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Forum » When your Doctor asks you questions about your lifestyle
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Thread: When your Doctor asks you questions about your lifestyle

post 1676803283 02-08-2023, 03:11 PM
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When your Doctor asks you questions about your lifestyle

How much is communicated to your insurance company?

Those million questions they ask like tobacco products, drinking, etc…do they inform your insurance
post 1676803483 02-08-2023, 03:16 PM
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A doctor told me never admit you ever smoked, if you ever did.
post 1676803553 02-08-2023, 03:19 PM
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Originally Posted By redmelly⏩
A doctor told me never admit you ever smoked, if you ever did.
Really? Interesting
post 1676803613 02-08-2023, 03:20 PM
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Lie to your Doctor.

Problem solved.
post 1676803823 02-08-2023, 03:23 PM
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Originally Posted By Babayagawick85⏩
Really? Interesting
He said, "Yeah, don't ever tell a doctor you smoked, if you ever did, or your insurance rates will go up."

Now if a person is going to the doctor still smoking after a years and years long habit they will know without telling them. It will be obvious.
post 1676804373 02-08-2023, 03:32 PM
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Originally Posted By redmelly⏩
He said, "Yeah, don't ever tell a doctor you smoked, if you ever did, or your insurance rates will go up."

Now if a person is going to the doctor still smoking after a years and years long habit they will know without telling them. It will be obvious.
Thats what I figured

Like if you drank half a handle a day…insurance rates go up?
Smoked/smoking…insurance rates go up
Like how much on that checklist can make your insurance rates go up
post 1676804543 02-08-2023, 03:34 PM
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I tell my doc the truth. Sexual partners, drinking etc... he asked if I was on cell tech last time I went in, I don't think he knows what a cell tech user actually looks like...
post 1676805633 02-08-2023, 03:52 PM
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Life insurance companies will look into health info if you die and may not pay out the death benefit if you lied on their application and had other conflicting info in your medical history, etc.
ASOT Crew
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post 1676806453 02-08-2023, 04:05 PM
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Originally Posted By Shysty021⏩
Thats what I figured

Like if you drank half a handle a day…insurance rates go up?
Smoked/smoking…insurance rates go up
Like how much on that checklist can make your insurance rates go up
I just would never admit you ever smoked, if you did. I also wouldn't admit if you are a friend of Bill.
post 1676817483 02-08-2023, 07:35 PM
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Originally Posted By redmelly⏩
I just would never admit you ever smoked, if you did. I also wouldn't admit if you are a friend of Bill.
Mind blown that the insurance wouldn’t know if you tell the doc you’re a heroin addict or some chit
post 1676817593 02-08-2023, 07:37 PM
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Originally Posted By Shysty021⏩
Mind blown that the insurance wouldn’t know if you tell the doc you’re a heroin addict or some chit
I thought insurance companies send their own doctor to your house, takes blood, bp, weight, asks questions. I don't think they look through medical records. You'd have to send them, wouldn't you? But I don't think they ask for them since they want to do their own health check.
post 1676817823 02-08-2023, 07:41 PM
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Originally Posted By redmelly⏩
I thought insurance companies send their own doctor to your house, takes blood, bp, weight, asks questions. I don't think they look through medical records. You'd have to send them, wouldn't you? But I don't think they ask for them since they want to do their own health check.
You American?

You choose the doc that accepts your insurance
post 1676817913 02-08-2023, 07:42 PM
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When he gives a prostate exam and his finger just easily slips in there and you moan he's going to know you are gay too.
post 1676817963 02-08-2023, 07:43 PM
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I get a little nervous when he asks me about the last time I got pussy because the answer is never
post 1676818063 02-08-2023, 07:46 PM
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Originally Posted By Shysty021⏩
You American?

You choose the doc that accepts your insurance
Yes, American.

Health insurance premiums do not go up if you have, for example diabetes or another condition. I think that's against the law now*.

For life insurance, they do take into account pre existing conditions and lifestyle, and premiums do go up if you are considered a risk. Too risky and they won't even insure you.

*Under the Affordable Care Act, health insurance companies can't refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts.
post 1676818343 02-08-2023, 07:50 PM
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Originally Posted By MugenNSX⏩
I get a little nervous when he asks me about the last time I got pussy because the answer is never
Are you currently sexually active???



































post 1676818473 02-08-2023, 07:51 PM
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just about everything that isn't spoken "off the record" is being relayed back to them and will certainly be used against you going forward when it comes to them covering costs of medical care
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post 1676818573 02-08-2023, 07:53 PM
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I just checked and they can raise your premiums if you are a smoker.
They do not have full access to your medical history.
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