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Forum » Just bought a new apartment..lets try some positivity..
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Thread: Just bought a new apartment..lets try some positivity..

post 1521355871 10-03-2017, 09:22 AM
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#31
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Originally Posted By badbl00d⏩
Funny thing is I can see this, with the fuking oil/tomato can mixture dripping all over Royal mail uniform



This...I'm confused as fuk
He probably throws the can out the window also like a typical tradie.
post 1521357201 10-03-2017, 09:36 AM
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Originally Posted By samsbolton⏩
Right..here goes.. we don't use the word condo here. An apartment or 'flat' can be bought or rented monthly (usually 6 monthly agreement)

I've bought this, but you don't usually buy the freehold as you don't own the land the apartment is on (unlike a house). So I've effectively bought the lease to the flat for the next 160 years. Just like paying 160 years rent in advance
This has made it even more confusing. so they take 6 months of rent annually and multiply it by 160 years? So say your rent is 1,200 per month x 6 x 160? You paid over a million dollars for that flat? Or am I way the fuk off?
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post 1521357361 10-03-2017, 09:38 AM
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Originally Posted By badbl00d⏩
This...I'm confused as fuk
Originally Posted By samsbolton⏩
Right..here goes.. we don't use the word condo here. An apartment or 'flat' can be bought or rented monthly (usually 6 monthly agreement)

I've bought this, but you don't usually buy the freehold as you don't own the land the apartment is on (unlike a house). So I've effectively bought the lease to the flat for the next 160 years. Just like paying 160 years rent in advance
So is this what you UK brahs refer to as a Leasehold?

If so then Non UK Brahs....it sounds like the difference is that this is a long term apartment arrangement, without the perks of an apartment arrangement. You have condo responsibilities in an apartment. The Landlord appears to only have an obligation to get you started on the good foot. As long as the property is good to go and functionally acceptable upon the beginning of the lease period, the Landlord is absolved of responsibility moving forward. The old Mitch Hedberg joke "Fook Home Depot....I went to the Apartment Depot. It was a whole bunch of people standing around say 'We don't gotta fix chit!'" isn't applicable. Upkeep, repairs etc are the responsibility of the tenant, not the Landlord. All property ownership rights are the landlords, and an active lease cannot prevent eviction. Sounds like if the landlord decides he doesn't want the property anymore, he can sell the unit and evict the tenant.

Stay safe op.
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post 1521357691 10-03-2017, 09:40 AM
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Originally Posted By badbl00d⏩
This has made it even more confusing. so they take 6 months of rent annually and multiply it by 160 years? So say your rent is 1,200 per month x 6 x 160? You paid over a million dollars for that flat? Or am I way the fuk off?
Give the guy a break. He will be the first miscer ever to post when he's 159 years old.
post 1521357751 10-03-2017, 09:41 AM
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how poor are you?
post 1521357961 10-03-2017, 09:43 AM
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Originally Posted By MTFlapan⏩
how poor are you?
very
post 1521357981 10-03-2017, 09:43 AM
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Originally Posted By samsbolton⏩
Right..here goes.. we don't use the word condo here. An apartment or 'flat' can be bought or rented monthly (usually 6 monthly agreement)

I've bought this, but you don't usually buy the freehold as youdon't own the landthe apartment is on (unlike a house). So I've effectively bought the lease to the flat for the next 160 years.Just like paying 160 years rent in advance
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post 1521358301 10-03-2017, 09:46 AM
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#38
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This is why we need a misc UK forum. No idea wtf is going on and why a 43 year old is talking about fluffing young people in the middle of a uni.
post 1521358881 10-03-2017, 09:54 AM
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wtf is this thrad
see sig
post 1521359201 10-03-2017, 09:56 AM
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Originally Posted By LethalGunz34⏩
Give the guy a break. He will be the first miscer ever to post when he's 159 years old.
You're way too optimistic. He's probably gonna get beat down by some Uni level rugby player for trying to slide his kebab in his girl.


or


Die from a tragic tuna can inflicted head trauma.
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post 1521359601 10-03-2017, 10:02 AM
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Nice OP, this is almost as confusing as the upside-down bench press thread from years ago.
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post 1521364341 10-03-2017, 10:49 AM
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Let’s try and explain this a bit more.
OP owns the right to do as he pleases in the apartment as part of his lease. The lease will include a service charge payable to the building management company which will cover upkeep of the external areas such as the car park, the external fabric of the building and the internal corridors, and probably internal services (water, electric, phone etc) up until the point they enter the unit. It may also cover things such as window replacement so that the building maintains a uniform look in years to come.
OP is responsible for everything inside the unit and the upkeep of them (kitchen/bathroom fittings, doors etc)
The advantage as OP has said is cost. No price mentioned but say it was £120k (likely near me) and he put 10% down he will be paying something like £400 a month at a guess (looking at mortgages atm myself) the apartment would rent out for £600 per month at least near me. So even when you factor in the service charge, it’s still cheaper than renting.
post 1521364971 10-03-2017, 10:55 AM
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#43
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Originally Posted By RandomTim⏩
Let’s try and explain this a bit more.
OP owns the right to do as he pleases in the apartment as part of his lease. The lease will include a service charge payable to the building management company which will cover upkeep of the external areas such as the car park, the external fabric of the building and the internal corridors, and probably internal services (water, electric, phone etc) up until the point they enter the unit. It may also cover things such as window replacement so that the building maintains a uniform look in years to come.
OP is responsible for everything inside the unit and the upkeep of them (kitchen/bathroom fittings, doors etc)
The advantage as OP has said is cost. No price mentioned but say it was £120k (likely near me) and he put 10% down he will be paying something like £400 a month at a guess (looking at mortgages atm myself) the apartment would rent out for £600 per month at least near me. So even when you factor in the service charge, it’s still cheaper than renting.
Basically all of this. My service charge is a lot because of the electric gates and lift amongst other things
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post 1521365111 10-03-2017, 10:56 AM
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#44
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Originally Posted By MTFlapan⏩
how poor are you?
Check apartment prices near London and come back to me. I have 2.
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post 1521365201 10-03-2017, 10:57 AM
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Looking poverty as fuk. I like the flooring though.
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post 1521365381 10-03-2017, 10:59 AM
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Originally Posted By samsbolton⏩
Basically all of this. My service charge is a lot because of the electric gates and lift amongst other things
But I bet the mortgage + service charge is still a lot less than the rent would be 👍🏻
post 1521365481 10-03-2017, 11:00 AM
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No it's definitely not like that lol

