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Forum » My neighbour just killed himself because his house interest rate increased again srs
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Thread: My neighbour just killed himself because his house interest rate increased again srs

post 1669443623 10-13-2022, 07:57 PM
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#31
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Thingsthathappened.gif
post 1669444143 10-13-2022, 08:18 PM
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#32
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may he R.I.P.
post 1669445073 10-13-2022, 08:45 PM
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#33
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Op lives in Canada and can't comprehend that we have fixed-rate mortgages in the US or believes that most miscers are Canadians larping as Americans. Either way, he's a remarkably terrible troll that we keep feeding.
post 1669445553 10-13-2022, 09:02 PM
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#34
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What is the current rate over in eggball land?
post 1669445883 10-13-2022, 09:09 PM
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#35
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There are pros and cons to the shorter mortgage terms with renewal, the pro is that our rates are generally lower over that shorter term. My first house is locked in until 2026 @ 1.89% (or 1.69%) and I’ve seen as low as 1.49%.

Rates right now are 5% here, I think they’re sitting around 7% in the US a for 30 year.


People who have bought in Canada since 2018 have also been held to qualifying stress tests by either adding 2% to your offered rate or the current rate set by the gov. You’d need to be caught in a confluence of bad things to really be hurting right now.

In OP’s case, repeated increases seems to suggest variable rate rather than renewal at the end of a 5 year term in Canada
post 1669459023 10-14-2022, 07:35 AM
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#36
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that's what he gets for going variable lol.

Federal Reserve raised interest rates to destroy other global markets and take their investments and put them into US Bonds, which yields crazy (4%?) rates.

Stronger dollar, their currency falls. Their economies crash cuz they can't afford oil/gas/imports/etc. We get tonso f money, at risk of destroying our own economy/housing industry. BUt hey, we sell more bonds and crash other economiews like Europe, so we get their business!
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post 1669459393 10-14-2022, 07:43 AM
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#37
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rentcucks say the darnedest things
post 1669465283 10-14-2022, 09:31 AM
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#38
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Originally Posted By uRFeeble⏩
but but but he could have easily sold it for 2-3x times the price he paid... wtf???
yeah last time i talked to him he was all depressed because he realized even if he sold, he would have to buy another one at inflated prices...Dude suddenly realized how cucked he was srs
post 1669465473 10-14-2022, 09:33 AM
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#39
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Originally Posted By Jestbrah⏩
assuming op is someone who posts constantly about mortgagecels and how its coming to an end for homeowners because he is a rentcel coping with paying 2x peoples mortgage and he doesnt understand fixed interest rates are what 100% of miscers have on their mortgage
this lol.

Still got 4+ years left on my 3% fixed rate. (current rates are 6%~ in uk)
/
post 1669465493 10-14-2022, 09:33 AM
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#40
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Originally Posted By OffwhiteBrah⏩
rentcucks say the darnedest things
He told me his biggest regret in life was to become a mortgagecel srs
post 1669466483 10-14-2022, 09:49 AM
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#41
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sounds like a load of horse ****

he could have taken a fixed rate or just sold his house
post 1669466673 10-14-2022, 09:51 AM
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#42
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This happened
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post 1669466773 10-14-2022, 09:53 AM
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#43
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Originally Posted By forthenoodz⏩
sounds like a load of horse ****

he could have taken a fixed rate or just sold his house
And then buy another house at the same price? LMAO he got cucked

His wife started cheating on him with some black Uber driver too
post 1669467283 10-14-2022, 10:03 AM
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#44
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Originally Posted By buwbs⏩
Imagine reaching retirement age, must have lived a really pointless chit tier numb existence to still be functional at retirement age SRS

ded fkn srs
This is the stupidest thing I've read today.
post 1669469293 10-14-2022, 10:40 AM
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#45
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Originally Posted By dabbmw2002⏩
should have stopped paying his mortgage, stashed money for the six months or so before the bank kicked him out, then taken the 20K down to mexico to do drugs and bang hookers.
Imagine being driven to that....and not taking a few with ya for the ride?
post 1669478323 10-14-2022, 01:07 PM
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#46
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That sucks

Adjustable rates are not it mane


I’m sitting on a 2.25% rate, 30 year fixed and couldn’t be doing better
Originally Posted By EasyPassive⏩
And then buy another house at the same price? LMAO he got cucked
He could’ve just taken the money and traveled for a few years, banged tons of European sloots and Asian and South American hoors

That’s what I’d have done in his shoes
Originally Posted By EasyPassive⏩
His wife started cheating on him with some black Uber driver too
Sloots gonna sloot LoL
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