Log In

Your email is not your username

Register

If you were a member of the old Bodybuilding.com forums and would like to reuse your previous username, you can request it below. We use your email only for registration and do not store it. For more information, please see our Privacy Policy.

Confirm your email

A registration code was sent to your email. Enter it here.

Welcome

You have successfully setup your account.

Sign in

Quick Navigation Bottom Misc
Forum » LOL at Fkn idiots who think leasing/financing a car is a good idea (srs)
  1. Results 31 to 60 of 168
  2. Page 2 of 6
  3. First
  5. 1
  6. 2
  7. 3
  8. 4
  10. Last

Thread: LOL at Fkn idiots who think leasing/financing a car is a good idea (srs)

post 1575020931 03-04-2019, 09:40 AM
-
#31
  1. TBO1313
  2. Never Registered
  1. TBO1313
  2. Never Registered
  3. Join Date: Dec 2013
  4. Posts: 28,898
  5. Rep Power: 342064
Originally Posted By iradumass⏩
true poor people are fuking scum
You misunderstand. What I'm trying to say is most people don't have a portfolio and their savings account only has $200.
6'2"

OMAD results: 2/15/19-235, 10/13/19-190

OHP-205 Bench- 245 Squat - 405 C&J - 245

2021 Spring cut: 195lbs starting weight
post 1575021421 03-04-2019, 09:47 AM
-
#32
  1. Destor
  2. Registered User
  1. Destor
  2. Registered User
  3. Join Date: Apr 2012
  4. Location: Alberta, Canada
  5. Age: 41
  6. Posts: 43,481
  7. Rep Power: 254906
The key is to stay off the upgrade merry-go-round. Too many people treat cars like they treat their phones (which they shouldn't do in the first place): as soon as they pay off their current model, they're out shopping for a new monthly payment. People who do this and buy new are screwing themselves over even worse.

Finance a decent used vehicle 3-5 years out, maintain it long term, and drive it into the ground. That's how you do it
post 1575021501 03-04-2019, 09:49 AM
-
#33
  1. Hartski
  2. I Bleed Black and Gold
  1. Hartski
  2. I Bleed Black and Gold
  3. Join Date: Oct 2004
  4. Location: In Hawkeye Country!!!!!
  5. Age: 47
  6. Posts: 24,280
  7. Rep Power: 49189
LOL at driving a 12k POS
The hardest part of a zombie apocalypse will be pretending I'm not excited.

in omnia paratus
post 1575021871 03-04-2019, 09:52 AM
-
#34
  1. FreshStart12
  2. HUNT, FISH, RIDE
  1. FreshStart12
  2. HUNT, FISH, RIDE
  3. Join Date: Dec 2009
  4. Location: United States
  5. Posts: 7,232
  6. Rep Power: 25625
Lol @ spending money period.

Lol @ you plebs wasting money when you can live in the woods for free.

Lol @ you.
-= BLACK AND GOLD =-
=> PITTSBURGH STEELERS <=
=> PITTSBURGH PENGUINS <=
=> PITTSBURGH PIRATES <=
post 1575022211 03-04-2019, 09:56 AM
-
#35
  1. iradumass
  2. Registered User
  1. iradumass
  2. Registered User
  3. Join Date: May 2009
  4. Posts: 5,715
  5. Rep Power: 6776
Originally Posted By TBO1313⏩
You misunderstand. What I'm trying to say is most people don't have a portfolio and their savings account only has $200.
agreed

but also i hate poor people bruv
post 1575022951 03-04-2019, 10:05 AM
-
#36
  1. MikeLowrrrey
  1. MikeLowrrrey
  3. Join Date: Jul 2018
  4. Age: 56
  5. Posts: 35,133
  6. Subscribers: 2
  7. Rep Power: 120067
So if you don't finance or lease how are you supposed to get a nice car?
post 1575023011 03-04-2019, 10:06 AM
-
#37
  1. ANIMALISTIKZ
  2. Banned
  1. ANIMALISTIKZ
  2. Banned
  3. Join Date: Nov 2006
  4. Location: Ontario, Canada
  5. Posts: 16,508
  6. Rep Power: 0
But who was man who's company pays for their vehicle leasing OP?

