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» If you wanna be rich and financially free stay single
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post 1698205433 02-22-2024, 08:08 AM
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Money doesn't mean anything without family imo, I can't be cold as ice like you guys I just know I will get settled down someday
post 1698209043 02-22-2024, 09:18 AM
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women pissed no guy takes them on $100 dinner dates anymore hahaha.

men don't even ask women out on dates anymore. Good. 90% arent even worth it.
Weight Loss: Go carnivore or keto/low carb. Create calorie deficit. Buy packaged healthy meals if needed. Meat is good and heals, stop being lied to.

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post 1698209333 02-22-2024, 09:22 AM
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#33
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Originally Posted By lightsarefallin
Well, yeah. Splitting costs is supremely helpful.
That’s one part of it, but there are other factors too

(Two incomes, married people typically earn more than single people, etc)

(ded fkn Srs)
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post 1698211253 02-22-2024, 09:58 AM
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I will literally never marry a woman who is:

- Below $60k/yr income

- In significant debt ($20k+)

SRS.

That's how you get ahead and survive divorce. Do a prenup and marriage in a state that typically honors it, so that what was yours before remains yours, what debts she had remains hers. Then she hopefully brings in her own income, which helps with the increased CoL. Invest, and enjoy the married-filed-jointly tax savings. If divorce happens, a ratio of what was earned after the marriage is calculated and divided, likely still out of your favor but it's mitigated compared to otherwise. If kids / child support is involved though then I would think her income might also ratio out to you not owing as much, but IDK how child support works TBH.

But back to the intent of the OP, yes I've thought this too. Brb Valentine's, her birthday, anniversary, Christmas. All adds up when you're dating someone. Then you might have planned trips, and more weekend outings in general, compared to if you were single. You might be able to argue that having close friends that wanna go out and do chit is expensive too in its own right, especially if you have mutually expensive hobbies like clubbing, golfing, sports bars every weekend, vacations as well, or even firing range shooting.

There's a cost I guess to interact with people, unless all of your people just find their joy primarily from video games and chit like that.

But at least if you're dating a girl with good morals and principles, she'll likely cover her own sometimes. My GF pays for chit all the time, srs.
post 1698212163 02-22-2024, 10:23 AM
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#35
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Sounds good in theory. However, the data shows that the highest earners/wealthiest people, even those that are self made/not inherited, are married/have kids.


My long term GF doesn't even contribute to my mortgage/recurring bills. But my over-all finances have improved. Just by her buying food/house-hold cleaning items and handling the shopping has freed up well over 800$ per month from what I'd normally spend. Furthermore we both traveled like 2-3x per year on our own. Now that we are combined and splitting expenses 50/50 (mainly food/hotels/rental cars/gas). I'm saving a **** ton of money on general travel expenses. Once we are married we are going to 50/50 house-hold/living expenses and I'll double the amount of money I invest every month.


That doesn't even factor in if we stay married long term. She has a milly life insurance policy on her mom and her dad. So once they go + 2 mill towards investment accounts. Then she inherits 1 primary house and 3 rent houses from her parents. We'll sell said primary house (most likely for 600Kish) and collect the rent on the 3 other houses per month.


Due to us both being squared away financially and decent earners. After marriage, we're going to build a new/bigger home and rent out my current home. I have a ton of equity and my monthly payments into the house is now only 25% of what I can get per month for it in rent. So on top of this house getting paid off by a renter I'm going to have a decent amount of cash-flow from it. I'm really anticipating being able to build a new house with a 4 car garage, 4 bed 3 bath with a pool. And it most likely my 50% of the mortgage won't cost me anything. It'll come out of the cash-flow from this house.


I haven't had to grocery shop, cook, wash dishes, or clean my house in several years. So I've grown accustomed to an easier standard of living.



I was a nomarriage type guy for a long time. I've did the math & the research. The right woman can enhance your life and even finances dramatically. My standard of living has increased. My free time has increased. My living expenses are being cut by 50% and the house-hold income is nearly doubling. Even without inheritances/assets that I'll get my hands on in the distant future.



