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Forum » Rent is Due - 10 day WARNING!
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Thread: Rent is Due - 10 day WARNING!

post 1668288983 09-22-2022, 10:54 AM
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#31
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Damn mortgagecucks getting upset when confronted with the reality of their bad decisions
post 1668290063 09-22-2022, 11:12 AM
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Originally Posted By ****inator⏩
In on mortgagecuck cope thread

Mortgage is due this month + maintenance costs cuckboys!

Also don't forget to pay property taxes aka rent to the government or you will lose your cuckshed



Imagine being a mortgagecuck wageslave


Originally Posted By Carbonfibre⏩
lmao at this thread.

good luck on your 30 year mortgage that you bought 2 years ago overpaying $150-200K over value.

now only to find out next year you will get laid off and have no way to pay for it....forcing you to sell.



everything is good while you have job


lose job in recession = rope


Fed told you yesterday things gonna get lot worse next year

Originally Posted By TrueTruth⏩
Renting here and no prob!

Nobody is raising my rent, I don't know who the fuk is renting from you smug dipchits lol, I wouldn't touch your sh*thole shed in a million years.

Right now I live in a nice apartment complex with clean gym right next door, beautiful pool, valet trash service, parking lot with security guards, neat lawn, free coffee and snacks, etc, all included in the monthly rent price, 20 minutes away from 2 major cities, less than 10 minutes away from work. Everyone is mirin' when I invite them over. Great price too!

Just had a maintenance over last week to fix a water problem in the bathroom, the guy came over within 30 minutes of me bitching about it. All free. Had them fix all sorts of stuff in the past year, from mold and pest control to installing a brand new sink and disposal and AC, even changing the light bulbs lol. Can't even imagine how much this chit would've costed me out of pocket had I been the owner.

I also own a house in a different state that I bought for my parents in 2020 (so yeah I'm a mortgagecel too). Property tax and HOA fees are a fuking bitch. Of course I don't make profit from it, but I'm glad they take care of all the maintenance problems instead of having some tenant calling me up every single day.
Originally Posted By ****inator⏩
Damn mortgagecucks getting upset when confronted with the reality of their bad decisions
Your rent payment, which covers my mortgage, property tax, interest, insurance, repairs, and a healthy chunk of profit is due bud.
Always Neg Back Crew.
post 1668290443 09-22-2022, 11:18 AM
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#33
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Originally Posted By ****inator⏩
In on mortgagecuck cope thread

Mortgage is due this month + maintenance costs cuckboys!

Also don't forget to pay property taxes aka rent to the government or you will lose your cuckshed



Imagine being a mortgagecuck wageslave


What no equity does to a mother fukr
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post 1668290603 09-22-2022, 11:21 AM
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#34
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Love these threads, lol.
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<HTC>
post 1668290873 09-22-2022, 11:26 AM
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#35
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Originally Posted By flexualneeds⏩
I'm a rentcel and get a kick out of these threads.

I laugh even harder when I think of the fact this is how tradies felt during the LogOutBrah era.
LMAO at rentcels

post 1668291773 09-22-2022, 11:44 AM
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#36
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Originally Posted By Lefticle⏩
Your rent payment, which covers my mortgage, property tax, interest, insurance, repairs, and a healthy chunk of profit is due bud.
Cope.

Once Bond yields > Rental yields.

Its almost there...dat there treasuries yielding higher.

Housing market = Boom.

Fed hasn't even started to sell off MBS.












Also own condo paid off / no debt.

Now tell me about your stock portfolio.

UPST is at huge discount.

oh wait.

aren't you down -$200K fraudcel.
post 1668292133 09-22-2022, 11:49 AM
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Originally Posted By Carbonfibre⏩
Cope.

Once Bond yields > Rental yields.

Its almost there...dat there treasuries yielding higher.

Housing market = Boom.

Fed hasn't even started to sell off MBS.












Also own condo paid off / no debt.

Now tell me about your stock portfolio.

UPST is at huge discount.

oh wait.

aren't you down -$200K fraudcel.
lmfaoooooooo

Cope
o
p
e
Always Neg Back Crew.
post 1668292993 09-22-2022, 12:04 PM
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#38
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Originally Posted By LogicalLifts⏩
Hey rentcels?

Hope you've managed to scrape together some funds. Or you better tighten those belts and stop the Doordash addiction for the next 10 days to make sure you have enough to pay up.

Yeah, you heard me. Gotta pay that rent on time.

Else:

Maybe some people are in a position where renting would be better for them? Maybe there are circumstances that make it not feasible to own?

I know someone who invested to start their own business, instead of a home. You own a home but are you your own boss?

I know your head is pretty far up your ass, but these are things to consider. Also dude check it out, now I’m making my way closer to 50k reps. Can’t wait to neg you so hard.
post 1668293743 09-22-2022, 12:26 PM
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My landlord tried to raise my rent last month above the threshold, so I politely informed them that no, it wouldn't be happening because here it's illegal. Also, the air conditioner was leaking into the basement so now there's some water damage. Not my problem and I don't have to pay to fix it. Mold remediation is coming next week plus they will be replacing the air conditioner.

