Thread: You won $900 million: what do?
10-17-2018, 09:31 AM
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#31
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Originally Posted By 2minutes2⏩
off-topic religious tangentJesus talked about how it would be almost impossible for a rich man to inherit the Kingdom of the Heavens, no?
Spoiler!
Since wealth was seen as proof of God’s approval, it was commonly taught by the rabbis that rich people were blessed by God and were, therefore, the most likely candidates for heaven. Jesus destroyed that notion, and along with it, the idea that anyone can earn eternal life by stating that even the rich are unworthy to enter heaven.
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10-17-2018, 09:37 AM
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#32
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Was I in the future yesterday or did this exact thread already get posted by the exact same person?
If the former, I need it to happen again so I can see tomorrow's numbers.
If the former, I need it to happen again so I can see tomorrow's numbers.
10-17-2018, 10:07 AM
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#33
Originally Posted By redraider86⏩
I like the idea of the annuity when it gets this big. First year payment after tax is like $9millionRetain a fancy attorney in Trust & Estates and insist on working with a lead partner.
Take the lump sum. Collect winnings in a comically terrible disguise. Hand money to lawyer. Special person and I disappear for a few months. Probably doing something super nerdy like the New York Times Crossword Puzzle cruise, I've always wanted to do that. After a day onboard, regretfully consider that I should have chartered a yacht.
Pay millions and millions in taxes.
Allocate 20% to family members. Tell my attorney this number. S/he takes care of that, and any 'suggestions' made by family members will be met with "Huh, that's interesting."
Continue working with same financial advisor, probably. Unless someone can change my mind here.
Dump half of what remains into a boring ass S&P 500 index fund.
I now have a HUGE nest egg that is growing at market rates. What now? I have more financial security than 99% of the country. Because my lawyer is worth his salt I will be insulated from most lawsuits. We would have a serious conversation about the level of volunteer work that will keep me fulfilled while keeping me away from being sued. I would buy a modest but nice house in a legal state, and maybe a getaway in Maine. Both homeswillhave a giant bathtub and a fireplace in the bathroom. Buy a new organ for my synagogue. Hope that nothing changes too badly, but it will. Try not to ruin my life or the live's of those I love.
Here's my thought on the lump sum situation. There is an extremely crummy rate for the annuity, usually hovering around 4.5% annual return or less, depending. It doesn't take much to do better than this, and if you have the money already in cash rather than leaving it in the hands of the state, you can pull from the capital as you'd like. If you take the annuity you won't have access to that cash. That could be good or bad. Perhaps bad unless you have a very addictive personality. If you need an allowance managed by the state, it is because you didn't listen to your lawyer wearing a suit that costs more than your entire current home, and you're going to screw this up anyway.
Take the lump sum. Collect winnings in a comically terrible disguise. Hand money to lawyer. Special person and I disappear for a few months. Probably doing something super nerdy like the New York Times Crossword Puzzle cruise, I've always wanted to do that. After a day onboard, regretfully consider that I should have chartered a yacht.
Pay millions and millions in taxes.
Allocate 20% to family members. Tell my attorney this number. S/he takes care of that, and any 'suggestions' made by family members will be met with "Huh, that's interesting."
Continue working with same financial advisor, probably. Unless someone can change my mind here.
Dump half of what remains into a boring ass S&P 500 index fund.
I now have a HUGE nest egg that is growing at market rates. What now? I have more financial security than 99% of the country. Because my lawyer is worth his salt I will be insulated from most lawsuits. We would have a serious conversation about the level of volunteer work that will keep me fulfilled while keeping me away from being sued. I would buy a modest but nice house in a legal state, and maybe a getaway in Maine. Both homeswillhave a giant bathtub and a fireplace in the bathroom. Buy a new organ for my synagogue. Hope that nothing changes too badly, but it will. Try not to ruin my life or the live's of those I love.
Here's my thought on the lump sum situation. There is an extremely crummy rate for the annuity, usually hovering around 4.5% annual return or less, depending. It doesn't take much to do better than this, and if you have the money already in cash rather than leaving it in the hands of the state, you can pull from the capital as you'd like. If you take the annuity you won't have access to that cash. That could be good or bad. Perhaps bad unless you have a very addictive personality. If you need an allowance managed by the state, it is because you didn't listen to your lawyer wearing a suit that costs more than your entire current home, and you're going to screw this up anyway.
