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Forum » Official R/P Chat Thread Version 5.0 - All your jimmies are belong to us...
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Thread: Official R/P Chat Thread Version 5.0 - All your jimmies are belong to us... NSFW

post 1609287591 06-30-2020, 11:06 PM
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#4081
  1. Tha big kahoona
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Originally Posted By C
What's up, scrubs?
Where have you been breh?
"Never attribute to malice that which can be adequately explained by stupidity"

Atheist Lebanese

BDS: Boycott - Divestment - Sanctions
post 1609288471 06-30-2020, 11:24 PM
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#4082
  1. Tha big kahoona
  2. Great Reset General
  1. Tha big kahoona
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Originally Posted By GreatOldOne⏩
Happy birthday!!
Thanks GOO <3
"Never attribute to malice that which can be adequately explained by stupidity"

Atheist Lebanese

BDS: Boycott - Divestment - Sanctions
post 1609291411 07-01-2020, 12:15 AM
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#4083
  1. lasher
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Originally Posted By Tha
It's my birthday. Praise me
Happy birthday Kahoona
'On many levels, mathematics itself operates as Whiteness. Who gets credit for doing and developing mathematics, who is capable in mathematics, and who is seen as part of the mathematical community is generally viewed as White' - Rochelle Gutierrez, Professor of Mathematics at the University of Illinois.
post 1609310591 07-01-2020, 07:57 AM
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#4084
  1. z4v4
  2. SillieBazzillie Alt #z4
  1. z4v4
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Originally Posted By StoliFun⏩
Z4v4, have you tried JUST Mayo and their vegan JUST Eggs product?
I have not. Are they any good?
Deepfat: "I guarantee I beat you by at least 6 strokes. Afterwards, I'll slide my thick conservative cawk in your old lady just to finish the job."

z4: "So when are you available in September to play?"

Deep: "On second thought, I don't play golf with broads. You're such a scumbag that I'd be much more inclined to just slap the chit out of you."

z4: "MMA match works, too. So when are you available this month?

Deep: "I won't subject myself to being in the presence of a scumbag."
post 1609316031 07-01-2020, 09:03 AM
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#4085
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Originally Posted By Tha
Where have you been breh?
Changing my life, fam. Increased my income by 60%, bought a new house, got back in shape.

How have y'all been?
Moved Squat, Bench, and Deadlift to Yoke, Log, and Stones.
post 1609334381 07-01-2020, 12:26 PM
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#4086
  1. Stizzel
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Originally Posted By C
Changing my life, fam. Increased my income by 60%, bought a new house, got back in shape.

How have y'all been?
I'm good.

My kid got accepted into some dual enrollment program with a nearby community college, so if he stays on track he'll graduate highschool with an AA and it's all for free. Pretty stoked about that.
“It’s the bill of rights, not the bill of requests. Rights are not up for negotiations.” Thomas Massie, MAGA enemy #1
post 1609334601 07-01-2020, 12:28 PM
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#4087
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Originally Posted By Stizzel⏩
I'm good.

My kid got accepted into some dual enrollment program with a nearby community college, so if he stays on track he'll graduate highschool with an AA and it's all for free. Pretty stoked about that.
That's awesome! You must be proud of/happy for him.
Moved Squat, Bench, and Deadlift to Yoke, Log, and Stones.
post 1609334871 07-01-2020, 12:32 PM
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#4088
  1. Stizzel
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Originally Posted By C
That's awesome! You must be proud of/happy for him.
For sure. Now if only I could convince him it's a good idea to get a job, for the experience if nothing else.
“It’s the bill of rights, not the bill of requests. Rights are not up for negotiations.” Thomas Massie, MAGA enemy #1
post 1609344421 07-01-2020, 02:25 PM
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#4089
  1. A-GAME
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  1. A-GAME
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Originally Posted By C
Changing my life, fam. Increased my income by 60%, bought a new house, got back in shape.