Here mortgage payments have gone up by $1000 a month in some situations. Think that landlords can just jack their prices? Nope.
post 1668293783 09-22-2022, 12:26 PM
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#40
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Originally Posted By Lefticle⏩
lmfaoooooooo

Cope
o
p
e
Since I know you're potato dumb.


Figured I help you cope more.


Blackstone (google them they own more than you can afford pal of US rental properties) was buying houses left and right after pandemic sight unseen to rent out because of fed money *******.

Now that cross over is happening and treasury yields are gonna overtake cap rate (your return on rental property)

There is no longer need to take risky rental homes knowing that treasuries are matching and about to pass rental returns without any effort backed by government.

Fed hikes rates.

Blackstone return on rental investment goes down, they start to off load more of those rental houses and starts viscous cycle.
post 1668294533 09-22-2022, 12:45 PM
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#41
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Originally Posted By Carbonfibre⏩
Cope.

Once Bond yields > Rental yields.

Its almost there...dat there treasuries yielding higher.

Housing market = Boom.

Fed hasn't even started to sell off MBS.
Literally came to post this.

10 year Treasurys are at 3.7% Every asset class on Earth is in for pain.

If misc landlord crew doesn't know what has been causing their property values to go up for the past 10 years, they'll be blindsided when it starts going down.
FA Crew
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post 1668294583 09-22-2022, 12:47 PM
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#42
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brb the only people that claim to care about rent vs money are those who are worried about money. Get ur income up soyboy bish
post 1668294693 09-22-2022, 12:50 PM
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#43
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Originally Posted By Carbonfibre⏩
Housing market = Boom.
You are aware that there have been market dips/crashes on housing (in many different jurisdictions), yet a house today is in Worthwhile Area X_1 worth more than it was when purchased in 2010 (as an example)?

NYC pricing is breaking records each month, back to back now. Some of us play different games than the rest of the plebs, remember that before talking about "the housing market" as if it is universal.

Not sure what it is about rentcels and these ridiculous "All X are Y" sort of hyperbole claims - my guess is, dropped on the head too many times as a baby. Rentcels in a nutshell.
post 1668294763 09-22-2022, 12:53 PM
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#44
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im literally getting a cash advance to afford a tip for my landchad
post 1668294783 09-22-2022, 12:53 PM
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#45
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Originally Posted By LogicalLifts⏩
You are aware that there have been market dips/crashes on housing (in many different jurisdictions), yet a house today is in Worthwhile Area X_1 worth more than it was when purchased in 2010 (as an example)?
The Fed has been suppressing bond yields since 2009... that's exactly why property has gone up so high. Now they're amping bond yields up, and there is only one way property values will move.

The 2-year Treasury is yielding 4% right now. The last times 2-year yields broke 4% were 2000 and 2007. Food for thought.
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post 1668294923 09-22-2022, 12:57 PM
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#46
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Originally Posted By FA*******⏩
The last time Treasury yields were this high was 2000 and 2007.
And why do you assume that landlordsdon't follow a diverse portfolio of investments? Even something as basic as a Bogleheads approach includes diversity elements.

You write your post to say "There are, at times, better investment vehicles" and that is only a salient point if you assume that landlordsdo not benefit from them as well. In the same way as some folks assume that a landlordmust have leveraged debt to be one. Tsk tsk.
post 1668295003 09-22-2022, 01:01 PM
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#47
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Originally Posted By LogicalLifts⏩
And why do you assume that landlordsdon't follow a diverse portfolio of investments? Even something as basic as a Bogleheads approach includes diversity elements.

You write your post to say "There are, at times, better investment vehicles" and that is only a salient point if you assume that landlordsdo not benefit from them as well. In the same way as some folks assume that a landlordmust have leveraged debt to be one. Tsk tsk.
Every asset in that portfolio gets hit by rising bond rates. Even existing bonds.
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post 1668295083 09-22-2022, 01:02 PM
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#48
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Originally Posted By FA*******⏩
Every asset in that portfolio gets hit by rising bond rates. Even existing bonds.
You think he understands any of this? lmaoo

He spent time emphasizing "lords"
post 1668295143 09-22-2022, 01:04 PM
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#49
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Originally Posted By Carbonfibre⏩
You think he understands any of this? lmaoo

He spent time emphasizing "lords"
Nah. He's totally clueless.
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post 1668295273 09-22-2022, 01:06 PM
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#50
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[QUOTE=LogicalLifts post_id=1668287413]Imagine thinking:

That land[b]lords[/b]need mortgages:

[img]https://img.izismile.com/img/img4/20111128/1000/first_time_gif_reactions_to_seeing_guys_package_42 .gif[/ig]

