Log In

Your email is not your username

Register

If you were a member of the old Bodybuilding.com forums and would like to reuse your previous username, you can request it below. We use your email only for registration and do not store it. For more information, please see our Privacy Policy.

Confirm your email

A registration code was sent to your email. Enter it here.

Welcome

You have successfully setup your account.

Sign in

Quick Navigation Bottom Misc
Forum » Best credit cards right now? (107k reps)
  1. Results 31 to 60 of 128
  2. Page 2 of 5
  3. First
  5. 1
  6. 2
  7. 3
  8. 4
  10. Last

Thread: Best credit cards right now? (107k reps)

post 1586315951 08-20-2019, 11:01 AM
-
#31
  1. Silencespeaks
  2. Banned
  1. Silencespeaks
  2. Banned
  3. Join Date: Aug 2015
  4. Posts: 114,138
  5. Rep Power: 0
Post deleted by user
post 1586316211 08-20-2019, 11:04 AM
-
#32
  1. awwchit2
  2. Registered User
  1. awwchit2
  2. Registered User
  3. Join Date: Dec 2015
  4. Posts: 5,798
  5. Rep Power: 9259
Originally Posted By mkTheGoods⏩
Chase Sapphire products and the Chase Freedom are all very good cards, so you can't go wrong with any of those. Plus, Chase is easily the best credit card issuer along with AMEX.

If you travel a decent amount and eat out at lot, I'll mention this one since it hasn't been mentioned yet: American Express Gold Card

-4% at restaurants in US and worldwide
-4% at US supermarkets, up to 25k a year
-3% for travel booked through Amex

It has a $250 annual fee, but it's slashed by $120 dining credit ($10 per month for 12 months) and $100 airline fee credit, so the effective fee is essentially $30.

Plus, the sign up bonus is pretty nice (look for 50K MR points) and the card is easily one of the most aesthetic around.
just LOL at annual fees

so you would have to spend like 6k+ just to earn $250 cashback at 4% and remain profitable w/ that annual fee if my potato math is right.

congrats you played yourself.
Look, i know i don't really know you and all, and i know you probably hear this like everyday, but your just so perfect to me. The few hours we talked were really great even if the convo was stale, your really pretty and chill, and your country thats just perfect :'D i really dont know how to explain it, but i think i have feelings for you somehow. i never felt like this with someone i just met, but i felt the need to get it off my chest. sorry for being all weird just idk how to explain it D:
post 1586316231 08-20-2019, 11:04 AM
-
#33
  1. RICHSTRONG
  2. Pa BITCHES
  1. RICHSTRONG
  2. Pa BITCHES
  3. Join Date: Mar 2012
  4. Location: United States
  5. Height: 6'2"
  6. Weight: 350 lbs
  7. Posts: 85,294
  8. Subscribers: 15
  9. Rep Power: 1662183
Lol @ OP not being a travelCel! Just LMFAO Who TF doesn't wanna see 3rd world countries???
See monster0ultra's sig
post 1586316581 08-20-2019, 11:09 AM
-
#34
  1. tyn89
  2. Registered User
  1. tyn89
  2. Registered User
  3. Join Date: Mar 2014
  4. Posts: 8,715
  5. Rep Power: 22359
Originally Posted By awwchit2⏩
just LOL at annual fees

so you would have to spend like 6k+ just to earn $250 cashback at 4% and remain profitable w/ that annual fee if my potato math is right.

congrats you played yourself.
lol @ thinking 6k is a big deal annually. It's simple if you just put everything on the card. You don't even have to think about it, just log in every month and pay it off.

The point is that you need to have good spending habit, don't spend what you wouldn't spend in cash or debit card. If you can't do that, don't get a credit card.
post 1586316701 08-20-2019, 11:11 AM
-
#35
  1. mkTheGoods
  2. Registered User
  1. mkTheGoods
  2. Registered User
  3. Join Date: Jul 2013
  4. Location: United States
  5. Age: 36
  6. Posts: 727
  7. Rep Power: 4490
Originally Posted By awwchit2⏩
just LOL at annual fees

so you would have to spend like 6k+ just to earn $250 cashback at 4% and remain profitable w/ that annual fee if my potato math is right.

