Log In

Your email is not your username

Register

If you were a member of the old Bodybuilding.com forums and would like to reuse your previous username, you can request it below. We use your email only for registration and do not store it. For more information, please see our Privacy Policy.

Confirm your email

A registration code was sent to your email. Enter it here.

Welcome

You have successfully setup your account.

Sign in

Quick Navigation Bottom Misc
Forum » Someone please explain to the rest of the class why student loan debt is supposed to
  1. Results 61 to 90 of 112
  2. Page 3 of 4
  3. First
  5. 1
  6. 2
  7. 3
  8. 4
  10. Last

Thread: Someone please explain to the rest of the class why student loan debt is supposed to

post 1598369931 02-23-2020, 05:49 PM
-
#61
  1. Jestbrah
  2. Registered User
  1. Jestbrah
  2. Registered User
  3. Join Date: Feb 2012
  4. Age: 37
  5. Posts: 28,748
  6. Rep Power: 170226
Originally Posted By dannyg1217⏩
its not about people doing what I did, it's about personal responsibility and taking ownership of your decisions and dealing with them. It's real easy to blame others for your fuk ups but it takes character and grit to admit your own and fix the situation rather than want someone else to foot the bill.

It's simple, 18 year olds know how loans work, you get money and you have to pay it back and then some. That's not rocket science. If they dont get that then its, welcome to real life and adulthood.

But loan forgiveness is simply punishing someone for somebody else's bad decisions. Doing that through taxes and via the government is worse since theres no way around it.
while i agree with your last statement i highly disagree with the other 2 statements. A person owning their **** ups is not a black and white statement. If a person goes to a lawyer and gets legal advice and follows that legal advice and gets shafted, does that person deserve all the blame? or is it possible that there is an error in the system or the lawyer didnt do his due diligence when giving the legal advice? While i agree some blame falls back on the individual, i don't think the full blame should be on him as he is not a lawyer and not in charge of the system nor has he any experience with legal practices.

Which brings me to your second point of " an 18 year old understands loans, loands are simple" Flat out, no they are not, most people in America do not know the difference in interest rates when compounded daily, monthly, or annually. Most people just hear a number and a rough estimate of their monthly repayments and go with it. Many 18 year olds also believe the money they will be making post graduating is greater than it actually is . MOST OF ALL, an 18 year old for the most part has NOT experienced paying bills and has never taken a loan out in his life, but you say they should be fully educated on understanding the effects of taking out a 40,000-100,000 loan? Should a person who knows what cancer is understand what it is like to have cancer? should a person who has never been married or had kids understand what it is like to be married or have kids? knowing what loans are does not mean you know what it is like to take out a loan, and 18 year olds should not have the blind power to take out loans that may be effecting them for TWICE the years they have lived on this earth.
**worthless college major crew**

*Always picks 4 Crew*

**HTC**
post 1598370521 02-23-2020, 05:58 PM
-
#62
  1. dannyg1217
  2. Registered User
  1. dannyg1217
  2. Registered User
  3. Join Date: Jun 2007
  4. Location: Greeley, Colorado, United States
  5. Age: 45
  6. Posts: 14,987
  7. Rep Power: 62602
Originally Posted By Jestbrah⏩
while i agree with your last statement i highly disagree with the other 2 statements. A person owning their **** ups is not a black and white statement. If a person goes to a lawyer and gets legal advice and follows that legal advice and gets shafted, does that person deserve all the blame? or is it possible that there is an error in the system or the lawyer didnt do his due diligence when giving the legal advice? While i agree some blame falls back on the individual, i don't think the full blame should be on him as he is not a lawyer and not in charge of the system nor has he any experience with legal practices.

Which brings me to your second point of " an 18 year old understands loans, loands are simple" Flat out, no they are not, most people in America do not know the difference in interest rates when compounded daily, monthly, or annually. Most people just hear a number and a rough estimate of their monthly repayments and go with it. Many 18 year olds also believe the money they will be making post graduating is greater than it actually is . MOST OF ALL, an 18 year old for the most part has NOT experienced paying bills and has never taken a loan out in his life, but you say they should be fully educated on understanding the effects of taking out a 40,000-100,000 loan? Should a person who knows what cancer is understand what it is like to have cancer? should a person who has never been married or had kids understand what it is like to be married or have kids? knowing what loans are does not mean you know what it is like to take out a loan, and 18 year olds should not have the blind power to take out loans that may be effecting them for TWICE the years they have lived on this earth.
first of you have to see a lawyer then your likely already messing up.