I’ve read stuff online from money managers that unless you’re already wealthy and accustomed to handling and making decisions for significant sums of money it’s risky to bring on that kind of windfall. It’s easy to get taken advantage of, especially by investment sharks
10-17-2018, 10:19 AM
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#34
Pay off student loans. Buy a condo in the city and a new car. Put the rest aside and finish my education.
Obviously I’d shop for nicer clothes, but nothing too extravagant to where it’d even make a dent in 900mil
Obviously I’d shop for nicer clothes, but nothing too extravagant to where it’d even make a dent in 900mil
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10-17-2018, 10:20 AM
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#35
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Originally Posted By Chezdon⏩
Other thread was $650 million and you find out you won while posting about tradiesWas I in the future yesterday or did this exact thread already get posted by the exact same person?
If the former, I need it to happen again so I can see tomorrow's numbers.
If the former, I need it to happen again so I can see tomorrow's numbers.
So not exactly the same
Oh man I’d have to hire Jenna rickert for a second gdp shoot starring me
Love that Australian accent
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10-17-2018, 10:23 AM
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#36
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The biggest problem with winning the lottery is that your life is no longer private; every tom, dick, and harry will be after you for money and that included "long lost" family members and relatives.
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10-17-2018, 10:25 AM
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#37
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buy newest iphone
j/k it's still too damn expensive
j/k it's still too damn expensive
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10-17-2018, 10:27 AM
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#38
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Party bus to vegas w my 4 buddies and 20 top pronstars to the best suite
10-17-2018, 10:30 AM
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#39
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Originally Posted By dhawkeye1980⏩
Names of stars and hotelParty bus to vegas w my 4 buddies and 20 top pronstars to the best suite
You better not say Hannah hays!
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10-17-2018, 10:36 AM
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#40
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Originally Posted By Vhagar⏩
So MegaUSA.com says the average net on the annuity in NY is about $20,000,000 or I could take home $345,000,000 lump sum. I haven't dug real deep, but if that's accurate, a Vanguard calculator says I'd need just under 6% yield after-tax to comfortably beat the lottery's annuity.I like the idea of the annuity when it gets this big. First year payment after tax is like $9million
Pretending we don't need to consider loss of principle on the annuity, the other kicker is that pre-tax dollars aren't all created equal, since lottery winnings are taxed as personal income, and I'm going to be in the chit-tier 37% federal income tax bracket, which will probably only go up over the next thirty years. Swapping that out for self-directed investments that will be taxed, at most, as capital gains at 20% changes the math.
I might only break even, but I get the added benefit of sleeping at night knowing I can liquidate the whole thing tomorrow if I wish to do so.
Nah, fukk that. I’m not doing that.
10-17-2018, 11:08 AM
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#41
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$20 million a year v. 400 million lump sum doesn’t make a difference to us
We can easily get out of control and die on either
Stop doing math and tell us what you would do with the cash!
I need some car recommendations
Would def buy a fly Tesla
We can easily get out of control and die on either
Stop doing math and tell us what you would do with the cash!
I need some car recommendations
Would def buy a fly Tesla
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10-17-2018, 11:15 AM
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#42
Originally Posted By ANumber1⏩
I’m sure you could make more long term. But I don’t trust myself, and there will never be a moment in my life where I would need more than several million dollars.So MegaUSA.com says the average net on the annuity in NY is about $20,000,000 or I could take home $345,000,000 lump sum. I haven't dug real deep, but if that's accurate, a Vanguard calculator says I'd need just under 6% yield after-tax to comfortably beat the lottery's annuity.
Pretending we don't need to consider loss of principle on the annuity, the other kicker is that pre-tax dollars aren't all created equal, since lottery winnings are taxed as personal income, and I'm going to be in the chit-tier 37% federal income tax bracket, which will probably only go up over the next thirty years. Swapping that out for self-directed investments that will be taxed, at most, as capital gains at 20% changes the math.
I might only break even, but I get the added benefit of sleeping at night knowing I can liquidate the whole thing tomorrow if I wish to do so.