congrats you played yourself.
No, most high annual fee cards have perks that offset or eat away most of the fee like as the case is with Chase Sapphire Reserve and Amex Plat/Gold. A lot of people get these cards for the sign up bonuses, trip protection, global entry, lounge access, etc, and not for the cash back multipliers.... These cards also have a downgrade path to no annual fee cards, so if you believe the annual fee exceeds your positive expected value for the card after the first year, just downgrade the card to a no fee card.
post 1586317041 08-20-2019, 11:16 AM
-
#36
  1. Spahgetti
  2. Banned
  1. Spahgetti
  2. Banned
  3. Join Date: Aug 2019
  4. Posts: 8,774
  5. Rep Power: 0
Originally Posted By RICHSTRONG⏩
Lol @ OP not being a travelCel! Just LMFAO Who TF doesn't wanna see 3rd world countries???
I can see the intention of ur post and most would agree. but i don't. and there's a lot of dopeee countries out there that aren't 3rd world. Like Switzerland. Croatia. Most of Italy. Spain. Etc etc.
post 1586317181 08-20-2019, 11:19 AM
-
#37
  1. Spahgetti
  2. Banned
  1. Spahgetti
  2. Banned
  3. Join Date: Aug 2019
  4. Posts: 8,774
  5. Rep Power: 0
Originally Posted By awwchit2⏩
just LOL at annual fees

so you would have to spend like 6k+ just to earn $250 cashback at 4% and remain profitable w/ that annual fee if my potato math is right.

congrats you played yourself.
As I already heavily explained, in the Sapphire Reserve's instance, you instantly get $300/yr reimbursed entirely on 'travel purchases'. That even includes ubers/lyfts to ur ****gytime bar with the glory hole you're so fond of. UberEats (and other food delivery services i'm assuming but def UberEATS). Hotels. Flights. Who doesn't use $300/yr in that chit? Srs question. So that means it costs $150/yr. and lmao just lmao if you haven't awared yourself on all the other perks besides that one alone.
post 1586317361 08-20-2019, 11:22 AM
-
#38
  1. awwchit2
  2. Registered User
  1. awwchit2
  2. Registered User
  3. Join Date: Dec 2015
  4. Posts: 5,798
  5. Rep Power: 9259
Originally Posted By tyn89⏩
lol @ thinking 6k is a big deal annually. It's simple if you just put everything on the card. You don't even have to think about it, just log in every month and pay it off.

The point is that you need to have good spending habit, don't spend what you wouldn't spend in cash or debit card. If you can't do that, don't get a credit card.
idk mane i spend about 1.2k a month outside of bills. It all goes to credit. so if i had a card with $250 annual fee I would essentially have to wait 6 months for an actual profit.

fuk that.

i guess you could argue with certain card offers such as AMEX where you could save 250 much quicker. But those are hit or miss .
Look, i know i don't really know you and all, and i know you probably hear this like everyday, but your just so perfect to me. The few hours we talked were really great even if the convo was stale, your really pretty and chill, and your country thats just perfect :'D i really dont know how to explain it, but i think i have feelings for you somehow. i never felt like this with someone i just met, but i felt the need to get it off my chest. sorry for being all weird just idk how to explain it D:
post 1586317721 08-20-2019, 11:28 AM
-
#39
  1. LatinoSlayer91
  2. Message board king
  1. LatinoSlayer91
  2. Message board king
  3. Join Date: Aug 2013
  4. Posts: 6,623
  5. Rep Power: 3698
Originally Posted By Spahgetti⏩
I can see the intention of ur post and most would agree. but i don't. and there's a lot of dopeee countries out there that aren't 3rd world. Like Switzerland. Croatia. Most of Italy. Spain. Etc etc.
Get a load of this travelcel

I bet you own a home too cuck

Just LOL

Life isn’t about where you asspie, it’s about the asspie you do pie that matters mane
It is only when a man comes to terms with his own mortality, can he gain the freedom to appreciate life.
post 1586318001 08-20-2019, 11:32 AM
-
#40
  1. Spahgetti
  2. Banned
  1. Spahgetti
  2. Banned
  3. Join Date: Aug 2019
  4. Posts: 8,774
  5. Rep Power: 0
Originally Posted By LatinoSlayer91⏩
Get a load of this travelcel

I bet you own a home too cuck

Just LOL

Life isn’t about where you asspie, it’s about the asspie you do pie that matters mane
Keep up the cope
post 1586318161 08-20-2019, 11:34 AM
-
#41
  1. propreffered7
  2. Registered User
  1. propreffered7
  2. Registered User
  3. Join Date: Mar 2010
  4. Posts: 36,839
  5. Rep Power: 86393
My experience with capital one is muchhh better than chase

I mean, chase hasnt been bad. But capital one feels like its providing chit. Get tons of offers, updates, app is intuitive as hell, way more credit limit increases, etc.

