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Forum » Dave Ramsey brahs...
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Thread: Dave Ramsey brahs...

post 1611008911 07-18-2020, 07:31 PM
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#1
  1. LinuxJon
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Dave Ramsey brahs...

What would he say about my day trading?
480s / 370b / 495d / 235 x 2 SOHP

Trump 2020
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post 1611008951 07-18-2020, 07:31 PM
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#2
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Sell your car and cut up your credit cards.
post 1611008981 07-18-2020, 07:32 PM
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#3
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
  1. HMFIC_BROWSIN
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Based on ur debt threads, beans and rice 4 u.
post 1611009111 07-18-2020, 07:34 PM
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#4
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his head would probably explode
post 1611009201 07-18-2020, 07:34 PM
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#5
  1. ErnieMccracken
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Drive a 1998 civic, no debt, work 7 jobs until you die
post 1611009231 07-18-2020, 07:35 PM
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#6
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He'd probably start taking notes.
post 1611009341 07-18-2020, 07:36 PM
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#7
  1. LinuxJon
  1. LinuxJon
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Originally Posted By ErnieMccracken⏩
Drive a 1998 civic, no debt, work 7 jobs until you die
Lmao this sounds accurate
480s / 370b / 495d / 235 x 2 SOHP

Trump 2020
DeSantis 2024
Catbrah 2032

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post 1611009611 07-18-2020, 07:40 PM
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#8
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No clue
How much debt do you have
What’s your annual income
What’s your total monthly nut?
Dallas Cowboys

Lifted for 30 years

Ass > tits
No Debt Crew
post 1611009931 07-18-2020, 07:45 PM
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#9
  1. ErnieMccracken
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Originally Posted By LinuxJon⏩
Lmao this sounds accurate
He's such a blue pilled *******. Most wealthy people aren't wagecels working their fingers to the bone. They don't drive POS old cars and eat discount hot dogs for dinner every night so they can squirrel away a few extra bucks into mutual funds.

They take risk, use massive leverage, and collect assets to capture the output of wagecels. They worry about top line revenue 350x more than personal expenses.
post 1611010081 07-18-2020, 07:48 PM
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#10
  1. LinuxJon
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Originally Posted By ErnieMccracken⏩
He's such a blue pilled *******. Most wealthy people aren't wagecels working their fingers to the bone. They don't drive POS old cars and eat discount hot dogs for dinner every night so they can squirrel away a few extra bucks into mutual funds.

They take risk, use massive leverage, and collect assets to capture the output of wagecels. They worry about top line revenue 350x more than personal expenses.
Well yeah. But 99% of wealthy people aren't morons. Most of Ramsey's listeners are struggling to wrap their head around the basics. He's not trying to get them wealthy. He's trying to make sure they aren't getting their car repossessed and living on the street eventually.
480s / 370b / 495d / 235 x 2 SOHP

Trump 2020
DeSantis 2024
Catbrah 2032

Misc Firearms Crew
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Will sell wife's foot pics for watch/gun money crew
Definitely not a fed crew
post 1611010191 07-18-2020, 07:50 PM
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#11
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Originally Posted By ErnieMccracken⏩
He's such a blue pilled *******. Most wealthy people aren't wagecels working their fingers to the bone. They don't drive POS old cars and eat discount hot dogs for dinner every night so they can squirrel away a few extra bucks into mutual funds.

They take risk, use massive leverage, and collect assets to capture the output of wagecels. They worry about top line revenue 350x more than personal expenses.
Yeah but those people aren’t his target audience, he’s more geared towards regular earners who can use discipline to gradually build up seven-figure retirement accounts by the time they’re 60+

Even that’s pretty unusual, much less being a high earner with a diverse asset portfolio etc. Those people don’t need a Dave Ramsey, they need a good tax-focused CPA
post 1611010211 07-18-2020, 07:50 PM
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#12
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Dave ramsy sucks dk. Only peoole who follow him are poorcels convinced they’ll get rich
post 1611010451 07-18-2020, 07:55 PM
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#13
  1. EDcellent
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Debt is dumb, cash is king, and the paid off home mortgage has taken the place of the BMW.















ONE OF US. ONE OF US.
post 1611010631 07-18-2020, 07:58 PM
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#14
  1. savageoldman
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he would say you cant beat the market
post 1611010851 07-18-2020, 08:01 PM
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#15
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Originally Posted By ErnieMccracken⏩
He's such a blue pilled *******. Most wealthy people aren't wagecels working their fingers to the bone. They don't drive POS old cars and eat discount hot dogs for dinner every night so they can squirrel away a few extra bucks into mutual funds.

They take risk, use massive leverage, and collect assets to capture the output of wagecels. They worry about top line revenue 350x more than personal expenses.
well his target audience are people who think credit cards are free money and/or have no idea what interest is'

Some of his advice is not bad, like buying a used car, but his crazy anti-credit card mentality is really just catering to the people I've mentioned above. I can't even remember the last time I used cash to buy anything.
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post 1611011941 07-18-2020, 08:13 PM
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Originally Posted By ErnieMccracken⏩
He's such a blue pilled *******. Most wealthy people aren't wagecels working their fingers to the bone. They don't drive POS old cars and eat discount hot dogs for dinner every night so they can squirrel away a few extra bucks into mutual funds.

They take risk, use massive leverage, and collect assets to capture the output of wagecels. They worry about top line revenue 350x more than personal expenses.
You can't do that when you have 80k debt and make 50k.

His plan to get out of debt is the best out there. I used it. paid off 20k in one year. Debt free

Now his investing ideas are horrible. He's stuck in his mutual fund madness.