In theory we all have the same 160 year lease and could be kicked out at the end, however we also have the right to extend that lease at any point, or indeed buy the freehold to the land (same as a house)
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post 1521365741 10-03-2017, 11:03 AM
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#48
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Originally Posted By RandomTim⏩
Let’s try and explain this a bit more.
OP owns the right to do as he pleases in the apartment as part of his lease. The lease will include a service charge payable to the building management company which will cover upkeep of the external areas such as the car park, the external fabric of the building and the internal corridors, and probably internal services (water, electric, phone etc) up until the point they enter the unit. It may also cover things such as window replacement so that the building maintains a uniform look in years to come.
OP is responsible for everything inside the unit and the upkeep of them (kitchen/bathroom fittings, doors etc)
The advantage as OP has said is cost. No price mentioned but say it was £120k (likely near me) and he put 10% down he will be paying something like £400 a month at a guess (looking at mortgages atm myself) the apartment would rent out for £600 per month at least near me. So even when you factor in the service charge, it’s still cheaper than renting.
Took till this post to educate the foreign plebs ITT.

Also the rent in or near London is extreme and you can afford a 4-5 bed house with ease in areas of the Midlands, North, NE and NW for those prices.
post 1521365881 10-03-2017, 11:04 AM
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Originally Posted By RandomTim⏩
But I bet the mortgage + service charge is still a lot less than the rent would be 👍🏻
probably about 10% cheaper initially, which will rise and fall with the property market. I'm not advising other miscers to do the same thing right now, it's not a great time to buy, not much choice of apartments if you want to be near or in London.
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post 1521365991 10-03-2017, 11:05 AM
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post 1521366031 10-03-2017, 11:05 AM
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Originally Posted By GriecoR⏩
Looking poverty as fuk. I like the flooring though.
I'll be honest, it is pretty poverty. Not done up nicely, quite small. Needs some $ spent on it.
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post 1521366111 10-03-2017, 11:06 AM
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congrats and may you slay hundreds of fine young sloots. good luck.
post 1521366261 10-03-2017, 11:08 AM
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post 1521366291 10-03-2017, 11:08 AM
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Originally Posted By badbl00d⏩
This has made it even more confusing. so they take 6 months of rent annually and multiply it by 160 years? So say your rent is 1,200 per month x 6 x 160? You paid over a million dollars for that flat? Or am I way the fuk off?
No sorry didn't explain it well. Most people would rent places like this off an absentee owner landlord, they would usually sign a lease agreement for a few months at a time after which they can be booted out. Eventually I will rent this out and retire somewhere cheaper.
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post 1521366571 10-03-2017, 11:10 AM
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Originally Posted By ashin1⏩
That reaction shows you haven't understood a word of what I've bought, you are advertising your own stupidity. To all extents and purposes, this legally works the same as buying a house. Or indeed, a trailer in the arctic circle.
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post 1521367881 10-03-2017, 11:23 AM
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If the links provided weren't insecure I'd be able to hunt you down and take a picture of you in your bath with a picture of Busta above it and that yellow hair cap you've got going.
post 1521368111 10-03-2017, 11:26 AM
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Originally Posted By samsbolton⏩
That reaction shows you haven't understood a word of what I've bought, you are advertising your own stupidity. To all extents and purposes, this legally works the same as buying a house. Or indeed, a trailer in the arctic circle.
I thought for all intensive purposes, this was gonna be a positive thread. Most of us are with you now, though. Thanks for all of the explanations ITT.
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post 1521368301 10-03-2017, 11:28 AM
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Originally Posted By samsbolton⏩
No sorry didn't explain it well. Most people would rent places like this off an absentee owner landlord, they would usually sign a lease agreement for a few months at a time after which they can be booted out. Eventually I will rent this out and retire somewhere cheaper.
So you're going to use it as a rental property essentially?
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post 1521368591 10-03-2017, 11:31 AM
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Congratulations property is always a good investment must have cost quite a lot that near to London. Renovate it and I am sure value will raise quite a bit.
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post 1521368971 10-03-2017, 11:34 AM
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take some more pics of the apartement brah. Looks like it needs a bit of work? what are your plans for the renovation?
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