When i used cap. One customer service to block a card, they were awesome. Havent really used chase like that though

Im trying to decide whether to add to my chase or cap one cards
post 1586318341 08-20-2019, 11:36 AM
-
#42
  1. ooph
  2. Registered User
  1. ooph
  2. Registered User
  3. Join Date: May 2018
  4. Age: 56
  5. Posts: 7,658
  6. Rep Power: 87196
I spend about $70k/year on my CC's. All chase, between Sapphire, freedom and my primary card is freedom unlimited.
post 1586319441 08-20-2019, 11:54 AM
-
#43
  1. Horse86
  2. Registered User
  1. Horse86
  2. Registered User
  3. Join Date: Jul 2006
  4. Location: Pennsylvania, United States
  5. Posts: 7,011
  6. Rep Power: 66396
Chase AARP

Card Benefits
$100 Bonus Cash Back after you spend $500 on purchases in the first 3 months from account opening* Same page link to Offer Details


Earn 3% Cash Back rewards on purchases at restaurants, from fine dining to fast food.

Earn 3% Cash Back rewards on purchases at gas stations.

Earn 1% Cash Back rewards on all other purchases.

No caps
No annual fees.

GOAT gas and food CC
S&P Crew, Cologne Crew, Crypto Crew

For sale CC:
10ml B22 (SOLD)
10ml La Yuqawam (SOLD)

5ml Tom Ford Oud Wood - full presentation = stock TF glass container with gold label (SOLD)
10ml Tom Ford Plum Japonias
Pure Malt - 99% full comes with box
Rochas Man - BNIB (SOLD)

For Sale S&P:
Allen Edmonds Black Park Avenue 12D only worn a handfull of times.
post 1586320161 08-20-2019, 12:04 PM
-
#44
  1. tunafishha
  2. Registered CCP
  1. tunafishha
  2. Registered CCP
  3. Join Date: Nov 2014
  4. Posts: 29,114
  5. Rep Power: 27114
Originally Posted By dizzin9⏩
For flexing purposes:

im rock hard bro
*Catholic Crew*
*Community College Master Race*
*5'5 Masterrace*
*Starbucks Crew*
*Buy high, sell low*
post 1586320471 08-20-2019, 12:10 PM
-
#45
  1. W1LLW
  2. Enlightened Miscer
  1. W1LLW
  2. Enlightened Miscer
  3. Join Date: Jan 2011
  4. Posts: 27,700
  5. Rep Power: 229291
American Express Platinum:
+$450 annual fee
- $200 Airline Credit (i use for seat upgrades + inflight booze/food purchases)
= Essentially a card I pay $250 a year for to access Centurion and Priority Pass lounges no less than 6 times a year. Stays in sock drawer and only use to purchase flights/hotels that my company reimburses for.

American Express Gold:
+250 annual fee
- $100 Airline Credit (redeem this basically with a single checked bag purchase)
- $150 GrubHub credit (i have an alert on my phone that goes off to tell me to redeem this every month)
= Card pays for itself for 4x back at restaurants/clubs/bars

Chase Sapphire Preferred:
+95 annual fee
My "catch all" card when AmEx isn't accepted somewhere.

The Amex Platinum card is the only card i feel i truly "pay" to use. That said, have you ever had a 2+ hour layover and NOT had access to a priority or centurion lounge? it's pure hell. Totally worth the price.
Kobe Forever
Black Crew
Bucks N 6
post 1586320641 08-20-2019, 12:12 PM
-
#46
  1. Dec4y
  2. Drill Team
  1. Dec4y
  2. Drill Team
  3. Join Date: Jun 2012
  4. Location: United States
  5. Posts: 5,995
  6. Rep Power: 22774
Rotate between Amex gold, Costco, Chase Sapphire and Chase Southwest. This hits all the gas/groceries/food/travel sweetspots. I get companion pass every year so wife flies free on SW. Used to have an amex plat - but wasn't worth it with the gold and the price increase
Always Pick #4
850 FICO crew
post 1586320871 08-20-2019, 12:15 PM
-
#47
  1. Spahgetti
  2. Banned
  1. Spahgetti
  2. Banned
  3. Join Date: Aug 2019
  4. Posts: 8,774
  5. Rep Power: 0
ITT: Everyone that says "Chase Sapphire" only, are on that 'preferred' poverty time. Step your game up to Reserve, Chase's #1 card (srs. look it up). weird flex but ok
post 1586322431 08-20-2019, 12:35 PM
-
#48
  1. athrun340
  2. Registered User
  1. athrun340
  2. Registered User
  3. Join Date: Sep 2007
  4. Age: 37
  5. Posts: 5,609
  6. Rep Power: 1843
just got an invite for black card. Anyone know if that card is worth it?
post 1586322651 08-20-2019, 12:38 PM
-
#49
  1. W1LLW
  2. Enlightened Miscer
  1. W1LLW
  2. Enlightened Miscer
  3. Join Date: Jan 2011
  4. Posts: 27,700
  5. Rep Power: 229291
Originally Posted By Spahgetti⏩
ITT: Everyone that says "Chase Sapphire" only, are on that 'preferred' poverty time. Step your game up to Reserve, Chase's #1 card (srs. look it up). weird flex but ok
If you don't travel a lot it's not worth it though, and you're better off with the Preferred as a daily driver.

