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I think debt is the main life killer for most folks
10-10-2020, 11:24 PM
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#31
- OutdoorsBrah
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- OutdoorsBrah
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Originally Posted By Destor⏩
He spent 2 years renting (apartment in fiancés name) and re-building credit... super small price to pay to have 120K in debt expunged. When you're a dentist, even starting out at a chit-tier chain practice, your can still easily save up 80K+ in liquid savings (160K after 2 years of frugal living on a Dentists salary) in a year(s) for collateral + down payment.Who the fuk is giving mortgages or business loans to someone who just filed for bankruptcy anyways, lenders are probably getting that $120k back from increased interest rates after he has been flagged as high risk
As for lending, I'm assuming it was an SBA loan based off his track record and paystubs from working at other practices + investing his own seed-money.
Either way, 5 years later, homie lives in a nice house and drives a Tesla.... so I'd say he won. SRS
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10-10-2020, 11:55 PM
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#32
- tank2003
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thing is, debt, for the most part, is optional. Not always, but for the most part
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10-11-2020, 12:00 AM
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#33
- OutdoorsBrah
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Originally Posted By tank2003⏩
Mad truth ^^^^thing is, debt, for the most part, is optional. Not always, but for the most part
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10-11-2020, 12:20 AM
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#34
- manletlord1
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I've got money and am still miserable,so did kurt cobain...just lol at people who think money makes everything perfect and magical.
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10-11-2020, 12:31 AM
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#35
- MinisterOfLust
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Originally Posted By manletlord1⏩
PayPal me some cash and I will show you how to be happy. Deal?I've got money and am still miserable,so did kurt cobain...just lol at people who think money makes everything perfect and magical.
10-11-2020, 12:41 AM
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#36
10-11-2020, 12:44 AM
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#37
Originally Posted By OutdoorsBrah⏩
alphaLOl @ worrying about student loan debt.... SRS
Just apply to every credit car you can, take cash advances on all of them, use the cash to pay off your student loans..... make like 4-5 good-faith payments on the credit card debt....
Then file bankruptcy and you student loans and credit card debt disappear. LOL @ people actually thinking they can't get out of student loan debt. My buddy had 120K from Dental school.... used cash advances on credits cards to pay it off, filed bankruptcy. Now he has a 400K home and his own practice and zero students loans lol
Just apply to every credit car you can, take cash advances on all of them, use the cash to pay off your student loans..... make like 4-5 good-faith payments on the credit card debt....
Then file bankruptcy and you student loans and credit card debt disappear. LOL @ people actually thinking they can't get out of student loan debt. My buddy had 120K from Dental school.... used cash advances on credits cards to pay it off, filed bankruptcy. Now he has a 400K home and his own practice and zero students loans lol
10-11-2020, 12:48 AM
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#38
Unrealistic. You're going to be broke going to school, tf non-existent bs dream are you living? Keep staying at home with mom -$1000 rent, -$500 food for bodybuilder, -$100 cell phone, -$200 insurance, -$200 car note.
You are showing some serious incel basement dweller ideals.
You are showing some serious incel basement dweller ideals.
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10-11-2020, 12:57 AM
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#39
I got my bachelors and juris doctorate with no debt, worked through both degrees. Finished school with enough in savings to buy my first home 20% down
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