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Forum » About to spend 40% net monthly for rent...What do you spend?
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Thread: About to spend 40% net monthly for rent...What do you spend?

post 1452477793 07-12-2016, 11:49 PM
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#31
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I call bullsh*t.

So you all make 50K and then some huh?

Seems like you're lucky to make $30K starting out here...Area is rated as top 10 most demanded U.S. housing markets.

If I pay a 25% I will literally be a basement dweller in another house.
post 1452477833 07-12-2016, 11:49 PM
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#32
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25% of net

Little steep looking for something closer to 20% this fall
post 1452478043 07-12-2016, 11:53 PM
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#33
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Lol I pay 15%

Edit that 15% after taxes boyos

Skilled trade came out hs making 50k+ lol at white collar brahs that struggle to get 30k jobs
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post 1452478133 07-12-2016, 11:54 PM
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Seems like a lot of fake numbers in this thread so either people are lying or the people with real good jobs are the only ones replying or people live with like 2-3+ roommates lol.
post 1452478593 07-12-2016, 11:59 PM
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#35
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Originally Posted By SystemTrend⏩
Seems like a lot of fake numbers in this thread so either people are lying or the people with real good jobs are the only ones replying or people live with like 2-3+ roommates lol.
fukkin this I swear...

The pay rate has not increased with the cost of housing in my state. It's bullsh*t.
post 1452478713 07-13-2016, 12:00 AM
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#36
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The general guideline I hear is keep it under 30%, kinda hard these days and even then it's not like you're gonna have tons of disposable income. But I'm paying about 30% in Sacramento.
Originally Posted By Dirtylocks⏩
fukkin this I swear...

The pay rate has not increased with the cost of housing in my state. It's bullsh*t.
My friend had his rent jacked up$500in one month (bay area). I'm so jelly of apartment owners right now
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post 1452478803 07-13-2016, 12:01 AM
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#37
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I believe the "rule" is ~30-33% of gross.

Mine is right about there, but I'm definitely not staying long-term. If I spent what I'm spending now on a 2BR with a roommate I could have a pretty sweet situation.

Or obviously just get something cheaper.
post 1452479133 07-13-2016, 12:04 AM
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#38
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Originally Posted By TooAnabolic⏩
I believe the "rule" is ~30-33% of gross.

Mine is right about there, but I'm definitely not staying long-term. If I spent what I'm spending now on a 2BR with a roommate I could have a pretty sweet situation.

Or obviously just get something cheaper.
Yup gross, since landlords always calculate based off your gross income. Triple the rent is the general GI requirement.

Keep that in mind if you have alot of insurance/401k deductions from your check.
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post 1452483513 07-13-2016, 01:01 AM
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#39
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pre or post tax income?
post 1452483823 07-13-2016, 01:05 AM
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#40
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Das not it mane. My mortgage is like 25% of my take-home after taxes, insurance, 401k etc.
post 1452484453 07-13-2016, 01:13 AM
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#41
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Yeah mine is about 40% as well, but I got a few things bundled with it; Gym, internets and TV which I don't really watch. Plus it's in a nice secluded area away from pleb douches that want to fuk with my stuff. Plus no roommates.

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post 1452485223 07-13-2016, 01:24 AM
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#42
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I spend about 15.5% on net monthly

after taxes

I make around 70k before taxes
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post 1452485513 07-13-2016, 01:29 AM
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#43
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80% on mortgage.

But im 25 years ahead of a 28 year loan.
post 1452485563 07-13-2016, 01:29 AM
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#44
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Spend like 31% for 2 BR with garage in San Diego. 40% phuck day
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post 1452485623 07-13-2016, 01:30 AM
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#45
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About 20%...
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post 1452485693 07-13-2016, 01:31 AM
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#46
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30%, but I'm on dat broke grad student time and this was the cheapest place I could find that wasn't in the ghetto
post 1452486333 07-13-2016, 01:44 AM
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#47
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Originally Posted By garrettgar⏩
15%

Rent is $1150 per month but building a house & the mortgage will be $2000 per month
Mirin' income!
Do you actually have some brain?
post 1452486893 07-13-2016, 01:57 AM
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#48
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dang.

I am paying like 47% after taxes, and all my other deductions.

2k 1 bedroom.

Getting raped really.
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post 1452487593 07-13-2016, 02:16 AM
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#49
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15% but about to moving into a house where the mortgage will be around 20%
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post 1452488853 07-13-2016, 02:40 AM
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#50
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40% is dumb.

I pay no rent and have no mortgage, own my house outright - because I wasn't dumb enough to spend 40% on rent when I was young.
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post 1452489703 07-13-2016, 02:53 AM
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#51
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15%
post 1452489873 07-13-2016, 02:56 AM
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#52
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28% of Net Income
18% of Gross Income

I'd hate to pay much more than that on just my mortgage.
post 1452490363 07-13-2016, 03:06 AM
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31% here, renting a small room in a pretty average house. Man I hate living in a high cost of housing city. For me to rent a 400square foot 1bed apartment would be 66% of net. Feelsabadman
post 1452491133 07-13-2016, 03:26 AM
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#54
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Originally Posted By SystemTrend⏩
Seems like a lot of fake numbers in this thread so either people are lying or the people with real good jobs are the only ones replying or people live with like 2-3+ roommates lol.
It's the same with income threads.....think people gonna be like ya I make 24k a year? No, you gonna get the people who make good money posting.

Also have to take in account where people live though, i live in SC and we've seen some crazy growth over the last few years so although housing prices have gone up you can still rent pretty cheap depending where you want to live.
Brb $700 a month 2 bedroom 1100sqft townhome 3 minutes from work because I live in a ****ty area that is a quick drive to everything
post 1452500323 07-13-2016, 06:08 AM
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#55
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this
post 1452500933 07-13-2016, 06:15 AM
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#56
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Originally Posted By SystemTrend⏩
Seems like a lot of fake numbers in this thread so either people are lying or the people with real good jobs are the only ones replying or people live with like 2-3+ roommates lol.
Literally read hundreds of miscers who are recent college grads or only 21 claim they are making 100k+. Just lol.
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post 1452501123 07-13-2016, 06:17 AM
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#57
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5% goes towards my mortgage payment, not rent.
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post 1452501633 07-13-2016, 06:23 AM
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#58
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Originally Posted By KoCorl⏩
I pay 1200 a month so like 20-25%

Sucks but that's the cost out here eh
u make 5k / mo? @ 22?


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post 1452502943 07-13-2016, 06:37 AM
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Crazy number ITT.

Gross Income = 20%
Net Income = 26%

Even with my rent, I easily live off of 50% of my net income and bank the rest of it.

I thought I was doing good until I read the posts ITT lol.
post 1452504013 07-13-2016, 06:49 AM
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#60
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I spend under 20% to have a roommate, a little over 25% if I wanted my own place. It was a tough decision, but I'm glad I went with a roommate. Pocket extra, and we get along fine.
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