Second, a loan is simple in that you know you will have to pay it back, you know they charged interest. The rest is details and if you're signing legal document simply reading it is a good place to start.
On one hand you say they should teach advanced material in HS yet you say they cant understand a loan. Bad news is if you cant understand loans then you're not smart enough to learn higher level subjects.

Lastly these kids want to go to out of state private schools for an experience and to live life, etc. Well that sounds great and theres a price that comes with that too. So pay up for it.
Yellow fever crew
High test Manlet crew
EE master race

5'7" @ 175
PRs, B325 S405 D405
post 1598370571 02-23-2020, 05:58 PM
-
#63
  1. proteinsnake
  2. Registered User
  1. proteinsnake
  2. Registered User
  3. Join Date: Aug 2019
  4. Age: 56
  5. Posts: 2,100
  6. Rep Power: 18107
Originally Posted By Anachron⏩
If only the people didn't have a gun held to their head to take these loans out...
Ah yes, classically retarded response. You absolutely need a college education these days because the job market is so incredibly competitive. Sure, you could not go to school and just work really hard to become a Walmart manager, I guess?

There is no realistic alternative option than going to university. The trades aren't for everyone, especially women. Besides, if everyone started getting into the trades that market would just become oversaturated and a new problem would arise.
Originally Posted By ANumber1⏩
I'm not trying to be sarcastic here, but how much better can the job market for college graduates possibly get?

Trump has poured historic amounts of money into the economy to make sure the job market continues to roid rage through the rest of his term. We're about as close to full employment as we can possibly get and the growth isn't accruing to Uber drivers.
The job market for high paying jobs is not good enough for the amount of college graduates we have. There is a lot of low paying work available for sure. Most people however have higher ambitions than renting a chitty 1 bedroom apartment forever and never being able to afford to raise a family. I'm not an expert and I don't know what the solution is, but we definitely need one.
500lb Squat
375lb Bench
675lb Deadlift

201lbs Bodyweight
post 1598370591 02-23-2020, 05:58 PM
-
#64
  1. Jasonw1178
  2. 5'3" 300lbs Fudge Rounds
  1. Jasonw1178
  2. 5'3" 300lbs Fudge Rounds
  3. Join Date: Dec 2012
  4. Posts: 44,104
  5. Rep Power: 271274
Three parties involved here.
1. The Student who took out the loan.
2. The BANK that lent the load.
3. The SCHOOL that received money for the education.

It's none of my business. I had no say-so in this whole process.

I didn't take out the loan.
I didn't lend the money to the student.
I didn't not receive the benefits of the education paid for by the loan.
I did not recieve the funds for providing that education.
I did not make any of the decisions nor any benefit.

Not my fault.
Not my responsibility.
NOT MY PROBLEM.

So I'd like one reason why I should pay.
Originally Posted By proteinsnake⏩
Because 18 year olds are taking out 40k loans due to societal pressure and the job market isn't prosperous enough to get all these people a job good enough to pay it back. Not going to school isn't an option these days either.
I've heard people say they NEED to get a degree for the field the WANT. Needs and wants. They took out the loan and listened to the wrong people. I've taken out loans I shouldn't have and listened to the wrong people too. I had to deal with the consequences of this. Live and learn. I think a lot of people think that because they have a degree, they deserve better. No they don't.

I'm an automotive technician. I have probably at least $60,000 in tools. Not to mention a lot of education and training myself. I have no clue how much I lost losing my ass learning how to do things that didn't pay well. Now I have to pay for some snoody ******* that can't figure out that if you borrow a dollar you have to give it back? Pretty simple concept. Maybe they were never college material in the first place?
post 1598370861 02-23-2020, 06:02 PM
-
#65
  1. Jestbrah
  2. Registered User
  1. Jestbrah
  2. Registered User
  3. Join Date: Feb 2012
  4. Age: 37
  5. Posts: 28,748
  6. Rep Power: 170226
Originally Posted By Anachron⏩
So you didn't take any math in high school?

