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Forum » Zillow is fuarking HILARIOUS right now....
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Thread: Zillow is fuarking HILARIOUS right now....

post 1684470713 06-12-2023, 09:55 AM
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#121
  1. HMFIC_BROWSIN
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Holy chit, I'm scanning the map and these ghetto ass OLD homes are listed for like $700+....

Not even in nice areas. Like who TF is buying this trash?

mind = blown

Saw a listing for like $260k, it was a 800 sq ft townhouse in a not-so-nice area lmfao.

jesus christ.
post 1684471593 06-12-2023, 10:11 AM
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#122
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High interest rates (7.5%) + stubborn homeowners who won't lower prices
post 1684473393 06-12-2023, 10:38 AM
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#123
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inventory is still very low. supply and demand still holding up prices. theres always going to be delusional people tho
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post 1684487183 06-12-2023, 02:31 PM
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#124
  1. niospecv
  2. I mean yeah...
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The average interest rate for a 30 years mortgage is 7.06% right now. If you have excellent credit I'm sure you can secure a mortgage loan 4% and lower.
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post 1684487863 06-12-2023, 02:42 PM
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#125
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Originally Posted By niospecv⏩
The average interest rate for a 30 years mortgage is 7.06% right now. If you have excellent credit I'm sure you can secure a mortgage loan 4% and lower.
Mine is 800+ but I heard only new homes can fetch an interest rate of 4.5%.
post 1684488133 06-12-2023, 02:48 PM
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#126
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It's outrageous.

There's a Commercial Property right now that I'm trying to help a client buy. It's listed at $1.3M, and my guy offered $1.1M which is a crazy good offer based on the revenues, like a $20k per year loss until my guy has a chance to renovate it.

These people bought it 5 years ago at like $600k, and there's not much further upside for them, so I know this is the best offer they will receive. But they're holding out for someone willing to buy an investment property that is -$40k per year? Good luck.
post 1684488283 06-12-2023, 02:49 PM
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#127
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Just keep renting guise lol
post 1684488373 06-12-2023, 02:52 PM
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#128
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  2. Oh, i like that
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Rent's due by the 15th this month, and DO NOT be late again.
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post 1684488913 06-12-2023, 03:01 PM
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#129
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Originally Posted By HMFIC_BROWSIN⏩
Not even in nice areas. Like who TF is buying this trash?
Blackrock
post 1684489443 06-12-2023, 03:10 PM
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#130
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Originally Posted By AshWar⏩
Blackrock
Nah, those companies aren't buying at these prices. Nobody is really buying.
post 1684490173 06-12-2023, 03:20 PM
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#131
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Rents are also high OP because landlords will pass the higher costs of PITI onto their tenants. Supply is also low especially in Phoenix. We shot up to around 24,000 listings at the tail end of last year and we are back down to around 12,000 now which is about half of what we need to be considered a “balanced” market
Originally Posted By AshWar⏩
Blackrock
Wrong. Hedge fund buying of single family homes in general is way down
post 1684490283 06-12-2023, 03:21 PM
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#132
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I have also been lmao-ing every time I look at Zillow

I live in NY suburbs
post 1684491133 06-12-2023, 03:33 PM
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#133
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Legit some homes in my area are going for 100% more than they were a few years back. Granted, those houses have been 'flipped', and when I say flipped, it was a minimal, visual, only flip using cheap materials.

Non flipped homes have gone up 60-80%. Home prices are higher now than a year ago. **** is insane. Glad we're locked in at like 2.75%. I for once actually agree with recent college grads crying when they say they can't afford housing. I bought my first house making $13 right out of college. No fooking way I could have afforded my starter house in today's market.
post 1684491283 06-12-2023, 03:36 PM
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#134
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Originally Posted By niospecv⏩
The average interest rate for a 30 years mortgage is 7.06% right now. If you have excellent credit I'm sure you can secure a mortgage loan 4% and lower.
Ain't hobody getting 4% my dude.

As to OP supply is ridiculously low right now. If rates drop at some point before supply eases watch another moonshot of prices happen when you got 50 people qualified searching for every house available. It will be the biggest L that renters have ever taken.
post 1684491973 06-12-2023, 03:50 PM
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#135
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Originally Posted By niospecv⏩
The average interest rate for a 30 years mortgage is 7.06% right now. If you have excellent credit I'm sure you can secure a mortgage loan 4% and lower.
How did I miss this comment

You will absolutely not be getting an interest rate that low right now lol, unless you take on an existing mortgage subject to that’s already that low

Even paying for buy downs for a few years, which is almost not worth it because of how expensive it is, you won’t be getting below low 6s, maybe extremely high 5s. And only for a year or two then it shoots up yo a higher rate so you’d have to refinance

I think prices will stabilize until rates lower and once that happens prices start creeping up again
post 1684492083 06-12-2023, 03:52 PM
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#136
  1. OliverHeldens
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Originally Posted By BigDeeps01⏩
How did I miss this comment

You will absolutely not be getting an interest rate that low right now lol, unless you take on an existing mortgage subject to that’s already that low

Even paying for buy downs for a few years, which is almost not worth it because of how expensive it is, you won’t be getting below low 6s, maybe extremely high 5s. And only for a year or two then it shoots up yo a higher rate so you’d have to refinance

I think prices will stabilize until rates lower and once that happens prices start creeping up again
You might find a builder willing to subsidize your rate for a couple years and it becomes 5%. But there's no bank offering that on a 30 year fixed.
post 1684492183 06-12-2023, 03:54 PM
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#137
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Originally Posted By HMFIC_BROWSIN⏩
Holy chit, I'm scanning the map and these ghetto ass OLD homes are listed for like $700+....

