I think Western countries are scamming their people, in general.

For example, Miami Fl:

Milk (regular), (0.25 liter) 0.25 $
Loaf of Fresh White Bread (125.00 g) 0.74 $
Rice (white), (0.10 kg) 0.51 $
Eggs (regular) (2.40) 0.63 $
Local Cheese (0.10 kg) 0.95 $
Chicken Breasts (Boneless, Skinless), (0.15 kg) 1.33 $
Beef Round (0.15 kg) (or Equivalent Back Leg Red Meat) 2.08 $
Apples (0.30 kg) 1.56 $
Banana (0.25 kg) 0.40 $
Oranges (0.30 kg) 1.07 $
Tomato (0.20 kg) 0.82 $
Potato (0.20 kg) 0.65 $
Onion (0.10 kg) 0.27 $
Lettuce (0.20 head) 0.44 $
Daily recommended minimum amount of money for food per person 11.71 $
Monthly recommended minimum amount of money for food per person
(assuming 31 days per month)362.90 $




Guatamala city:
Milk (regular), (0.25 liter) 2.79 Q
Loaf of Fresh White Bread (125.00 g) 4.04 Q
Rice (white), (0.10 kg) 0.83 Q
Eggs (regular) (2.40) 2.65 Q
Local Cheese (0.10 kg) 4.27 Q
Chicken Breasts (Boneless, Skinless), (0.15 kg) 8.44 Q
Beef Round (0.15 kg) (or Equivalent Back Leg Red Meat) 9.93 Q
Apples (0.30 kg) 5.01 Q
Banana (0.25 kg) 1.52 Q
Oranges (0.30 kg) 3.70 Q
Tomato (0.20 kg) 2.10 Q
Potato (0.20 kg) 2.10 Q
Onion (0.10 kg) 1.13 Q
Lettuce (0.20 head) 1.03 Q
Daily recommended minimum amount of money for food per person 49.55 Q
Monthly recommended minimum amount of money for food per person
(assuming 31 days per month) 1,536.06 Q= $200.00



cliffs:
big city in USA charges almost double to eat as a big city in central America. it gets worse with rent, healthcare, clothes, etc...why?
https://www.numbeo.com/food-prices/in/Guatemala-City

Andrew Yang
Rolling in Benjamin's soon

Nah, just turned 30 last month. Talking with a financial advisor next week to figure out what to do with it. Already have a house, investments, and bitcoin.

And definitely. Always rent a convertible mustang, BMW, camero, or something like that when I travel.

for the love of god please dont buy any mutual funds the advisor offers you... srs

Don’t even have an advisor. But why?

They will "advise" you to put money in their mutual funds which turn out to be a huge ripoff in the long run with expense ratios etc.

I dont know your current situation but if youre looking to invest simple, id follow the boglehead approach of low cost index funds:

VTSAX - US stock market
VTIAX - International stock market
VBTLX- US Bond market

Set it and forget it..

srs.

100% VOO crew

Don’t even have an advisor. But why?

80% don't know chit. 80% just care about what they take home.

Put the two together including overlap and you are left with maybe 1 out of 20 that are any good. The problem is by the time you are able to choose the 1 good from the 19 trash you already are good enough to do it yourself.

I am of the opinion that you should just go all US equity. Start with VTSAX. Then as you learn start adding the highest rated sector index funds that don't respond the same way to market events.

Bonds have poor returns and when you look at the standard deviation and how they move from market events they don't have much value.
Foreign markets use to move a lot differently, but everything is so tied together there really isn't a point. The US Companies that make up the bulk of VTSAX are all international so you are getting covered there.

I have like 80% small, mid, and large cap US equity funds.