This is probably why you chose a worthless major in college.
this is about as ignorant of a statement as saying "do you know who the general was for japan that ordered the attack on pearl harbor or how many airplanes they sent to bomb pearl harbor? i mean you took history in high school didnt you idiot?
or
can you recite the full amendments to the consitution and all members who signed the declaration of independence ? you did take Government in high school didnt you? i bet you were even tested on those exactly.
**worthless college major crew**

*Always picks 4 Crew*

**HTC**
post 1598370961 02-23-2020, 06:04 PM
-
#66
  1. Tornach
  2. OG @ Castle Grayskull
  1. Tornach
  2. OG @ Castle Grayskull
  3. Join Date: Aug 2012
  4. Location: United Kingdom (Great Britain)
  5. Posts: 16,159
  6. Rep Power: 51309
Join the military before/after university.

Problem solved.
Rustling NPCs' jimmies without even trying crew

"I've watched a lot of movies, I know what I'm doing."

"The Best Revenge is Massive Success"

Not going to be a Darkseeker crew.


RIP Duckenheimer
RIP SemperFudge
post 1598371071 02-23-2020, 06:05 PM
-
#67
  1. dannyg1217
  2. Registered User
  1. dannyg1217
  2. Registered User
  3. Join Date: Jun 2007
  4. Location: Greeley, Colorado, United States
  5. Age: 45
  6. Posts: 14,987
  7. Rep Power: 62602
Originally Posted By Jestbrah⏩
this is about as ignorant of a statement as saying "do you know who the general was for japan that ordered the attack on pearl harbor or how many airplanes they sent to bomb pearl harbor? i mean you took history in high school didnt you idiot?
or
can you recite the full amendments to the consitution and all members who signed the declaration of independence ? you did take Government in high school didnt you? i bet you were even tested on those exactly.
skip around the question all you like, but he has a point. Average pay of jobs and the majors leading to them are published yearly, it's no one else's fault someone pick a worthless major but their own.
It's also no one else's fault you didnt think about how to pay for said degree if the jobs wont end up paying it off.
Yellow fever crew
High test Manlet crew
EE master race

5'7" @ 175
PRs, B325 S405 D405
post 1598371111 02-23-2020, 06:06 PM
-
#68
  1. proteinsnake
  2. Registered User
  1. proteinsnake
  2. Registered User
  3. Join Date: Aug 2019
  4. Age: 56
  5. Posts: 2,100
  6. Rep Power: 18107
Originally Posted By Anachron⏩
If only the people didn't have a gun held to their head to take these loans out...
Originally Posted By Jasonw1178⏩
Three parties involved here.
1. The Student who took out the loan.
2. The BANK that lent the load.
3. The SCHOOL that received money for the education.

It's none of my business. I had no say-so in this whole process.

I didn't take out the loan.
I didn't lend the money to the student.
I didn't not receive the benefits of the education paid for by the loan.
I did not recieve the funds for providing that education.
I did not make any of the decisions nor any benefit.

Not my fault.
Not my responsibility.
NOT MY PROBLEM.

So I'd like one reason why I should pay.




I've heard people say they NEED to get a degree for the field the WANT. Needs and wants. They took out the loan and listened to the wrong people. I've taken out loans I shouldn't have and listened to the wrong people too. I had to deal with the consequences of this. Live and learn. I think a lot of people think that because they have a degree, they deserve better. No they don't.

I'm an automotive technician. I have probably at least $60,000 in tools. Not to mention a lot of education and training myself. I have no clue how much I lost losing my ass learning how to do things that didn't pay well. Now I have to pay for some snoody ******* that can't figure out that if you borrow a dollar you have to give it back? Pretty simple concept. Maybe they were never college material in the first place?
We shouldn't be allowing 18 year olds to take out enormous loans. 18 year olds are basically children, they don't have the capacity to understand the long term consequences of their actions. Every adult they have ever known has told them they have to go to university, it's ingrained into us from the time we enter pre-school in our society.