I truly think most women are fairly worthless. But the right once can enhance your life massively. Even if we only last 5 years I'll still be better off financially then if I stayed single and never had a marriage/divorce. . It does help that I found a woman with her **** together who allows me to control the finances without complaining. I had full access to her bank accounts/401K within the first year of dating. (srs). Completely submissive to me.
post 1698212193 02-22-2024, 10:24 AM
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#36
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Originally Posted By FA*******
I live on a pretty tight monthly budget as it is. 1br apt, totalled Honda, maxxed 401k, and a crippling golf addiction is about my only splurge (I don't even want to total it up, but it probably costs me $10k/yr).

A sloot would be a net taker, even if she has a great job herself. She'd cut into my golf budget to spend on stupid sloot bullchit in exchange for sex, and I don't know if that's a tradeoff I want to make. Not for the hefty woman in my league. You think spending a thousand a month for golf sounds excessive, how about spending a thousand a month on entertaining a girl with fatceps.

I don't want children, so marriage is the absolute dumbest financial decision I could ever make. There's not a man or woman on earth I would trust with half my chit, if we met at say 30 years old. You just can't establish that level of trust when you're both independent adults with your own chit going on. It becomes transactional at that point, like all other adult relationships.
while i agree with everything you said you have to account chronic loneliness and mental health too. Both of those things will most likely make you live less than a married person according to various studies.
post 1698212293 02-22-2024, 10:27 AM
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Originally Posted By Fang2
If you want more money, then never spend money on useless sht you don't really need.
Lol thanks Dave Ramsey
post 1698212333 02-22-2024, 10:29 AM
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Originally Posted By FelixTheCat1919
Getting divorced can be the most expensive thing many men do in their entire lives

Being married is definitely the second most expensive, if not the most in some cases
When I got divorced I like to say I paid a chit ton of money to be MORE financially secure lol.
post 1698212633 02-22-2024, 10:40 AM
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#39
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Originally Posted By Visel
I will literally never marry a woman who is:

- Below $60k/yr income

- In significant debt ($20k+)

SRS.

That's how you get ahead and survive divorce. Do a prenup and marriage in a state that typically honors it, so that what was yours before remains yours, what debts she had remains hers. Then she hopefully brings in her own income, which helps with the increased CoL. Invest, and enjoy the married-filed-jointly tax savings. If divorce happens, a ratio of what was earned after the marriage is calculated and divided, likely still out of your favor but it's mitigated compared to otherwise. If kids / child support is involved though then I would think her income might also ratio out to you not owing as much, but IDK how child support works TBH.

But back to the intent of the OP, yes I've thought this too. Brb Valentine's, her birthday, anniversary, Christmas. All adds up when you're dating someone. Then you might have planned trips, and more weekend outings in general, compared to if you were single. You might be able to argue that having close friends that wanna go out and do chit is expensive too in its own right, especially if you have mutually expensive hobbies like clubbing, golfing, sports bars every weekend, vacations as well, or even firing range shooting.

There's a cost I guess to interact with people, unless all of your people just find their joy primarily from video games and chit like that.

But at least if you're dating a girl with good morals and principles, she'll likely cover her own sometimes. My GF pays for chit all the time, srs.
Instead of planning to «survive divorce» you could focus on bettering yourself to the point where she would never even dream of getting a divorce while at the same time staying faithful yourself.

Say ur a 7 today. as in you get womens that are objectively attractive with relative ease. Find a 6 that is slightly below other girls you could Get into relationship with but makes up for it with personality & family values.
If you keep on working hard & improving the next 10 years what possible incentive would she have to ever divorce you? She would have no option other than to significally trade down when finding a new man. You could Get hotter girls when you earned less & she looked better. Now she is 10 years older & has 3 kids. What man on your level would want her? Exactly.