Not even in nice areas. Like who TF is buying this trash?

mind = blown

Saw a listing for like $260k, it was a 800 sq ft townhouse in a not-so-nice area lmfao.

jesus christ.
My boss just paid 300K for an 1100 square foot Sears kit house on a slab. 1/4 acre.

Complete retardation.
post 1684492203 06-12-2023, 03:55 PM
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#138
  1. OliverHeldens
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Originally Posted By BigDeeps01⏩
How did I miss this comment

You will absolutely not be getting an interest rate that low right now lol, unless you take on an existing mortgage subject to that’s already that low

Even paying for buy downs for a few years, which is almost not worth it because of how expensive it is, you won’t be getting below low 6s, maybe extremely high 5s. And only for a year or two then it shoots up yo a higher rate so you’d have to refinance

I think prices will stabilize until rates lower and once that happens prices start creeping up again
The good thing is that when rates lower, we will be in a recession. So there won't be as many people who can afford the down payment anymore.
post 1684492553 06-12-2023, 04:01 PM
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#139
  1. BullittEV
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Originally Posted By OliverHeldens⏩
The good thing is that when rates lower, we will be in a recession. So there won't be as many people who can afford the down payment anymore.
Sucks for me in San Diego, I basically look at price/sqft- dont think areas like this, Miami, NYC, LA, SF are going to stay insulated from any national trends. Theres no way those housing prices are sustainable.

Theres a lot of lenders out there that dont even require 20% anymore.. it even goes down to 3%.
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post 1684492593 06-12-2023, 04:01 PM
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#140
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Originally Posted By FastBack6⏩
My boss just paid 300K for an 1100 square foot Sears kit house on a slab. 1/4 acre.

Complete retardation.
My house was built from a catalog/kit...100ish years ago.
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post 1684493183 06-12-2023, 04:12 PM
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#141
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Originally Posted By Retoaded⏩
Ain't hobody getting 4% my dude.

As to OP supply is ridiculously low right now. If rates drop at some point before supply eases watch another moonshot of prices happen when you got 50 people qualified searching for every house available. It will be the biggest L that renters have ever taken.
Fukking hell. So buy now at these prices or risk get anally reamed later?
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post 1684493383 06-12-2023, 04:14 PM
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#142
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Originally Posted By niospecv⏩
The average interest rate for a 30 years mortgage is 7.06% right now. If you have excellent credit I'm sure you can secure a mortgage loan 4% and lower.
I got low 3s close to when it bottomed out and I have god tier credit. I don’t think anyone is getting sub 4 right now.
post 1684493493 06-12-2023, 04:16 PM
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#143
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This is why they need to keep raising interest rates to help kill demand. Nothing has imploded yet.
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post 1684493563 06-12-2023, 04:17 PM
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#144
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Originally Posted By Retoaded⏩
Ain't hobody getting 4% my dude.

As to OP supply is ridiculously low right now. If rates drop at some point before supply eases watch another moonshot of prices happen when you got 50 people qualified searching for every house available. It will be the biggest L that renters have ever taken.
Renters keep voting to raise property taxes here so fuk every last one of them. Hope they take nothing but Ls.
post 1684493723 06-12-2023, 04:21 PM
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#145
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Originally Posted By -JR⏩
Fukking hell. So buy now at these prices or risk get anally reamed later?
Like always it will be dependent on locality. but its gonna happen in alot of places.
post 1684493823 06-12-2023, 04:23 PM
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#146
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Originally Posted By sfgiants13⏩
Renters keep voting to raise property taxes here so fuk every last one of them. Hope they take nothing but Ls.
They don't understand that they just pay for it in the long run. LOL.
post 1684494183 06-12-2023, 04:31 PM
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#147
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Really feel bad for young people with decent wages trying to start a family and trying to buy their first home

This country has absolutely cactus-fuked that group of people with no lube
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post 1684500803 06-12-2023, 06:23 PM
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#148
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
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Originally Posted By BigDeeps01⏩
Rents are also high OP because landlords will pass the higher costs of PITI onto their tenants. Supply is also low especially in Phoenix. We shot up to around 24,000 listings at the tail end of last year and we are back down to around 12,000 now which is about half of what we need to be considered a “balanced” market



Wrong. Hedge fund buying of single family homes in general is way down
hey you actually know about the phx real estate, so why TF are the very nice homes ($1.7m+) seemingly reasonable priced, while the all the houses that SHOULD be $300-$500 are listing for $700-$900?

It seems like the middle of the road homes are hyperinflating, and the really nice homes are only mildly inflating? Is my perception correct?
post 1684501173 06-12-2023, 06:32 PM
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#149
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It's 2023 - the age of remote work.

You ph aggots do realize the moggers out there are literally running around with multiple salaries, right? You'll never own a home if youre doing the bare minimum of 1 full time job now.
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post 1684501543 06-12-2023, 06:36 PM
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#150
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In our (32 here) lifetimes only 1-5% of people will own, the rest will be lifetime renters from wallstreet firms who were given unlimited free money from their BFFs in the fed gov

Don’t worry, you may be able to afford (or permitted to purchase) meat once a week though
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