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ยป Never felt more demotivated to work in my entire adult life
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post 1698828693 03-06-2024, 01:55 PM
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#61
  1. Luc1fer
  1. Luc1fer
  2. Join Date: Jun 2014
  3. Posts: 45,573
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Originally Posted By guest89
While the pension system is cool. I'm not entirely certain its the most efficient route for early retirement. If you look at the FIRE community. Its not uncommon for people to achieve early retirement on their own. I've a few friends that are doing it on their own and I think they are better off then me working a job that has the pension program.
As someone who is trying to do it without any pension system, I can tell you that 85k fixed amount per year is significant. That would require a $2.5M invested portfolio (3% SWR), and also carry higher risk/volatility.

A friend of mine is a firefighter and after a long tenure will get a guaranteed payout with the pension for life. I used to think that wasn't a big deal, and I'm better off in the private sector, but when you look at the numbers and risk it's significant.
๐•ฎ๐–๐–†๐–˜๐–Š ๐–† ๐–ˆ๐–๐–Š๐–ˆ๐•ถ, ๐–“๐–Š๐–›๐–Š๐–— ๐–ˆ๐–๐–†๐–˜๐–Š ๐–† ๐–‡๐–Ž๐–™๐–ˆ๐–

โ–ˆโ–“โ–’โ–’โ–‘โ–‘๐ŸงตMake trolls invisible: https://forum.obnoxiousbrutes.com/showthread.php?t=180234573 โ–‘โ–‘โ–’โ–’โ–“โ–ˆ
post 1698828783 03-06-2024, 01:58 PM
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#62
  1. eddiehaskell
  1. eddiehaskell
  2. Join Date: Oct 2009
  3. Age: 42
  4. Posts: 16,178
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Originally Posted By alltrapbrah
Saying you donโ€™t like work is kinda like saying you donโ€™t like people.

Both are vital components of an enjoyable and meaningful life, but negative experiences at some time or another has caused the individual to turn on them.

Itโ€™s important to not chalk it up to an intrinsic dislike and keep in mind that you may just have not found the right work, or people, yet.
i think "i like my job" is just a lie for 99% of people...but they don't have an alternative to working so they just try real hard to convince themselves it's true.
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