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Forum ยป Median income for millennials (sad)
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Thread: Median income for millennials (sad)

post 1497252201 05-01-2017, 09:31 PM
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Originally Posted By dan916⏩
polisci and liberal arts minor
lol
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post 1497252471 05-01-2017, 09:34 PM
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Originally Posted By vt2medellin⏩


Don't take it from me, take it from Milton Friedman.
You make it sound like I'm the blame for inflation when I had nothing to do with it. Yes, the government prints money.

Friedman was nothing more than a ultra free market capitalist. Profit at what cost? It's nothing more than a race to the bottom.

Sorry but there is social responsibility in our capitalistic society. Be happy that you're even able to type this on a laptop ya fuk cause your ancesters fought for your labor rights in the early 1900s.

BRB ur a fukin idiot. BRB let the company you work for pay you $1 an hour cause its a free market bro. u wanted a free market bro, there you have it. lol
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post 1497252821 05-01-2017, 09:37 PM
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In for e-brag.

Starting work in a month and will be making 60k. Feels good minus the 50k debt lmao.
post 1497252891 05-01-2017, 09:37 PM
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Originally Posted By Lawlstud⏩
Idk how you forgot housing in there, you know just some of the basic necessities to live, then you can compare to non-college jobs to jobs you need an education for etc etc
My bad, I was thinking housing costs fell slightly compared to inflation, but I guess they rose slightly. Either way, housing costs haven't really increased very much.
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post 1497253101 05-01-2017, 09:39 PM
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Originally Posted By vt2medellin⏩
My bad, I was thinking housing costs fell slightly compared to inflation, but I guess they rose slightly. Either way, housing costs haven't really increased very much.
That 1996 brah
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post 1497253251 05-01-2017, 09:41 PM
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Originally Posted By Lawlstud⏩
That 1996 brah
His graph makes absolutely no sense when it comes to housing. If it were those numbers, millennials wouldn't be called the rental generation and actually buying houses.

da fuk is he on
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post 1497253271 05-01-2017, 09:41 PM
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Why does your X axis not have dates? Why cant any miscers source data correctly. No way you all made it through STEM.
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post 1497257221 05-01-2017, 10:21 PM
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Originally Posted By JitteryJoes⏩
You make it sound like I'm the blame for inflation when I had nothing to do with it. Yes, the government prints money.

Friedman was nothing more than a ultra free market capitalist. Profit at what cost? It's nothing more than a race to the bottom.

Sorry but there is social responsibility in our capitalistic society. Be happy that you're even able to type this on a laptop ya fuk cause your ancesters fought for your labor rights in the early 1900s.

BRB ur a fukin idiot. BRB let the company you work for pay you $1 an hour cause its a free market bro. u wanted a free market bro, there you have it. lol
Obviously you aren't personally in charge of fed policy (thank fuk), but you are criticizing capitalism for creating inflation, while of course the exact opposite is true. Meanwhile, your answer is some for of socialism, exactly what caused the problem in the first place.

Uhh yeah, an ultra free market capitalist who won a Nobel Prize and is widely regarded as one of the best economists of all time, it's almost like he was onto something.

Profit at what cost? So the problem with capitalism is greed? Why don't you name an economic system that isn't influenced by greed?

LMAO at race to the bottom and LMAO at you telling me to be happy I have a laptop, I have a MacBook Pro and a MacBook Air, and what do the people living in socialist/communist countries have? Then you say I'll be forced to work long hours for low wages under capitalism, but that happens in the most capitalist countries (Switzerland, Australia, New Zealand, Singapore, Hong Kong) right?! Oh waittt, it happens in China, Venezuela, Cuba, North Korea, Russia, India, etc... it's almost like chitty labor conditions are a result of central planning, not capitalism. Before capitalism, retirement didn't even exist man.