Pretending we don't need to consider loss of principle on the annuity, the other kicker is that pre-tax dollars aren't all created equal, since lottery winnings are taxed as personal income, and I'm going to be in the chit-tier 37% federal income tax bracket, which will probably only go up over the next thirty years. Swapping that out for self-directed investments that will be taxed, at most, as capital gains at 20% changes the math.
I might only break even, but I get the added benefit of sleeping at night knowing I can liquidate the whole thing tomorrow if I wish to do so.
10-17-2018, 11:16 AM
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#43
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Would delete all social media, pay off debt, write my mom and granny a phat check, invest, travel, and buy a condo out east.
10-17-2018, 11:17 AM
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#44
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Originally Posted By Vhagar⏩
Yeah, that's why I said what I said about bonds.I’m sure you could make more long term. But I don’t trust myself, and there will never be a moment in my life where I would need more than several million dollars.
I can live an extraordinary life on 2.5%, deep-dick the taxman, and still have the entire principal left over to build something incredible when I die, whether that's a charitable foundation or just, like, a pyramid.
Nah, fukk that. I’m not doing that.
10-17-2018, 11:45 AM
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#45
1. Do the same thing to collect anonymously
2. Help my mom retire, give her anything she wants, travel, she loves her home so help her renovate or buy new if she wanted to move with me
3. Start a wild life reserve in the caribbean in an area where locals need jobs and start a sustainable farm. Adding a school so kids can grow up learning to reserve nature, and maybe open a few around the world Africa, Thailand, Bali etc
4. Build my own nature conservation and my own home in bocas, Panama with animal shelter
5. College funds and homes for my 2 nieces and nephew their all over 18, my best friend and college funds for her kids homes for all of them and a house for my sister. Rental homes for my aunt so she can retire.
6. Fund my brothers start up and anime convention plus car house etc he wanted
7. Buy a new Lamborghini and plane to visit my dad, plus gyms at all my homes
8. Health clinics in India and Africa
9. Rest in the bank
2. Help my mom retire, give her anything she wants, travel, she loves her home so help her renovate or buy new if she wanted to move with me
3. Start a wild life reserve in the caribbean in an area where locals need jobs and start a sustainable farm. Adding a school so kids can grow up learning to reserve nature, and maybe open a few around the world Africa, Thailand, Bali etc
4. Build my own nature conservation and my own home in bocas, Panama with animal shelter
5. College funds and homes for my 2 nieces and nephew their all over 18, my best friend and college funds for her kids homes for all of them and a house for my sister. Rental homes for my aunt so she can retire.
6. Fund my brothers start up and anime convention plus car house etc he wanted
7. Buy a new Lamborghini and plane to visit my dad, plus gyms at all my homes
8. Health clinics in India and Africa
9. Rest in the bank
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10-17-2018, 11:56 AM
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#46
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I think I'd retire but do nothing crazy except safe investments. I'd take all my free time to train like crazy - train my ass off, and probably move to France for a while and study some cooking fundamentals (pastry, sauces) for a while. I'd route some of my investment profits to St. Jude, and probably open a gym that has no membership fee at all, but anyone who disrespects the gym or its members is permanently banned from the premises. I'd try to make the 'dream' place, loads of deadlift platforms, squat racks, sprint areas, prowlers, whatever.
In fact, I might make a thread on the Misc saying 'help OP design the ultimate gym' and build it.
So nothing too crazy. Maybe take a year off and eat at every 3 star michelin restaurant in the world in 1 year..
In fact, I might make a thread on the Misc saying 'help OP design the ultimate gym' and build it.
So nothing too crazy. Maybe take a year off and eat at every 3 star michelin restaurant in the world in 1 year..
10-17-2018, 12:11 PM
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#47
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1. Do not sign ticket and put in safe at home and not tell a soul, not even my wife.
2. Wait some time and secure financial planner and lawyer in adjoining large city only working with the top partners in the firm to setup trust.
3. Claim prize after the initial fervor has died down under said trust.
4. Upon claiming prize all social media will be deleted and family will be told we're going on a holiday for a month.
5. I would tithe to our church and help them build the new additions to the school. Donate to charities that actually help people (St. Jude's etc.)
6. Work with financial planner to live off of interest while setting up accounts for my children and children's children.
7. Buy investment property and buy property for our personal home to be built to spec (home gym, safe rooms, security, etc.)