That even if a land[b]lord[/b]takes a mortgage, not[b]understanding that rentcels pay that mortgage for him in perpetuity, until the mortgage is fully paid[/b]. I.e., rentcels buy properties for land[b]lords[/b]who simply leverage debt (on the plebs that are rentcels):

[img]https://i.imgur.com/DPEIhTG.jpg[/mg][/QUOTE]Renting for now but misc is the only place I've seen people say that having your own house, which you're building equity in, which almost always appreciates over time, is a bad thing. Not to mention the benefits of renting it if you can. Jfl @ these financially inept fools.
Do not think that what is hard for you to master is humanly impossible; and if it is humanly possible, consider it to be within your reach.
post 1668297963 09-22-2022, 02:03 PM
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#51
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Originally Posted By FA*******⏩
Nah. He's totally clueless.
Assumptions are common in the rentcel crew. You don't seem to understand the basics I refer to, and again assume the state of the "assets" you refer to.
post 1668298093 09-22-2022, 02:05 PM
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#52
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Were there lots of hate threads like these back in 2007-08? If you bought in 2021-22 prepare to get comfortable with the termnegative equity.Locally prices went way up. This time last year sellers were getting way over asking prices, now everyone's selling below asking.

In a nearby county prices just dropped 17% from June to August. The entire metro area as a whole will probably see an average of 20-30% decrease in home values.

So the very average homes purchased for $500K this past summer will be worth $350-400K in 2025.
Yeah Buddyyy! Light weight! Light weight baby!!!!
post 1668298443 09-22-2022, 02:11 PM
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#53
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The funniest part of these threads is where the rentcels act like they invest all the money that they "save" from renting, instead of admitting that it is blown on video games, child support, monster drinks, alcohol, and a car way too expensive for their salary, which leaves them scrambling each 1st of the month to have enough in their account.

If they were so great at having this huge, diverse portfolio, then they would own a house and have some real estate / property in that diversification.
post 1668299653 09-22-2022, 02:38 PM
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#54
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Originally Posted By TrueTruth⏩
Nobody is raising my rent, I don't know who the fuk is renting from you smug dipchits lol, I wouldn't touch your sh*thole shed in a million years.
1. Calls folks smug;
2. Assumes their property portfolios amount to "chithole sheds"


Much like the other low-IQ rentcelplebsITT, you make the mistaken assumption that landlordsare X. Very peasant-like of you, and not a surprise.


This thread is an effective PSA: get that rent money ready, plebs, else:

post 1668300013 09-22-2022, 02:43 PM
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Originally Posted By Carbonfibre⏩
Since I know you're potato dumb.


Figured I help you cope more.


Blackstone (google them they own more than you can afford pal of US rental properties) was buying houses left and right after pandemic sight unseen to rent out because of fed money *******.

Now that cross over is happening and treasury yields are gonna overtake cap rate (your return on rental property)

There is no longer need to take risky rental homes knowing that treasuries are matching and about to pass rental returns without any effort backed by government.

Fed hikes rates.

Blackstone return on rental investment goes down, they start to off load more of those rental houses and starts viscous cycle.
Carbondumbass:

Always Neg Back Crew.
post 1668302063 09-22-2022, 03:27 PM
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#56
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Originally Posted By Lefticle⏩
Carbondumbass:

Lewd.

I work with someone who looks and acts just like that. I know the type.
post 1668302903 09-22-2022, 03:51 PM
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Originally Posted By Lefticle⏩
That idiot beavercel doesn't even realize we have fixed rate mortgages in the US lol

He is also so god damn stupid he calls Blackrock "Blackstone" lmfaooooooo
Yup. Cites variable interest rate mortgages to the exclusion of fixed and assumes mortgages anyway.

Low class, low income, low strategy rentcels. Pathetic. 9 days boyos.
post 1668302983 09-22-2022, 03:54 PM
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#58
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Land Chad Master Race checking in

Just LMFAO at paying someone else's mortgage so you can have a roof over your head
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post 1668303473 09-22-2022, 04:04 PM
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#59
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Originally Posted By TomPaine⏩
The funniest part of these threads is where the rentcels act like they invest all the money that they "save" from renting, instead of admitting that it is blown on video games, child support, monster drinks, alcohol, and a car way too expensive for their salary, which leaves them scrambling each 1st of the month to have enough in their account.

If they were so great at having this huge, diverse portfolio, then they would own a house and have some real estate / property in that diversification.
THIS!!!!!!!!! you've hit the nail on the head. Most renters are living paycheck to paycheck. They can flash the figures all they like comparing to mortgages but their bank accounts are empty.
post 1668306433 09-22-2022, 04:57 PM
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#60
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Originally Posted By Lefticle⏩
He is also so god damn stupid he calls Blackrock "Blackstone" lmfaooooooo
I knew you were idiot.

However somehow you have outdone yourself.


AHAHAHAHAHAHAHAHAHA

phucking moron

Blackstone has nothing to do with Blackrock
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