How have y'all been?
Glad you're doing well mate. We are fine and most of the libs here are still fisting themselves.
Still Cuckin On Four Fours, Wrapped In Four Voes
post 1609391601 07-02-2020, 12:09 AM
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#4090
  1. Tha big kahoona
  2. Great Reset General
  1. Tha big kahoona
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Originally Posted By C
Changing my life, fam. Increased my income by 60%, bought a new house, got back in shape.

How have y'all been?
Good stuff man. Glad to hear you've been doing well. 60% is nuts
"Never attribute to malice that which can be adequately explained by stupidity"

Atheist Lebanese

BDS: Boycott - Divestment - Sanctions
post 1609391691 07-02-2020, 12:10 AM
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#4091
  1. Tha big kahoona
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  1. Tha big kahoona
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Originally Posted By Stizzel⏩
I'm good.

My kid got accepted into some dual enrollment program with a nearby community college, so if he stays on track he'll graduate highschool with an AA and it's all for free. Pretty stoked about that.
Congrats. What's he planning on studying?
"Never attribute to malice that which can be adequately explained by stupidity"

Atheist Lebanese

BDS: Boycott - Divestment - Sanctions
post 1609392821 07-02-2020, 12:29 AM
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#4092
  1. StoliFun
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Originally Posted By z4v4⏩
I have not. Are they any good?
Yes. Expensive compared to eggs, and not nutrient dense like eggs, but very good.
Heterologously Vaccinated Superior Race Crew

Kurt Russell, Ray Winstone, Mickey Rourke Crew

"The dominant economic order rests on unofficial dependency and official individualism. Survival requires the transposition of these two ideas: official solidarity and unofficial individualism."
post 1609400531 07-02-2020, 05:03 AM
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#4093
  1. gachase21
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Originally Posted By Stizzel⏩
I'm good.

My kid got accepted into some dual enrollment program with a nearby community college, so if he stays on track he'll graduate highschool with an AA and it's all for free. Pretty stoked about that.
Nice.

Develop strong conservative characteristics in him and make sure he has at least three offspring.

We have to gain ground, we are not even treading water anymore.
post 1609403221 07-02-2020, 06:23 AM
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#4094
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Originally Posted By Tha
Congrats. What's he planning on studying?
He wants to get into technology. I'm thinking software engineering is a good way to go but he has lots of time to decide

The classes he's takijg this semester are english and intro to technology
“It’s the bill of rights, not the bill of requests. Rights are not up for negotiations.” Thomas Massie, MAGA enemy #1
post 1609403411 07-02-2020, 06:27 AM
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#4095
  1. Stizzel
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Originally Posted By gachase21⏩
Nice.

Develop strong conservative characteristics in him and make sure he has at least three offspring.

We have to gain ground, we are not even treading water anymore.
Bro the west is finished, our only hope is asia. He really wants to move to japan
“It’s the bill of rights, not the bill of requests. Rights are not up for negotiations.” Thomas Massie, MAGA enemy #1
post 1609503281 07-03-2020, 05:06 AM
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#4096
  1. Bushmaster
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Originally Posted By Stizzel⏩
I'm good.

My kid got accepted into some dual enrollment program with a nearby community college, so if he stays on track he'll graduate highschool with an AA and it's all for free. Pretty stoked about that.
My nephew did that and took welding.. Had a job waiting for him when he graduated too.
It's a hot night. The mind races. You think about your knife: the only friend who hasn't betrayed you, the only friend who won't be dead by sunup. Sleep tight mates, in your quilted chambray night shirts.
post 1609521081 07-03-2020, 10:40 AM
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#4097
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Originally Posted By A-GAME⏩
Glad you're doing well mate. We are fine and most of the libs here are still fisting themselves.
Lol I noticed...

Appreciate it! Glad you're doing fine as well!

Originally Posted By Tha
Good stuff man. Glad to hear you've been doing well. 60% is nuts
I was surprised. I am doing software engineering on the "infrastructure side". I learned "the secret", rather than circle jerk latest and greatest tooling, I learned two really well and got ahead of most of the competition.

