01-19-2021, 01:56 PM
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#31
- Joesky20
- Registered User
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- Joesky20
- Registered User
- Join Date: Oct 2013
- Location: Florida, United States
- Age: 32
- Posts: 1,498
- Rep Power: 11041
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mortgage/ins/prop tax is $1006/month, but i have a roommate and we split it, so..
mortgage-$500
car insurance-$90
car gas-$100
electric-$100
water bill-$70
groceries-$250
medications/docs appts-$50 (dont go every month but i add it up and divide by 12 months)
eating out-$150
misc-$150
roth ira-$500 (i include roth ira in expenses)
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=$1960/month = $23,520/yr
currently saving for my 2nd home too
coom at me
mortgage-$500
car insurance-$90
car gas-$100
electric-$100
water bill-$70
groceries-$250
medications/docs appts-$50 (dont go every month but i add it up and divide by 12 months)
eating out-$150
misc-$150
roth ira-$500 (i include roth ira in expenses)
-----------------------------------------
=$1960/month = $23,520/yr
currently saving for my 2nd home too
coom at me
Deadlift: 435
Squat: 365
Bench: 325
OHP: 200
01-19-2021, 02:07 PM
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#32
- gbullock32
- Common sense/moderation.
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- gbullock32
- Common sense/moderation.
- Join Date: May 2011
- Location: Coalinga, California, United States
- Age: 35
- Posts: 53,935
- Rep Power: 461871
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Originally Posted By TugOfPeace⏩
Unlimited plan with Iphone/Apple watch, best I could get in terms of speeds and coverage. I also put 0 down on the car, almost paid my last one off initially and someone hit me and totaled it, so I lost money on that.180 for phone, 500 for car. u wot m8
Short cuts to success are often paved with lies.
1/13/16: Massive hernia.
5/10/16: Finally back to lifting, light but improving.
Why Teens shouldn't cut/Lack of progress thread- http://forum.obnoxiousbrutes.com/showthread.php?t=169272763&p=1397509823#post1397509823
01-19-2021, 02:13 PM
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#33
- dankydank
- Registered User
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- dankydank
- Registered User
- Join Date: Sep 2009
- Age: 35
- Posts: 8,223
- Rep Power: 15192
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JFL everyone on the misc is either making peasant wages or minimalistmaxxing. They say almost the entire country is paycheck to paycheck with less than 1k in savings but no one here so far seems like it.
01-19-2021, 02:33 PM
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#34
- Ratfish
- Join Date: Jul 2009
- Location: Portland, Oregon, United States
- Posts: 113,850
- Rep Power: 576095
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Assuming I stop drinking hehe:
$450 food
$258 health insurance
$210 property tax
$143.06 auto insurance
$~100 gasoline
$87.83 water
$72.63 electricity
$65.00 gigabit fiber
$41 cellphone service
$39.03 homeowner's insurance
$32.15 garbage service
$21.61 umbrella policy
~$1520
$450 food
$258 health insurance
$210 property tax
$143.06 auto insurance
$~100 gasoline
$87.83 water
$72.63 electricity
$65.00 gigabit fiber
$41 cellphone service
$39.03 homeowner's insurance
$32.15 garbage service
$21.61 umbrella policy
~$1520
Make Europe Germany Again
01-19-2021, 02:39 PM
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#35
- Dirtymanjames
- The one and only
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- Dirtymanjames
- The one and only
- Join Date: Jul 2010
- Posts: 5,558
- Rep Power: 10917
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$1000 per month on golf
That’s it, I’m homeless
That’s it, I’m homeless
01-19-2021, 02:44 PM
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#36
- GordonXXX
- Generation X Capitalist
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- GordonXXX
- Generation X Capitalist
- Join Date: Feb 2019
- Posts: 34,598
- Subscribers: 5
- Rep Power: 285744
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I created and use an "Expenses" Spreadsheet if anyone is interested. I use this to see where my money is going -
EXPENSE
Mortgage/Rent
Property Taxes
HOA Fees
Water/Sewer
Trash
Gas/Electric
Maid/Housekeeping/Cleaning Service
Home Repairs and Maintenance
Furniture/Furnishings
Bank of America Visa
Television Service
Internet Service
Cellular Mobile Phone Service
Streaming Video Service
Streaming Music Service
Umbrella Liability Insurance
Homeowners/Renters Insurance
Jewelry/Watch Insurance
Tolls
Automobile Association
Medical Insurance/Care
Dental Insurance/Care
Life/Disability Insurance
Landline Home Phone Service
Car Loan/Lease Payment
Car Maintenance/Repairs
Parking Home
Parking Travel
Gasoline
Car Service
Entertainment/Bars/Sit-Down Restaurants
Takeout Food
Groceries, Produce, Water, Coffee
Toiletries/Cosmetics/Household Goods
Haircut
Dry Cleaning, Shoe Repair
Clothing
Footwear, Accessories, Athletic Gear
Technology/Electronics
Travel/Hotel/Flights/Train/Rental Car
Fitness Club/Gym Membership Fees
Sports, Recreation, and Hobbies
Shopping Membership Club Fees
Tax Preparation
Gifts
Payments
TOTAL
EXPENSE
Mortgage/Rent
Property Taxes
HOA Fees
Water/Sewer
Trash
Gas/Electric
Maid/Housekeeping/Cleaning Service
Home Repairs and Maintenance
Furniture/Furnishings
Bank of America Visa
Television Service
Internet Service
Cellular Mobile Phone Service
Streaming Video Service
Streaming Music Service
Umbrella Liability Insurance
Homeowners/Renters Insurance
Jewelry/Watch Insurance
Tolls
Automobile Association
Medical Insurance/Care
Dental Insurance/Care
Life/Disability Insurance
Landline Home Phone Service
Car Loan/Lease Payment
Car Maintenance/Repairs
Parking Home
Parking Travel
Gasoline
Car Service
Entertainment/Bars/Sit-Down Restaurants
Takeout Food
Groceries, Produce, Water, Coffee
Toiletries/Cosmetics/Household Goods
Haircut
Dry Cleaning, Shoe Repair
Clothing
Footwear, Accessories, Athletic Gear
Technology/Electronics
Travel/Hotel/Flights/Train/Rental Car
Fitness Club/Gym Membership Fees
Sports, Recreation, and Hobbies
Shopping Membership Club Fees
Tax Preparation
Gifts
Payments
TOTAL
01-19-2021, 02:52 PM
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#37
01-19-2021, 02:57 PM
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#38
01-19-2021, 03:05 PM
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#39
01-19-2021, 03:09 PM
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#40
- GordonXXX
- Generation X Capitalist
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- GordonXXX
- Generation X Capitalist
- Join Date: Feb 2019
- Posts: 34,598
- Subscribers: 5
- Rep Power: 285744
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Originally Posted By rjones416⏩
cook and/or pick up your own food and cut that bill in half. take the $300/month savings and send it to VFIAX every month.1650 rent
35 home insurance
35 energy bill
35 cell phone
90 internet
600 food (uber eats)
15 netflix
200 or so on bus/taxi
any suggestions on what to improve?
