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Forum » When did you realize $100k was lower middle class
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Thread: When did you realize $100k was lower middle class

post 1568371781 12-11-2018, 11:31 AM
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#61
  1. Jacobcapra
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Originally Posted By MrAWatts⏩
If you buy a car expecting it to be an asset anyways you're a fukking retard. Not everyone is so poverty that they have to worry about that brah


My friends ST is what made me want one actually, have been thinking about trading up to an RS actually - beastly little cars
Virtually no one buys a car as an asset, so why do you have two of them? I'm just pointing out why you think 100K is poverty, cause you don't effectively spend your money. I see you also casually glossed over the part where you're taking it in the shorts on alimony and don't own any property.

I'm, how much younger than you? With two cars paid off and a 325K house?

But I only make 75K
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post 1568371921 12-11-2018, 11:32 AM
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#62
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Chael Sonnen knows the struggle

1:25

A hit was sent, from the President, to raid your residence /
Because you had secret evidence, and documents /
On how they raped the continents, and it's the prominent /
Dominant Islamic, Asiatic Black Hebrew

- GZA "4th Chamber"
post 1568372021 12-11-2018, 11:33 AM
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#63
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Originally Posted By Jacobcapra⏩
Virtually no one buys a car as an asset, so why do you have two of them? I'm just pointing out why you think 100K is poverty, cause you don't effectively spend your money. I see you also casually glossed over the part where you're taking it in the shorts on alimony and don't own any property.

I'm, how much younger than you? With two cars paid off and a 325K house?

But I only make 75K
LOL at 325K house, must be a real fixer upper. Maybe if you work hard you can get out of the hood. And me saying 100K is poverty is just stating facts and has nothing to do with my own spending. Enjoy being at the poverty line boyo!
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post 1568372061 12-11-2018, 11:33 AM
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#64
  1. Jacobcapra
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Originally Posted By FFailed⏩
95k for a boxster wtf? Is that how much they go for these days?
Brand new, fully loaded GTS boxter, yeah. The base is like 58K or something
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post 1568372101 12-11-2018, 11:34 AM
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#65
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Originally Posted By Ratfish⏩
lol. i drove my ex's elantra yesterday. not terrible for 11k or whatever, but fukk driving an econobox every day. no heated seats, no dice
I drive a 10 year old Pontiac with almost 140k on it

Driver's side heated seat is broken actually but it rarely dips below 40 here
Originally Posted By Jacobcapra⏩
With two cars paid off and a 325K loan
Fixed that last bit
Training log: http://forum.obnoxiousbrutes.com/showthread.php?t=165829701
post 1568372111 12-11-2018, 11:34 AM
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#66
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Originally Posted By sword_⏩
Chael Sonnen knows the struggle

1:25

lmao
post 1568372211 12-11-2018, 11:36 AM
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#67
  1. Jacobcapra
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Originally Posted By MrAWatts⏩
LOL at 325K house, must be a real fixer upper. Maybe if you work hard you can get out of the hood. And me saying 100K is poverty is just stating facts and has nothing to do with my own spending. Enjoy being at the poverty line boyo!
Enjoy paying someone else's mortgage while you rent into your 30's! You sure got me!
Originally Posted By arn710⏩
Fixed that last bit
I hoped anyone reading wouldn't think I'm 25 with a 325K house paid off. But hey m8 the loan balance is only like 290 something right now


I'd still rather have a 290K loan and 35K equity in property than be renting.
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post 1568372251 12-11-2018, 11:36 AM
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#68
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Originally Posted By Lastro⏩
have already driven a lower trim 911 and a boxter (rich friends of family). not being a connoisseur, i can barely spot the difference. boxter has a fantastic bang for your buck.
all misc trolling aside, 718 gts is legit
Make Europe Germany Again
post 1568372451 12-11-2018, 11:39 AM
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#69
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Originally Posted By Jacobcapra⏩
Virtually no one buys a car as an asset, so why do you have two of them? I'm just pointing out why you think 100K is poverty, cause you don't effectively spend your money. I see you also casually glossed over the part whereyou're taking it in the shorts on alimonyand don't own any property.

I'm, how much younger than you? With two cars paid off and a 325K house?

But I only make 75K
huge if true
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post 1568372721 12-11-2018, 11:42 AM
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Originally Posted By Jacobcapra⏩
I'd still rather have a 290K loan and 35K equity in property than be renting.
You bought your house like 6 months ago and would be massively upside down if you sold it today factoring closing costs and realtor fees.

