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Forum » As soon as corona is over, I am joining with my flatmates to screw over our landlord.
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Thread: As soon as corona is over, I am joining with my flatmates to screw over our landlord.

post 1602579881 04-15-2020, 09:59 AM
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#31
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Originally Posted By samsbolton⏩
1. It’s mortgage fraud, pretty srs. There’s a degree of trust here that the owner has broken with the lender. If I was the bank I’d make him sell, not ‘work something out’

2. If their rents were lower you can’t show the tenants knew it was because he didn’t have a license. Irrelevant

3. Sounds like 3 separate agreements, 1 guy breaking his shouldn’t affect the other two at all

All that said, I’m pretty sure renters are protected from eviction right now during covid. Not looked don’t know
All of this^


Btw,UPDATE

The lovely borough of Tower Hamlets confirmed that not only he does not have HMO, but he also does not have a licence to rent it out.

So since the landlord has mentioned mortgage before, he definitely has one. But it is not a buy-to-let mortgage, so he is registered as living in the property he is renting (he lives elsewhere).

This guy is in a lot of trouble.

@Aristotelian

3 separate leases, sorry it got lost.

What my solution was it is to give more time by giving extra funds. Me and the other stable guy signed our separate contracts on first of August. We already paid him on 1st of April for April and we suggested that when we pay him for May we would pay him for both May and June in advance, even right now we can do that.

Obviously me and the other guy don't lose anything from this we are just giving the household more time essentially however we can just. All to diffuse tensions - I am not a piece of **** unlike the pretentious subhumans negging me.
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post 1602580201 04-15-2020, 10:02 AM
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#32
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Originally Posted By samsbolton⏩
Since you are near London, our of interest, is the LL by any chance Asian? Just wondering..
WTF, yes.

Tell me the trend.

Also, I wanna go to this dude's family house anyway. So I am not big on staying. Not big on being a squatter either due to emergency tenancy law. What I am VERY BIG on, however, is a greedy landlord who is dodging multiple tenancy laws to gain everything he can and THEN tries to skin me and other paying guy to cover for some third guy we have no relation to.
communist until you get rich
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atheist until the plane starts falling
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muslim after you get married
post 1602580461 04-15-2020, 10:05 AM
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didn't read lol

he should get paid the amount for the entire apartment
go no contact NOW
post 1602580871 04-15-2020, 10:11 AM
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Sometimes people have a little bit of power and think they're untouchable. If you operate with that mindset and want to flex on people you better be unassailable in your position.

Let him have it OP. Dudes an idiot, a kunt, and this will be a good life lesson. I would do it and let the chips for where they may.
post 1602580961 04-15-2020, 10:12 AM
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Originally Posted By Anachron⏩
You were fine with the guy breaking the law until he tried raising your rent - this was more than likely due to cheaper than normal rent. You are a "piece of ****", you just don't see it because it benefitted you.
But he is raising it unreasonably to cover some emergency bull****.

And btw for what is worth, I only knew from last month as I am the youngest tenant and the least experienced (first tenancy). So I did not know it for the first 5 months of tenancy.

Doesn't matter, this is about this corona virus **** + me and the other stable bloke suggested paying 2 months of rent in advance to make him not miss a mortgage payment.

His mortgage payment can also be covered only by me and the other stable bloke's rent btw BECAUSE THE BANK DOES NOT KNOW THAT HE IS DOING **** THAT IS NOT SUPPOSED TO DUE TO LICENCES AND MORTGAGE RESTRICTIONS.

The en-suite room used to be a living room and when you convert that you also need to declare that to the bank with the mortgage.

I see your point but just lol at me being in the same boat morally as him. Just lol.
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post 1602581811 04-15-2020, 10:23 AM
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#36
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Originally Posted By Anachron⏩
You were fine with the guy breaking the law until he tried raising your rent - this was more than likely due to cheaper than normal rent. You are a "piece of ****", you just don't see it because it benefitted you.
Honestly op is in the right here.

I have a tenant who gets super cheap rate off me not because I'm breaking any laws, but because I've basically forgotten to put the rent up, and he isn't any trouble anyway. If he was on the phone every 5 minutes I'd make him pay more. Especially around London rents vary enormously since they've gone up so much so quickly and a lot of landlords are accidental, inheritance etc and don't really give a hoot what the property nets them
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post 1602581841 04-15-2020, 10:23 AM
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Originally Posted By Anachron⏩
Ok, in the OP you made it sound like you knew all along...