Besides, we want our society to prosper and we want all of our citizens to be educated. We should find a way to enable our children to get educated in the field of their choosing without it crippling them for the rest of their lives. I don't know if we should pay back their loans, i'm not an economist...but we all live in this same country and if it would benefit our country as a whole to get these kids out of debtandprevent the problem from happening again we should.
500lb Squat
375lb Bench
675lb Deadlift

201lbs Bodyweight
post 1598371481 02-23-2020, 06:12 PM
-
#69
  1. dannyg1217
  2. Registered User
  1. dannyg1217
  2. Registered User
  3. Join Date: Jun 2007
  4. Location: Greeley, Colorado, United States
  5. Age: 45
  6. Posts: 14,987
  7. Rep Power: 62602
Originally Posted By proteinsnake⏩
We shouldn't be allowing 18 year olds to take out enormous loans. 18 year olds are basically children, they don't have the capacity to understand the long term consequences of their actions. Every adult they have ever known has told them they have to go to university, it's ingrained into us from the time we enter pre-school in our society.

Besides, we want our society to prosper and we want all of our citizens to be educated. We should find a way to enable our children to get educated in the field of their choosing without it crippling them for the rest of their lives. I don't know if we should pay back their loans, i'm not an economist...but we all live in this same country and if it would benefit our country as a whole to get these kids out of debtandprevent the problem from happening again we should.
if that's the case we shouldn't let 18 year olds do anything that an adult can, enact laws that keep them under the control of their parents and they would have no real free will. No auto loans, no jobs, no ability to rent, let them be children in tha thg case. That's how ridiculous your statement sounds.
18yos have been responsible for decades and people tell them they need a college education but not a worthless one that wont support them as adults. No one tells them to go on spring break or go to an out of state school that's more than double what they could be doing.
Yellow fever crew
High test Manlet crew
EE master race

5'7" @ 175
PRs, B325 S405 D405
post 1598371741 02-23-2020, 06:17 PM
-
#70
  1. orangetide
  2. Registered User
  1. orangetide
  2. Registered User
  3. Join Date: May 2010
  4. Posts: 10,691
  5. Rep Power: 35630
[QUOTE=LtGoose post_id=1598369291][b]here's a hot take[/]
If you weren't smart enough to get a full ride scholarship then you don't belong in college period.[/QUOTE]Thats hilarious considering most scholarships nowadays have more to do with how high you are on the "victim/non-priviledged" totem pole than they do with being a good student.

Brb getting a scholarship because of vocaly relating my non-traditional sexual preferences as my only identifying characteristic
post 1598371971 02-23-2020, 06:21 PM
-
#71
  1. Spahgetti
  2. Banned
  1. Spahgetti
  2. Banned
  3. Join Date: Aug 2019
  4. Posts: 8,774
  5. Rep Power: 0
Because retards don't understand when they take a loan, terms up front and very clear, that they have to one day...gasp...pay it back (i know, right!)


then some of them leak in to politics OR they want to appeal to all the retards that did this
post 1598372001 02-23-2020, 06:21 PM
-
#72
  1. orangetide
  2. Registered User
  1. orangetide
  2. Registered User
  3. Join Date: May 2010
  4. Posts: 10,691
  5. Rep Power: 35630
Originally Posted By Tornach⏩
Join the military before/after university.

Problem solved.
Why should someone have to risk their life so some rich politician can make money under false pretenses?
post 1598372541 02-23-2020, 06:31 PM
-
#73
  1. BeginnerGainz
  2. Registered User
  1. BeginnerGainz
  2. Registered User
  3. Join Date: Sep 2019
  4. Age: 56
  5. Posts: 10,142
  6. Rep Power: 46984
Originally Posted By orangetide⏩
Why should someone have to risk their life so some rich politician can make money under false pretenses?
Yeah there are way better options than the military. Like, almost literally any option would be better than being a disposable non-human. Any job worth making a career of the military offers there is a higher paying civilian equivalent.
Age: 30

"If I have seen further than others, it is by standing upon the shoulders of giants"
-Sir Isaac Newton
post 1598372561 02-23-2020, 06:31 PM
-
#74
  1. katya422
  1. katya422
  3. Join Date: Dec 2011
  4. Location: United States
  5. Posts: 34,673
  6. Rep Power: 372543
Originally Posted By Spahgetti⏩
Because retards don't understand when they take a loan, terms up front and very clear, that they have to one day...gasp...pay it back (i know, right!)


then some of them leak in to politics OR they want to appeal to all the retards that did this
Actually the terms aren't always so clear and IIRC not too long ago credit card statements didn't include a disclosure re:minimum payment, length of time to pay back, and total interest paid.

