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Forum » buying a house is stupid
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Thread: buying a house is stupid

post 1583900871 07-14-2019, 07:32 PM
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  1. miscbrah44
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buying a house is stupid

i live in a 2000 sq foot 1 million house for $600 a month

rent out a room but i literally use the whole house cuz the owners are always at work for 12 hours lmao

last week the dryer broke costed them 1k for a new one, last year they spent 15k on a new roof


property tax
maintenance
mortgage(25 year jail sentence)


ill never buy a house
Lifting since 06'
post 1583901431 07-14-2019, 07:45 PM
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  1. nosirrahx
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Fine by me, keeps the prices down for when I buy them.
Eat in a deficit to lose weight.
Hit your protein and fat minimums to stay healthy and keep your gainz.
Lift heavy and do HIIT to look and feel awesome.
Use the internet to learn why you should do these things and how to do these things.
post 1583901601 07-14-2019, 07:48 PM
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  1. AMDuser
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have fun losing 30% of your income to rent while building no asset base
post 1583901671 07-14-2019, 07:51 PM
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Originally Posted By Anachron⏩
I agree. If you don't know how to run the numbers ( and I am pretty sure you don't, since you used "costed" ), then you shouldn't.
what is this grammar clase phuckin ****ooooot
Lifting since 06'
post 1583901691 07-14-2019, 07:51 PM
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Originally Posted By AMDuser⏩
have fun losing 30% of your income to rent while building no asset base
this lmfao
post 1583901811 07-14-2019, 07:53 PM
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  1. miscbrah44
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Originally Posted By AMDuser⏩
have fun losing 30% of your income to rent while building no asset base
i buy divi stocks bud way better investment, when i buy it i own it right away

if you sign up for a mortgage ur stuck
Lifting since 06'
post 1583901931 07-14-2019, 07:55 PM
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#7
  1. adamsz
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C o p e
o
p
e

I've built over 140k in equity owning a house the last 5.5 years. Put roughly 22k into it in total.
Awesome pics. Great size. Look thick. Solid. Tight. Keep us all posted on your continued progress with any new progress pics or vid clips. Show us what you got man. Wanna see how freakin' huge, solid, thick and tight you can get. Thanks for the motivation.
post 1583902111 07-14-2019, 07:58 PM
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Another classic chapter from the misc book of “everyone is stupid except me”
post 1583902181 07-14-2019, 07:59 PM
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Originally Posted By miscbrah44⏩
i buy divi stocks bud way better investment, when i buy it i own it right away

if you sign up for a mortgage ur stuck
You can do both, a lot of us do. I do.
Eat in a deficit to lose weight.
Hit your protein and fat minimums to stay healthy and keep your gainz.
Lift heavy and do HIIT to look and feel awesome.
Use the internet to learn why you should do these things and how to do these things.
post 1583902251 07-14-2019, 07:59 PM
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#10
  1. miscbrah44
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look up housing prices in toronto ontario and tell me its a good idea to buy a house
Lifting since 06'
post 1583902301 07-14-2019, 08:00 PM
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#11
  1. xpin2winx
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To be honest. Until you have that money in hand that estimate means nothing
post 1583902351 07-14-2019, 08:00 PM
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Originally Posted By miscbrah44⏩
i buy divi stocks bud way better investment, when i buy it i own it right away

if you sign up for a mortgage ur stuck
How? If you need to get out you can sell your house or rent it out and hire a company to manage it. Not hard.

I buy S&P as well, just the fact that you debate how good of an investment a home is already shows you that it's better than renting (where you get 0% return).
post 1583902381 07-14-2019, 08:00 PM
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Op with a life hack. Rent a room in a million dollar home for 600 bucks a month where no ones ever home. Guna gosh dang revolutionize the housing market if he keeps at it.
post 1583902411 07-14-2019, 08:01 PM
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Last 3 homes sales
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Lifted for 30 years

Ass > tits
No Debt Crew
post 1583902531 07-14-2019, 08:03 PM
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Originally Posted By Anachron⏩
Shhh... Everyone knows the best plan is to buy a trailer in the middle of nowhere. And by "buying a trailer", I mean "let your parents buy you the land to put it on".
i would get a trailer but the land is too damn expensive here
Lifting since 06'
post 1583902561 07-14-2019, 08:03 PM
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A house is a place to live.

They shouldnt be viewed as an investment but can certainly be one.

Either way you need a place to live.

15k roof will last like 25 years.

