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Forum » About to buy a McLaren AMA (Srs) (Pics)
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Thread: About to buy a McLaren AMA (Srs) (Pics)

post 1665883753 08-10-2022, 03:08 PM
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#31
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Originally Posted By 8PointBuck⏩
if you have to finance a mcclaren you can't afford it lmao
Prob financed the repairs too they’re terrible build quality
STEM Wagie Brah
Oil/commodity based trader
post 1665884353 08-10-2022, 03:20 PM
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#32
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Everyone is really impressed
post 1665884713 08-10-2022, 03:27 PM
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#33
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Matte metallic
I'm not here for rage. I'm here for revenge!
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Mein power
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post 1665885363 08-10-2022, 03:41 PM
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#34
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Why the Mclaren OP?
*Updated* If you can't hit a 320 yard drive, are you even a man?
post 1665885593 08-10-2022, 03:47 PM
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#35
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Originally Posted By mike.hunt⏩
Show me your paycheck and I cum work for you right fuarkin now ded fkn srs u lil rich wanker
Even if its g4p?
post 1665885693 08-10-2022, 03:50 PM
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#36
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seething with jealousy brah, mirin hard. post a spoon pic when you purchase it
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post 1665885763 08-10-2022, 03:51 PM
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#37
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Knucks?
post 1665886243 08-10-2022, 04:01 PM
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#38
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Originally Posted By Bobbypoi⏩
Can I just get my Big Mac please
Keep telling yourself that whoever is saying to be careful with notoriously unreliable British automobiles must be poor...

Its a great car, when it runs. And it will always look great sitting in the garage. I just hope that the one you get doesn't end up being a money pit, many of them are. Its a shame.
post 1665886503 08-10-2022, 04:06 PM
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#39
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$207k, with $100k cash and they have you sign an Excel Spreadsheet printed to a PDF

Just lol.
post 1665888323 08-10-2022, 04:40 PM
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#40
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Why a McLaren? There's so many better options out there, with way less maintenance issues. The electrical problems in McLaren's alone make them a headache. I personally would have bought the brand new Corvette instead. (Ded fkn Srs)
post 1665889263 08-10-2022, 04:53 PM
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#41
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august join date

negged
2023 bertie awards 2024 nominations

https://forum.obnoxiousbrutes.com/showthread.php?t=184693083
post 1665889323 08-10-2022, 04:53 PM
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#42
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Congrats OP, I'm sure the McLaren is a blast to drive (I would have gotten the new Vette or a GT3 Porsche but that's just me)... either way, enjoy!
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post 1665889493 08-10-2022, 04:55 PM
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#43
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Spoon pic or fraud.......

What is this chit misc openly believing an Aug 22 join date with no spoon pic
post 1665889683 08-10-2022, 04:58 PM
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#44
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thanks for joining a few minutes ago to share this
Make Europe Germany Again
post 1665889743 08-10-2022, 04:59 PM
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#45
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Nice dude. As a miscer I have several McLarens myself that I use to get from room to room in one of my my mansions.
Ultra-Low Test Crew
MAGA
post 1665890013 08-10-2022, 05:03 PM
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#46
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I need to see a spoon pic.
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post 1665890313 08-10-2022, 05:09 PM
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#47
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Originally Posted By bsmit107⏩
$207k, with $100k cash and they have you sign an Excel Spreadsheet printed to a PDF

Just lol.
This, somethin feels fishy af.. I literally had 20 page agreement I had to sign for my gay ass honda
I'm from the Land of Blood and Honey
post 1665890563 08-10-2022, 05:13 PM
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#48
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Originally Posted By Redfish225⏩
Alt buying a 200k car…. ok dawg.
Don't you drive a '98 Chevy?
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post 1665890773 08-10-2022, 05:16 PM
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#49
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Originally Posted By Zuggie⏩
This, somethin feels fishy af.. I literally had 20 page agreement I had to sign for my gay ass honda
Care to challenge OP to a ban bet?
*Hole is Life Crew*
*Meditation Crew*
post 1665891153 08-10-2022, 05:21 PM
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#50
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Originally Posted By bsmit107⏩
$207k, with $100k cash and they have you sign an Excel Spreadsheet printed to a PDF

