There is an order of priority. Time in the market, indexing through a 401k/IRA or both. If you don't have this on auto-pay DCAing every month, I'd start there first. After that, you can start buying some precious metals, crypto, gambling on options etc

My question is after 401k/roth/hsa/savings

Bruh.. you dont put PLTR in same category as crappy companies like PTON

PLTR has a seat at the big boy table now next to GOOG, MSFT etc

Everything after that, imo, just depends on how active or passive you want to go about it. If you don't really want to think about it too hard, just index. If you want to have some fun, gamblemaxx. Once the necessities are covered you can pretty much just have fun with it

Never a single penny into Golden silver, as there are now digital alternatives,

2K per month? I would go 500 cash to earn that miserable 5% and for emergencies and dip buying 500 Tesla 500 bitcoin 500 into Solana,

Or can be divided into five parts and add spy to the list.

Only mentioned Pltr because it was unfairly beat down the last year or 2. Just saying pton could rip hard with earnings tomorrow and updates on new CEO.


Edit:
Random question but wtf happened to JD? Why’d they drop so hard after hours yesterday and into today?

Edit2: fuk so much going on lately I didn’t even notice TLT at $99+ this morning. I’ll have to revisit buying puts. $97CC are underwater but I’m fine with my shares called away next month after getting one last dividend. Seems to me odds are good it’ll drop below $97 by then if fed says no September cut OR says here is a 25bp cut there may or may not be another cut later this year. 30 year at 4.07% when fed rate is at 5 is still stupid and front running the move a little too hard.

Home.

People don’t max their 401k/HSA/Roth without owning a home already do they?

Lmao jk not gonna start a renting vs home ownership debate.

TLT retracing to $98 AH makes me sad. Missed that boat.

WBA, even though I hate them with a passion, I think imma start buying long dated calls. Thinking June 2025 $12.5c for $1.10 or so if I can get them and some Jan 2026 $15c for $1.20 as well. I think they’ve been punished for their mistakes with their primary care acquisitions and their mishandling of staffing. I think retail pharmacy sector as a whole is going to stop accepting bad contracts from PBMs and profitability will come back. Their sale of Boots should help bolster confidence and they’ve already wrote down Village MD to basically nothing as well so if that turns around they’ll be pretty set.

Fnma/Fmcc commons are coming back after dipping to $1 twice. Pref shares aren’t moving much which worries me. Still holding not really buying much but will reconsider closer to 10% of face value.

Payo holding my commons. Still happy with the $$ I got from warrant sale.

Sofi not much happening. Might buy more 6/25 calls. Not that excited about them tbh.

Kr trying to get a better sense of how their legal drama plays out next week. Unsure if they can win their lawsuits but if they do they likely pop to $60. Their scale will be insane for pricing insurance contracts on pharmacy and the added revs/profitability will be crazy too. They’ll have a lot of vertical integration as well with their own private label brands twice will expand margins too. If it doesn’t go through then Kr likely gets walloped though. Probably back to $45-48 a share. They pay a $400 or $500m break up fee on top of $800m in legal fees ACI and KR have paid out thus far. I’ve got friends that work at both but neither work in Ohio or Idaho so sources aren’t exactly well placed. We will see what happens.

I’m like 10% cash in my account right now trying to decide if I open new positions or just add to current ones.

No. We don't need another home debate, but my home has been one of my best investments is all. And it's a lot of equity gain. And I like living in a nice place with some land that's constantly been appreciating.

My projected investments will allow me to retire early at the current rate, so if the question is what to do after HSA/401k/Roth IRA, I suggest home since I'm biased.

I'm in Manhattan so renting here > owning.

Does anyone know how to post a pic on mobile? I want grandpa Kusok and his damn hamster to see my 80 percent 1 year gains

no point in trying to compete with someone on the internet. besides, imho this thread has taken a slight detour and people are trying to encourage each other rather than take them down - or at least that's what I want to accomplish.

btw congrats on your gains

Doing dca on nvidia since around march with no emphasis on dips and I’ve gained 21%.

Congrats bruh, aren’t you in BITO too, you’ll be up at least 10 percent on that by end of the year not counting the fat dividends

Fine I’ll be the bigger man but fk that hamster, and thank you I worked hard for it .

No I'm not on an exchange that does BITO. I tried to get nvdl as well but no.

VRAX went up 80% today, is this monkeypox thing legit ?

Not really. I sort of wish it was because an old worthless position I have in SABS would skyrocket as they can easily create polyclonal antibodies to treat it, but they are terrible at getting products to market. Typical midwest biopharma company honestly even if mpox was legit they'd still somehow never manage to be useful lmao

I dont get what happened because they had fast track + breakthrough designation last year. Bizarre, I still have my position but I dont follow its news at all

My son, the tamer of lions, Don’t make me whip out the giantstrategy Michael sailor piss cawk gainz son. It smack Alex karp with the piss.

Back to my hamster wheel tho

I’ve stopped looking too. They ran themselves out of funding so had to drop everything except the product they could find partners willing to pay to keep it going.

Sigh @ Peloton up 20% in two days

called by Sir Robert Parks II. I'm going to start trading based on you guy's DD posts ITT srs

Shows the value of having a bit of cash on the side, I missed that 20% just from selling stock and waiting for the funds to clear. I put $25k into it though, will see where it goes.

Inb4 it’s to zero

Wtf does Peloton even do

They’re like a luxury exercise equipment brand, selling expensive treadmills and bikes and now are into connected personal training services and such

Went crazy during COVID when gyms closed etc. Had some bad incidents with kids getting injured on their equipment.

Even after missing the last couple days, my $25k in a round trip to the COVID high would turn that into $1million lol — but that is HIGHLY unlikely. Decent gains seem relatively likely though.

Destor called it. My plan is to buy long dated calls for like 2026. That idea hasn’t really been impacted too bad. I’d rather pay $60 each $10c with a better idea of future plans and current Q numbers than $40 each if they are still burning 100s of millions and no end in sight.

Lol Destor what did you see that made you decide it was a good place to put 25 racks? I bought 2 2026 $7c for $1 as an initial buy.

I have work contracts secured for a good stretch of time and have cashed in significant gains this year so my risk tolerance is up and this was just beaten down so much.

They refinanced debt largely maturing out to 2029 so bankruptcy risk seemed relatively low.

Setting up for rates coming down, searching for a new CEO, without bankruptcy it doesn’t seem like there is much downside risk and the chance of big moves up seemed far higher at the low valuation. Combine EPS turning positive with P/E ratios expanding as rates slowly come down, could be good @ $1.6b valuation now and making $600-700m revenue per quarter.

Would be looking to sit on this for at least a couple years depending

I think I'm going to get in as well, just took a look at the chart and it looks like it will move to ~$5 and then retrace back to ~$3.50 where I plan on making an initial entry, going to look at t some more right now and report back with findings.Nothing really lol they are a company who puts electronics on treadmills, their only proprietary product is their content but there isn't a wide moat, it reminds me of ZM who has similar problems but at least PTON has high customer satisfaction.

Way too early to declare victory but +40% since making the all-in call isn’t bad lol

Could easily turn back around, or a recession hitting could destroy it — but then rates would come down fast and I’d just hold through it as long as bankruptcy wasn’t looming