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Forum » My 16 yr old just got his permit & added him to insurance. Hold me Misc!
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Thread: My 16 yr old just got his permit & added him to insurance. Hold me Misc!

post 1546124521 03-11-2018, 08:16 AM
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#91
  1. Legz422
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Originally Posted By JT11RTR⏩
Why not drop it to liability? A car from 2004 is not worth thousands of dollars a year in insurance. You can replace the car every other year for what you spend on insurance.
Yeah, I'm thinking about it. Just didn't really cross my mind until now when premium went through the roof adding my son. Need to check out the Blue Book and all and decide. It's a Subaru Outback and only has 100K miles. Subarus hold value pretty well and it should last to at least 200K miles, so it's not like it's only worth a grand.
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post 1546124611 03-11-2018, 08:19 AM
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#92
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But what is a foot floozy?
post 1546124791 03-11-2018, 08:24 AM
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#93
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Originally Posted By IPoopStandingUp⏩
But what is a foot floozy?
Is a joke. lol I'm not really a foot floozy, I'm actually quite picky about who see's these cute feets.
~ In a world where you can be anything, be kind ~
post 1546125091 03-11-2018, 08:32 AM
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#94
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Originally Posted By Legz422⏩
My premium went up by 2K
A female colleague told me her insurance premiums went up because she had been rear-ended too many times. I wasnt sure if she was talking auto or life insurance.
post 1546125171 03-11-2018, 08:34 AM
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#95
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Originally Posted By Issobolic28⏩
A female colleague told me her insurance premiums went up because she had been rear-ended too many times. I wasnt sure if she was talking auto or life insurance.
lmao!
~ In a world where you can be anything, be kind ~
post 1546125671 03-11-2018, 08:44 AM
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#96
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Just saw this thread. Call him Dominic Toretto the entire way.
post 1546126801 03-11-2018, 09:06 AM
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#97
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Cheaper to buy them a turdmobile and get only liability on it.
post 1546142661 03-11-2018, 01:18 PM
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#98
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Just got my son his second car, a used 2016 V6 Challenger. the cost for his insurance through USAA is $259.00 a month!!!!!! no accidents or points.
Yetti
post 1546143321 03-11-2018, 01:28 PM
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got in my first accident at age 31.. was so damn pissed, but then I think about my friends who ALL total'd a car/van by age 21... lol
post 1546148071 03-11-2018, 02:32 PM
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Originally Posted By MichelleLnne⏩
That should only be 20% of your daily salary
No it should be 77 cents for every dollar a man pays in car insurance
post 1546157121 03-11-2018, 04:41 PM
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#101
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Originally Posted By LethalGunz34⏩
Just saw this thread. Call him Dominic Toretto the entire way.
Unaware of reference????
Originally Posted By EnderG60⏩
Cheaper to buy them a turdmobile and get only liability on it.
Well, my car is kinda a turd mobile. It's a 2004, so I'm thinking I'm going to drop the full coverage.
Originally Posted By yettiatcpg⏩
Just got my son his second car, a used 2016 V6 Challenger. the cost for his insurance through USAA is $259.00 a month!!!!!! no accidents or points.
Nice! You bought your son a car that costs 30K +? Please adopt me?????? lol
Originally Posted By Dan916⏩
got in my first accident at age 31.. was so damn pissed, but then I think about my friends who ALL total'd a car/van by age 21... lol
31 is not too bad especially compare to your friends. Yikes!
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post 1546157681 03-11-2018, 04:48 PM
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#102
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Originally Posted By Legz422⏩
Unaware of reference????



Well, my car is kinda a turd mobile. It's a 2004, so I'm thinking I'm going to drop the full coverage.



Nice! You bought your son a car that costs 30K +? Please adopt me?????? lol



31 is not too bad especially compare to your friends. Yikes!
Vin Diesel. Fast & Furious.

post 1546162691 03-11-2018, 05:47 PM
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#103
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Originally Posted By Dan916⏩
got in my first accident at age 31.. was so damn pissed, but then I think about my friends who ALL total'd a car/van by age 21... lol
Which is why the insurance for that group is so high. If you're lucky, it will just be vehicle/property damage.
Originally Posted By Legz422⏩
Unaware of reference????



Well, my car is kinda a turd mobile. It's a 2004, so I'm thinking I'm going to drop the full coverage.



Nice! You bought your son a car that costs 30K +? Please adopt me?????? lol



31 is not too bad especially compare to your friends. Yikes!
If I recall 25 is the cut-off age where the rates return to normal. Maybe even sooner if you get married.
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post 1546166831 03-11-2018, 06:40 PM
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#104
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Originally Posted By Legz422⏩
Yeah, I'm thinking about it. Just didn't really cross my mind until now when premium went through the roof adding my son. Need to check out the Blue Book and all and decide. It's a Subaru Outback and only has 100K miles. Subarus hold value pretty well and it should last to at least 200K miles, so it's not like it's only worth a grand.
kelly blue book is 4-5k so probably best to consider liability and have a little money set aside for another used car in case of an accident where you're at fault
"
post 1546169211 03-11-2018, 07:10 PM
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#105
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Originally Posted By JT11RTR⏩
kelly blue book is 4-5k so probably best to consider liability and have a little money set aside for another used car in case of an accident where you're at fault
That's about what I was thinking it was worth. Yeah, pretty sure I'm going to do that. I'm going to shop around online to see about rates elsewhere as well. I have 6 months before he can drive by himself, so I'm thinking I'm going to be saving as much as I can to put towards a newer used Subaru for me and give him this one.
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