Thread: I am Credit Card debt free!!!
07-31-2020, 09:49 AM
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#31
- disphugginflip
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- disphugginflip
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Originally Posted By Destor⏩
GJDM, you can get whatever you want with that score.Same here man, I racked up maybe like $10k or $15k in my early 20s. One card was even sent to collections
Dealing with that and paying it off taught me lessons that will last a lifetime. Credit score went from like 560 in my 20s to 871 most recently (credit scores go up to 900 in Canada)
Dealing with that and paying it off taught me lessons that will last a lifetime. Credit score went from like 560 in my 20s to 871 most recently (credit scores go up to 900 in Canada)
07-31-2020, 09:51 AM
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#32
- disphugginflip
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Originally Posted By mchabs⏩
Thats what being young and dumb does to you. You can either learn from it, or be old a dumb. Working in casinos ive seen many degens lose their paycheck at the tables.Just don't spend more than you have in your checking account.... It's not that phucking hard. Everyone congratulating OP but I can't say I have sympathy for poor financial decisions
07-31-2020, 09:52 AM
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#33
- DizzySmalls
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I want this feel, but with student debt. The tax subsidized rate of interest is so low that it's not a priority, but will be great once all of my cash flow is finally mine
07-31-2020, 09:56 AM
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#34
- disphugginflip
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Originally Posted By DizzySmalls⏩
We're all gonna make it brah.I want this feel, but with student debt. The tax subsidized rate of interest is so low that it's not a priority, but will be great once all of my cash flow is finally mine
07-31-2020, 09:58 AM
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#35
- Jms89
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Congrats bud. Get on dat dere dave ramsey time. I did it 10 years ago and never looked back.
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07-31-2020, 10:59 AM
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#36
- SkydiverDan
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Same here OP. A year ago was $18K in credit card debt. And credit score was 740
Since then have made some changes in career and make more money, but instead of spending more I used it to pay it all off. First time in my adult life with a $0 balance on credit card and score is now 795 just from paying that one thing off. Feels good man
Congrats OP and everyone else who is no longer making stupid financial mistakes, lol
Since then have made some changes in career and make more money, but instead of spending more I used it to pay it all off. First time in my adult life with a $0 balance on credit card and score is now 795 just from paying that one thing off. Feels good man
Congrats OP and everyone else who is no longer making stupid financial mistakes, lol
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07-31-2020, 11:10 AM
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#37
- JStrez
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Never been in credit card debt before. I pay my bills in full at the end of every month.
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07-31-2020, 11:19 AM
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#38
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Originally Posted By Badkarmaa⏩
Brutal but true.Lmfao, you joking right?
Gambling while in debt. Then the only way you can get out of debt is unemployment $$.
Negged ****git
Gambling while in debt. Then the only way you can get out of debt is unemployment $$.
Negged ****git
Hope you got your chit together for good OP, because things could have been a lot worse.
07-31-2020, 11:24 AM
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#39
- multiplemiggs
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I've never had a credit card. Closest I have is a debit card with visa debit or some chit on it.
I pay everything in cash.
I pay everything in cash.
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