Looking to get out of technology, though. Going back in time and looking to start coaching in about five years.
Moved Squat, Bench, and Deadlift to Yoke, Log, and Stones.
post 1609620071 07-04-2020, 01:00 PM
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#4098
  1. StoliFun
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Originally Posted By C
Lol I noticed...

Appreciate it! Glad you're doing fine as well!





I was surprised. I am doing software engineering on the "infrastructure side". I learned "the secret", rather than circle jerk latest and greatest tooling, I learned two really well and got ahead of most of the competition.

Looking to get out of technology, though. Going back in time and looking to start coaching in about five years.
You going to coach mma?
Heterologously Vaccinated Superior Race Crew

Kurt Russell, Ray Winstone, Mickey Rourke Crew

"The dominant economic order rests on unofficial dependency and official individualism. Survival requires the transposition of these two ideas: official solidarity and unofficial individualism."
post 1609642101 07-04-2020, 06:15 PM
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#4099
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Any of you brahs into investing? My kid bought a couple shares of microsoft a few years ago because he wanted to own part of minecraft and holy chit, its quadrupled in value since then.

Been doing some research and figure its time to start dropping some money into a mutual fund rather than just my 401k

Whats your take on this?
“It’s the bill of rights, not the bill of requests. Rights are not up for negotiations.” Thomas Massie, MAGA enemy #1
post 1609676411 07-05-2020, 06:14 AM
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#4100
  1. gachase21
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Originally Posted By Stizzel⏩
Any of you brahs into investing? My kid bought a couple shares of microsoft a few years ago because he wanted to own part of minecraft and holy chit, its quadrupled in value since then.

Been doing some research and figure its time to start dropping some money into a mutual fund rather than just my 401k

Whats your take on this?
This is my old post , the quoted version is 2013 ish..

Rember this thread Metroins?https://forum.obnoxiousbrutes.com/showt...post1142865733

Originally Posted By gachase21⏩
For the kids ITT wondering “wut do?”

I’ll pretty much sill stick with my 2013 post
Originally Posted By gachase21⏩
I'm going to make this list based on the assumption you will get kids and a wife at some point

FIRST OF ALL- PLAN YOUR MONTHLY BUDGET, AND LIVE BY IT(20% LESS THAN YOUR BRING HOME MONTHLY INCOME)

Then follow these steps, do not proceed to the next step until the previous step is complete

1. Acquire life insurance- 20 yrs or longer term(not the whole life crap) you want it to last long enough until your youngest is 18, so if you don't have kids yet, maybe get a 30yr term now. You want to get it while your younger and health

2. Acquire long term disability insurance. This one is debateable, I personally would get it.

3. Save an emergency fund- enough liquidity for you go go 6 months without working if something happens

4. eliminate all debt(except in some cases home mortgage)- math will tell you some debt is ok, whatever- buy it or do without

5. start a roth IRA or regular IRA depending on what you qualify for. If you qualify for a Roth, do it, once you make enough money, you will no longer qualify for it. Save 15% towards retirement

6. If you are living by above budget(20% less than monthly bring home) you should start acquiring excess money monthly to either buy a house with, or invest more aggressively. This is also the money you can start your own buisness with.

Since you are still single, you have the opportunity to be smart about your pick for a sqouse. You can find someone you love of coarse, but there are plenty to choose from that are also financially conservative, and make money. Get their credit report before you get serious. I know love is love, but there are millions to choose from that keep their money in order.
Now I’d add if you have an employer matching 401(k) contributions do that first


If you aren’t market savvy stick with index fund etf’s

For the ira I’d go with above or a targeted retirement fund such as vanguard’s

https://investor.vanguard.com/mutual...-retirement/#/



As far as timing goes stick with dollar cost averaging and disregard these swings.



Also never mix political beliefs with investing.
Now that was written assuming someone a little younger or basic, for certain people debt payoff wouldn’t be critical(if you’ve set up correct)



Myself- I’m almost all private company investing at this point -


For public traded I’d simply go sigh a Dow, S&P 500, or Russell 2000 type etf.


