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Forum » Californian here: What's it like to have money? (srs)
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Thread: Californian here: What's it like to have money? (srs)

post 1481513051 01-31-2017, 11:29 AM
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Feels good mane.jpg

Made 45k last year and I'm living good AF.

Have my own 2 bedroom apartment
Own my car
Don't have to worry about being late on any bills
Steadily adding more money into my savings too
post 1481513681 01-31-2017, 11:33 AM
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Originally Posted By SaliorUSN⏩
Why don't you use the VA home loan to buy a house. I did that, bought a house in the bay area now I am renting it out for $$$ my tenants are paying my mortgage an then some.
I'm going to look into the VA loan, but I wasn't sure if I wanted to, or could afford a home in california.
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post 1481516001 01-31-2017, 11:48 AM
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So pretty much every Cali miscer rents or lives with their parents? Even making $10k/month your gross is $6k. That affords you quite a bit of discretionary income but not enough to buy a house. Sure you could buy a crap condo/apt in the valley for $300k. But even decent homes in nicer areas are $700k+.
wait wut
post 1481519181 01-31-2017, 12:07 PM
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Have you ever used MINT.com to visually see your finances? I'd recommend that op. You should look into downsizing, maybe moving to other part of the bay(outer bay) and get a roommate as well.
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post 1481520711 01-31-2017, 12:16 PM
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Originally Posted By SaliorUSN⏩
Have you ever used MINT.com to visually see your finances? I'd recommend that op. You should look into downsizing, maybe moving to other part of the bay(outer bay) and get a roommate as well.
Yea, I like Mint, but my beef with it is it takes so long to update sometimes, it becomes irrelevant for any analysis involving the last month/few weeks. Also, sometimes it signs me out of my bank(s) without telling me, so my numbers are inaccurate if I don't double check.

lol'd a roommate though. Maybe if I'm dating said roommate.
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post 1481523001 01-31-2017, 12:31 PM
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So Cal Miscer here

Lol @ you guys paying $2k+ for RENT

I own a 3/2 house for $1100/month ...thats with mortgage insurance and homeowners insurance

it aint HB or Beverly HIlls or the bay but i prefer where I live to those.

Gotta be smart and dont get sucked into the CA lifestyle. OP if you are really making what you say you should have plenty of disposable.
post 1481526621 01-31-2017, 12:59 PM
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Originally Posted By TheJunkMan81⏩
So Cal Miscer here

Lol @ you guys paying $2k+ for RENT

I own a 3/2 house for $1100/month ...thats with mortgage insurance and homeowners insurance

it aint HB or Beverly HIlls or the bay but i prefer where I live to those.

Gotta be smart and dont get sucked into the CA lifestyle. OP if you are really making what you say you should have plenty of disposable.
What county do you live in, so I have an idea?

I don't need to live near a city, just kind of near an airport (company expecations).
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post 1482458221 02-06-2017, 03:54 PM
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Originally Posted By BuildUpNow⏩
So pretty much every Cali miscer rents or lives with their parents? Even making $10k/month your gross is $6k. That affords you quite a bit of discretionary income but not enough to buy a house. Sure you could buy a crap condo/apt in the valley for $300k. But even decent homes in nicer areas are $700k+.
Pretty much.
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post 1482458881 02-06-2017, 03:59 PM
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SF miscer here... pay 3.1k in rent but have plenty of money left over to travel and do whatever I want with.

It's not that hard to manage money but some people do a terrible job at it
post 1482484581 02-06-2017, 07:29 PM
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Originally Posted By wisdommaster1⏩
SF miscer here... pay 3.1k in rent but have plenty of money left over to travel and do whatever I want with.

It's not that hard to manage money but some people do a terrible job at it
What's your ballpark total yearly income and do you have a car note and 401k?
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post 1482485441 02-06-2017, 07:36 PM
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I live in san diego and dont make that much. i also have gone t great lengths to pay off my bills so the money I do have is all mine.

I will be quitting my job in a couple of weeks and dont plan on getting another one until summer is over. Plan of riding my motorcycle around the desert, hiking, camping, working out, working on my artwork. Once i run low if funds, i will get a job for another 8 months or so and then do it all over again. Might as well work during the winter months or what passes for winter here.
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post 1482502581 02-06-2017, 09:57 PM
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Originally Posted By crupiea⏩
I live in san diego and dont make that much. i also have gone t great lengths to pay off my bills so the money I do have is all mine.

I will be quitting my job in a couple of weeks and dont plan on getting another one until summer is over. Plan of riding my motorcycle around the desert, hiking, camping, working out, working on my artwork. Once i run low if funds, i will get a job for another 8 months or so and then do it all over again. Might as well work during the winter months or what passes for winter here.
Repped. Badass life. Reminds me of Connor from T2.
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post 1482503191 02-06-2017, 10:04 PM
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Originally Posted By wisdommaster1⏩
SF miscer here... pay 3.1k in rent but have plenty of money left over to travel and do whatever I want with.

It's not that hard to manage money but some people do a terrible job at it
You and the lady live in SF right? You still living on your savings?
post 1482504581 02-06-2017, 10:20 PM
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#104
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tfw when parents pay all your bills and you have extra spending money on the side

feelsgoodman.jpg
post 1482505071 02-06-2017, 10:24 PM
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Originally Posted By WrestlingFan123⏩
You and the lady live in SF right? You still living on your savings?
Must be pretty big savings to be sustainable at 28 lol.
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post 1482549611 02-07-2017, 09:24 AM
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#106
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Originally Posted By LoadedWraps⏩
What's your ballpark total yearly income and do you have a car note and 401k?
~150k

No car, used to own a car but it just sat there unused for months so it was a waste of money so I sold it. Have a 401k, its decent but my employer doesn't match so it's not particularly high, usually throw money into IRA before 401k for that reason
post 1482549741 02-07-2017, 09:25 AM
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Originally Posted By WrestlingFan123⏩
You and the lady live in SF right? You still living on your savings?
haha no that was when I first moved out here, I got a job at a tech company now. Living on savings was in no way sustainable aside from my 3 months of unemployment
post 1482573661 02-07-2017, 01:14 PM
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Originally Posted By wisdommaster1⏩
~150k

No car, used to own a car but it just sat there unused for months so it was a waste of money so I sold it. Have a 401k, its decent but my employer doesn't match so it's not particularly high, usually throw money into IRA before 401k for that reason
Damn, 150k and a girl who moved out there with you, you made it boyo.

Not sure what I will get first, 150k or a girl to move in with me, lmfao.

Same boat here with my 401k, my employer's match is meh.

I'm at 110kish right now but I do make things harder for myself then they could be, with my insane car payment, but at the same time I see it as treating myself, and not as a burden.
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post 1506586811 05-30-2017, 08:58 PM
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Bumped, for my fellow Californians in poverty.
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post 1506588151 05-30-2017, 09:10 PM
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Come further inland and it isnt bad. Bay area is a ****ing cesspool though. 90% of the people that live there cant afford to live there.
I like the tuna here.
post 1506597661 05-30-2017, 10:58 PM
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Originally Posted By WSG1⏩
Come further inland and it isnt bad. Bay area is a ****ing cesspool though. 90% of the people that live there cant afford to live there.
That place they call the Inland Empire? lol
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