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Forum » What’s up with houses
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Thread: What’s up with houses

post 1685989353 07-06-2023, 08:07 PM
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What’s up with houses

Is this chit gonna crash or what? To buy a decent house in a part of my city I’d want to live in, it’s $1.5m. This isn’t a mansion and I’m in Texas.

So who is buying this chit? I make ~$200k with no wife or kids, and I’d still be spreading myself thin on that mortgage. If income statistics are to be believed, I make more than 95% of Americans.

Are people just eating ramen and not taking vacations to barely afford a house and always be a couple bad months from ruin or what?
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post 1685989583 07-06-2023, 08:12 PM
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Originally Posted By RagnarChadbrok⏩
Is this chit gonna crash or what? To buy a decent house in a part of my city I’d want to live in, it’s $1.5m. This isn’t a mansion and I’m in Texas.

So who is buying this chit? I make~$200k with no wifeor kids, and I’d still be spreading myself thin on that mortgage. If income statistics are to be believed, I make more than 95% of Americans.

Are people just eating ramen and not taking vacations to barely afford a house and always be a couple bad months from ruin or what?
Misc and redpillers will you have believing this is a good thing financially. Truth is, most living in these homes are bringing in dual income.
post 1685989843 07-06-2023, 08:17 PM
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Originally Posted By AngryLanklet⏩
Misc and redpillers will you have believing this is a good thing financially. Truth is, most living in these homes are bringing in dual income.
Yeah I hear you, it’s something I’ve considered lately. Combining finances with a girl who makes six figures would benefit me a lot financially

But I’m not sure the financial gain justifies just fuking one girl forever or the overall loss of freedom. Not hating on brahs it makes sense for, just not a good fit with my disposition
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post 1685989953 07-06-2023, 08:19 PM
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Ahhhhh, the misc. Where everyone is making 10k/day

I swear every poster ive seen on this forum claims minimum 200k/year. Everyones a doctor on the misc.
post 1685990013 07-06-2023, 08:21 PM
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Originally Posted By CanuckGame⏩
Ahhhhh, the misc. Where everyone is making 10k/day

I swear every poster ive seen on this forum claims minimum 200k/year. Everyones a doctor on the misc.
Get your money up not your funny up brah. You too can make it, it’s honestly not that hard
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post 1685990343 07-06-2023, 08:28 PM
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Originally Posted By RagnarChadbrok⏩
Get your money up not your funny up brah. You too can make it, it’s honestly not that hard
Take your own advice so that you can afford that house.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
post 1685990633 07-06-2023, 08:32 PM
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Originally Posted By RagnarChadbrok⏩
Get your money up not your funny up brah. You too can make it, it’s honestly not that hard
Miscer complaining he cant afford 1.5M house

Same miscer telling another miscer to get their money up.

L
O
L
post 1685990653 07-06-2023, 08:33 PM
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Originally Posted By Godfrd824⏩
Take your own advice so that you can afford that house.
1) true

2) even if you make $2m/yr I wouldn’t be mirin because you are morbidly obese and ugly
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post 1685990883 07-06-2023, 08:38 PM
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Originally Posted By RagnarChadbrok⏩
1) true

2) even if you make $2m/yr I wouldn’t be mirin because you are morbidly obese and ugly
Someone is cranky. Talk to your shift supervisor, see if you can pick up a few overtime hours.

I like the way I look, you think I'm ugly, I think I look good. These are subjective. What's not subjective is your financial situation. Lol.
Originally Posted By CanuckGame⏩
Miscer complaining he cant afford 1.5M house

Same miscer telling another miscer to get their money up.

L
O
L
Oof.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
post 1685990953 07-06-2023, 08:38 PM
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Originally Posted By CanuckGame⏩
Miscer complaining he cant afford 1.5M house

Same miscer telling another miscer to get their money up.

L
O
L
Lol’d too and set myself up for that one, but it’s just tongue in cheek brah

But seriously, something is wrong with this picture. So called financial experts say your housing expenses shouldn’t exceed 28% of your income. The median household is like $70k. For $1600/mo you can finance what, a shack in Kansas?
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post 1685991183 07-06-2023, 08:44 PM
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I don't think chit is crashing - if anything, it is back on the rise after a small dip.

My guess is big daddy gov is going to come in and offer incentives etc. Just don't see any other way this is sustainable.

We put an offer on a relatively modest home. With inflated home prices and high interest rates, and after a full 20% down payment, monthly mortgage would be $4k (that includes taxes, insurance etc). Remember back when youmade itif you are making $100K? With a $100k income, you would have about $2k left over (assuming you don't contribute a significant amount to your 401k) each month after paying your mortgage. With kids and family, $2k does not get you far at all. You will be scraping buy and not adding anything to savings.

Somethings got to give.
mo e
post 1685991243 07-06-2023, 08:45 PM
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No idea but I saw 10 houses for sale today
See you tomorrow
post 1685991503 07-06-2023, 08:49 PM
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Originally Posted By mulletwarrior⏩
I don't think chit is crashing - if anything, it is back on the rise after a small dip.

My guess is big daddy gov is going to come in and offer incentives etc. Just don't see any other way this is sustainable.

We put an offer on a relatively modest home. With inflated home prices and high interest rates, and after a full 20% down payment, monthly mortgage would be $4k (that includes taxes, insurance etc). Remember back when youmade itif you are making $100K? With a $100k income, you would have about $2k left over (assuming you don't contribute a significant amount to your 401k) each month after paying your mortgage. With kids and family, $2k does not get you far at all. You will be scraping buy and not adding anything to savings.

Somethings got to give.
Exactly what I mean. How is it possible to support a family on $2k/mo after housing expenses? That’s struggling status. The average American is struggling really hard if I’m not missing something here
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post 1685991533 07-06-2023, 08:50 PM
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i make 6 figures and cant afford a house
post 1685991823 07-06-2023, 08:56 PM
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Originally Posted By CanuckGame⏩
Ahhhhh, the misc. Where everyone is making 10k/day

I swear every poster ive seen on this forum claims minimum 200k/year. Everyones a doctor on the misc.
Yeah and everyone on the misc has amazing 9/10 HBB loyal to the core wives, and are retired before their 40's while spending the rest of their lives hanging out at country ciubs and on yachts. What else is new?
post 1689716863 09-07-2023, 10:39 PM
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Originally Posted By RagnarChadbrok⏩
Is this chit gonna crash or what? To buy a decent house in a part of my city I’d want to live in, it’s $1.5m. This isn’t a mansion and I’m in Texas.

So who is buying this chit? I make ~$200k with no wife or kids, and I’d still be spreading myself thin on that mortgage. If income statistics are to be believed, I make more than 95% of Americans.

Are people just eating ramen and not taking vacations to barely afford a house and always be a couple bad months from ruin or what?
These days, the property market can be extremely perplexing. House prices are rising all over; it's not only in Texas. In order to purchase houses, people are undoubtedly stretching their finances and perhaps sacrificing their lifestyle and holidays. High demand and low interest rates have raised prices. Competition is fierce since investors and people with large savings are also involved. It's a difficult scenario, and it might be difficult to find reasonably priced homes for sale in desirable neighbourhoods.
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