also op,you buy a Tesla just for the government handout?
post 1575023121 03-04-2019, 10:07 AM
-
#38
  1. OntheClockNE
  2. Cornbrah
  1. OntheClockNE
  2. Cornbrah
  3. Join Date: Aug 2017
  4. Posts: 5,541
  5. Rep Power: 47948
Is there some Misc by-law that says someone has to create this thread once a quarter?
*MAGA crew*
Mod Neg Survivor
AP4C
<HTC>
*6'4" Crew*
*Misc. Old Geezer Crew - 54*
post 1575023521 03-04-2019, 10:13 AM
-
#39
  1. MyBaddBrah
  2. u wot m8
  1. MyBaddBrah
  2. u wot m8
  3. Join Date: Apr 2013
  4. Posts: 19,318
  5. Rep Power: 61930
Originally Posted By jamalfudge⏩
Only on the misc is it considered alpha to get into, and stay in perpetual debt.
All business entities operating at the highest level stay in "perpertual debt". Reason? Leverage is one of the biggest tools of the wealthy. Not using it makes you a moron. Debt isn't something you should be worried about. Maybe you're thinking of debt ratio?
*Hole is Life Crew*
*Meditation Crew*
post 1575024441 03-04-2019, 10:26 AM
-
#40
  1. jasticus
  2. Registered User
  1. jasticus
  2. Registered User
  3. Join Date: Oct 2012
  4. Posts: 12,313
  5. Rep Power: 24473
So guys I plan on leasing a bmw cuz they incentive leasing. My dad is a master at negotiating so I won’t have to put any money down and I’ll have a great warranty. Planning on paying 500-600/m. Talk me out of it
post 1575024571 03-04-2019, 10:27 AM
-
#41
  1. bsmit107
  2. Living in 3024
  1. bsmit107
  2. Living in 3024
  3. Join Date: May 2010
  4. Location: Georgia, United States
  5. Posts: 21,085
  6. Rep Power: 189967
Just dropped $2500 cash on a sweet 2002 Ford Escape as my new commuter. Less than 5 miles is driven daily...including work/gym/grocery

Lol if your vehicle isn't disposable.
post 1575024911 03-04-2019, 10:33 AM
-
#42
  1. LinuxJon
  1. LinuxJon
  3. Join Date: Apr 2014
  4. Location: California, United States
  5. Posts: 49,073
  6. Rep Power: 325966
ITT: OP doesn't understand the value of owning a newer car with all of the safety features.
480s / 370b / 495d / 235 x 2 SOHP

Trump 2020
DeSantis 2024
Catbrah 2032

Misc Firearms Crew
Misc Wristwatch Crew
Will sell wife's foot pics for watch/gun money crew
Definitely not a fed crew
post 1575025621 03-04-2019, 10:43 AM
-
#43
  1. MikeLowrrrey
  1. MikeLowrrrey
  3. Join Date: Jul 2018
  4. Age: 56
  5. Posts: 35,133
  6. Subscribers: 2
  7. Rep Power: 120067
Originally Posted By bsmit107⏩
Just dropped $2500 cash on a sweet 2002 Ford Escape as my new commuter. Less than 5 miles is driven daily...including work/gym/grocery

Lol if your vehicle isn't disposable.
That sounds like the life, but I'm a car guy, gotta spend a bit more than that.
post 1575026881 03-04-2019, 11:01 AM
-
#44
  1. guest89
  2. Forever aBOARD
  1. guest89
  2. Forever aBOARD
  3. Join Date: Sep 2003
  4. Location: United States
  5. Posts: 41,691
  6. Rep Power: 169649
Originally Posted By MikeLowrrrey⏩
So if you don't finance or lease how are you supposed to get a nice car?
Pay for it cash. I know a guy that buys a brand new GMC Denalli truck every 2 years. He doesn't put a lot of miles on his trucks (live's in a small town and has a company vehicle for work). Trades in his paid for truck and ponies up the difference in cash for the next one. In general he needs to put down $8,000-10,000 every two years and his trade in value covers the rest. Obviously now that he's established and his dealership works with him its no big deal. But he just needed enough wealth to be able to get started doing that. He pretty much followed Dave Ramsey's financial plan to the letter and now he's at the stage where he can buy a new truck every 2 years cash without concern for losing money in depreciation.