You could make an argument for AmEx Platinum holders like myself. The CSReserved also comes with priority pass lounge access but no centurion lounge. That said I only used the Centurion Lounge twice last year.

And even for those vain few that had the AmEX plat due to the metal/weight quality, they gave that same quality to the AmEX gold.
Kobe Forever
Black Crew
Bucks N 6
post 1586324021 08-20-2019, 12:57 PM
-
#50
  1. redwine91
  2. Waffle House
  1. redwine91
  2. Waffle House
  3. Join Date: Jul 2010
  4. Location: Texas, United States
  5. Age: 34
  6. Posts: 13,527
  7. Rep Power: 72768
Want an amazon card badly
post 1586324751 08-20-2019, 01:08 PM
-
#51
  1. xxAchillesxx
  1. xxAchillesxx
  3. Join Date: Sep 2008
  4. Posts: 19,521
  5. Subscribers: 2
  6. Rep Power: 389868
Chase Reserve for travel and restaurants
Chase Freedom for everything else

Go on probably 3-4 trips a year flying Southwest and haven't paid for a flight for myself or my gf (outside of the $11.50 security fee) for 2-3 years now. Plus Club Mobay lounge in Jamaica baby.

I have a few others I keep around and use sparingly every once in a while just for their longevity and adding to my overall credit limit.
"The dildo of consequences rarely arrives lubed."

See OptimusTrajan' sig
post 1586324971 08-20-2019, 01:12 PM
-
#52
  1. ANumber1
  2. Duke of New York
  1. ANumber1
  2. Duke of New York
  3. Join Date: Jul 2013
  4. Location: New York, United States
  5. Posts: 18,570
  6. Rep Power: 128694
Originally Posted By mkTheGoods⏩
Chase Sapphire products and the Chase Freedom are all very good cards, so you can't go wrong with any of those. Plus, Chase is easily the best credit card issuer along with AMEX.

If you travel a decent amount and eat out at lot, I'll mention this one since it hasn't been mentioned yet: American Express Gold Card
Pretty sure Costco doesn't take AmEx, which is smack piss of ass.

With that said, it'd almost be worth changing supermarkets for that. You can also use the 4x points to buy third-party giftcards there, so you get 4x on all your Netflix, Home Depot, major gas station brands, etc.

However, if you're not using the points for travel, you need to cash out with the Schwab Platinum to get a good redemption. The only real clear reason to carry the Platinum is...for the travel perks. If you're not going to use those there's no way to wash out the fees. So...

OP is probably better off with Freedom Unlimited and keeping it simple, no-fee.
Originally Posted By awwchit2⏩
just LOL at annual fees

so you would have to spend like 6k+ just to earn $250 cashback at 4% and remain profitable w/ that annual fee if my potato math is right.

congrats you played yourself.
You sound poor if you think putting 6k on your card is a lot of annual spend. Adjusted for taxes, my credit card points pay me back more cash value than my 401k match, and I have a generous 401k match.

It sucks, but the most expensive thing in the world is having low cash flow. People rolling around paying full price like chumps because they don't spend enough to unlock the biggest discounts.
Nah, fukk that. I’m not doing that.
post 1586326671 08-20-2019, 01:35 PM
-
#53
  1. sword_
  2. uberschwert
  1. sword_
  2. uberschwert
  3. Join Date: May 2005
  4. Location: Texas, United States
  5. Posts: 107,635
  6. Rep Power: 912964
Originally Posted By Spahgetti⏩
ITT: Everyone that says "Chase Sapphire" only, are on that 'preferred' poverty time. Step your game up to Reserve, Chase's #1 card (srs. look it up). weird flex but ok
I got an AMEX Platinum bruh. How's that for flexing?!