8. Travel with my children to show them the world instead of reading about it in books.
2. Wait some time and secure financial planner and lawyer in adjoining large city only working with the top partners in the firm to setup trust.
3. Claim prize after the initial fervor has died down under said trust.
4. Upon claiming prize all social media will be deleted and family will be told we're going on a holiday for a month.
5. I would tithe to our church and help them build the new additions to the school. Donate to charities that actually help people (St. Jude's etc.)
6. Work with financial planner to live off of interest while setting up accounts for my children and children's children.
7. Buy investment property and buy property for our personal home to be built to spec (home gym, safe rooms, security, etc.)
8. Travel with my children to show them the world instead of reading about it in books.
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10-17-2018, 12:25 PM
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#48
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in this order:
-pay off school debt
-buy property for myself, and 3 more as investments
- aware parents and siblings that I won money but don't disclose how much money. could easily rip family apart if they feel I didn't give them enough
- gift parents and siblings 15mil each or so
-buy cars and a couple more motorbikes
- have multiple threesomes with 10/10s
- put the remainder in high interest account and sit on it
why you want to work when you have 900 mil in the bank
-pay off school debt
-buy property for myself, and 3 more as investments
- aware parents and siblings that I won money but don't disclose how much money. could easily rip family apart if they feel I didn't give them enough
- gift parents and siblings 15mil each or so
-buy cars and a couple more motorbikes
- have multiple threesomes with 10/10s
- put the remainder in high interest account and sit on it
Originally Posted By Sinan09400⏩
instead of getting an atpl, just buy a private jet and become type rated on itput 860 mil to the bank for interest and with the rest go get an ATPL.
Ah also go to some luxury hotel and rent the penthouse, fill it with high class escorts, expensive alcohol and some stuff like that and spend there a month.
Ah also go to some luxury hotel and rent the penthouse, fill it with high class escorts, expensive alcohol and some stuff like that and spend there a month.
why you want to work when you have 900 mil in the bank
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10-17-2018, 12:30 PM
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#49
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Originally Posted By Aristotelian⏩
Reminds me of Strauss zelnickI think I'd retire but do nothing crazy except safe investments. I'd take all my free time to train like crazy - train my ass off, and probably move to France for a while and study some cooking fundamentals (pastry, sauces) for a while. I'd route some of my investment profits to St. Jude, and probably open a gym that has no membership fee at all, but anyone who disrespects the gym or its members is permanently banned from the premises. I'd try to make the 'dream' place, loads of deadlift platforms, squat racks, sprint areas, prowlers, whatever.
In fact, I might make a thread on the Misc saying 'help OP design the ultimate gym' and build it.
So nothing too crazy. Maybe take a year off and eat at every 3 star michelin restaurant in the world in 1 year..
In fact, I might make a thread on the Misc saying 'help OP design the ultimate gym' and build it.
So nothing too crazy. Maybe take a year off and eat at every 3 star michelin restaurant in the world in 1 year..
Hacked video game ceo that has business meetings in the gym
Organized his own fitness cult lol
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10-17-2018, 07:00 PM
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#50
Originally Posted By BIgOrange865⏩
I like this. I don’t attend church but I’d donate a generous amount to the private schools my daughter attends now which double as a church. Lovely people there.1. Do not sign ticket and put in safe at home and not tell a soul, not even my wife.
2. Wait some time and secure financial planner and lawyer in adjoining large city only working with the top partners in the firm to setup trust.
3. Claim prize after the initial fervor has died down under said trust.
4. Upon claiming prize all social media will be deleted and family will be told we're going on a holiday for a month.
5. I would tithe to our church and help them build the new additions to the school. Donate to charities that actually help people (St. Jude's etc.)
6. Work with financial planner to live off of interest while setting up accounts for my children and children's children.
7. Buy investment property and buy property for our personal home to be built to spec (home gym, safe rooms, security, etc.)
8. Travel with my children to show them the world instead of reading about it in books.
2. Wait some time and secure financial planner and lawyer in adjoining large city only working with the top partners in the firm to setup trust.
3. Claim prize after the initial fervor has died down under said trust.
4. Upon claiming prize all social media will be deleted and family will be told we're going on a holiday for a month.
5. I would tithe to our church and help them build the new additions to the school. Donate to charities that actually help people (St. Jude's etc.)