I financed a new truck because I get 2% interest rates through my credit union and I didn't want to feel the pain of dropping that much cash at one time. Initial depreciation over the first couple years feel brutal when the value is lower then what you owe on it. But at the 3 year mark my truck's KBB value is more then what I owe left on it for trade in. My private party sale value is close to the same amount I financed (Traded in another truck). I only drive it about 4K miles per year though so that's huge as well.



People screw themselves because they buy vehicles that depreciate rapidly. Then they either don't take care of them or maintain them and the value falls even faster. It probably helps that I'm more of a truck guy. Value seems to hold more then cars.
post 1575028471 03-04-2019, 11:22 AM
-
#45
  1. thatsnarf
  2. Registered User
  1. thatsnarf
  2. Registered User
  3. Join Date: Jul 2013
  4. Posts: 6,200
  5. Rep Power: 21527
Originally Posted By jasticus⏩
Planning on paying 500-600/m. Talk me out of it
lol
post 1575028561 03-04-2019, 11:23 AM
-
#46
  1. Nonsense916
  2. worst poster on the misc
  1. Nonsense916
  2. worst poster on the misc
  3. Join Date: May 2010
  4. Posts: 54,085
  5. Rep Power: 321806
Originally Posted By MikeLowrrrey⏩
So if you don't finance or lease how are you supposed to get a nice car?
You save?
Losers let it happen, winners make it happen.

Nonsense Army Crew.
post 1575029031 03-04-2019, 11:28 AM
-
#47
  1. Jacobcapra
  2. AAS Free since '93
  1. Jacobcapra
  2. AAS Free since '93
  3. Join Date: Apr 2015
  4. Location: Atlanta, Georgia, United States
  5. Age: 33
  6. Posts: 15,933
  7. Rep Power: 174320
Originally Posted By SFH0791⏩
Renting in some instances is more profitable than buying

for exmaple

in U.K an apartment in Kensington cost ~ 1.2 million GBP

rent is about 10k Per month

if you put 1.2 million in your bank account you can recope the rent money easily and that includes all maintenance etc etc
except that the 1.2M GBP apartment you buy will appreciate too


for example

you buy the apartment for 1.2M GBP. In 3 years the apartment is now worth 1.5M and you also saved 10K/mo for three years = 360K on housing expense by not renting.

So now you have an asset with 300K gained equity and saved 360K in monthly expenses by buying instead of renting.



Can you profit 660K on 1.2M in 3 years?

If so, then yeah, don't buy. And then write a book on finance.



Edit: also even in your example, you won't "Easily" recoup the rent money. If you were paying $10K/month in rent that's 120K a year. So if you banked 1.2M you'd need to profit 10% a year to cover rent alone. That's pretty tough m8.
**Georgia Crew**
**Mechanical Engineering Crew**
**2018 Aesthetics Crew**

01/02/2018 - 202.2 lb.
Current - 181.4 lb. (1/23/18)
post 1575029611 03-04-2019, 11:36 AM
-
#48
  1. MBisonSon
  2. Registered User
  1. MBisonSon
  2. Registered User
  3. Join Date: Jan 2016
  4. Posts: 39,767
  5. Rep Power: 166638
The smartest thing in any case is having as much as you can possibly put down and then tell them to bend over.
The billionaire and the beggar both have 24 hours in a day.