He does have one thing right though. Debt is slavery. Even if you become wealthy through utilizing leverage, your eventual best bet is to pay off everything. Too many people over-leverage which is why you see a lot of them file for bankruptcy. Don't be cash flow reliant forever.

But Catbrah is the last person to call Ramsey callers morons. Dude is the worst person with money on this forum lmao
post 1611019911 07-18-2020, 10:00 PM
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#17
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[QUOTE=VisionaryLarry post_id=1611011941]You can't do that when you have 80k debt and make 50k.

His plan to get out of debt is the best out there. I used it. paid off 20k in one year. Debt free

Now his investing ideas are horrible. He's stuck in his mutual fund madness.

He does have one thing right though. Debt is slavery. Even if you become wealthy through utilizing leverage, your eventual best bet is to pay off everything. Too many people over-leverage which is why you see a lot of them file for bankruptcy. Don't be cash flow reliant forever.

[b]But Catbrah is the last person to call Ramsey callers morons. Dude is the worst person with money on this forum lmao[/][/QUOTE]Wat?
480s / 370b / 495d / 235 x 2 SOHP

Trump 2020
DeSantis 2024
Catbrah 2032

Misc Firearms Crew
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Will sell wife's foot pics for watch/gun money crew
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post 1611020001 07-18-2020, 10:01 PM
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#18
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He’d ask you how much you spend on cats
Then tell you to eat beans and rice
post 1611020041 07-18-2020, 10:01 PM
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#19
  1. 8pieces
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Dave ramsey be like save 500k to buy a house in full. great financial decision.
post 1611021031 07-18-2020, 10:14 PM
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#20
  1. ErnieMccracken
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Originally Posted By irollurmom⏩
well his target audience are people who think credit cards are free money and/or have no idea what interest is'

Some of his advice is not bad, like buying a used car, but his crazy anti-credit card mentality is really just catering to the people I've mentioned above. I can't even remember the last time I used cash to buy anything.
Originally Posted By VisionaryLarry⏩
You can't do that when you have 80k debt and make 50k.

His plan to get out of debt is the best out there. I used it. paid off 20k in one year. Debt free

Now his investing ideas are horrible. He's stuck in his mutual fund madness.

He does have one thing right though. Debt is slavery. Even if you become wealthy through utilizing leverage, your eventual best bet is to pay off everything. Too many people over-leverage which is why you see a lot of them file for bankruptcy. Don't be cash flow reliant forever.

But Catbrah is the last person to call Ramsey callers morons. Dude is the worst person with money on this forum lmao
What is his plan? Isn't it just live like a peasant and get another job?
post 1611021781 07-18-2020, 10:26 PM
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#21
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He'd probably tell the average person not to fcuk with it at all. If you know nothing about it don't go all in
"You can trai as had as you want to, but witout the right fel supporting your training and recovery, you will never see the resuts that you should."-ron Man

Oh by the wy...Size f*ckng matters, in everything. Don't believe the hype. Size f*ckin maters. Size DOESN'T matter to peope who dont have any size, that's why they'r like "oh size doesn't mater". SIZE, GIRTH, THICKNESS, EVERYTHING. Its a game of inches in life..add up all those inche, Victory muthaf*cker!-Gre Pitt
post 1611022111 07-18-2020, 10:34 PM
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#22
  1. AgentSkyhawk
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Originally Posted By irollurmom⏩
well his target audience are people who think credit cards are free money and/or have no idea what interest is'

Some of his advice is not bad, like buying a used car, but his crazy anti-credit card mentality is really just catering to the people I've mentioned above. I can't even remember the last time I used cash to buy anything.
Dave's anti credit card approach is for 90 percent of people who have bad habits, and call in with their weird scenario with money(bought a 400k boat in South Dakota, how do we get out of debt Dave?)

Even his site, there's a paragraph that says if you use your credit card and you're on point, you're part of that small group of people who gonna be alright
"You can trai as had as you want to, but witout the right fel supporting your training and recovery, you will never see the resuts that you should."-ron Man

Oh by the wy...Size f*ckng matters, in everything. Don't believe the hype. Size f*ckin maters. Size DOESN'T matter to peope who dont have any size, that's why they'r like "oh size doesn't mater". SIZE, GIRTH, THICKNESS, EVERYTHING. Its a game of inches in life..add up all those inche, Victory muthaf*cker!-Gre Pitt
post 1611022221 07-18-2020, 10:36 PM
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Gordon Ramsey would say bring a pound of butter to a simmer. Drop a dozen cat turds into it. Finger licking good. Wash it down with a drink from a dirty toilet bowl
post 1611024501 07-18-2020, 11:24 PM
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#24
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Originally Posted By 8pieces⏩
Dave ramsey be like save 500k to buy a house in full. great financial decision.
lol there's no way he's that dumb...

Wait srs?
post 1611024981 07-18-2020, 11:36 PM
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#25
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He would have a stroke.
Rustling NPCs' jimmies without even trying crew

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post 1611024991 07-18-2020, 11:36 PM
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#26
  1. LinuxJon
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Originally Posted By GodlessWonder⏩
lol there's no way he's that dumb...

Wait srs?
He actually groups mortgage debt in with all other debt. "Hey Dave I'm 500k in debt- $490k on my home and $10k on a car"

"You're a reckless idiot to have that much debt"

Brb, ignore the fact that your home is different bc it's the only asset you buy with debt that appreciates in value

Brb, ignore the fact you'd be spending the same money on rent otherwise
480s / 370b / 495d / 235 x 2 SOHP

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Will sell wife's foot pics for watch/gun money crew
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