Going forward it would be reasonable for student loans to have that type of disclosure- interest rate, payment per month, total amount of payments, etc. Throw in average annual salary projection for applicable professions while you are at it because knowledge is power.

And also fair for student debt subject to bankruptcy like any other law.

That might severely decrease the amount of student loan money available, but could also reduce some of the demand for those loans.
INTP Crew
Inattentive ADD Crew
Mom That Miscs Crew
post 1598372631 02-23-2020, 06:32 PM
-
#75
  1. BeginnerGainz
  2. Registered User
  1. BeginnerGainz
  2. Registered User
  3. Join Date: Sep 2019
  4. Age: 56
  5. Posts: 10,142
  6. Rep Power: 46984
Originally Posted By katya422⏩
Actually the terms aren't always so clear and IIRC not too long ago credit card statements didn't include a disclosure re:minimum payment, length of time to pay back, and total interest paid.

Going forward it would be reasonable for student loans to have that type of disclosure- interest rate, payment per month, total amount of payments, etc. Throw in average annual salary projection for applicable professions while you are at it because knowledge is power.

And also fair for student debt subject to bankruptcy like any other law.

That might severely decrease the amount of student loan money available, but could also reduce some of the demand for those loans.
It is nearly impossible to have student loan debt discharged in bankruptcy.
Age: 30

"If I have seen further than others, it is by standing upon the shoulders of giants"
-Sir Isaac Newton
post 1598372741 02-23-2020, 06:35 PM
-
#76
  1. BeginnerGainz
  2. Registered User
  1. BeginnerGainz
  2. Registered User
  3. Join Date: Sep 2019
  4. Age: 56
  5. Posts: 10,142
  6. Rep Power: 46984
Originally Posted By Anachron⏩
What's the collateral for a student loan?

A mortgage has a property.
A car loan has a car.

What do you lose if you file for bankruptcy on a student loan?
Good point!
Age: 30

"If I have seen further than others, it is by standing upon the shoulders of giants"
-Sir Isaac Newton
post 1598373211 02-23-2020, 06:43 PM
-
#77
  1. xpin2winx
  2. Registered User
  1. xpin2winx
  2. Registered User
  3. Join Date: Sep 2009
  4. Age: 34
  5. Posts: 7,273
  6. Rep Power: 6399
Originally Posted By Tornach⏩
Join the military before/after university.

Problem solved.
im in the military and i got my associates already and will have my bachelors done before I get out of the military at no cost to me. Meanwhile, Im saving alot of money, and I still have the GI BILL when I get out.

Probably the easiest way to avoid debt is to join a reserve branch of the military, go to community college, and then go on to a public 4 year college.

But, back when I was 18, I was going to take out a **** load of student loans to go to college but luckily I got denied and joined the military instead.
post 1598373391 02-23-2020, 06:45 PM
-
#78
  1. katya422
  1. katya422
  3. Join Date: Dec 2011
  4. Location: United States
  5. Posts: 34,673
  6. Rep Power: 372543
Originally Posted By BeginnerGainz⏩
It is nearly impossible to have student loan debt discharged in bankruptcy.
Yes and the idea was that the loans would be more secure that way and easier to attain. AFAIK no other loan is treated this way.

If the debt could be cancelled in bankruptcy then the lender would have the incentive to use some type of underwriting standards.

Like not loaning someone $100K for a degree that will only give them the potential to earn $35K a year.
INTP Crew
Inattentive ADD Crew
Mom That Miscs Crew
post 1598373441 02-23-2020, 06:46 PM
-
#79
  1. BeginnerGainz
  2. Registered User
  1. BeginnerGainz
  2. Registered User
  3. Join Date: Sep 2019
  4. Age: 56
  5. Posts: 10,142
  6. Rep Power: 46984
Originally Posted By xpin2winx⏩
im in the military and i got my associates already and will have my bachelors done before I get out of the military at no cost to me. Meanwhile, Im saving alot of money, and I still have the GI BILL when I get out.