If we want further proof, we need only look at the theory. A company can only get away with paying what somebody is willing to accept, so they can't just set your wage arbitrarily low, because you can just find somewhere else that will outbid them, at least until the price returns to equilibrium. The other protection you have is your skill. If you're a skilled worker, your employer may be able to find cheaper labor, but if the person is cheaper because they're less skilled, the employer may actually make less profit because the loss of revenue would be greater than the savings on expenses. My evidence is the real world, where 97% of the workforce already makes more than what's federally mandated, and the majority of the other 3% doesn't work full time.

The other thing about markets is that they exist whether you like it or not. You could try to force businesses to pay their employees a certain wage, but unless that federally mandated wage is greater than that worker's marginal revenue product of labor, the business will just not hire that worker, instead of hiring them for a less than idea wage. Which situation seems better? The only way you can get out of making that choice is if you use violence to force a business to hire a worker at a loss, and I don't think you would want that either?
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post 1497257511 05-01-2017, 10:26 PM
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Originally Posted By Lawlstud⏩
That 1996 brah
Fine, here is the same graph since 1970. The reality of the situation is that housing prices have not drastically risen relative to inflation in at least the past 50 years.
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post 1497260411 05-01-2017, 11:02 PM
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Originally Posted By vt2medellin⏩
My bad, I was thinking housing costs fell slightly compared to inflation, but I guess they rose slightly. Either way, housing costs haven't really increased very much.
Just lol at people going to college for those garbage liberal arts and gender studies degrees. Crazy money to waste.
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post 1497262151 05-01-2017, 11:28 PM
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Originally Posted By Luc1fer⏩
Just lol at people going to college for those garbage liberal arts and gender studies degrees. Crazy money to waste.
Are you talking about a specific poster ITT?

IDK though, on the one hand I understand that it's a massive waste of money to go to college and not graduate with tangible skills, but on the other hand, I wouldn't want my college experience to be glorified trade school. I definitely see the value in using college as an opportunity to grow intellectually and I think liberal arts courses have value in that capacity. Obviously something like gender studies is complete bs though.

I'm doing a BA-CS in a college of arts and sciences and I know I'm loving the opportunity to take courses in economics, politics, history, philosophy, etc. I'm probably going to get an MBA in a few years too so I'll have a good mix of STEM, liberal arts and business. I think at the end of the day, anybody that goes to a good school, gets good grades, gets relevant work experience before graduating and does a reasonable amount of networking will be fine.
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post 1497263491 05-01-2017, 11:51 PM
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Originally Posted By RougeProdigy⏩
Who still uses mean over median?
negged

It's all about the mode
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post 1497264041 05-02-2017, 12:03 AM
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Originally Posted By AgBrah⏩
Guys, we are already defeating the boomers and crushing them.

We won't buy their overpriced homes where they've parked all their equity for retirement.

Lol, it's actually a huge problem millennials aren't buying these homes because the boomers can't get liquid and continue to **** the world up.

Kindasrs.zip
The problem is just about opposite here in Aus. Millennials complaining that oldies are sitting on 4 bedroom homes when they don't need it.

Our social security benefits for the elderly (65-67+) is based on an assets and income test. The assets test doesn't include the value of the 'family home'.

I.e. if you have $200k of investments and a $1,000,000 family home, you're treated the same as someone with $200k assets and a $300k family home. To get the full 'age pension' (approx $34k for a couple), you need less than about $375k in assets (ie shares, managed funds, bank accounts, caravans, cars etc). So those with over the $375k assets, are using the excess to 'renovate' their family home to reduce their 'assessable' assets and access the age pension.

I.e. A couple with $550k in investments (plus a family home) would get very little from the government as an 'age pension'. So what they do is take $200k of that and renovate their home, they now have access to the full age pension of approx $34k a year plus a few hundred $k left over and haven't really changed their inheritance for the kids.

3-5 years that will change, but for now, that's the rules!
post 1497264291 05-02-2017, 12:09 AM
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Originally Posted By vt2medellin⏩
Are you talking about a specific poster ITT?

IDK though, on the one hand I understand that it's a massive waste of money to go to college and not graduate with tangible skills, but on the other hand, I wouldn't want my college experience to be glorified trade school. I definitely see the value in using college as an opportunity to grow intellectually and I think liberal arts courses have value in that capacity. Obviously something like gender studies is complete bs though.

