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If you gross $45k, annually...huge congrats!
03-18-2018, 05:44 PM
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#121
- MajesticLion
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- MajesticLion
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Equally important to salary is lifestyle and cost of living.
If your car payment is equal to a mortgage payment and you have mountains of credit card debt on top of student loan debt...you're doing it wrong.
If your car payment is equal to a mortgage payment and you have mountains of credit card debt on top of student loan debt...you're doing it wrong.
03-18-2018, 05:44 PM
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#122
- letshavebabies
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- letshavebabies
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lul
i enjoy seeing the western world in debt
i enjoy seeing the western world in debt
go no contact NOW
03-18-2018, 05:46 PM
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#123
- usersignup2
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Originally Posted By Darkhare⏩
I used to live in Van. don't get caught in the trap. rent is high but you don't need to be rich to live a good life there. sea to sky brah, that's what life is about, not money.Not in Canada. Altho we have fake dollars.
Vancouver 100k a year is an alright income... I make far less.
I hate this place
Vancouver 100k a year is an alright income... I make far less.
I hate this place
03-18-2018, 05:47 PM
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#124
- sabonis224
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The average person is struggling. So if you have a good job, be thankful and be proud. Thanks OP. Been saying this for years around here. On the misc if you don't make 100 k you're a bum, even though it's highly dependent upon where you reside In this country, your lifestyle, etc.
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03-18-2018, 05:49 PM
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#125
- BayHarborDexter
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Young, Single, 50k, no kids = good money.
Young, Couple, making 50k each, no kids = life is good.
Young, Couple, making 50k each, no kids = life is good.
I am youthful throughout
03-18-2018, 05:59 PM
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#126
- DrFeeIGood
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Where in the phuck is Testifier when u need him
03-18-2018, 06:02 PM
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#127
- bobbydigitaloa
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Originally Posted By BayHarborDexter⏩
Yes sir. My girl has two kids that we have two weeks out of the month and she and I make money and budget which allows for a great life.Young, Single, 50k, no kids = good money.
Young, Couple, making 50k each, no kids = life is good.
Young, Couple, making 50k each, no kids = life is good.
Originally Posted By DrFeeIGood⏩
You mean to lie and exaggerate with a handful of you? No idea...Where in the phuck is Testifier when u need him
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03-18-2018, 06:05 PM
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#128
- MiscRainMan
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LOL
I write off more than 45k in my Schedule A itemizations every quarter.
Schedule C filing 4 times per year 3.5 million per year miscer checking in, boyos.
I write off more than 45k in my Schedule A itemizations every quarter.
Schedule C filing 4 times per year 3.5 million per year miscer checking in, boyos.
03-18-2018, 06:14 PM
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#129
- twopiece
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Originally Posted By bobbydigitaloa⏩
I’ve worked for two large public corporations in the last 3 years with unrestricted access to payroll data. The percentage of people making +$200k USD is about 0.001% of the 25,000 person cohort. None of them were younger than 35.That’s why I laugh. I work mainly with engineers or different levels in my new job, everyday and have gotten to be close to a few. One works for one of the largest food manufacturers in the world and I asked what he started with for pay as he is now 7 years into the gig, is a project engineer with two degrees...he started at a company in DC making $46k a year and worked his way up to where he is now. Shrug...I cannot seem to find the guys that make $200k the day after school ends...
Obviously this excludes all the self employed underwater welders making $500k so the percentage is probably a little higher.
NB: neither company was financial services so the percentage might seem low to all the miscers who like to fraud that they work at Goldman Sachs.
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03-18-2018, 06:20 PM
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#130
- acrawlingchaos
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Just started a new job last year and make about 45k a year. Combined househould is about 110k a year. We have 2 car payments, a mortgage and the usual utilities. I can still save/spend a $1000 a month and she can put away twice as much and we both have max contributiions into 401k.
03-18-2018, 06:25 PM
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#131
- stardewvalley
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we tend to compare ourselves to those around us instead of the bigger picture
if you are white collar and spend your time in silicon valley with a bunch of tech geeks who legit pull 200k+ then you'll want more
but that's your own little bubble
if you are white collar and spend your time in silicon valley with a bunch of tech geeks who legit pull 200k+ then you'll want more
but that's your own little bubble
03-18-2018, 06:28 PM
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#132
- OutdoorsBrah
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Originally Posted By bobbydigitaloa⏩
Repped for providing truth.You’re way above average! The average single tax filing for people in the US is just under $35k...