My point was, he's scum, but you don't have to be. Fly by night landlords like him deserve to get caught, but do it because it's the right thing to do, not because it's "revenge" or "getting even".
Tbh, even if I knew all-things tenancy and I knew from the get-go, my point is still valid.

I tried to not be an ******* by offering to pay 2 months in advance so that he can have more availability of funds right NOW. I didn't have to offer this - I could be made redundant tomorrow for any reason but I still offered that banking on the fact that it wouldn't happen - so I take on some risk to diffuse tensions from a dispute that is not directly related to me. LMAO
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post 1602582221 04-15-2020, 10:28 AM
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Originally Posted By atgbrahsrs⏩
WTF, yes.

Tell me the trend.

Also, I wanna go to this dude's family house anyway. So I am not big on staying. Not big on being a squatter either due to emergency tenancy law. What I am VERY BIG on, however, is a greedy landlord who is dodging multiple tenancy laws to gain everything he can and THEN tries to skin me and other paying guy to cover for some third guy we have no relation to.
I've worked and lived around London for 20 years, meet a lot of people. Can't really answer the first part any further without copping a ban lol

Yes, he is greedy and frankly a scumbag. Given what you know you should be negotiating down, not up. I wouldn't really get involved with the other tenant beyond researching the covid rules for him, srs.

edit, don't know how rolling contracts work but you'll find you have certain rights as a tenant anyway. Id look into it. No idea why you are offering an extra months rent in advance, fuk that. He fired the first shot.
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post 1602583101 04-15-2020, 10:40 AM
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No worries OP, not everyone here is a landlord nuthugger. Usually I'm on the side of the landlords because tenants are crybabies but seems like you got the wrong end of the stick here.
post 1602584061 04-15-2020, 10:52 AM
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#40
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Originally Posted By Anachron⏩
I agree he's in the right. But his motive seemed to be wrong. Scroll up for a follow up post from me.
I agree that I came off a bit like that but that is because rattled me pretty bad with this increase to cover bull****. After I suggested an inconvenience for me to pay in advance just to avoid two fat people, both boomers, having a fistfight in the kitchen where I cook next time they have an argument.
communist until you get rich
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post 1602584391 04-15-2020, 10:56 AM
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Rent free
post 1602584781 04-15-2020, 11:01 AM
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#42
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Originally Posted By Anachron⏩
Yeah, it's all good brah. I misunderstood, I thought you knew all along.
And again, even if I did, what I did was to continue the mutually beneficial peaceful stuff - by offering 2 months of rent in advance to help the landlord out so that he stops bugging my flatmate constantly, which only made everyone stressed out.

But no, he wants his money now, now, now, now.



IDK why this guy didn't do everything according to tenancy laws to avoid all risks.

Let's assume there was no corona and no disputes. For all he knows, if we were 3 knowledgeable kunts, we could have still screwed him over with snitching to the council to live rent-free.
communist until you get rich
rightwing until financially secure
atheist until the plane starts falling
slootist until you get married
muslim after you get married
post 1602584971 04-15-2020, 11:03 AM
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All the people in this thread siding with the land lord are hilarious. Dont be a dick and flex on people if you are in a vulnerable position. Its setting yourself up to get nailed and you literally can only blame yourself for allowing yourself exposure like that.

Give it to him OP, dude has some comeuppance looming.

It would be like not paying full taxes and then telling an IRS agent to go phuck himself over the phone. Who would side with the guy starting trouble if he got audited? SMH.
post 1602589071 04-15-2020, 11:52 AM
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#44
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Its ok to be a hardass landlord any other time than this. He dun goofed.
post 1602589591 04-15-2020, 11:59 AM
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Originally Posted By Anachron⏩
Who would take his house away?
You know...they.
post 1602589761 04-15-2020, 12:02 PM
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Fuk this type of landlord.

Hope he financially ruined.

Can you be banned from renting?
post 1602589771 04-15-2020, 12:03 PM
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Originally Posted By atgbrahsrs⏩
just wait if he has a mortgage on it, they will take the house away and his credit is ruined

now back to milking cows you !
he probably has a savings account unlike your bum flatmate
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post 1602589861 04-15-2020, 12:04 PM
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UPDATE

I found out this guy works at a bank in Risk LOL. Operations of a flat like that with no HMO = criminal offence.