Chase Ink Business Preferred is pretty awesome too if you want to travelcel.
A hit was sent, from the President, to raid your residence /
Because you had secret evidence, and documents /
On how they raped the continents, and it's the prominent /
Dominant Islamic, Asiatic Black Hebrew

- GZA "4th Chamber"
post 1586327141 08-20-2019, 01:41 PM
-
#54
  1. ANumber1
  2. Duke of New York
  1. ANumber1
  2. Duke of New York
  3. Join Date: Jul 2013
  4. Location: New York, United States
  5. Posts: 18,570
  6. Rep Power: 128694
Originally Posted By sword_⏩
I got an AMEX Platinum bruh. How's that for flexing?!
I have both, just to wave my dick around. AmEx Gold, AmEx Platinum Schwab, CSR, and Freedom Unlimited are my daily drivers.

(I pay the fee off with AmEx Offers easily and also use the free Gold status at Hilton/Marriott to stack bonus points with CSR 3x.)
Nah, fukk that. I’m not doing that.
post 1586327271 08-20-2019, 01:43 PM
-
#55
  1. Dec4y
  2. Drill Team
  1. Dec4y
  2. Drill Team
  3. Join Date: Jun 2012
  4. Location: United States
  5. Posts: 5,995
  6. Rep Power: 22774
Originally Posted By W1LLW⏩
American Express Platinum:
+$450 annual fee
- $200 Airline Credit (i use for seat upgrades + inflight booze/food purchases)
= Essentially a card I pay $250 a year for to access Centurion and Priority Pass lounges no less than 6 times a year. Stays in sock drawer and only use to purchase flights/hotels that my company reimburses for.
Plat is $550/yr. I dropped it when the fee went up. - wasn't worth it especially with the cost of the 4 additional authorized users (sorry mom/dad). With them dropping Delta lounges and other devaluations - just wasn't worth it. Kept the Amex Gold tho

Palladium card is where it's at lol
Always Pick #4
850 FICO crew
post 1586327581 08-20-2019, 01:47 PM
-
#56
  1. OffwhiteBrah
  1. OffwhiteBrah
  3. Join Date: Apr 2015
  4. Location: Florida, United States
  5. Posts: 50,218
  6. Rep Power: 545472
Just lol @ you card cells with your Amex and Chase cards. It's all about the $10M J.P. Morgan Reserve Card

https://www.valuepenguin.com/jp-morg...hase-palladium
post 1586327791 08-20-2019, 01:49 PM
-
#57
  1. ANumber1
  2. Duke of New York
  1. ANumber1
  2. Duke of New York
  3. Join Date: Jul 2013
  4. Location: New York, United States
  5. Posts: 18,570
  6. Rep Power: 128694
Originally Posted By OffwhiteBrah⏩
Just lol @ you card cells with your Amex and Chase cards. It's all about the $10M J.P. Morgan Reserve Card

https://www.valuepenguin.com/jp-morg...hase-palladium
I will probably not know that feel.

Schwab does give nice discounts on mortgages and a cashback credit on their version of AmEx Platinum if you carry the right investment balances, though, so I'm gunning for that.
Nah, fukk that. I’m not doing that.
post 1586333641 08-20-2019, 03:11 PM
-
#58
  1. mkTheGoods
  2. Registered User
  1. mkTheGoods
  2. Registered User
  3. Join Date: Jul 2013
  4. Location: United States
  5. Age: 36
  6. Posts: 727
  7. Rep Power: 4490
Originally Posted By sword_⏩
I got an AMEX Platinum bruh. How's that for flexing?!

Chase Ink Business Preferred is pretty awesome too if you want to travelcel.
Love the CIP, probably the best sign-up bonus in the game at the moment and love the cell phone protection feature.
post 1586334811 08-20-2019, 03:30 PM
-
#59
  1. Silencespeaks
  2. Banned
  1. Silencespeaks
  2. Banned
  3. Join Date: Aug 2015
  4. Posts: 114,138
  5. Rep Power: 0
Post deleted by user
post 1586335961 08-20-2019, 03:50 PM
-
#60
  1. sword_
  2. uberschwert
  1. sword_
  2. uberschwert
  3. Join Date: May 2005
  4. Location: Texas, United States
  5. Posts: 107,635
  6. Rep Power: 912964
Originally Posted By mkTheGoods⏩
Love the CIP, probably the best sign-up bonus in the game at the moment and love the cell phone protection feature.
Unaware about the Cell Phone Protection Feature?
A hit was sent, from the President, to raid your residence /
Because you had secret evidence, and documents /
On how they raped the continents, and it's the prominent /
Dominant Islamic, Asiatic Black Hebrew

- GZA "4th Chamber"
Quick Navigation Top Misc
Bookmarks
Digg.com
Digg
del.icio.us
del.icio.us
Stumbleupon.com
StumbleUpon
Google.com
Google
Facebook.com
Facebook
Posting Permissions
  1. You may not post new threads
  2. You may not post replies
  3. You may not post attachments
  4. You may not edit your posts