I'm doing a BA-CS in a college of arts and sciences and I know I'm loving the opportunity to take courses in economics, politics, history, philosophy, etc. I'm probably going to get an MBA in a few years too so I'll have a good mix of STEM, liberal arts and business. I think at the end of the day, anybody that goes to a good school, gets good grades, gets relevant work experience before graduating and does a reasonable amount of networking will be fine.
I think liberal arts has value, but I ain't gonna pay that much to study it - that's something for free time unless you're really pursuing some specialized end game career.

I have no problem with BA-CS, because you graduate effectively with marketable engineering skills and a degree that will get you interviews.
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post 1497265291 05-02-2017, 12:34 AM
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1994 brah reporting in

My last job I went from making $45k gross at a retail company down to $25k at my current job. I am a college student though. Transferring to a university next year from my current California community college. Accounting & Economics double major at UCSB or SJSU srs

I'll receive my Associate's Degree in Accounting next summer too. Plan to work as entry-level bookkeeper/junior accountant while finishing my upper-division course work. Hope to get internships and ****
post 1497265561 05-02-2017, 12:42 AM
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No wonder Marxism is making a comeback amongst these idiots. They are uneducated and poor.
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post 1497265971 05-02-2017, 12:52 AM
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This is the part I question the stigma towards the NEETers. Are they are really rotters and good for nothing lazy people staying at their parents house? Meanwhile we get people age 18-34 making barely $30k a year. These are the same people that's supposed to buy the houses once the baby boomers downsize and downgrade.
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post 1497266981 05-02-2017, 01:32 AM
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This is why there are so many Bernie supporters
post 1497267601 05-02-2017, 01:53 AM
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I can tell you that most from my generation are terrible employees with very little work ethic and a lack of a professional attitude you can trust.

Hate to say but it's probably video games/technology, young people are WAY too entertained to want to put real hours in.

I can count on two hands the number of my friends out of 100 that seem hire-able really.
post 1497268021 05-02-2017, 02:09 AM
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Originally Posted By FrankGrimesJr⏩
I'm getting tired people here saying they make $150k and makes ends meet because they have poor money management skills.

If you make $150k and complain you can't make it living in San Francisco, you are definitely doing something wrong. Even paying $5000/mo rent you still should have plenty of money left over.
Wrong. If you have a family $150k isn't really that much in any major city. Let's say for example $4k mortgage, $1500 2 cars payment, $1k health insurance, $1500 groceries, $500 cleaning ladies, $300 gas, $400 electricity, $200 water. Your fixed costs are already at $9400/month. When you consider the taxes you have to pay on $150k income you're already near your spending limit without really balling out much.

That used to be me but now I ceo 10k/day crew srs.
post 1497268071 05-02-2017, 02:12 AM
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Originally Posted By RougeProdigy⏩
Half of all American workers make less than 30k per year. So millennials making slightly less makes sense.
The US median income is $51k....
post 1497268591 05-02-2017, 02:34 AM
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Average IQ of college graduates by decade.

post 1497268661 05-02-2017, 02:36 AM
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Originally Posted By miamiceo⏩
Wrong. If you have a family $150k isn't really that much in any major city. Let's say for example $4k mortgage, $1500 2 cars payment, $1k health insurance, $1500 groceries, $500 cleaning ladies, $300 gas, $400 electricity, $200 water. Your fixed costs are already at $9400/month. When you consider the taxes you have to pay on $150k income you're already near your spending limit without really balling out much.

That used to be me but now I ceo 10k/day crew srs.
Really though?

Cleaning ladies? You can't say someone has it rough and then say they have cleaning ladies, or multiple cars that are $750/each, that's high end car stuff. Then a $4k mortgage, that's a Really nice place. $400 for electricity, they are leaving the lights on all night.

This year I'm making about $370-400k but I can admit that the budgeting of this hypothetical person isn't top notch, or they don't realize they have things good.