Probably the easiest way to avoid debt is to join a reserve branch of the military, go to community college, and then go on to a public 4 year college.

But, back when I was 18, I was going to take out a **** load of student loans to go to college but luckily I got denied and joined the military instead.
How does the GI bill work for reservist? Don’t you have to be enrolled in school to draw it?
Age: 30

"If I have seen further than others, it is by standing upon the shoulders of giants"
-Sir Isaac Newton
post 1598373491 02-23-2020, 06:47 PM
-
#80
  1. proteinsnake
  2. Registered User
  1. proteinsnake
  2. Registered User
  3. Join Date: Aug 2019
  4. Age: 56
  5. Posts: 2,100
  6. Rep Power: 18107
Originally Posted By dannyg1217⏩
if that's the case we shouldn't let 18 year olds do anything that an adult can, enact laws that keep them under the control of their parents and they would have no real free will. No auto loans, no jobs, no ability to rent, let them be children in tha thg case. That's how ridiculous your statement sounds.
18yos have been responsible for decades and people tell them they need a college education but not a worthless one that wont support them as adults. No one tells them to go on spring break or go to an out of state school that's more than double what they could be doing.
But what you're saying doesn't help the situation. There's obviously a problem and we need to find a solution. Saying that they're dumb may be true but it isn't solving anything.
500lb Squat
375lb Bench
675lb Deadlift

201lbs Bodyweight
post 1598373711 02-23-2020, 06:50 PM
-
#81
  1. BeginnerGainz
  2. Registered User
  1. BeginnerGainz
  2. Registered User
  3. Join Date: Sep 2019
  4. Age: 56
  5. Posts: 10,142
  6. Rep Power: 46984
Originally Posted By katya422⏩
Yes and the idea was that the loans would be more secure that way and easier to attain. AFAIK no other loan is treated this way.

If the debt could be cancelled in bankruptcy then the lender would have the incentive to use some type of underwriting standards.

Like not loaning someone $100K for a degree that will only give them the potential to earn $35K a year.
They are definitely easier to attain, therein lies the problem.
Age: 30

"If I have seen further than others, it is by standing upon the shoulders of giants"
-Sir Isaac Newton
post 1598374881 02-23-2020, 07:14 PM
-
#82
  1. Johnez
  2. Registered User
  1. Johnez
  2. Registered User
  3. Join Date: Jul 2019
  4. Age: 56
  5. Posts: 12,771
  6. Rep Power: 87772
Originally Posted By Jasonw1178⏩
Three parties involved here.
1. The Student who took out the loan.
2. The BANK that lent the load.
3. The SCHOOL that received money for the education.

It's none of my business. I had no say-so in this whole process.

I didn't take out the loan.
I didn't lend the money to the student.
I didn't not receive the benefits of the education paid for by the loan.
I did not recieve the funds for providing that education.
I did not make any of the decisions nor any benefit.

Not my fault.
Not my responsibility.
NOT MY PROBLEM.

So I'd like one reason why I should pay.




I've heard people say they NEED to get a degree for the field the WANT. Needs and wants. They took out the loan and listened to the wrong people. I've taken out loans I shouldn't have and listened to the wrong people too. I had to deal with the consequences of this. Live and learn. I think a lot of people think that because they have a degree, they deserve better. No they don't.

I'm an automotive technician. I have probably at least $60,000 in tools. Not to mention a lot of education and training myself. I have no clue how much I lost losing my ass learning how to do things that didn't pay well. Now I have to pay for some snoody ******* that can't figure out that if you borrow a dollar you have to give it back? Pretty simple concept. Maybe they were never college material in the first place?
This right here. On top of that, they expect:
College grads who already PAID loans off
Tradies who didn't ask for chit
Other poorcells
To pay loans to a group of people, who according to the poster at my high school guaidance councelor's office-"on average make a million dollars more over their lifetime than a high school grad."

