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Forum ยป what is your highest credit limit on any of your credit cards?
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Thread: what is your highest credit limit on any of your credit cards?

post 1685559743 06-29-2023, 03:29 PM
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  1. liftandsleep30
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what is your highest credit limit on any of your credit cards?

what is your highest credit limit on any of your credit cards?
post 1685559793 06-29-2023, 03:30 PM
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  1. outfoxxed
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Technically no limit since i have an amex plat
post 1685559893 06-29-2023, 03:31 PM
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  1. SteadySmokin
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bout 35k
post 1685559993 06-29-2023, 03:33 PM
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  1. Destor
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I have one that's almost $47k
post 1685560003 06-29-2023, 03:33 PM
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I have one at like $28000, one at $9000, and a Discover card at like $3250, lol. I hear from a lot of people Discover is frigid and lame about bumping credit limits. I tried to get the limit increased and they said I don't use it enough. I only use like 20% for that card each month so not sure how much more they expect
post 1685560133 06-29-2023, 03:35 PM
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  1. HMFIC_BROWSIN
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They gave me one with $18k that I didn't ask for lmao.

can you even imagine maxing out $18k and paying CC interest on that?

fuark.

I have few others around the $12k range, and one old chase card I don't use anymore is like, $5k iirc.

I literally only use one of them. Should I cancel all the others? Or keep them in case I'm ever diagnosed as terminally ill and I want to YOLO my last remaining days.
post 1685560663 06-29-2023, 03:47 PM
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Originally Posted By HMFIC_BROWSIN⏩
They gave me one with $18k that I didn't ask for lmao.

can you even imagine maxing out $18k and paying CC interest on that?

fuark.

I have few others around the $12k range, and one old chase card I don't use anymore is like, $5k iirc.

I literally only use one of them. Should I cancel all the others? Or keep them in case I'm ever diagnosed as terminally ill and I want to YOLO my last remaining days.
If they aren't charging fees, only risk of keeping them around would be identity theft but that feels like a small risk

Between my woman and I, we have $100k in credit card capacity and $125k in line of credit capacity
post 1685560703 06-29-2023, 03:47 PM
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15k
post 1685560823 06-29-2023, 03:50 PM
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Originally Posted By Destor⏩
If they aren't charging fees, only risk of keeping them around would be identity theft but that feels like a small risk

Between my woman and I, we have $100k in credit card capacity and $125k in line of credit capacity
Did you apply?

I haven't applied for credit increases in like..... Well over 10 years now.
post 1685561263 06-29-2023, 03:56 PM
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  1. mchabs
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$30k on 2 cards
post 1685561333 06-29-2023, 03:57 PM
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Bank of America Visa - $108,000
Chase Visa - $102,000
post 1685561393 06-29-2023, 03:57 PM
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  1. 8pieces
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Originally Posted By GordonXXX⏩
Bank of America Visa - $108,000
Chase Visa - $102,000
you ever consider maxing them all out and moving out of the country permanetly and never paying them
post 1685561483 06-29-2023, 03:58 PM
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like 20k, most my limits are between 10-20k. i have like 8 cards
post 1685561553 06-29-2023, 03:59 PM
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  1. GordonXXX
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Originally Posted By 8pieces⏩
you ever consider maxing them all out and moving out of the country permanetly and never paying them
no. i'm honest and i like living in the United States and i'm already sitting on $5M that i don't spend anyway. $200K is not worth it. $200M i'd consider it.
post 1685561683 06-29-2023, 04:01 PM
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73k. Kept on combining credit limit when consolidating credit cards from chase
post 1685561713 06-29-2023, 04:02 PM
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Originally Posted By HMFIC_BROWSIN⏩
Did you apply?

I haven't applied for credit increases in like..... Well over 10 years now.
For our credit cards, RBC would just offer $5-10k increases every now and then until it eventually built up to what it currently is -- go into online banking, click a button to accept, bam limit increase.

The one big credit line I did apply for, that was for $90k and needed to go sit down with someone at the bank to get that signed off
post 1685561883 06-29-2023, 04:04 PM
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$27.5k
post 1685561943 06-29-2023, 04:05 PM
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Originally Posted By outfoxxed⏩
Technically no limit since i have an amex plat
My normal amex is 26k
That is the limit before a financial review
I can test my platinum in the app and they will approve 175k
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