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Quick Navigation Bottom Misc
Forum » lol @ Canada and Canadian mortgage-cels
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Thread: lol @ Canada and Canadian mortgage-cels

post 1684299523 06-09-2023, 12:06 PM
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#1
  1. sooby
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lol @ Canada and Canadian mortgage-cels

https://myperch.io/homeowners/bank-o...ent-june-2023/

good luck with your runaway inflation and home ownership goals ladies and gentlemen!
positivity brah crew
dont take my posts too srs crew srs
JFL @ everything crew
lol @ tradies srs crew
BIG LOL @ sky tradies srs crew (RealAesthetic)
indian crew
living in clown world crew so screw it crew
anti-degen crew
post 1684299593 06-09-2023, 12:08 PM
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  1. cobhc
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Trudeau is probably the biggest piece of chit on this planet rn.
NEW YORK FOOTBALL GIANTS
RED BULL RACING
post 1684299763 06-09-2023, 12:11 PM
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  1. Destor
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Here's hoping rates comes down by 2026!
post 1684305473 06-09-2023, 02:00 PM
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#4
  1. sooby
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also, good luck with competing with 10 indians pooling their money together to buy a home!
positivity brah crew
dont take my posts too srs crew srs
JFL @ everything crew
lol @ tradies srs crew
BIG LOL @ sky tradies srs crew (RealAesthetic)
indian crew
living in clown world crew so screw it crew
anti-degen crew
post 1684305563 06-09-2023, 02:01 PM
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  1. tripod29
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Lol @ beavercels.
post 1684306683 06-09-2023, 02:21 PM
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#6
  1. viccruise420
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Im getting fukin WRECKED on my mortgage boys FUKKK!

Hate these azzholez, chit sucks, total ripoff
money, cars, clothes and hoes is all a miscer knows
post 1684307883 06-09-2023, 02:46 PM
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#7
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Originally Posted By benedetto27⏩
If enough millennials would just lose their jobs and stop demanding wage hikes (to try to keep up with inflation) they could stop the rate hikes!!1
I don't think we've even yet seen impacts from all the big wage negotiations that have been happening / still are happening

Before COVID, in my industry the plan was to claw back more money from people and now every union is signing contracts for like 15%+ of base wage increases over the next handful of years
post 1684308403 06-09-2023, 02:57 PM
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Originally Posted By ScrillaIsBake⏩
People made it seem like people were gonna foreclose everywhere, but when ppl can't afford their payments they end up selling and then some investor buys it up. Thus housing prices won't ever go down
Yea but if people stop buying groceries and paying for their utilities thats gotta bring inflation down, right??
money, cars, clothes and hoes is all a miscer knows
post 1684309063 06-09-2023, 03:05 PM
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#9
  1. CockSalesman
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Yes baby
post 1684309743 06-09-2023, 03:17 PM
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Originally Posted By ScrillaIsBake⏩
People made it seem like people were gonna foreclose everywhere, but when ppl can't afford their payments they end up selling and then some investor buys it up. Thus housing prices won't ever go down
If they can't make the mortgage payment how are they going to make the even more expensive rental payment?
post 1684309813 06-09-2023, 03:19 PM
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  1. WetCoaster
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So the prime rate is lower than the USA. What am I missing?
post 1684309903 06-09-2023, 03:20 PM
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#12
  1. saltypits
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Originally Posted By WetCoaster⏩
So the prime rate is lower than the USA. What am I missing?
You're kidding right?
post 1684310043 06-09-2023, 03:23 PM
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Originally Posted By saltypits⏩
If they can't make the mortgage payment how are they going to make the even more expensive rental payment?
live with 20 other people in a bedroom
positivity brah crew
dont take my posts too srs crew srs
JFL @ everything crew
lol @ tradies srs crew
BIG LOL @ sky tradies srs crew (RealAesthetic)
indian crew
living in clown world crew so screw it crew
anti-degen crew
post 1684310243 06-09-2023, 03:26 PM
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#14
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Originally Posted By saltypits⏩
You're kidding right?
Canada is 4.75 and the USA is 5.25.
post 1684310873 06-09-2023, 03:34 PM
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Originally Posted By WetCoaster⏩
Canada is 4.75 and the USA is 5.25.
but houses are 50% more expensive
post 1684311343 06-09-2023, 03:42 PM
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Interest rates may have gone up by .25%

But rents have gone up 60%

I know which boat I’d rather be in

Spoiler!
lol if you don’t own your home outright lmao

Rent from a bank you’re still a renter
post 1684311463 06-09-2023, 03:43 PM
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#17
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Originally Posted By WetCoaster⏩
So the prime rate is lower than the USA. What am I missing?
Location: Canada

w0t?

Don’t beavers get absolutely rekt with rate hikes due to variable rate mortgages? They’re mostly fixed murica but I thought Canada does mostly ARMs
Coincel
Florida crew (lol at coldcels)
post 1684312063 06-09-2023, 03:58 PM
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#18
  1. saltypits
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Originally Posted By WetCoaster⏩
Canada is 4.75 and the USA is 5.25.
Man you represent the typical idiot BC resident.
post 1684312833 06-09-2023, 04:12 PM
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Originally Posted By saltypits⏩
Man you represent the typical idiot BC resident.
And you represent the American and Alberta dumbass so we are even.
post 1684317283 06-09-2023, 05:09 PM
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Originally Posted By WetCoaster⏩
So the prime rate is lower than the USA. What am I missing?
Canadians refinance every 5 years. In the USA most locked in at godly low rates. Anyone who bought at peak market in 2020 is in for a blood bath in 2025 (or sooner if they went variable.

We haven't seen the effect of raises on inflation yet so expect increased rate hikes for about another year or two and people refinancing at 5% higher, srs. Great time to be a renter and kick back and watch the blood bath.
post 1684318083 06-09-2023, 05:21 PM
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#21
  1. Mark604
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Anyone who is renting in BC now will always be a renter unless your parents are gifting you the money. The housing will never crash to affordable levels so if you're renting with that in mind good luck boyos.
post 1684376703 06-10-2023, 05:05 PM
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#22
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lol canada

when will they learn
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