Just lol.
Times are rough bro
post 1665891273 08-10-2022, 05:23 PM
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#51
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Originally Posted By MyBaddBrah⏩
Don't you drive a '98 Chevy?
Lol
post 1665891433 08-10-2022, 05:25 PM
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#52
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Op you put “MISC” on the hood of that car and youll surpass legend status srs
post 1665891523 08-10-2022, 05:27 PM
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#53
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What you do Op?
post 1665891543 08-10-2022, 05:27 PM
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#54
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Originally Posted By MyBaddBrah⏩
Don't you drive a '98 Chevy?
Don't you drive an Uber?


































See ShakeBrah's signature
post 1665891853 08-10-2022, 05:34 PM
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#55
  1. Bobbypoi
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Originally Posted By 8PointBuck⏩
if you have to finance a mcclaren you can't afford it lmao
Originally Posted By -
Not mirin $28,376 in interest. Holy Phcuk.
Bunch of finance experts on the misc. Work on getting your money up instead.
post 1665891873 08-10-2022, 05:34 PM
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#56
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Man that car is going to give you so many jssues
GAINS, GAINS, More GAINS
post 1665892053 08-10-2022, 05:37 PM
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#57
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Originally Posted By Bobbypoi⏩
Bunch of finance experts on the misc. Work on getting your money up instead.
It's not rocket science. Number of payments multiplied by payment amount less principle = interest, and yes it's over $28k.

You're effective rate is about 8.2%.

Now if you have cash and you can invest it at a higher interest rate than your loan, then financing makes sense. But 8% consistently over 72 months is a big hurdle.

And yes; 20+ years as a Corporate Financial Controller. CPA/CMA/MBA.

You dun goofed.
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post 1665892153 08-10-2022, 05:38 PM
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#58
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Those lol'ing at finance.

Finance isn't always a bad thing tbh.

If OP had the 200k in cash sitting there. Granted OP paying 28k interest. But if he used the 100k he didn't pay for the car (as he financed 100k) and earnt more than 28k off it over the term of the loan he's infront. Debt is not always a bad thing.
post 1665892353 08-10-2022, 05:42 PM
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#59
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Originally Posted By AlexxVann⏩
Those lol'ing at finance.

Finance isn't always a bad thing tbh.

If OP had the 200k in cash sitting there. Granted OP paying 28k interest. But if he used the 100k he didn't pay for the car (as he financed 100k) and earnt more than 28k off it over the term of the loan he's infront. Debt is not always a bad thing.
I agree, but see my post above. He'd need to earn a return of better than 8% consistently for 72 months to just break even.

I borrow money every year at an ultra-low interest rate an invest it in my RRSP (Canadian equivalent of a 401k) because with the tax benefit and earnings I more than cover the interest on the loan. It's called financial leverage.

But I don't see that here. OP is getting raped.
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post 1665892423 08-10-2022, 05:43 PM
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#60
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I don't be leaf. But even if I did...
Originally Posted By -
It's not rocket science. Number of payments multiplied by payment amount less principle = interest, and yes it's over $28k.

You're effective rate is about 8.2%.

Now if you have cash and you can invest it at a higher interest rate than your loan, then financing makes sense. But 8% consistently over 72 months is a big hurdle.

And yes; 20+ years as a Corporate Financial Controller. CPA/CMA/MBA.

You dun goofed.
This. How the fukk does one aquire enough capital to drop $100k on a down payment and still have such fukked credit that the best rate they can get on the remainder is over 8%? JFL...
Originally Posted By AlexxVann⏩
Those lol'ing at finance.

Finance isn't always a bad thing tbh.

If OP had the 200k in cash sitting there. Granted OP paying 28k interest. But if he used the 100k he didn't pay for the car (as he financed 100k) and earnt more than 28k off it over the term of the loan he's infront. Debt is not always a bad thing.
Financing isn't always a bad thing. Financing a depreciating asset at over 8% IS a bad thing...
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