The deep unfairness of this crap is even more galling when you listen to the college grad morans explain how they are entitled to this crap. Fuk them. Go to work and shut up. You think you are owed this because you haven't fukkin worked 60 hours a week. There are people....who couldn't afford it, and decided to skip college-these people are denied the opportunity twice if college loans are paid off. Lol-yes, let's all pitch in to help the group of people most prepared to make good money. Sense this makes=none.
Virtue is its own reward.
post 1598376771 02-23-2020, 07:57 PM
-
#83
  1. LtGoose
  1. LtGoose
  3. Join Date: Jan 2014
  4. Location: Dallas, Texas, United States
  5. Age: 34
  6. Posts: 33,623
  7. Rep Power: 262212
Originally Posted By orangetide⏩
Thats hilarious considering most scholarships nowadays have more to do with how high you are on the "victim/non-priviledged" totem pole than they do with being a good student.

Brb getting a scholarship because of vocaly relating my non-traditional sexual preferences as my only identifying characteristic
Scholarships have everything to do with extra curricular activities. I'm sorry you're a lazy POS with no redeeming qualities. Maybe McDonald's would be a better choice for you.

Applying yourself is simple and is literally what every University is looking for.

It's also what makes you successful in life. You're not a special case, it's not hard to apply yourself. Be the person you read about, not the guy reading
post 1598377421 02-23-2020, 08:12 PM
-
#84
  1. propreffered7
  2. Registered User
  1. propreffered7
  2. Registered User
  3. Join Date: Mar 2010
  4. Posts: 36,839
  5. Rep Power: 86393
Originally Posted By dannyg1217⏩
if that's the case we shouldn't let 18 year olds do anything that an adult can, enact laws that keep them under the control of their parents and they would have no real free will.
Hmm dont they do this though? I may just be using my experience but i wasnt able to claim independence until i was 24. And fafsa has really strict rules for this. Thus, before 24 youre "dependent". This means i had to rely on my parents taxes and guess what? They didnt do their taxes. But i still couldnt claim independence. Claiming independence prob gets you more money too since youre not apart of other peoples money

That being said, i didnt take out a loan. Im pretty sure i could have but i didnt
post 1598377481 02-23-2020, 08:14 PM
-
#85
  1. whitepaper
  2. Registered User
  1. whitepaper
  2. Registered User
  3. Join Date: Jun 2011
  4. Posts: 20,840
  5. Rep Power: 55720
Originally Posted By IronProdigy⏩
This is a very weak argument...you can't compare credit card debt to student loan debt. How the fuk do people think this is in any way logical?

2014 Misc Resolution: Negging no pics (screen captures of text don't count as pics)

HairyWBush Reps for life - Hamster Compassion: https://forum.obnoxiousbrutes.com/showthread.php?t=181804893
post 1598377741 02-23-2020, 08:20 PM
-
#86
  1. Jasonw1178
  2. 5'3" 300lbs Fudge Rounds
  1. Jasonw1178
  2. 5'3" 300lbs Fudge Rounds
  3. Join Date: Dec 2012
  4. Posts: 44,104
  5. Rep Power: 271274
Originally Posted By Johnez⏩
This right here. On top of that, they expect:
College grads who already PAID loans off
Tradies who didn't ask for chit
Other poorcells
To pay loans to a group of people, who according to the poster at my high school guaidance councelor's office-"on average make a million dollars more over their lifetime than a high school grad."

The deep unfairness of this crap is even more galling when you listen to the college grad morans explain how they are entitled to this crap. Fuk them. Go to work and shut up. You think you are owed this because you haven't fukkin worked 60 hours a week. There are people....who couldn't afford it, and decided to skip college-these people are denied the opportunity twice if college loans are paid off. Lol-yes, let's all pitch in to help the group of people most prepared to make good money. Sense this makes=none.
Always find if funny how the "Million more in a lifetime" argument to justify getting the student loans but forget when it comes time to pay the piper.

Amazing answer that left me speechless one time was a gradated student with a Masters told me that well educated people DESERVE to live a good life and shouldn't have to be held back by student loan payments keeping them from what they deserve.
post 1598378201 02-23-2020, 08:30 PM
-
#87
  1. Jasonw1178
  2. 5'3" 300lbs Fudge Rounds
  1. Jasonw1178
  2. 5'3" 300lbs Fudge Rounds
  3. Join Date: Dec 2012
  4. Posts: 44,104
  5. Rep Power: 271274
Originally Posted By proteinsnake⏩
We shouldn't be allowing 18 year olds to take out enormous loans. 18 year olds are basically children, they don't have the capacity to understand the long term consequences of their actions. Every adult they have ever known has told them they have to go to university, it's ingrained into us from the time we enter pre-school in our society.