A lot of really dumb chit gets said about money on these forums so it’s nice to remind brahs...especially the young ones...you’re doin well and should be positive and keep pushing to improve.
I used to think the $60k a made at my old job was low until you look at numbers and realize it’s absolutely not. I’m very fortunate to have gotten a chance at making even more and know what it takes to do that so again...the money threads you young guys see here are mostly garbage.
Be happy knowing you’re ahead of the game. I’ll bet if we looked at numbers you’re way above average in the gym is well...keep it up!
A lot of really dumb chit gets said about money on these forums so it’s nice to remind brahs...especially the young ones...you’re doin well and should be positive and keep pushing to improve.
I used to think the $60k a made at my old job was low until you look at numbers and realize it’s absolutely not. I’m very fortunate to have gotten a chance at making even more and know what it takes to do that so again...the money threads you young guys see here are mostly garbage.
Be happy knowing you’re ahead of the game. I’ll bet if we looked at numbers you’re way above average in the gym is well...keep it up!
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03-18-2018, 06:29 PM
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#133
- KyleAaron
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Originally Posted By twopiece⏩
So... 0.25 of a person was making USD200k?The percentage of people making +$200k USD is about 0.001% of the 25,000 person cohort. .
03-18-2018, 06:39 PM
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#134
- DetroitSnapcity
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- DetroitSnapcity
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just lol @ all these no avi reds that claim to make $100k+/yr
can't be bothered to upload a pic and so unlikable you got ostracized from the fukin MISC of all places, yet claim to have the motivation and social skills to pull down a six figure income. just lol with a side of lmao
can't be bothered to upload a pic and so unlikable you got ostracized from the fukin MISC of all places, yet claim to have the motivation and social skills to pull down a six figure income. just lol with a side of lmao
03-18-2018, 06:41 PM
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#135
03-18-2018, 06:54 PM
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#136
- MinisterOfLust
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Originally Posted By DrFeeIGood⏩
Testi is a Tradie.Where in the phuck is Testifier when u need him
03-18-2018, 06:55 PM
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#137
- MrAWatts
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OP is right. Feels good to be higher income crew though
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03-18-2018, 07:05 PM
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#138
- MillerDecaXC
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I grossed $130k+ last year but netted under $43k
feels poor man
feels poor man
03-18-2018, 07:14 PM
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#139
- Fishoilman
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Originally Posted By Shysty021⏩
The fuk? You either have bad management of money or you live in Cali or NYC
I got outta college and grinded at the bottom now I'm pulling in 70-80k and feeling comfortable slowly stacking and no debt except my truck
I got outta college and grinded at the bottom now I'm pulling in 70-80k and feeling comfortable slowly stacking and no debt except my truck
Originally Posted By bobbydigitaloa⏩
You need serious help if this is true.
Originally Posted By AVOJAMACADA⏩
I live in a small town, rent $500, shared house. After tax, and mandatory pension contribution, I'm taking home 1k a week, not 2k. It's not sht brehs.Lols your a retard with finances if your raking in 2k a week and just as much in debt. Simple as that.
Payin off loans takes up most of my pay...
03-18-2018, 07:29 PM
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#140
- SomeGuyHear
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Tfw in California, getting cucked by rent everywhere you go. Will definitely move back in with parents if I don't find a decent paying job after graduation in May.
03-18-2018, 07:56 PM
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#141
Originally Posted By xLGx⏩
It isn't the wife that will getcha as much as the kids. If you want to have children then you need a woman that pulls a pretty good salary, or you need enough income that she can stay at home for at least a little while.Easy boyo.
Add in her 400/mo car payment, her food, your kids' food, kids' clothes, dumb female spending, her student loans, her CC debt, increased utilities, the cost of having to put spouse and dependents on your healthcare plan... easily over 1,200.
My future wife better work. The cost of living is too high to keep the man only having income lifestyle.
Add in her 400/mo car payment, her food, your kids' food, kids' clothes, dumb female spending, her student loans, her CC debt, increased utilities, the cost of having to put spouse and dependents on your healthcare plan... easily over 1,200.
My future wife better work. The cost of living is too high to keep the man only having income lifestyle.
