A fiance with an expensive taste and a gambling problem.

300k, boston, paycheck to paycheck

negged for reaching

It's actually not hard to believe, especially if he owns a home. That's $150k after income taxes, and if he has a $1M home, it probably has $5k per month payments and another $2-3k per month in property taxes. Now you're at $7k, and if he has a family with 2 car payments and is contributing to 401k the rest of the other costs will easily eat that up.

1. There's no room for what? There was literal money left over to invest and grow your net worth. I even underestimated income.

2. 30 year grind? What does that mean? 30 years of working? Yes, people have to work until retirement. That's not a bad thing, find a career you enjoy.

3. Paying off the house is an incredible achievement. That's a positive thing, not some negative goal. You'd own the equity in the home.

4. Most marriages last for life.https://www.petrellilaw.com/divorce-...20in%20divorce.




My man... those property taxes are not monthly.. I'm sorry you missed those.

Second, there are TONS of houses in Chicago under $400,000 -https://www.zillow.com/chicago-il/un...Zoom%22%3A9%7D


Third, don't buy a brand new 2023 car. That's idiotic to even use that in an argument. Nobody needs to buy a current-year car and get a $730/month payment lol. Never in history has that been normal.

Your arguments are just falling flat. Buy a car that is $12,000, you'll get PLENTY of car for that money, used, reliable, etc.


I'm looking at this again and you 100% screwed up the house cost. Here.

A $400,000 home (which is more home than a beginner needs) would have a monthly payment of $2,370. That includes the principal payment as well as interest payment.

Throughout the entire US, the average property tax on a $400,000 home is $367/month.
That's $2,737/month. Add home insurance and call it $2,900/month.

That's $2,900/month. Average American brings home over $6,000/month AFTER taxes. That means the average person has over $3,000/month to spend on everything not home related, per month. Don't go buying brand new cars.

That's SINGLE, get yourself a partner and get married and your taxes go down and you're fine. If you don't earn as much as the average person, try harder. Get clever. Find ways to make normal money, or better.

It's actually not hard to believe, especially if he owns a home. That's $150k after income taxes, and if he has a $1M home, it probably has $5k per month payments and another $2-3k per month in property taxes. Now you're at $7k, and if he has a family with 2 car payments and is contributing to 401k the rest of the other costs will easily eat that up.

after overtime and holiday pay and I stuff I make $70K per year and live in a small town north of Houston. rent for a 1BR is $1225 with a dishwasher and I bought my own washer and dryer and have a 1 car garage. 1 floor ground unit with nobody above me.

truck payment is $500

I break even

1. There's no room for what? There was literal money left over to invest and grow your net worth. I even underestimated income.

2. 30 year grind? What does that mean? 30 years of working? Yes, people have to work until retirement. That's not a bad thing, find a career you enjoy.

3. Paying off the house is an incredible achievement. That's a positive thing, not some negative goal. You'd own the equity in the home.

4. Most marriages last for life.https://www.petrellilaw.com/divorce-...20in%20divorce.




My man... those property taxes are not monthly.. I'm sorry you missed those.

Second, there are TONS of houses in Chicago under $400,000 -https://www.zillow.com/chicago-il/un...Zoom%22%3A9%7D


Third, don't buy a brand new 2023 car. That's idiotic to even use that in an argument. Nobody needs to buy a current-year car and get a $730/month payment lol. Never in history has that been normal.

Your arguments are just falling flat. Buy a car that is $12,000, you'll get PLENTY of car for that money, used, reliable, etc.


I'm looking at this again and you 100% screwed up the house cost. Here.

A $400,000 home (which is more home than a beginner needs) would have a monthly payment of $2,370. That includes the principal payment as well as interest payment.

Throughout the entire US, the average property tax on a $400,000 home is $367/month.
That's $2,737/month. Add home insurance and call it $2,900/month.

That's $2,900/month. Average American brings home over $6,000/month AFTER taxes. That means the average person has over $3,000/month to spend on everything not home related, per month. Don't go buying brand new cars.

That's SINGLE, get yourself a partner and get married and your taxes go down and you're fine. If you don't earn as much as the average person, try harder. Get clever. Find ways to make normal money, or better.

I'm not lying. Last year, I actually made $427k. It's not that much and yes, I live almost paycheck to paycheck.

Lol at OP's embarrassing post. Yeah, sucks that is 2023, 99.99 percent of Americans are living better than everyone in world's history, Oh no. People may have to take a bus. Or, get a roommate The average person to has access to things we could have never dreamed of 50 years ago.You have to be stupid or have an addiction to be struggling in 2023

That's $2,900/month.Average American brings home over $6,000/month AFTER taxes. That means the average person has over $3,000/month to spend on everything not home related, per month. Don't go buying brand new cars.

That's SINGLE, get yourself a partner and get married and your taxes go down and you're fine. If you don't earn as much as the average person, try harder. Get clever. Find ways to make normal money, or better.

That used to be the case when fast food was dirt cheap but not anymore lol…fast food prices are INSANE nowadays..even mcdonalds

truck payment is $500

1. There's no room for what? There was literal money left over to invest and grow your net worth. I even underestimated income.

2. 30 year grind? What does that mean? 30 years of working? Yes, people have to work until retirement. That's not a bad thing, find a career you enjoy.

3. Paying off the house is an incredible achievement. That's a positive thing, not some negative goal. You'd own the equity in the home.

4. Most marriages last for life.https://www.petrellilaw.com/divorce-...20in%20divorce.




My man... those property taxes are not monthly.. I'm sorry you missed those.

Second, there are TONS of houses in Chicago under $400,000 -https://www.zillow.com/chicago-il/un...Zoom%22%3A9%7D


Third, don't buy a brand new 2023 car. That's idiotic to even use that in an argument. Nobody needs to buy a current-year car and get a $730/month payment lol. Never in history has that been normal.

Your arguments are just falling flat. Buy a car that is $12,000, you'll get PLENTY of car for that money, used, reliable, etc.


I'm looking at this again and you 100% screwed up the house cost. Here.

A $400,000 home (which is more home than a beginner needs) would have a monthly payment of $2,370. That includes the principal payment as well as interest payment.

Throughout the entire US, the average property tax on a $400,000 home is $367/month.
That's $2,737/month. Add home insurance and call it $2,900/month.

That's $2,900/month. Average American brings home over $6,000/month AFTER taxes. That means the average person has over $3,000/month to spend on everything not home related, per month. Don't go buying brand new cars.

That's SINGLE, get yourself a partner and get married and your taxes go down and you're fine. If you don't earn as much as the average person, try harder. Get clever. Find ways to make normal money, or better.

Grocery prices thru the roof. Renting and housing prices? Don't get me started.

I make around 300k per year (not bragging, but just a perspective). I live in Boston. I live almost paycheck to paycheck. How do kids have money for family, house, eating out?

How the **** do they even survive? It's almost ****ing impossible.