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Forum » You can retire for life on less than $1M net worth and $20k/yr passive income
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Thread: You can retire for life on less than $1M net worth and $20k/yr passive income

post 1685406993 06-27-2023, 11:59 AM
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#31
  1. Barteh
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Originally Posted By eddiehaskell⏩
What's wrong with it? I get 8-10 hours of sleep everyday.
There's more useful things to do between 10am and 12pm than between 2am and 4am imo. Catch more daylight, spend more time outside. For me waking up between 9am and 10am is the sweet spot and then going to bed between midnight and 1am.

Go for a morning walk in the forest or to the supermarket/bakery to buy some fresh bread every day for a nice breakfast. What are you doing during those night hours? Just spend time watching tv and chit?
post 1685407203 06-27-2023, 12:02 PM
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#32
  1. eddiehaskell
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Originally Posted By Barteh⏩
There's more useful things to do between 10am and 12pm than between 2am and 4am imo. Catch more daylight, spend more time outside. For me waking up between 9am and 10am is the sweet spot and then going to bed between midnight and 1am.

Go for a morning walk in the forest or to the supermarket/bakery to buy some fresh bread every day for a nice breakfast.
I do have the freedom to make my bedtime and wake time whatever I want it to be. Maybe I'll spend a few weeks getting up earlier and then go back to sleeping late.....whatever the case may be I'm getting my 8-10 hours.
post 1685407253 06-27-2023, 12:03 PM
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#33
  1. imiscubb
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how to get $1million netty?
post 1685407303 06-27-2023, 12:04 PM
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#34
  1. Godfrd824
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Originally Posted By eddiehaskell⏩
You can't be creative and travel on a budget? You're willing to basically give up your life for vacations a few weeks a year? Sad. And like I said, I'm 3 hrs from the beach and 2 hours from the mountains...I can go on a "vacation" whenever. Vacations are simply the carrot dangled in front of the worker bee to keep them working their life away for 50 years. They need to feel like they are escaping the grind.
Well, that's another thing. At least with me, I don't dread going into work, or anything like that. I rarely work more than 6 hour days, and I take vacation whenever I want. If I'm being honest, I don't do all that much. Even today, I got to my office after 10am, and I am already on my way home.

I don't see the point in saying you're retired, but then being on a strict budget.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
post 1685407323 06-27-2023, 12:04 PM
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#35
  1. eddiehaskell
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Originally Posted By Anachron⏩
Thanks for outing yourself as a poorcel, OP.
Poor and rich are meaningless to me. Time is the real currency and I'm in the top 1%.
post 1685407443 06-27-2023, 12:06 PM
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#36
  1. Barteh
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Originally Posted By eddiehaskell⏩
I do have the freedom to make my bedtime and wake time whatever I want it to be. Maybe I'll spend a few weeks getting up earlier and then go back to sleeping late.....whatever the case may be I'm getting my 8-10 hours.
I have the same freedom brah. I think waking up a bit earlier give you a better life experience overall, that's why I'm giving you that advice.
post 1685407523 06-27-2023, 12:07 PM
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#37
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Originally Posted By Anachron⏩
If you don't have $1 million net worth by the time you're 30, you're doing something very, very wrong.
i have $47 and most of the bills smell funny
post 1685407593 06-27-2023, 12:08 PM
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#38
  1. eddiehaskell
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Originally Posted By Godfrd824⏩
Well, that's another thing. At least with me, I don't dread going into work, or anything like that. I rarely work more than 6 hour days, and I take vacation whenever I want. If I'm being honest, I don't do all that much. Even today, I got to my office after 10am, and I am already on my way home.

I don't see the point in saying you're retired, but then being on a strict budget.
I wasn't really on a strict budget...I just adapted money to fit the life I wanted to live.

Getting up, getting ready, driving to work, working for 6 hours doing nothing, talking to coworkers, driving home? No thanks! You couldn't pay me enough to make that part of my life.
post 1685407703 06-27-2023, 12:09 PM
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#39
  1. GODself
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You can retire for life with 15k a year passive income.

