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Forum » My 16 yr old just got his permit & added him to insurance. Hold me Misc!
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Thread: My 16 yr old just got his permit & added him to insurance. Hold me Misc!

post 1546070261 03-10-2018, 01:45 PM
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#31
  1. im2manly
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Lol no, I thought you meant 6 month premium
post 1546070431 03-10-2018, 01:47 PM
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#32
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Originally Posted By im2manly⏩
Lol no, I thought you meant 6 month premium
Oh, nope! Annual. Thank God. If 6 month premium I'd have to say sorry boyo, no driving for you.
~ In a world where you can be anything, be kind ~
post 1546070491 03-10-2018, 01:49 PM
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#33
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Make sure a Mustang is his first car.
post 1546070531 03-10-2018, 01:50 PM
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#34
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yeah at 16 my rate in CA driving a 99 acura was about 2100 a year.... had a job so that helped but man insurance just absolutely shafts young drivers, hopefully he doesnt get into any accident. I didnt know this until recently but in CA if youre at fault and the person claims injury due to the accident it could be 2 points instead of 1, so fuking stupid because people are usually faking those injuries. Not sure if this applies in your state but something to look into
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post 1546070621 03-10-2018, 01:51 PM
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#35
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Lmao @ having a 16 year old son and still posting on the misc...Da fuk
post 1546070701 03-10-2018, 01:52 PM
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#36
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Originally Posted By NMS3⏩
Make sure a Mustang is his first car.
Lolololololololol!!!!!!!!! Yeah right! I can't even afford a Mustang for myself!
Originally Posted By Vikes723⏩
yeah at 16 my rate in CA driving a 99 acura was about 2100 a year.... had a job so that helped but man insurance just absolutely shafts young drivers, hopefully he doesnt get into any accident. I didnt know this until recently but in CA if youre at fault and the person claims injury due to the accident it could be 2 points instead of 1, so fuking stupid because people are usually faking those injuries. Not sure if this applies in your state but something to look into
It's ridiculous. Definitely wasn't this outrageous when I was a teen.
Originally Posted By DoctorKazama⏩
Lmao @ having a 16 year old son and still posting on the misc...Da fuk
As if I'm the only one here with kids. lol
~ In a world where you can be anything, be kind ~
post 1546071011 03-10-2018, 01:56 PM
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#37
  1. MichaelDuong
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Make sure he's got good grades and there'll be a discount for that

I got a 3.8-3.9 GPA atm and my parents got a discount on the insurance

Also tell him to park as far away as possible in HS parking lots. Nobody knows how to drive srs. Keep him accident free
post 1546072651 03-10-2018, 02:12 PM
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#38
  1. janglingjack
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Originally Posted By Legz422⏩
Not everyone can be a HoustonMiscer making those everywhereearnit. lol



lol



You're a piece of chit talking about a child that way. Now do us all a favor and

You're a homophobic sack of chit, old sloot
*eggs crew*
*raiders crew*
post 1546073561 03-10-2018, 02:24 PM
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#39
  1. MidnightSun
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Originally Posted By Legz422⏩
Jeezus loweezus! My premium went up by 2K. I think I need a drink!



BRB signing us both up for defensive driving course for discount!
Did you shop around, at least? Did you consider adding him only as an occasional driver / second driver or whatever (depending on the expected usage?)
Miscing since 2006; miscing until I'm dead.
post 1546077911 03-10-2018, 03:26 PM
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#40
  1. Legz422
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Originally Posted By MichaelDuong⏩
Make sure he's got good grades and there'll be a discount for that

I got a 3.8-3.9 GPA atm and my parents got a discount on the insurance

Also tell him to park as far away as possible in HS parking lots. Nobody knows how to drive srs. Keep him accident free
Yep, think it was a 3.0 needed for discount. Ahhhh good idea about parking far away at his school. He won't be driving to school until next year. He has to drive with an adult for 6 months. Did you post about your comp????
Originally Posted By janglingjack⏩
You're a homophobic sack of chit, old sloot
LMAO at calling me a homophobic sack of chit. You're such a fuktard! GTFO of my thread.
Originally Posted By MidnightSun⏩
Did you shop around, at least? Did you consider adding him only as an occasional driver / second driver or whatever (depending on the expected usage?)
I didn't. I added him to the policy I've had for many years. I will have to shop around at some point though. He's just an occasional driver on my policy.

Welp, we went out driving just now. Have only been a passenger with him driving in parking lots, today was on the roads. Was a little nervous at first but he did great! We went and got pizza. lol
~ In a world where you can be anything, be kind ~
post 1546078181 03-10-2018, 03:29 PM
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#41
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Originally Posted By steeperdolphin⏩
My daughter has be involved in 6 accidents. Thankfully non were here fault. Good luck man.
Defensive driving, not even once.
post 1546078651 03-10-2018, 03:37 PM
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#42
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Originally Posted By GuineaDago585⏩
My dad never taught me how to drive because he said he's not paying for that chit. Had to learn on my own in my early 20s. Insurance is about tree fiddy. You're doing your child a huge favor sir.
same here Son No big deal! I started driving at 15 didn't get my license till 21, caught a DUI 3 months later - LIVE and LEARN
MR.PHF '09

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post 1546078781 03-10-2018, 03:39 PM
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#43
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Originally Posted By mr.left
same here Son No big deal! I started driving at 15 didn't get my license till 21, caught a DUI 3 months later - LIVE and LEARN
lol
~ In a world where you can be anything, be kind ~
post 1546079031 03-10-2018, 03:43 PM
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#44
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interesting. My parents didn't add me to their insurance until I got my license. They kept me off while I had my permit. Funniest part was the moron at my parent's insurance called one day when I was 16 asking to speak to my parents, then asked "So how old are you? Are you driving now?" I said yes and she replies "K den I'll add you to your parent's policy"