That's why grandma's apple pie rocks and yours sucks.
Originally Posted By Dave22reborn
At least it will thunderstorm tonight, and we know how they feel about water. :)
^^^Racist police officer who also cries about how racism doesn't exist, also cries reverse racism and typifies the stupidity of the racist right, referring to black people as "they" and regurgitating racist stereotypes.
post 1575029891 03-04-2019, 11:39 AM
-
#49
  1. pojo18
  2. Registered User
  1. pojo18
  2. Registered User
  3. Join Date: Oct 2008
  4. Location: Joppa, Maryland, United States
  5. Posts: 5,331
  6. Rep Power: 12655
Originally Posted By Nonsense916⏩
Brb paying FULL taxes +fees
Brb loses 2-3k value as soon as you drive off the lot
Brb monthly payments
Brb interest
Brb “but my warranty” (lol)
Brb need to have full coverage insurance (no option)

Oh and if you wreck your Pos you ‘bought’ they(insurance) will only pay off your remaining loan. Jakes on you.

Inb4 Copers who couldn’t afford 12k cash for a reasonable car to flood this thread.
Leasing has it's merits in certain situations.

And I'm sure you + the other 99% of the misc makes 6 figures yearly working 1 day a week, but the majority of Americans dont have $500 for an unexpected car repair let alone $12,000 for a "reasonable car"

welcome to reality
Reps to all BJJ/grappling/MMA bros.
post 1575030001 03-04-2019, 11:40 AM
-
#50
  1. GainzMcgee
  2. Banned
  1. GainzMcgee
  2. Banned
  3. Join Date: Sep 2014
  4. Location: Tampa, Florida, United States
  5. Posts: 11,787
  6. Rep Power: 0
Originally Posted By freeburn⏩
Long hair don't care.
what kind of ******* are you?
post 1575030441 03-04-2019, 11:46 AM
-
#51
  1. RealAesthetic
  2. 6’2 225 lean
  1. RealAesthetic
  2. 6’2 225 lean
  3. Join Date: Aug 2011
  4. Location: Ontario, Canada
  5. Posts: 20,380
  6. Rep Power: 259389
Its pointless for me to own a new car right now because I travel for work all the time so I dropped 4k on mine
***Canadian Crew***
S 365 D 585 B 315
misc resident sky tradie
post 1575031301 03-04-2019, 11:58 AM
-
#52
  1. Xax
  2. Foamroll yer glutes
  1. Xax
  2. Foamroll yer glutes
  3. Join Date: Apr 2010
  4. Posts: 3,528
  5. Rep Power: 4864
Originally Posted By pojo18⏩
but the majority of Americans dont have $500 for an unexpected car repair let alone $12,000 for a "reasonable car"

welcome to reality
The sad part is nobody sees anything wrong with this reality.
post 1575031631 03-04-2019, 12:03 PM
-
#53
  1. Lefticle
  2. Registered User
  1. Lefticle
  2. Registered User
  3. Join Date: Jan 2011
  4. Height: 6'1"
  5. Weight: 225 lbs
  6. Posts: 29,429
  7. Subscribers: 1
  8. Rep Power: 571788
IMO leasing is only worth it if you make a ton of money and want a new car every single year.
Always Neg Back Crew.
post 1575031851 03-04-2019, 12:05 PM
-
#54
  1. ooph
  2. Registered User
  1. ooph
  2. Registered User
  3. Join Date: May 2018
  4. Age: 56
  5. Posts: 7,658
  6. Rep Power: 87196
Meanwhile OP is posting about how he is buying a R8 and a "$5k" Rolex.

Fkn plebs listen to OP, but don't do as OP claims he does!
Originally Posted By ANIMALISTIKZ⏩
But who was man who's company pays for their vehicle leasing OP?

also op,you buy a Tesla just for the government handout?
Wait, is he getting a Tesla or a R8? I'm behind on his current "coming soon" purchase.
post 1575032431 03-04-2019, 12:13 PM
-
#55
  1. Comply_or_Die
  2. ★★★★★
  1. Comply_or_Die
  2. ★★★★★
  3. Join Date: Sep 2008
  4. Age: 36
  5. Posts: 7,192
  6. Rep Power: 55710
Das it mayne
Laughing at your team since 2008.
post 1575032891 03-04-2019, 12:18 PM
-
#56
  1. exxtracool
  2. Registered User
  1. exxtracool
  2. Registered User
  3. Join Date: Jan 2018
  4. Location: Canada
  5. Age: 34
  6. Posts: 20,766
  7. Rep Power: 77972
depends on the situation in terms of finance and use.