35 home insurance
35 energy bill
35 cell phone
90 internet
600 food (uber eats)
15 netflix
200 or so on bus/taxi
any suggestions on what to improve?
01-19-2021, 03:11 PM
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#41
- lowstrife
- I ain't no bitch
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- lowstrife
- I ain't no bitch
- Join Date: Jul 2010
- Posts: 9,169
- Rep Power: 25174
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$1800 home
$100 various insurance
$150 utilities
$110 internets
$300 foodstuffs
$200 eating out
$30 phone
$50 gas
$100 misc subscriptions
$300 car is paid off but this is annualized maintenance\repairs
$500-2000 various activities\random spending of ****. Renting cars, guns, Amazon, etc, etc.
Typical month falls between $3500 and $5k. I make about $70\month by putting all the above (except home) through credit cards for cashback.
$100 various insurance
$150 utilities
$110 internets
$300 foodstuffs
$200 eating out
$30 phone
$50 gas
$100 misc subscriptions
$300 car is paid off but this is annualized maintenance\repairs
$500-2000 various activities\random spending of ****. Renting cars, guns, Amazon, etc, etc.
Typical month falls between $3500 and $5k. I make about $70\month by putting all the above (except home) through credit cards for cashback.
01-19-2021, 03:23 PM
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#42
- Steveyblack
- Registered User
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- Steveyblack
- Registered User
- Join Date: Jun 2007
- Location: New Jersey, United States
- Age: 35
- Posts: 3,559
- Rep Power: 18805
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-1600 rent
-225 utilities (gas/electric)
-800-1k food (3 people eating, including soaps/cleaners/ect)
-125 for car insurance (No car payments)
-100 internet
-400 student loan debt
-250 right into savings account (always done this as a rainy day fund, car repairs/maintenance usually come out of this account)
+750 from roommate for rent/util/food
+500 from wife as her contribution (I make 4x what she makes).
So my load for the whole household is 3250 or so a month but is offset to 2k a month between the roommates and Wifes contribution. This doesnt include any recreation in it at all so thats all extra. Im almost out of debt so I am excited to finally bolster the savings accounts further.
-225 utilities (gas/electric)
-800-1k food (3 people eating, including soaps/cleaners/ect)
-125 for car insurance (No car payments)
-100 internet
-400 student loan debt
-250 right into savings account (always done this as a rainy day fund, car repairs/maintenance usually come out of this account)
+750 from roommate for rent/util/food
+500 from wife as her contribution (I make 4x what she makes).
So my load for the whole household is 3250 or so a month but is offset to 2k a month between the roommates and Wifes contribution. This doesnt include any recreation in it at all so thats all extra. Im almost out of debt so I am excited to finally bolster the savings accounts further.
01-19-2021, 03:34 PM
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#43
mortgage: $360
home insurance: $84
property tax: $330
electric, water & internet: $440
$1,214 for a place to stay
$250-ish auto insurance & gas
$300-ish groceries & household stuff
$100 medication
$30 cell phone
$30 gym
$30-ish subscriptions
home insurance: $84
property tax: $330
electric, water & internet: $440
$1,214 for a place to stay
$250-ish auto insurance & gas
$300-ish groceries & household stuff
$100 medication
$30 cell phone
$30 gym
$30-ish subscriptions
INTP Crew
Inattentive ADD Crew
Mom That Miscs Crew
01-19-2021, 03:37 PM
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#44
- JStrez
- Breaker of Gains
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- JStrez
- Breaker of Gains
- Join Date: May 2010
- Location: New York, United States
- Posts: 9,748
- Rep Power: 54369
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I'm spending absolutely nothing right now outside of Insurances and Groceries really. Made some big purchases like a Series X and a new TV, but that's pretty much it.
*Mechanical Engineering Crew*
*6'3" Master Race Crew*
*6 Figs Crew*
"Because the thing about repairing, maintaining, and cleaning is it’s not an adventure. There’s no way to do it so wrong you might die. It’s just work. And the bottom line is, some people are okay going to work, and some people … well, some people would rather die. Each of us gets to choose.”
01-19-2021, 03:41 PM
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#45
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