Picking out individual publicly traded stocks, speculating bonds, seems nuts these days- if I ever get into the want to play around speculating mood I’d just call if gambling and go with call options, puts , naked puts, leaps, etc


Publicly traded market just drives me nuts lol/ I posted here dumping pretty much everything in January, haven’t gone back.


Right now you can find some of these for pennies on the dollar.... just ignore the LOL wishful price they have posted....


https://www.bizbuysell.com/content/s...w_wcB&isncms=1
post 1609687751 07-05-2020, 10:13 AM
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#4101
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Originally Posted By metroins⏩
There's an investing/finance sub group of the misc.

Most financial professionals I deal with would recommend maxing your 401k contributions, then maxing Roth IRA, then outside investing.

I'm also not a fan of mutual funds, I prefer ETFs. The QQQ Nasdaq etf has been good to me.

I only keep a 401k because it's protected from creditors. Most of my money is privately invested in my businesses or other businesses I am a passive owner of.

Tax advantages of a 401k do not entice me, I offset my tax liability through section 179 depreciation most years of an LLC I use as a holding company.
Yeah I do the employer match and thats it. They also offer a roth 401k option which makes more sense to me.

People talk about getting an average 12% annual return from mutual funds, is that realistic?
“It’s the bill of rights, not the bill of requests. Rights are not up for negotiations.” Thomas Massie, MAGA enemy #1
post 1609688011 07-05-2020, 10:17 AM
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#4102
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Originally Posted By gachase21⏩
This is my old post , the quoted version is 2013 ish..

Rember this thread Metroins?https://forum.obnoxiousbrutes.com/showt...post1142865733





Now that was written assuming someone a little younger or basic, for certain people debt payoff wouldn’t be critical(if you’ve set up correct)



Myself- I’m almost all private company investing at this point -


For public traded I’d simply go sigh a Dow, S&P 500, or Russell 2000 type etf.


Picking out individual publicly traded stocks, speculating bonds, seems nuts these days- if I ever get into the want to play around speculating mood I’d just call if gambling and go with call options, puts , naked puts, leaps, etc


Publicly traded market just drives me nuts lol/ I posted here dumping pretty much everything in January, haven’t gone back.


Right now you can find some of these for pennies on the dollar.... just ignore the LOL wishful price they have posted....


https://www.bizbuysell.com/content/s...w_wcB&isncms=1
Sounds similar to dave ramsay's baby steps. Really wish I had found thar in my 20's but oh well. I paid off all my credit cards except a retail account, car and mortgage. I will have the retail closed by the end of the year and omce that's gone the car will be paid in no time.

Already have a merrill edge account set up so making a new roth at that point is easy.
“It’s the bill of rights, not the bill of requests. Rights are not up for negotiations.” Thomas Massie, MAGA enemy #1
post 1609703041 07-05-2020, 01:30 PM
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#4103
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Originally Posted By Stizzel⏩
Sounds similar to dave ramsay's baby steps. Really wish I had found thar in my 20's but oh well. I paid off all my credit cards except a retail account, car and mortgage. I will have the retail closed by the end of the year and omce that's gone the car will be paid in no time.

Already have a merrill edge account set up so making a new roth at that point is easy.
I’m somewhat close but a little bit different approach than Ramsey

It kind of depends on the level of discipline and place in life of the person.


Right now I would tell you if those retails are on 0% interest, and the other loans are a good rate - I wouldn’t make any payment past the minimum debt service amount.

Until we figure out exactly how this covid thing ends- including your job and salary- I would hord the cash.


Lately what I’ve been telling people is to build larger cash reserves than they normally would before investing it, or before debt payoff.


I would fill up a Roth if your income is still low enough to qualify for it.