My father was a cop, he made 20k a year and we were 4 in the household. So, unless you are a weak fuk that can't stand adversity... you could easily live on a 15k passive income.
post 1685407733 06-27-2023, 12:10 PM
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#40
  1. eddiehaskell
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Originally Posted By Barteh⏩
I have the same freedom brah. I think waking up a bit earlier give you a better life experience overall, that's why I'm giving you that advice.
Haha you may not be wrong...I just need that freedom. Being forced to wake up and go to bed at certain times just seems like something for a child to me.
post 1685407783 06-27-2023, 12:10 PM
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#41
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Originally Posted By GODself⏩
You can retire for life with 15k a year passive income.
I did that too lol.
post 1685407843 06-27-2023, 12:11 PM
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#42
  1. eddiehaskell
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Originally Posted By Anachron⏩
OK, Mr "20K/year".

Aka low socioeconomic peasant.
Oh no...some random on the interwebs called me a peasant...whatever shall I do. 😂
post 1685408393 06-27-2023, 12:19 PM
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#43
  1. BigDeeps01
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Originally Posted By eddiehaskell⏩
Please enlighten me on how I lived a poverty life at that income/net worth level. I likely lived BETTER than you do with double.
You can’t eat at any restaurant you want without caring about price

You can’t vacation at any hotel you want without caring about price

You can’t go on yachting trips

You can’t drive whatever car you desire

You can’t live in a nice house in a desirable location

Your slim retirement severely limits your options
post 1685408533 06-27-2023, 12:21 PM
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#44
  1. eddiehaskell
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Originally Posted By Anachron⏩
Take solace in the fact that you are "retired" on "20K/year" income.

Keep eating ramen noodles and chit, and proceed to get wiped out on the very first financial hiccup that you encounter.
Why would a financial hiccup wipeout someone with basically no bills and a top 10% net worth? You're silly. Pick a vacation spot anywhere in the world and I'll meet you there for a week...we can put $20,000 on it...if I show we meet at a casino and you watch me spend it.
post 1685409003 06-27-2023, 12:27 PM
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#45
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Originally Posted By BigDeeps01⏩
You can’t eat at any restaurant you want without caring about price

You can’t vacation at any hotel you want without caring about price

You can’t go on yachting trips

You can’t drive whatever car you desire

You can’t live in a nice house in a desirable location

Your slim retirement severely limits your options
I eat out basically every meal. It gets boring though. My favorite food in the world is southern cookin'...okra, yams, squash, beans, greens...stuff like that. I can eat it basically everyday.

I can vacation at any hotel. But why do I need expensive vacations...to get away from what exactly?

I don't want to go yachting.

I can drive anywhere I want. Put some money on it and I'll meet you any time any place.

My house is perfectly suited for me. Why should I desire any nicer? Is that what keeps people in the rat race for 50 years?

How am I limited in any way? I can get a job tomorrow and have $50k+/year to blow on whatever I want. Will I? Hell no.
post 1685409443 06-27-2023, 12:32 PM
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#46
  1. eddiehaskell
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Originally Posted By Anachron⏩
Oh wow, top 10% net worth, such a baller.

And as for the offer - no thanks, I don't hang out with poorcels.
You're just a talker...such a common plebeian on the internets.

Let me call up Mr. Noseberg so I can work 40 years striving to get into the top 5% net worths so ransoms on the internet think better of me 😂
post 1685409583 06-27-2023, 12:34 PM
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#47
  1. mezner09
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Originally Posted By eddiehaskell⏩
Why would a financial hiccup wipeout someone with basically no bills and a top 10% net worth? You're silly. Pick a vacation spot anywhere in the world and I'll meet you there for a week...we can put $20,000 on it...if I show we meet at a casino and you watch me spend it.
In America, a bad accident or health issue (cancer, random accident) will clean you right out. Insurance and healthcare here are scams
xTUNAx
Ironman finisher
Resident MISC cardio expert
post 1685409803 06-27-2023, 12:37 PM
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#48
  1. eddiehaskell
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Originally Posted By mezner09⏩
In America, a bad accident or health issue (cancer, random accident) will clean you right out. Insurance and healthcare here are scams
In other words...90-95% of us can be cleared right out given just the right circumstance? That's not enough motivation to put me in the rat race for life.
post 1685409903 06-27-2023, 12:38 PM
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#49
  1. BigDeeps01
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Originally Posted By eddiehaskell⏩
I eat out basically every meal. It gets boring though. My favorite food in the world is southern cookin'...okra, yams, squash, beans, greens...stuff like that. I can eat it basically everyday.