i lease my company vehicles just because it makes more sense for me to do so as opposed to financing, buying outright would make zero sense for me.
post 1575034381 03-04-2019, 12:38 PM
-
#57
  1. BustaCapp
  2. Delivering Negs
  1. BustaCapp
  2. Delivering Negs
  3. Join Date: Dec 2002
  4. Location: Merseyside, The North, United Kingdom (Great Britain)
  5. Posts: 27,158
  6. Rep Power: 346296
OP drives a 6 year old wreck that's festooned with it's 7 previous owners boogers.
fist yourself
post 1575035911 03-04-2019, 12:55 PM
-
#58
  1. JoshSP1985
  2. Anti-Circumcision
  1. JoshSP1985
  2. Anti-Circumcision
  3. Join Date: Aug 2009
  4. Location: Franklin, Indiana, United States
  5. Posts: 66,936
  6. Rep Power: 214514
Originally Posted By freeburn⏩
17k left on a loan financed a 30k suv. Paid off my last one no issues.

Long hair don't care. I like having a sick suv. And it takes me camping and offroading every summer so is pretty essential to my hobbies and lifestyle.


Lol @ people who work their whole lives just to not buy the things they want. You can't take it with you when you die homie
You can also work until you're 70 while other people work until they're 50-55
*PUREBLOOD CREW*
*DAD CREW*
*SUPER STRAIGHT*
*NATURAL DICK CREW*
*CCW*
post 1575036181 03-04-2019, 12:59 PM
-
#59
  1. sandaltan
  2. Registered User
  1. sandaltan
  2. Registered User
  3. Join Date: Sep 2009
  4. Posts: 15,265
  5. Rep Power: 12438
Originally Posted By SFH0791⏩
Renting in some instances is more profitable than buying

for exmaple

in U.K an apartment in Kensington cost ~ 1.2 million GBP

rent is about 10k Per month

if you put 1.2 million in your bank account you can recope the rent money easily and that includes all maintenance etc etc
wtf kinda backwards ass logic is that

honestly i have no idea what youre even talking about

if you spend 1.2 m on a property you know own a 1.2 m asset
if you rent at $10k per month youre literally just paying 10k per month on something you dont own
post 1575039081 03-04-2019, 01:32 PM
-
#60
  1. guest89
  2. Forever aBOARD
  1. guest89
  2. Forever aBOARD
  3. Join Date: Sep 2003
  4. Location: United States
  5. Posts: 41,691
  6. Rep Power: 169649
Originally Posted By ooph⏩
Meanwhile OP is posting about how he is buying a R8 and a "$5k" Rolex.

Fkn plebs listen to OP, but don't do as OP claims he does!



Wait, is he getting a Tesla or a R8? I'm behind on his current "coming soon" purchase.
He's posted pics with a red Tesla and lately claimed he's going to buy a BMW i8. All that as a bartender in Cali.



He either has rich parents that gives him money/allow him to live for free or he's selling substances on the side. Or likely a little bit of both of those.

Originally Posted By AVOJAMACADA⏩
Brb only own and buy 2005-2010 1 tons trucks for less then 5k$ that i pay cash for.i own 4 (for my gold mine) and insurance is 400$ a year each. 2 of them i legit havent spent a dime on in years and they are nore reliable then 2018 trucks!.one of them i work and gets me 5k$ a month under the table just to haul some tools.

Mind blown on what people pay to drive themselves to the grocery store and work in. 99% of the world aint mirin at your black bmw that yoy pay 800$ a month for lol.
Definitely the way to go for your line of work. Those trucks are insanely cheap though. They probably depreciate a bit more in a snow climate where they salt the road and stuff. A 2005 1 ton here with around 300K miles would cost around 5-8K.
Quick Navigation Top Misc
Bookmarks
Digg.com
Digg
del.icio.us
del.icio.us
Stumbleupon.com
StumbleUpon
Google.com
Google
Facebook.com
Facebook
Posting Permissions
  1. You may not post new threads
  2. You may not post replies
  3. You may not post attachments
  4. You may not edit your posts