Dryers can be had for a few hundred.
n4l
Rayaarito
fappin
r32gojirra
post 1583902571 07-14-2019, 08:03 PM
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Originally Posted By hahaimtall⏩
Op with a life hack. Rent a room in a million dollar home for 600 bucks a month where no ones ever home. Guna gosh dang revolutionize the housing market if he keeps at it.
im gonna rent out a second room for 600 then sub rent it for 900

im basically grant cardone
Lifting since 06'
post 1583902651 07-14-2019, 08:05 PM
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Originally Posted By Fozzy13⏩
A house is a place to live.

They shouldnt be viewed as an investment but can certainly be one.

Either way you need a place to live.

15k roof will last like 25 years.

Dryers can be had for a few hundred.
im one person i need like 100 square feet to live comfortably

everyone i know is in hardcore debt buying flashy homes and working their life away
Lifting since 06'
post 1583902981 07-14-2019, 08:11 PM
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Originally Posted By miscbrah44⏩
im one person i need like 100 square feet to live comfortably

everyone i know is in hardcore debt buying flashy homes and working their life away
true dat but not everyone wants to live in a room with a random couple.

However, if i could live in my own apartment for 600/month, iw ould do that instead of buying...but 600 cant even get a decent studio apt.
n4l
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post 1583903321 07-14-2019, 08:17 PM
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Mortgagecells don’t realize that rent and mortgage ain’t same

Rents cheaper. No property tax. No home insurance. No fixing broken ****. Inb4 “it’s built in” no it isn’t, not with the way most people buy houses.


So that extra $500 or whatever you save a month can go into ACTUAL assets that grow. Stocks, bonds, etc. while you pay for interest on a house that may or may not appreciate. Oh and if you lose your job you are royally ****ed


Just lol at being a home owner. Does it make sense in some cases? Yes

But if you have a 30 year mortgage, pay PMI, or any of that crap then lol you’re getting played
post 1583903431 07-14-2019, 08:19 PM
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Originally Posted By Fozzy13⏩
A house is a place to live.

They shouldnt be viewed as an investment but can certainly be one.

Either way you need a place to live.

15k roof will last like 25 years.

Dryers can be had for a few hundred.
Exactly this. It’s not an asset. It’s not making you money. You’re always going to pay for a place to live even when your mortgage is paid off. That roof, that new flooring, that remodeling job? You’re sinking money into an “investment” that more often than not is just a money sink compared to true investing
post 1583904441 07-14-2019, 08:38 PM
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Rentcel crew coping as usual.
Lurking since '05 - the days of VS gorilla/cloud/goku threads
post 1583904471 07-14-2019, 08:39 PM
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nah fooley..house>>>>>apt
post 1583904531 07-14-2019, 08:41 PM
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For long term considerations, Buying is almost always better than renting.

If you are going to be in a place short term...renting is better usually.
n4l
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r32gojirra
post 1583905141 07-14-2019, 08:50 PM
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#25
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Brb I own a condo. Bought it for 150k 3 years ago and now I could sell it for 200.
Brb made 50k
Brb its paid for
Brb taxes are only 1400$ and hoa is 100$ a month
Brb 2600$ a year to live by myself

Looking hard at rent cells paying off someone else's house
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What doesn't kill you makes you stronger.
I rape back (if you ask me to :P)
post 1583906971 07-14-2019, 09:24 PM
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Lucky OP is a ginger and will never have to worry about inviting a girl back to his place.
post 1583907071 07-14-2019, 09:26 PM
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Depends on how handy you are, and how much work you're able/willing to put into it yourself.


20's - 40's and too lazy/unskilled to keep the costs of house maintenance down - rent an apartment.

30's - 80's and too lazy/unskilled - rent a townhome

20's - 40's and able to handle the work of owning a home/enjoying it - buy a home.


Anyone buying a home over the age of 45 or so better be doing so while loaded enough to do minimal work to it. I love it now, but would probably rather die than start fresh with all the home improvement/maintenance stuff well into my 40's, let alone beyond that.
post 1583907701 07-14-2019, 09:43 PM
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you buy land not the house brah
post 1583907841 07-14-2019, 09:46 PM
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Originally Posted By meanstringbean⏩
Mortgagecells don’t realize that rent and mortgage ain’t same

Rents cheaper. No property tax. No home insurance. No fixing broken ****. Inb4 “it’s built in” no it isn’t, not with the way most people buy houses.


So that extra $500 or whatever you save a month can go into ACTUAL assets that grow. Stocks, bonds, etc. while you pay for interest on a house that may or may not appreciate. Oh and if you lose your job you are royally ****ed


Just lol at being a home owner. Does it make sense in some cases? Yes

But if you have a 30 year mortgage, pay PMI, or any of that crap then lol you’re getting played
more ppl are renting than ever
grant cardone doesnt own any of the houses he stays at
Lifting since 06'
post 1583907961 07-14-2019, 09:49 PM
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Shut up you idiot.
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