Women never leave a man for any other reason that to trade up because they feel like they deserve better.
If you are better than any male hitting her up the thought would never cross her mind. Instead she will be worried about you leaving her.
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post 1698212883 02-22-2024, 10:47 AM
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#40
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Originally Posted By 4everalone
Instead of planning to «survive divorce» you could focus on bettering yourself to the point where she would never even dream of getting a divorce while at the same time staying faithful yourself.

Say ur a 7 today. as in you get womens that are objectively attractive with relative ease. Find a 6 that is slightly below other girls you could Get into relationship with but makes up for it with personality & family values.
If you keep on working hard & improving the next 10 years what possible incentive would she have to ever divorce you? She would have no option other than to significally trade down when finding a new man. You could Get hotter girls when you earned less & she looked better. Now she is 10 years older & has 3 kids. What man on your level would want her? Exactly.


Women never leave a man for any other reason that to trade up because they feel like they deserve better.
If you are better than any male hitting her up the thought would never cross her mind. Instead she will be worried about you leaving her.
Alpha mentality tbh. Just self improvemax. And rely on "men age like fine wine," logic. I'm a fan, repped.
post 1698212983 02-22-2024, 10:50 AM
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#41
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Originally Posted By Retoaded
When I got divorced I like to say I paid a chit ton of money to be MORE financially secure lol.
lol yeah and you're absolutely right man, as long as you made out without owing alimony, you're probs coming out way ahead financially in the long run compared to all of the spending that invariably comes with marriages. That one time lump sum payment to end the marriage in the courts might be huge at the time, but it's cheap compared to the endless activities, gifts, shoppping spree trips, vacations to do lame stuff you don't even feel like doing, the going out to eat 20x a month bullchit, etc.
post 1698213053 02-22-2024, 10:53 AM
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#42
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Originally Posted By FelixTheCat1919
Getting divorced can be the most expensive thing many men do in their entire lives

Being married is definitely the second most expensive, if not the most in some cases
I have a take no prisoners, scorched earth plan for if my wife ever wants a divorce.

2 words - no extradition
post 1698213423 02-22-2024, 11:01 AM
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#43
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Originally Posted By FelixTheCat1919
lol yeah and you're absolutely right man, as long as you made out without owing alimony, you're probs coming out way ahead financially in the long run compared to all of the spending that invariably comes with marriages. That one time lump sum payment to end the marriage in the courts might be huge at the time, but it's cheap compared to the endless activities, gifts, shoppping spree trips, vacations to do lame stuff you don't even feel like doing, the going out to eat 20x a month bullchit, etc.
Exactly. We split marital assets, no alimony cause she cheated. It was 6-figures.

Its 2 years later and I sold a rental property and have been doing well at work and have made up every penny already, with less than half the monthly expenses and a wife who didn't work.
post 1698214333 02-22-2024, 11:33 AM
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Naw
If you marry a female chances are poor for financial success

For a mind blown look at male/male married couples
$$$$$$$$$
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post 1698214393 02-22-2024, 11:34 AM
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Agree with OP, but I would add that when it's time to enter into a relationship, you should only do so with women who are richer than you.

If a woman who's more financially well-off than you is giving you them cheeks, then the attraction is real.

Stay away from poor people like the damn plague.
Everything I post is satire.
Tricknology Grand Master.
post 1698214463 02-22-2024, 11:35 AM
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Originally Posted By RealLifeAlpha
That’s one part of it, but there are other factors too

(Two incomes, married people typically earn more than single people, etc)

(ded fkn Srs)
We also live longer.

What the copecels on this forum forget is that plenty of women outearn them. So being in a relationship with one doesn't necessarily mean they are financially worse off.

Basic logic defeats copium overdoses. LOL
post 1698215483 02-22-2024, 12:00 PM
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#47
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Originally Posted By LogicalLifts
We also live longer.

What the copecels on this forum forget is that plenty of women outearn them. So being in a relationship with one doesn't necessarily mean they are financially worse off.

