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Forum » When are you planning to retire? (srs)
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Thread: When are you planning to retire? (srs)

post 1619241081 10-13-2020, 10:26 AM
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  1. iradumass
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When are you planning to retire? (srs)

About 45 years old for me

~$1.5 million @ 4% withdrawal rate = $60k a year
post 1619241341 10-13-2020, 10:29 AM
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retiring is terrible for your brain. it's like completely stopping lifting and working out for your body. You gonna get old super quick. Mirin your 1.5 mil savings tho.
(__Y__) Misc Buck Breaker (__Y__)
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post 1619241351 10-13-2020, 10:29 AM
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65 lmao
post 1619241781 10-13-2020, 10:34 AM
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45-50 hopefully
See user title srs
post 1619241821 10-13-2020, 10:35 AM
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Hopefully a week or two before I kick the can (srs)
post 1619242041 10-13-2020, 10:37 AM
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55 can't imagine working for more than that
Lakers
Never work arms crew
Broadcaster Genetics crew
post 1619242971 10-13-2020, 10:47 AM
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  1. cromofo
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around 45-50 I hope

I could retire right now in my mid 20s but it would be a simple, mostly frugal life and I'd have to hope that for the next 50-60 years everything would be okay in the world and that I would be healthy. you're one allahu akbar bomb or a pandemic away from going bankrupt if your income is weighted completely towards renting property during the summer seasons.
bbsitum crew*
post 1619243131 10-13-2020, 10:49 AM
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financial advisor has set a target of 55, but by almost every metric, we should be able to retire before then if we wanted. healthcare is a huge wildcard though.
“The Misc. is a stone-faced Uncle Sam with Popeye’s forearms and a cocked pistol in each hand. It’s a screeching bald eagle with a foreign Bad Thing in its talons. It’s everything that defines America’s bro culture, magnified and weaponized. But it’s deeper than that.“
post 1619243151 10-13-2020, 10:50 AM
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My investment portfolio timeline has me retiring and investing up until 62.

I will have the means to retire at 57 or 58 and continue to invest until the 62 year mark, however.
post 1619243171 10-13-2020, 10:50 AM
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45 hopefully.

I CAN realistically retire right now because of the investments we've made. But I'd be bored out of my mind sitting at home doing nothing since we don't have kids yet.
Thus let me live, unseen, unknown;
Thus unlamented let me die;
Steal from the world, and not a stone
Tell where I lie.

2/17/15 - Dunk Tank Results: 15% bf (Omron said 18.6%) - 123.4 lbs LBM
post 1619243291 10-13-2020, 10:52 AM
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lol at brahs ITT planning to retire in 40's and 50's. Once libs take out that $6 gorillion debt and raise minimum wage to $50/hr to secure that burger-flipping vote, your 1 million dollars is gonna last you 6 months in a studio apartment by the river of human feces.
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post 1619243331 10-13-2020, 10:53 AM
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I'll probably die at work. SRS.

I do see my career changing as time goes on. As I get older I'll change roles and eventually find a place where it will just be easy.
post 1619243401 10-13-2020, 10:54 AM
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Tradies please respond.

It is the current year.
post 1619243451 10-13-2020, 10:54 AM
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Dunno. Should have enough to pull the plug at 50 but will probably work till 55.

When you don't really need the job it feels different going to work.
post 1619243531 10-13-2020, 10:55 AM
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Originally Posted By Frank
Dunno. Should have enough to pull the plug at 50 but will probably work till 55.

When you don't really need the job it feels different going to work.
its called fuk you money for a reason.
“The Misc. is a stone-faced Uncle Sam with Popeye’s forearms and a cocked pistol in each hand. It’s a screeching bald eagle with a foreign Bad Thing in its talons. It’s everything that defines America’s bro culture, magnified and weaponized. But it’s deeper than that.“
post 1619243581 10-13-2020, 10:56 AM
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Originally Posted By Better
lol at brahs ITT planning to retire in 40's and 50's. Once libs take out that $6 gorillion debt and raise minimum wage to $50/hr to secure that burger-flipping vote, your 1 million dollars is gonna last you 6 months in a studio apartment by the river of human feces.
Those planning to retire early have high net worth hedged against inflation. ie real estate and stonks.