6. Work with financial planner to live off of interest while setting up accounts for my children and children's children.
7. Buy investment property and buy property for our personal home to be built to spec (home gym, safe rooms, security, etc.)
8. Travel with my children to show them the world instead of reading about it in books.
10-17-2018, 07:11 PM
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#51
10-17-2018, 07:12 PM
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#52
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Build a floating colossuem in international waters and host epic events for a week a year. Sht like gladiator fights, gorilla vs bear fights etc .
Then prob just 2 girls at the same time
Then prob just 2 girls at the same time
Fck u james
10-17-2018, 08:41 PM
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#53
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Originally Posted By Gringo12⏩
Like enter the dragon and mortal combatBuild a floating colossuem in international waters and host epic events for a week a year. Sht like gladiator fights, gorilla vs bear fights etc .
Then prob just 2 girls at the same time
Then prob just 2 girls at the same time
Sick
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10-18-2018, 12:19 PM
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#54
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Will update when it hits $1 billion
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10-18-2018, 12:43 PM
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#55
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Don't sign the ticket yet
Put it in a safety security box in bank
Go to downtown's largest law firm and ask to deal with a senior partner.
Hire a financial advisor team
Claim the money through a trust if possible, otherwise delete any social media and show up my face on TV.
Pay taxes
Take a 6 month trip to Bali and change my number
Come back and invest into some bonds to live off interest
Buy misc platinum account
Put it in a safety security box in bank
Go to downtown's largest law firm and ask to deal with a senior partner.
Hire a financial advisor team
Claim the money through a trust if possible, otherwise delete any social media and show up my face on TV.
Pay taxes
Take a 6 month trip to Bali and change my number
Come back and invest into some bonds to live off interest
Buy misc platinum account
10-18-2018, 12:51 PM
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#56
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Originally Posted By NukYavlen⏩
How would you even get through a senior attorneys door? Best to hire two different firms to go over things in case one firm is shadyDon't sign the ticket yet
Put it in a safety security box in bank
Go to downtown's largest law firm and ask to deal with a senior partner.
Hire a financial advisor team
Claim the money through a trust if possible, otherwise delete any social media and show up my face on TV.
Pay taxes
Take a 6 month trip to Bali and change my number
Come back and invest into some bonds to live off interest
Buy misc platinum account
Put it in a safety security box in bank
Go to downtown's largest law firm and ask to deal with a senior partner.
Hire a financial advisor team
Claim the money through a trust if possible, otherwise delete any social media and show up my face on TV.
Pay taxes
Take a 6 month trip to Bali and change my number
Come back and invest into some bonds to live off interest
Buy misc platinum account
Also lol at getting a trust. Having a trust means you can’t touch the money legally and someone else is in charge of it
Any posts made are purely fictional in nature and by no means is anything I say to be taken seriously. Any and all pictures I post are pictures widely available on the internet and any discussions I am involved in are purely hypothetical or are commentary in nature and should not constitute advice or be considered advice
10-18-2018, 12:54 PM
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#57
- dannyg1217
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Immediately take off my pants, then contemplate my next move.
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10-18-2018, 12:54 PM
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#58
- sandaltan
- Registered User
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- sandaltan
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Originally Posted By Hartski⏩
but that castle has poverty windows....No ****, i would buy up as much land as I could, Prefereably a nice mix of tillable and woods, then start on the wall and castle.
Charity, not even one.
Charity, not even one.
10-18-2018, 12:59 PM
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#59
- Hartski
- I Bleed Black and Gold
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- Hartski
- I Bleed Black and Gold
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Originally Posted By sandaltan⏩
Windows are a weak pointbut that castle has poverty windows....
The hardest part of a zombie apocalypse will be pretending I'm not excited.
in omnia paratus
10-18-2018, 01:02 PM
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#60
- NukYavlen
- Registered Offender
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- NukYavlen
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Originally Posted By Fit1NYC⏩
Lol you think a senior partner will pass up an opportunity like this? Easy money for them.How would you even get through a senior attorneys door? Best to hire two different firms to go over things in case one firm is shady
Also lol at getting a trust. Having a trust means you can’t touch the money legally and someone else is in charge of it
Also lol at getting a trust. Having a trust means you can’t touch the money legally and someone else is in charge of it
And the trust would still be under your control since you'd be the beneficiary.
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