Cali or NY kid
Nah, that is across the board in America.

If your annual family income isn't 250k then you're just a coper.
"I am a rational animal who occupies the intermediary position between angel and beast"

"The upper class is afforded their position by the collective burden the underclass must carry for them"


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post 1674475463 01-09-2023, 06:56 PM
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more than an ATC agent makes thats for sure.


how many posts have you deleted again?
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post 1674475473 01-09-2023, 06:56 PM
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I'm a single male living in Texas.

I could live like a king on 60k, srs.
post 1674475773 01-09-2023, 07:03 PM
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Originally Posted By Voidgaze⏩
I'm a single male living in Texas.

I could live like a king on 60k, srs.
TX bros don't count , lucky dudes over there.

I constantly consider putting in a transfer there
post 1674475853 01-09-2023, 07:04 PM
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Me $135k
Partner $75k

$210k combined income.

We have no kids, albeit we did purchase a $900,000 house.
We're more than comfortable at the moment, add higher interest rates and potentially a kid in the new couple of years and we'll be in a much different financial situation.
post 1674476223 01-09-2023, 07:12 PM
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In 2023 for a low-med CoL area with zero state/city/county income taxes... I think $90k-100k is the goal for "comfortable." If you want to include vacations and some wasteful spending then make more. You want your rent/mortgage to be below 30% of your take home pay. Making $5.4k/mo ($90k/yr) take home with solely federal income tax, and zero debts, means your rent should be $1650 or below... which is easily doable for a 1 bedroom, and even some 2 bedrooms depending on where you live. Make more than $90k if you want vacations, wasteful spending, and do more than "just have enough to save some."
post 1674476583 01-09-2023, 07:19 PM
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It depends where you live and how materialistic you are. I mean plenty of people are comfortable in their old car.

You could easily be comfortable at 100k a year so long as you don't get caught in the trap of keeping up with the Joneses.

On the other hand plenty of people make $500K+ a year and aren't comfortable because they fell into the trap of needing new everything and keeping up with the Joneses
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post 1674476793 01-09-2023, 07:27 PM
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I think $70kish would be pretty good for a single person in my area for baseline comfort
post 1674477193 01-09-2023, 07:34 PM
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i currently net ~500k.

ill feel comfortable at ~1m
post 1674477713 01-09-2023, 07:41 PM
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No amount of money can protect you or make you well if you are "marked" and people don't fear you.
post 1674477893 01-09-2023, 07:43 PM
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250k will be when I feel I've made it. Luckily its in reach
post 1674477943 01-09-2023, 07:44 PM
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100k
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post 1674478043 01-09-2023, 07:46 PM
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It goes up every year lol. Do you think things are going to stop increasing in price?
post 1674478993 01-09-2023, 08:06 PM
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Originally Posted By OPGenesis⏩
250k is needed to be considered middle class.

Start there.
The wealthiest city in the US is San Fran with a median income of 120k per household and you think 250k is needed to be middle class? Uhh, ok.
post 1674479193 01-09-2023, 08:10 PM
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Originally Posted By dyee4613⏩
The wealthiest city in the US is San Fran with a median income of 120k per household and you think 250k is needed to be middle class? Uhh, ok.
I read more posts in this thread. This is astounding to me. How on earth do you think you need 200k+ as a single person to be comfortable? Do you lack any semblance of discipline? That is so much money lol.
post 1674479243 01-09-2023, 08:10 PM
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More than you can afford, pal.
post 1674479333 01-09-2023, 08:12 PM
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in a no income tax state, $80k makes you feel good if you can live cheap.

i had a cheapo apartment, was paying like $725 and my take home for the month was about $5300. feltgoodmane.

if you have some big a** mortgage then id say $120k.
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post 1674479813 01-09-2023, 08:21 PM
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I brought in $140k last year and live comfortably. My mortgage pays for itself plus 500 profit. 2 house lot, rent the 5 bedroom and live in the second house. Find a way to pay your mortgage without using income from your job. Makes a big difference
post 1674480003 01-09-2023, 08:25 PM
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60k allows me to live comfortably and save money.
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post 1674481683 01-09-2023, 08:56 PM
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Less than I make.

I bought the house with cash, so there is no mortgage or rent to pay, but maintenance would still be X amount (as it's an expensive house).

I don't live an extravagent lifestyle, so what Ineedis probably not huge in the grand scheme of things.
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post 1674481923 01-09-2023, 09:01 PM
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These figures yall are throwing around are retarded

A 100k salary @ age 35 puts you in the top 20%

LMFAO @ 250k
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post 1674482613 01-09-2023, 09:17 PM
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More than the people around me.
post 1674482673 01-09-2023, 09:18 PM
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How much $$ doIneed to make to feel comfortable?

$10k net a month for my family of four to live comfortably 30 mins outside a major US city.
post 1674484713 01-09-2023, 10:06 PM
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Originally Posted By xbluexhawkx⏩
These figures yall are throwing around are retarded

A 100k salary @ age 35 puts you in the top 20%

LMFAO @ 250k
Yeah I dunno if people are interpreting this differently

I could be comfortable and have a high quality of life on $70k
post 1674484903 01-09-2023, 10:10 PM
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40k a month
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post 1674486753 01-09-2023, 11:14 PM
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Originally Posted By xbluexhawkx⏩
These figures yall are throwing around are retarded

A 100k salary @ age 35 puts you in the top 20%

LMFAO @ 250k
Utility natural gas bro. I'm 32, made 100k from work and 40k from investment and rental property some areas pay a lot more than 100k for natural gas work.
post 1674487333 01-09-2023, 11:31 PM
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you could get away with 120k if single and don't over spend, but 300k is a better starting point
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