If minimum wage is $50, the S&P will be at 15,000, and the average house will be worth 1.5m.
post 1619243661 10-13-2020, 10:56 AM
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my old man's retiring this year at 62 and is handsomely financially set until he croaks. tradie life. knees shot but otherwise healthy
bbsitum crew*
post 1619243731 10-13-2020, 10:57 AM
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Im at a point where the "work" is not really work anymore. So I expect I'll just keep going this way until I die. The alternative would be doing nothing which sounds boring as hell.

Do what you love [ or learn to love what you do ] and you'll never work a day in your life.
"I yam what I yam" - Popeye the sailor
post 1619243741 10-13-2020, 10:57 AM
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Originally Posted By HYDRAE⏩
its called fuk you money for a reason.
Yeah. I wish I had fuk you money (passive income and or wealth exceeds employment income), I have more like go fuk yourself money where I can afford the same lifestyle on about half my wage.
post 1619243911 10-13-2020, 10:59 AM
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I'm 46 (man that stings) and won't retire until I'm 66. I also have an alpha blue collar job. Unless the wife, 13 years my junior, ends up surpassing me. God I hope this happens. So is the life of a tradie who started later in life.
USMC 95-2000

Do or do not, their is no try! (I made this up myself)
post 1619244001 10-13-2020, 11:00 AM
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I don't think I've ever dreamed of retirement. I only ever tell myself I'm working towards a job I love to do.
post 1619244031 10-13-2020, 11:00 AM
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Originally Posted By Frank
Those planning to retire early have high net worth hedged against inflation. ie real estate and stonks.

If minimum wage is $50, the S&P will be at 15,000, and the average house will be worth 1.5m.
Wagecels don't understand a diversified portfolio in the correct mix of pre and post tax investments that includes international and domestic stocks, cash, currency, metals, real estate, bonds, 401k/Roth, 523's.

poverty status - pathetic.
“The Misc. is a stone-faced Uncle Sam with Popeye’s forearms and a cocked pistol in each hand. It’s a screeching bald eagle with a foreign Bad Thing in its talons. It’s everything that defines America’s bro culture, magnified and weaponized. But it’s deeper than that.“
post 1619244051 10-13-2020, 11:00 AM
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#23
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My plan was 36. Took me a little longer (42) but that's OK.
How to lose fat for Noobs: http://forum.obnoxiousbrutes.com/showthread.php?t=129247741
post 1619244191 10-13-2020, 11:02 AM
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So basically 99% of all miscers are gonna retire in their 40s and 50s

Nice, mates
post 1619244251 10-13-2020, 11:03 AM
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Never retiring crew



Will keep inventing, hustling and just CEOing forever
post 1619244351 10-13-2020, 11:04 AM
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Originally Posted By Celsus⏩
So basically 99% of all miscers are gonna retire in their 40s and 50s

Nice, mates
did you even read this thread? it seems like early retirement or work forever in equal parts, which is actually what I'd expect given the misc. demographic.
“The Misc. is a stone-faced Uncle Sam with Popeye’s forearms and a cocked pistol in each hand. It’s a screeching bald eagle with a foreign Bad Thing in its talons. It’s everything that defines America’s bro culture, magnified and weaponized. But it’s deeper than that.“
post 1619244371 10-13-2020, 11:04 AM
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2022 @ 41-2 with a 22-23 YR Military retirement with 30-40% disability. Should be clearing 60K in theory.
██ █ ★ █ ██ USMC 99-07. USA 09-Present.

Blumpkin Instructor

Anything less than the best is a felony
post 1619244421 10-13-2020, 11:05 AM
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45 gonna say **** life at that point, don't care if poor. don't plan on having kids so i should have some money left
There is only one Hell: the one we live in now.
post 1619244471 10-13-2020, 11:05 AM
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Listening to Dave Ramsey I should be able to do it by 40.

Listening to my girlfriend I should be able to do it by 80.
post 1619244521 10-13-2020, 11:06 AM
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Originally Posted By wave_length⏩
My plan was 36. Took me a little longer (42) but that's OK.
But would you actually retire at that age?

Even if I were financially set and could retire, I wouldn't do my current job, but I'd still want some kind of easy job that I enjoy. For me to much time on my hands would be counterproductive.
USMC 95-2000

Do or do not, their is no try! (I made this up myself)
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