Childcare for infants and toddlers is very expensive. Seriously (at least in TX) read that full time childcare for an infant is more than sending your high school grad to state college for a year.
Many people can't afford to spend $800 to $1000 a month of their after tax income for the care of one child. Ouch if you have more than one. If your wife is making $30K care for one child can eat half her net. For many people that 40 hour job actually takes 50 hours of the week (commute/lunch hour/commute). Find yourself netting less than $5 an hour based on that amount of time. Plus gas/wear and tear on your car, your kid, etc.
Sadly a lot of people just have no choice and have to work and get whatever money they can. End up stuck with the lowest cost provider which leads to a lot of tragedy.
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03-18-2018, 08:29 PM
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#142
- allianc3
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Nyc is a different ecosystem. You see a lot of generational wealth. Young kids get ushered into high level positions and do start out making far too much money.
I have a friend who just inherited about a 250m real estate portfolio. This was his portion of the total estate that was worth 1.2b. I’m able to make it on my own in nyc but these are types you shouldn’t be surprised to find in this city, they’re so far from the norm, they have access to far more resources than I could ever hope to obtain throughout my entire life.
I have a friend who just inherited about a 250m real estate portfolio. This was his portion of the total estate that was worth 1.2b. I’m able to make it on my own in nyc but these are types you shouldn’t be surprised to find in this city, they’re so far from the norm, they have access to far more resources than I could ever hope to obtain throughout my entire life.
03-18-2018, 08:43 PM
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#143
- SomaliShred
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Originally Posted By KyleAaron⏩
i see where youre coming from but an inner city home in lets say northcote was 70k in the 80s, today youre looking at 1.6+ for that same home. Not even a doubled income can justify the 20x price increase in some suburbs. First home buyers have to move way out in the suburbs.Many people lack budgeting skills. This applies at all incomes, it's just that higher income people have more leeway, having both more spare cash and better credit to make up for the dumb sht they do.
In Australia in 1971 around 70% of homes were owned by their occupiers or had a mortgage. Now in 2018 everyone complains about how unaffordable housing is, and the ownership/mortgage rate is... 70%. But the average new home has gone from 170m2 in 1985 to 230m2 in 2015, and women with dependent children, 25% of them used to do paid work, now 65% of them do. So household income has gone up, and households have got bigger.
So really this is less about income and expenses and more about expectations. We always want bigger and better. Our ambitions are always above our reality.
In Australia in 1971 around 70% of homes were owned by their occupiers or had a mortgage. Now in 2018 everyone complains about how unaffordable housing is, and the ownership/mortgage rate is... 70%. But the average new home has gone from 170m2 in 1985 to 230m2 in 2015, and women with dependent children, 25% of them used to do paid work, now 65% of them do. So household income has gone up, and households have got bigger.
So really this is less about income and expenses and more about expectations. We always want bigger and better. Our ambitions are always above our reality.
It is what it is. But I lol @ older people who chit on gen y when it was so easy to hold down 2-3jobs in thr 60s-80s due to labour ineffiency and strong local manufacturing. A 2 person labour job today was a 5 person job back then and all it took to get a job was to walk in a factory or a shop dressed ready to work and you were given a go.
03-18-2018, 08:52 PM
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#144
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Needed to see this thread srs thanks OP
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03-18-2018, 08:52 PM
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#145
03-18-2018, 09:06 PM
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#146
03-18-2018, 09:11 PM
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#147
- Firefightn24
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Fiancee and I pull in about $7100 a month after taxes. We don't have to worry about anything and can buy what we need to do just fine. The misc is not the place to seek financial advice, since a lot of it is from frauding tards trying to get reps from other frauding tards.
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03-18-2018, 09:20 PM
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#148
- SipNPiz
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Originally Posted By MillerDecaXC⏩
Alimony? Otherwise that makes no sense...I grossed $130k+ last year but netted under $43k
feels poor man
feels poor man
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03-18-2018, 09:21 PM
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#149
- antidogma
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$89,700 this year without breaking a sweat and taking maximum vacations. (I'm just a plebe murse)
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03-18-2018, 09:24 PM
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#150
- JuiceBoxBrah
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- JuiceBoxBrah
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Right at $70k/year. 24 days PTO, flexible as hell, work 9-4 with a hour lunch everyday. Couldn't be happier.
nah bro im sweet
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