That's also assuming the person is single and has to pay all the bills themselves. Add a productive significant other in there, split most of those bills and add a big chunk onto your income, etc.
post 1497292151 05-02-2017, 08:47 AM
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Originally Posted By miamiceo⏩
Wrong. If you have a family $150k isn't really that much in any major city. Let's say for example $4k mortgage, $1500 2 cars payment, $1k health insurance, $1500 groceries, $500 cleaning ladies, $300 gas, $400 electricity, $200 water. Your fixed costs are already at $9400/month. When you consider the taxes you have to pay on $150k income you're already near your spending limit without really balling out much.

That used to be me but now I ceo 10k/day crew srs.
I agree that 150k combined is not huge money for a family in a high CoL area, but your numbers are ridiculous. 4K mortgage? Either you put literally no money down at all or are living in a castle. Even in NJ thats obscene. 700 per car? a 30k car with decent down payment shouldnt be more than 500/month. Do you really need two new 35K cars?

Cleaning lady and 1k for utilities, you what??? These numbers should be halved
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post 1497292841 05-02-2017, 08:52 AM
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Originally Posted By guest89⏩
They live in government housing, in trailer parks, with their parents, etc. The majority of these people will completely struggle to be a mediocre employee at even unskilled labor. The vast majority of these people won't even show up to work to make 40hr a week even with a job that's easy as hell. Hotel front desk clerk. Fast food worker. Gas station attendant, cashier at a store, etc.

Anyone who has managed those types of jobs will tell you how hard it is getting decent employees that will even show up at work regularly. A large portion of these fukk ups will call in sick or just not show up on weekends as well (hung-over from night before). Ask anyone that manages those types of job's what uneducated/unskilled employees are like and they'll have nothing but negative's for 90% of their employee base.


A large portion of millennial are just selfish lazy azzholes that expect to be handed everything. How many able bodied male's have 0 sense of pride/self worth and aren't making any effort to improve their socioeconomic status? You also have to account for rural area's where there is simple not much work and the jobs in the area pay very little.



My mom makes around 20k per year and she manages to live on her own, pay her car note, and cover her bills.She's lucky that she has a paid off house to live in however. She's never collected unemployment, food stamps or utilized any kind of government assistance. Granted, $10 an hour at 40hr a week is about the best she can do. Reliable employee but no real skill-set or education for an advanced career. Stay at home wife/mother for 30+ years kinda fukks someone over when they decide to hit the work-force.
You must live in the center of fukkin Kansas to be actually surviving off of 20k.
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Two things.. one I am assuming the number is your reported income for end of year.. so you can say you make 80k and maybe after deductions you will report 50k... maybe you make 50k and after deductions you report 25k...

Second... I think it's going to be a very short time until we see the comp sci bubble burst hard
post 1497293861 05-02-2017, 09:02 AM
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Originally Posted By FlexLex⏩
I agree that 150k combined is not huge money for a family in a high CoL area, but your numbers are ridiculous. 4K mortgage? Either you put literally no money down at all or are living in a castle. Even in NJ thats obscene. 700 per car? a 30k car with decent down payment shouldnt be more than 500/month. Do you really need two new 35K cars?

Cleaning lady and 1k for utilities, you what??? These numbers should be halved
This.

My mortgage is a 4th of that. No cleaning ladies. Electricity/Internet/TV/Water is $600 and thats on the high side.

How is your water bill $200????
post 1497294531 05-02-2017, 09:10 AM
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That feel when decent salary, cheap living, side business, and getting GI bennies to go to grad school

post 1497295001 05-02-2017, 09:14 AM
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Originally Posted By naich⏩
Why does your X axis not have dates? Why cant any miscers source data correctly. No way you all made it through STEM.
I agree that poor graph is poor but it should be 1996 to 2016. They should have taken the time to write it down on the X-axis.
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post 1497298221 05-02-2017, 09:45 AM
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Originally Posted By vt2medellin⏩
Fine, here is the same graph since 1970. The reality of the situation is that housing prices have not drastically risen relative to inflation in at least the past 50 years.
That looks like a 150% increase wtf are you on
Belief without evidence is a fools game.

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