Basic logic defeats copium overdoses. LOL
Yep lol — there are a lot of reasons to enjoy being single / not being married, i don’t think having more money is one of them

what I miss the most about being single is just being able to be 100% selfish with my time (ded fkn Srs)
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post 1698215783 02-22-2024, 12:07 PM
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Plenty of people tend to marry others within their social/economic class. It’s a fairly effective safeguard for those with money.
post 1698218803 02-22-2024, 01:13 PM
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Originally Posted By RiceBrah93
I'm one of the most minimal mf you'll meet, I pretty much don't spend money other than necessities but when I'm with my gf I could end up spending 1k+ a week just on luxuries and activities.

If you're tryna invest don't have a gf, stack your paper and assets first and then get in a relationship
What in the heck could you possibly spend 1K a week on for your gf?!
~ In a world where you can be anything, be kind ~
post 1698219553 02-22-2024, 01:27 PM
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#50
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Originally Posted By Legz422
What in the heck could you possibly spend 1K a week on for your gf?!
You'd be surprised: a nice dinner, tickets to an event, some small gifts, gas, parking, drinks... it all adds up. And there's no guarantee of sex afterwards....


That's why, when a man is young and building his wealth, pay-2-play isn't a bad option....
Everything I post is satire.
Tricknology Grand Master.
post 1698220683 02-22-2024, 02:01 PM
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#51
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Originally Posted By N0stradamus
You'd be surprised: a nice dinner, tickets to an event, some small gifts, gas, parking, drinks... it all adds up. And there's no guarantee of sex afterwards....


That's why, when a man is young and building his wealth, pay-2-play isn't a bad option....
There's no way OP is doing all that every week.
~ In a world where you can be anything, be kind ~
post 1698221053 02-22-2024, 02:10 PM
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Originally Posted By Legz422
There's no way OP is doing all that every week.
Every week, no, but certainly often enough that it makes a huge financial impact. A weekend getaway to Las Vegas will already run at least $2,000 even if I stay at a poverty hotel like Circus Circus...

Fu/ck that, I'd rather pay $200 to plow Mei Ling at the local rub-and-tug massage parlor, and then go on my merry way..... definitely getting sick of entertaining these h0es when clapping them cheeks isn't a guarantee.
Everything I post is satire.
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post 1698226763 02-22-2024, 04:55 PM
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#53
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Knew a dude years back who literally lived at work, he ended up owing the business. Ded srs had an auto-body show and lived in this loft for years. He's doing pretty well for himself. No bills just stacking cash.

A lot of truck drivers do this but most of them for whatever reason need to have a wife somewhere that ruins them every time but they keep doing it.
post 1698227763 02-22-2024, 05:19 PM
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post 1698265543 02-23-2024, 03:25 PM
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Originally Posted By JackyChin
This seems too low, is this real?

NVM I see it's 1995 values. In 2024 numbers, using an inflation calculator, that's $267k for median married households for 51-61 age range. Still seems too low though, wish this was more recent.
post 1698265783 02-23-2024, 03:30 PM
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Originally Posted By RealLifeAlpha
Yep lol — there are a lot of reasons to enjoy being single / not being married, i don’t think having more money is one of them

what I miss the most about being single is just being able to be 100% selfish with my time (ded fkn Srs)
I married a woman who truly enjoys her alone time - this was the trick. Before we had our baby, she'd be like: "Want to have a free weekend? I'm going to go to some holistic blah blah" and I'm like...huh...sure. Blast video games all weekend, or go swim, or...do whatever the f*ck I want, lol.

She's a keeper.
post 1698266003 02-23-2024, 03:37 PM
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#57
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Originally Posted By suave2000
while i agree with everything you said you have to account chronic loneliness and mental health too. Both of those things will most likely make you live less than a married person according to various studies.
If this ride stopped tomorrow, I'd be fine with getting off it, let's put it that way.
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