Stupid me for thinking it was just small talk. Stupid her for being stupid and conniving like that.
post 1546079331 03-10-2018, 03:48 PM
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#45
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Originally Posted By DolphinPilot⏩
interesting. My parents didn't add me to their insurance until I got my license. They kept me off while I had my permit. Funniest part was the moron at my parent's insurance called one day when I was 16 asking to speak to my parents, then asked "So how old are you? Are you driving now?" I said yes and she replies "K den I'll add you to your parent's policy"

Stupid me for thinking it was just small talk. Stupid her for being stupid and conniving like that.
lol She gotcha! Yeah, I'm not trying to get sued or have to pay out of pocket if he causes an accident and they say he's not covered under my insurance.
~ In a world where you can be anything, be kind ~
post 1546079511 03-10-2018, 03:49 PM
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#46
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Originally Posted By Legz422⏩
lol
i'll be expecting a good spanking from you I been a bad boy!

send me to your room,Lol
MR.PHF '09

“Do you see over yonder, friend Sancho, thirty or forty hulking giants? I intend to do battle with them and slay them.”- Don Quixote

''damn right I like the life I live

'Cause I went from negative to positive

And it's allGood..."


"friends come and go but enemies accumulate"


< H.T.C Till I D.I.E >
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post 1546079581 03-10-2018, 03:50 PM
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#47
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Originally Posted By janglingjack⏩
You're a homophobic sack of chit, old sloot
In to neg you later
post 1546079881 03-10-2018, 03:53 PM
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#48
  1. Rabbitjb
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Americans have such a car culture .here they walk or take a bus to school...no kid turns up in their own car
post 1546080231 03-10-2018, 03:57 PM
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#49
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Originally Posted By Legz422⏩
Not everyone can be a HoustonMiscer making those everywhereearnit. lol



lol



You're a piece of chit talking about a child that way. Now do us all a favor and

> on the misc and can't take a joke

looks like you're the one who needs to get the fuk out tbh
post 1546080531 03-10-2018, 04:01 PM
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#50
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Originally Posted By Vhagar⏩
In to neg you later
Strong WK
*eggs crew*
*raiders crew*
post 1546080731 03-10-2018, 04:04 PM
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#51
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I know the feel. My boys are 18 and 21. What's even more weird is when the 21 yr old says "you don't wanna know what I'm doing Fri night after my birthday".
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post 1546080781 03-10-2018, 04:04 PM
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#52
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Originally Posted By janglingjack⏩
Strong WK
can confirm
post 1546080791 03-10-2018, 04:04 PM
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#53
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Originally Posted By mr.left
i'll be expecting a good spanking from you I been a bad boy!

send me to your room,Lol
Originally Posted By Vhagar⏩
In to neg you later
<3
Originally Posted By Rabbitjb⏩
Americans have such a car culture .here they walk or take a bus to school...no kid turns up in their own car
Unfortunately his school is too far to walk, and the bus costs half what it cost to add him to my insurance for a year.
~ In a world where you can be anything, be kind ~
post 1546080931 03-10-2018, 04:06 PM
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#54
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Originally Posted By CatabolicBrah⏩
> on the misc and can't take a joke

looks like you're the one who needs to get the fuk out tbh
I can take a joke just fine. He's just a dikhead.
Originally Posted By smokinal⏩
I know the feel. My boys are 18 and 21. What's even more weird is when the 21 yr old says "you don't wanna know what I'm doing Fri night after my birthday".
Yikes at x2! lol at your son!
~ In a world where you can be anything, be kind ~
post 1546081081 03-10-2018, 04:07 PM
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#55
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Does he already have a car?

I just skimmed the thread so my bad if you mentioned it
post 1546081851 03-10-2018, 04:17 PM
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#56
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This is why i only wear condoms or cum in the butthole.
post 1546082251 03-10-2018, 04:23 PM
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#57
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Originally Posted By Vhagar⏩
Does he already have a car?

I just skimmed the thread so my bad if you mentioned it
Nope, not yet. Was going to give him my car for his next birthday and get a newer used car. Mines a 2004.
Originally Posted By JustiNtense⏩
This is why i only wear condoms or cum in the butthole.
lol Kids are expensive!
~ In a world where you can be anything, be kind ~
post 1546082521 03-10-2018, 04:25 PM
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#58
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Originally Posted By Legz422⏩
lol She gotcha! Yeah, I'm not trying to get sued or have to pay out of pocket if he causes an accident and they say he's not covered under my insurance.
Ehh, my parents figured they would be with me so they would supervise me while I'm driving, yank the wheel, scream at me to get me to stomp the brakes, etc if I came close to hitting anything. They did, tho.
post 1546082641 03-10-2018, 04:27 PM
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#59
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Originally Posted By steeperdolphin⏩
My daughter has be involved in 6 accidents. Thankfully non were here fault. Good luck man.
Is your daughter Janoy Cresva?
Not in the AM
post 1546082841 03-10-2018, 04:30 PM
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#60
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When I bought my first car I went with Liberty Mutual. Got into a crash in my first year but it wasn't by fault, dude wasn't paying attention and hit the back of my car. Next year the annual premium goes up, instead of down since I had my license for an year longer and didn't have any accidents that was my fault. Was pissed and did a quote with Geico, those fookers literally saved me 50-60% a month instead of the 15% they claim in the commercials. Every 6 months - 1 year my premium slowly kept decreasing as well. Never leaving Geico srs.
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