For those who know how to do it right however I would pick this time to sweep up businesses on bargain deals.

https://forum.obnoxiousbrutes.com/showt...post1604013481



And for example

https://forum.obnoxiousbrutes.com/showt...post1604015261


If you got excess cash (and know an industry well) you can bank right now.
post 1609711861 07-05-2020, 03:11 PM
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#4104
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Man I gotta take a vacation at some point.


I’m losing full cognitive function and can tell it.


I’ll be glad when this chit settles down at some point- kinda not seeing that this year though
post 1609716501 07-05-2020, 03:55 PM
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#4105
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Originally Posted By StoliFun⏩
You going to coach mma?
Yup! Well, Brazilian Jiu-Jitsu. That'll be secondary, though. Really want to focus on making the athletes strong. Strength and conditioning coach, first, BJJ/MMA second. Lots of powerlifting and strongman type stuffI've been doing a lot of both lately.
Moved Squat, Bench, and Deadlift to Yoke, Log, and Stones.
post 1609725711 07-05-2020, 05:39 PM
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#4106
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Originally Posted By C
Yup! Well, Brazilian Jiu-Jitsu. That'll be secondary, though. Really want to focus on making the athletes strong. Strength and conditioning coach, first, BJJ/MMA second. Lots of powerlifting and strongman type stuffI've been doing a lot of both lately.
Great job with your work advancement!

What belt are you now? Lol, I'm still blue...but mainly just doing Judo now (2 more brown levels to go).
post 1609729931 07-05-2020, 06:28 PM
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#4107
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Originally Posted By C
Yup! Well, Brazilian Jiu-Jitsu. That'll be secondary, though. Really want to focus on making the athletes strong. Strength and conditioning coach, first, BJJ/MMA second. Lots of powerlifting and strongman type stuffI've been doing a lot of both lately.
Do you train with Guy Mezger? How often does he talk about that time he beat Sakuraba but the Japanese promoters screwed him?
Heterologously Vaccinated Superior Race Crew

Kurt Russell, Ray Winstone, Mickey Rourke Crew

"The dominant economic order rests on unofficial dependency and official individualism. Survival requires the transposition of these two ideas: official solidarity and unofficial individualism."
post 1609730151 07-05-2020, 06:30 PM
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#4108
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Originally Posted By gachase21⏩
I’m somewhat close but a little bit different approach than Ramsey

It kind of depends on the level of discipline and place in life of the person.


Right now I would tell you if those retails are on 0% interest, and the other loans are a good rate - I wouldn’t make any payment past the minimum debt service amount.

Until we figure out exactly how this covid thing ends- including your job and salary- I would hord the cash.


Lately what I’ve been telling people is to build larger cash reserves than they normally would before investing it, or before debt payoff.


I would fill up a Roth if your income is still low enough to qualify for it.


For those who know how to do it right however I would pick this time to sweep up businesses on bargain deals.

https://forum.obnoxiousbrutes.com/showt...post1604013481



And for example

https://forum.obnoxiousbrutes.com/showt...post1604015261


If you got excess cash (and know an industry well) you can bank right now.
I didn't even realize there was an income limit for a roth ira, but thanks to being married I can still use it. At least until the wife finishes her second degree and goes back to work.
“It’s the bill of rights, not the bill of requests. Rights are not up for negotiations.” Thomas Massie, MAGA enemy #1
post 1609731121 07-05-2020, 06:43 PM
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#4109
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Originally Posted By Stizzel⏩
I didn't even realize there was an income limit for a roth ira, but thanks to being married I can still use it. At least until the wife finishes her second degree and goes back to work.
I used to call the under 35 IRA


if you’re 35 and over and still qualify for it (single amount), instead of putting more money into it reinvest in skill set and change careers, or entrepreneur.
post 1609819871 07-06-2020, 06:49 PM
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#4110
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Have you heard this album before, GOO?
Heterologously Vaccinated Superior Race Crew

Kurt Russell, Ray Winstone, Mickey Rourke Crew

"The dominant economic order rests on unofficial dependency and official individualism. Survival requires the transposition of these two ideas: official solidarity and unofficial individualism."
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