Not trying to be a dick but let's chill a bit eh
Training log: http://forum.obnoxiousbrutes.com/showthread.php?t=165829701
post 1568372921 12-11-2018, 11:44 AM
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#71
  1. MrAWatts
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Originally Posted By Jacobcapra⏩
Enjoy paying someone else's mortgage while you rent into your 30's! You sure got me!





I hoped anyone reading wouldn't think I'm 25 with a 325K house paid off. But hey m8 the loan balance is only like 290 something right now


I'd still rather have a 290K loan and 35K equity in property than be renting.
LMAO funny you point out renting at 30 like its something I have to do because of finances vs choose to do. That little line doesn't work on me boyo, you're in a different tax bracket. I will be enjoying the views from my high rise downtown while looking for properties to buy next year while you live in your little 300k playhouse, just LOL.
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post 1568373191 12-11-2018, 11:48 AM
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#72
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Originally Posted By arn710⏩
You bought your house like 6 months ago and would be massively upside down if you sold it today factoring closing costs and realtor fees.

Not trying to be a dick but let's chill a bit eh
worst possible timing tbh

can't break even for possibly a decade srs

to compare, i bought my house 5 and a half years ago for 160 and it's worth 325 now. i pay it off in may. nobody watches the cycles for some reason.
Make Europe Germany Again
post 1568373591 12-11-2018, 11:52 AM
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#73
  1. Jacobcapra
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Originally Posted By arn710⏩
You bought your house like 6 months ago and would be massively upside down if you sold it today factoring closing costs and realtor fees.

Not trying to be a dick but let's chill a bit eh
Sellers don't pay closing cost in my city, too much of a seller's market. I'd probably get a dozen offers on my house, even still you're right that the only thing I'd get back out is about what I put in as down payment, plus a few bucks.


Mainly just trying to rustle Awatts as he trolls miscers
Originally Posted By Ratfish⏩
worst possible timing tbh

can't break even for possibly a decade srs

to compare, i bought my house 5 and a half years ago for 160 and it's worth 325 now. i pay it off in may. nobody watches the cycles for some reason.
Not sure if srs, I made 10K equity right off the bat as it appraised that much over sale price, and my one year forecast is +8.5%. You're right though I got in late. Didn't have the money to get in earlier, but need a house now with a baby coming any day now.

Also mirin 5 year payoff and 100% return in 5 years cot damn. I won't get that.
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post 1568373821 12-11-2018, 11:55 AM
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#74
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Originally Posted By Ratfish⏩
worst possible timing tbh

can't break even for possibly a decade srs

to compare, i bought my house 5 and a half years ago for 160 and it's worth 325 now. i pay it off in may. nobody watches the cycles for some reason.
We looked at buying something to live in temporarily and rent out later about a year ago. I just couldn't make the finances work enough to justify the investment
Training log: http://forum.obnoxiousbrutes.com/showthread.php?t=165829701
post 1568374421 12-11-2018, 12:00 PM
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#75
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what if someone makes less than 100k, but owns home, three cars, a boat, three motorcycles and only works 40 hrs a week tops?

no payments...

still poverty OP?

Cause if so, I'm going down to get my EBT card today. I haven't tasted a name brand oreo in 10 years.
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A seven year old could have neutralized this account, please disregard all posts that are created by this username.
post 1568374591 12-11-2018, 12:02 PM
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#76
  1. Ratfish
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Originally Posted By arn710⏩
We looked at buying something to live in temporarily and rent out later about a year ago. I just couldn't make the finances work enough to justify the investment
you guys should try to wait 4 years or so and buy (even better if it's a foreclosure). there will be great deals everywhere

i'm thinking i'm gonna pick up another house, and even if it's bigger than mine, i'll just rent it out because i like my little house so much srs. big houses are a waste

i'm of the opinion that you should have about 1000sqft for every person living in a house srs. i refuse to ever live with anyone again, so....
Make Europe Germany Again
post 1568374601 12-11-2018, 12:02 PM
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#77
  1. MrAWatts
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Originally Posted By Cablebob⏩
what if someone makes less than 100k, but owns home, three cars, a boat, three motorcycles and only works 40 hrs a week tops?

no payments...

still poverty OP?