Besides, we want our society to prosper and we want all of our citizens to be educated. We should find a way to enable our children to get educated in the field of their choosing without it crippling them for the rest of their lives. I don't know if we should pay back their loans, i'm not an economist...but we all live in this same country and if it would benefit our country as a whole to get these kids out of debtandprevent the problem from happening again we should.
Who is "we"?

Are you saying that there should be a collective responsibility for the actions of individuals who are making lots of individual money? Who is this "we" we're talking about because it's certainly not me. Its people with the cushy finance jobs who make six figures a year dolling them out. I am not charging the 18 year old absorbent tuition fees to indoctrinate them for 4 years instead of teaching them what they need to survive.

How about a 92% tax on university profits? Force them to pay professors standard teacher salaries, which they should be fine with since they believe in socialism equality. How about allowing people to roll their student loans in with a bankruptcy like any other debt?
post 1598378221 02-23-2020, 08:31 PM
-
#88
  1. orangetide
  2. Registered User
  1. orangetide
  2. Registered User
  3. Join Date: May 2010
  4. Posts: 10,691
  5. Rep Power: 35630
Originally Posted By LtGoose⏩
Scholarships have everything to do with extra curricular activities. I'm sorry you're a lazy POS with no redeeming qualities. Maybe McDonald's would be a better choice for you.

Applying yourself is simple and is literally what every University is looking for.

It's also what makes you successful in life. You're not a special case, it's not hard to apply yourself. Be the person you read about, not the guy reading
You are so out of touch with reality its not even funny. Its clear you never spent anytime in the education system in the last 10 years.

The only extra curricular activities that you can really get scholarships for are sports, but spend some time around student athletes in college and youll realize most are prioritizing their sport over their stuidies. And the ones that do take it seriously dont take hard majors.

Other scholarships are there if your family is poor, or youre a woman or minority.

When your labmate is getting 1.5x the grad student stipend that you are simply because he is of Hispanic decent, come talk.
post 1598378821 02-23-2020, 08:48 PM
-
#89
  1. zhengterry
  2. Banned
  1. zhengterry
  2. Banned
  3. Join Date: Jul 2015
  4. Age: 36
  5. Posts: 22,293
  6. Rep Power: 0
I don't think student loans should be paid by taxes... However, both private and public universities/colleges are becoming so commercialized nowadays. Tuition fees are going up, newly edited textbooks are going up and new courses and no name "institutions" are popping up while the job market is becoming increasingly competitive. I hear ads on radio all the time about colleges for business degrees in marketing, accounting, finance and even management and I can't help but think some high school students are going to take the bait. I mean, do any of accounting graduates from joe blow technical institute going to land a job in their preferred field in positions with salaries that sustain their costs of living?

Universities are like an ever growing bureaucracy, and I don't actually mean this in a negative way at all because some oversight is needed to help this generation of students but do I think the people with the most power and influence on how everything is structured really that in tune with the direction of the youth, or are they more concerned about the bottom line and the profits they make? Who knows?
post 1598379121 02-23-2020, 08:53 PM
-
#90
  1. orangetide
  2. Registered User
  1. orangetide
  2. Registered User
  3. Join Date: May 2010
  4. Posts: 10,691
  5. Rep Power: 35630
College would be more affordable if they simply cut out the gen ed and "well rounded" **** thats opposite of your major.

No reason a person majoring in STEM should have to take some SJW humanities classes.

I would have rather used that time to take on higher level math/physics/ comp sci courses
Quick Navigation Top Misc
Bookmarks
Digg.com
Digg
del.icio.us
del.icio.us
Stumbleupon.com
StumbleUpon
Google.com
Google
Facebook.com
Facebook
Posting Permissions
  1. You may not post new threads
  2. You may not post replies
  3. You may not post attachments
  4. You may not edit your posts