I can vacation at any hotel. But why do I need expensive vacations...to get away from what exactly?

I don't want to go yachting.

I can drive anywhere I want. Put some money on it and I'll meet you any time any place.

My house is perfectly suited for me. Why should I desire any nicer? Is that what keeps people in the rat race for 50 years?

How am I limited in any way? I can get a job tomorrow and have $50k+/year to blow on whatever I want. Will I? Hell no.
So you’ve settled for a mediocre life

There’s nothing wrong with that but the question asked was what can you not do and I answered
post 1685409983 06-27-2023, 12:39 PM
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#50
  1. eddiehaskell
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Originally Posted By Anachron⏩
It's OK dude, keep eating ramen noodles and counting pennies because you are "retired".

Did you ever figure out how many investment properties you own currently, or are you still confused about what "investment property" means?
I already put an offer on the table for you to visit me and verify...but like always your just a internet plebeian that talks.
post 1685410163 06-27-2023, 12:40 PM
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#51
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Originally Posted By BigDeeps01⏩
So you’ve settled for a mediocre life

There’s nothing wrong with that but the question asked was what can you not do and I answered
Who made you the arbitrator of what constitutes a mediocre life?

Pick any vacation you want to do and I'll meet you there. $20,000 wager.
post 1685410213 06-27-2023, 12:40 PM
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#52
  1. BigDeeps01
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Originally Posted By eddiehaskell⏩
I already put an offer on the table for you to visit me and verify...but like always your just a internet plebeian that talks.
Oh no, he doesn’t want to go meet some random person on the internet that could be a school shooting incel for all he knows

Lol you sure showed him
post 1685410283 06-27-2023, 12:41 PM
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#53
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Originally Posted By Anachron⏩
Found OP's home:



Come visit me.
post 1685410343 06-27-2023, 12:41 PM
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#54
  1. CockSalesman
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it's best to not waste your mental energy arguing with crabs that are trying to pull you back in the bucket. You got out of the rat race. you are free now.


these idiots all have debt up to their eyeballs financing their life style then suddenly find themselves attempting suicide at 50 when they are bankrupt without any prospects. LMFAO


don't be them. if you're happy who cares what these crabs think.
post 1685410383 06-27-2023, 12:42 PM
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#55
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Originally Posted By eddiehaskell⏩
Who made you the arbitrator of what constitutes a mediocre life?

Pick any vacation you want to do and I'll meet you there. $20,000 wager.
I have no idea who you are, so no I won’t risk my identity and possibly my life to try and impress some guy on the internet. I don’t need that much validation
post 1685410483 06-27-2023, 12:43 PM
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#56
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Originally Posted By CockSalesman⏩
it's best to not waste your mental energy arguing with crabs that are trying to pull you back in the bucket. You got out of the rat race. you are free now.


these idiots all have debt up to their eyeballs financing their life style then suddenly find themselves suicidal at 50 when they are bankrupt without any prospects. LMFAO


don't be them. if you're happy who cares what these crabs think.
I have no debt save small notes on cash flowing properties and own my own business mr Chang
post 1685410523 06-27-2023, 12:43 PM
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#57
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Originally Posted By BigDeeps01⏩
Oh no, he doesn’t want to go meet some random person on the internet that could be a school shooting incel for all he knows

Lol you sure showed him
We can meet at the police station and go from there.. Maybe even hire one off duty to escort us around?
post 1685410563 06-27-2023, 12:43 PM
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#58
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Originally Posted By BigDeeps01⏩
I have no debt save small notes on cash flowing properties and own my own business mr Chang
ya don't believe you.


the highest suicide risk are white men like you at 40-50. most of them have your mentality. let's wait and see
post 1685410593 06-27-2023, 12:44 PM
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#59
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Originally Posted By eddiehaskell⏩
We can meet at the police station and go from there.. Maybe even hire one off duty to escort us around?
Again, I just don’t need the validation, and neither should you
post 1685410633 06-27-2023, 12:44 PM
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#60
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Originally Posted By Anachron⏩
I don't recall any "offer".

But that's OK, I am perfectly fine knowing that you are just another LARPer.



Not interested in hanging out with poorcels.

Just LOL @ bragging about $20K/year passive income.
All that...blah blah blah...cel this cel that. Move along.
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