Cause if so, I'm going down to get my EBT card today. I haven't tasted a name brand oreo in 10 years.
EBT crew son. Go get those name brand cookies along with some steak and lobster like all the other EBT people do. Enjoy it brah

Originally Posted By Ratfish⏩
you guys should try to wait 4 years or so and buy (even better if it's a foreclosure). there will be great deals everywhere

i'm thinking i'm gonna pick up another house, and even if it's bigger than mine, i'll just rent it out because i like my little house so much srs. big houses are a waste

i'm of the opinion that you should have about 1000sqft for every person living in a house srs. i refuse to ever live with anyone again, so....
Your timeline doensn't line up with my plans brah. I want to buy a personal home first half of year, small rental end of year, then an additional rental each year after. Say it ain't so
535 deadlift.
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post 1568374681 12-11-2018, 12:03 PM
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#78
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Watts pays alimony?

Huh. Learn something new every day.
Currently: Marathon training (Run with Hal - Advanced I); The Work/Body Beast hybrid

Next race: Ohio 10K - September 12, 2021
post 1568375061 12-11-2018, 12:07 PM
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#79
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Originally Posted By Ratfish⏩
you guys should try to wait 4 years or so and buy (even better if it's a foreclosure). there will be great deals everywhere

i'm thinking i'm gonna pick up another house, and even if it's bigger than mine, i'll just rent it out because i like my little house so much srs. big houses are a waste

i'm of the opinion that you should have about 1000sqft for every person living in a house srs. i refuse to ever live with anyone again, so....
That's the plan

I agree with you on the living space too. Big houses are just more to clean
Training log: http://forum.obnoxiousbrutes.com/showthread.php?t=165829701
post 1568375101 12-11-2018, 12:08 PM
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#80
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Originally Posted By MrAWatts⏩
Your timeline doensn't line up with my plans brah. I want to buy a personal home first half of year, small rental end of year, then an additional rental each year after. Say it ain't so
https://us.spindices.com/indices/rea...rice-nsa-index

damn, dallas is cheap af ho lee fukk
Make Europe Germany Again
post 1568375391 12-11-2018, 12:10 PM
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#81
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Originally Posted By Ratfish⏩
https://us.spindices.com/indices/rea...rice-nsa-index
Will read
535 deadlift.
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post 1568375521 12-11-2018, 12:12 PM
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#82
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Originally Posted By MrAWatts⏩
Will read
here's a better chart:

https://fred.stlouisfed.org/series/DAXRNSA

literally, something changed after 2012 lol
Make Europe Germany Again
post 1568375561 12-11-2018, 12:12 PM
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#83
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Originally Posted By Ratfish⏩
here's a better chart:

https://fred.stlouisfed.org/series/DAXRNSA

literally, something changed after 2012 lol
In b4 eod
535 deadlift.
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*Double everything Chipotle Crew
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post 1568376521 12-11-2018, 12:20 PM
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#84
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this is how atlanta looks:



das not it

problem isn't necessarily that you can't afford the house, it's that you're gonna get rekt in a downturn and lose it easily if you lose your job or something

my timing wasn't perfect, but it was pretty good:



i basically bought right at where it would have been due to inflation if we didn't have the previous fed bubble
Make Europe Germany Again
post 1568376931 12-11-2018, 12:25 PM
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#85
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OP I gotta tell you this brah:

Spoiler!
Your face looks like a food stamp huehue
post 1568377871 12-11-2018, 12:37 PM
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#86
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You've made about 100 chit threads about income over the last week. If you could make a few more than that this week that would be great OP
RIP Zyzz and Greg Plitt

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post 1568378061 12-11-2018, 12:38 PM
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#87
  1. MrAWatts
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Originally Posted By scudda⏩
OP I gotta tell you this brah:

Spoiler!
Your face looks like a food stamp huehue
Nice burn brah


Originally Posted By cojones539⏩
You've made about 100 chit threads about income over the last week. If you could make a few more than that this week that would be great OP
Stay tuned, srs
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post 1568378461 12-11-2018, 12:41 PM
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#88
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funny that this thread evolved into serious real estate discussion

damn, ATL house prices fell so hard compared to Portland. Also weird that Portland doesn't have seasonal fluctuations like most cities.
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post 1568378601 12-11-2018, 12:42 PM
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#89
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Originally Posted By MyGhettoFantasy⏩
When I found the Misc.

Thanks, boyos
Never fail post #2 lol.


US medianhousehold incomeclimbs to new high of $61,372. Median household income rose 1.8 percent in 2017, according to the U.S. Census Bureau.

I’m Oprah rich beeyoch!!
I loe e.
post 1568379031 12-11-2018, 12:47 PM
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#90
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About the same time I realized that anything less than a 500 lb pull is twink level.
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