Which in terms means sackable offence.


I am on the fence now srs. This might affect him a lot.
communist until you get rich
rightwing until financially secure
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slootist until you get married
muslim after you get married
post 1602590051 04-15-2020, 12:05 PM
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Originally Posted By atgbrahsrs⏩
UPDATE

I found out this guy works at a bank in Risk LOL. Operations of a flat like that with no HMO = criminal offence.


Which in terms means sackable offence.


I am on the fence now srs. This might affect him a lot.
Yeah, I wouldn't ruin the guys life over it. He sounds like a real idiot though.
post 1602590321 04-15-2020, 12:09 PM
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ITT Boomers are rustled

He needs to be taught a lesson.

At least make him get on his knees and beg for forgiveness

Emasculate the greedy mutherfuc*er
post 1602590331 04-15-2020, 12:09 PM
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Originally Posted By letshavebabies⏩
didn't read lol

he should get paid the amount for the entire apartment
Perhaps, but it's not the responsibility of the other two to make up the rent for the one who cannot pay... they each have their own contracts. They are unconnected parties.
post 1602590361 04-15-2020, 12:09 PM
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Originally Posted By Frank
Yeah, I wouldn't ruin the guys life over it. He sounds like a real idiot though.
Yeah I hate the guy but you should probably reach a compromise. He probably got a family to feed and just said some stupid things in the heat of the moment.
post 1602590821 04-15-2020, 12:15 PM
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Originally Posted By atgbrahsrs⏩
UPDATE

I found out this guy works at a bank in Risk LOL. Operations of a flat like that with no HMO = criminal offence.


Which in terms means sackable offence.


I am on the fence now srs. This might affect him a lot.
Report it.

You have a moral duty as a citizen to report crimes like this. If you don't he'll screw over more people in the future.

He knew the risks when he did this and he clearly didn't give a **** about pushing you under the bus.

Is he also doing this to pay less tax? As much as I dislike paying tax, we are all paying our unfair share whilst he is not.

He should be held accountable and you'll be doing an incredible disservice to society if you don't report this.


Negs for life if you don't report.
post 1602592641 04-15-2020, 12:35 PM
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Originally Posted By MattBro95⏩
Report it.


Is he also doing this to pay less tax? As much as I dislike paying tax, we are all paying our unfair share whilst he is not.
1. Telling the bank that he is converting the mortgage to buy-to-let so they can adjust percentages for the increased risk.

2. He has to additionally pay a few thousand to get the licence and then extra council tax.
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post 1602593071 04-15-2020, 12:41 PM
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Originally Posted By atgbrahsrs⏩
1. Telling the bank that he is converting the mortgage to buy-to-let so they can adjust percentages for the increased risk.

2. He has to additionally pay a few thousand to get the licence and then extra council tax.
Dude, this guy is having a laugh. You need to report this.

You also shouldn't pay the additional 30%. He can't just make a unilateral change to your tenancy agreement. Tell him you are not paying it and if he wants he can give you your notice (so long as you definitely have a back up place to go).
post 1602593441 04-15-2020, 12:46 PM
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Originally Posted By atgbrahsrs⏩
1. Telling the bank that he is converting the mortgage to buy-to-let so they can adjust percentages for the increased risk.

2. He has to additionally pay a few thousand to get the licence and then extra council tax.
As I’ve said, I don’t think the first bit will happen. They will annul his mortgage and he will have to sell. They may very well involve plod as well, especially if they are exposed on the price of the asset, which is very likely given the state of the market.

A bank sacked a fund manager for dodging his train fare a while ago. Employers don’t fuk about if it makes their company look bad, and being a slumlord who dodges laws/tax/good practise is certainly doing that.

I’ll say again.

DONT get in any way involved with the guy who can’t pay.

DONT tell the bank, he will have to sell, you’ll have to look for a new place and if he’s bankrupt he’ll possibly kill you

DO make sure of your facts, then very simply say you want a rent freeze for the time being. Also make him pay for a new power shower, washing machine, 80” flatscreen, whatever.

He is in a VERY bad negotiating position. You aren’t screwing anyone else over other than him, and he deserves it.
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post 1602594051 04-15-2020, 12:55 PM
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Originally Posted By atgbrahsrs⏩
cliffs

- 3-guy flatshare, separate contracts
What kind of poverty ****gy set up is this? 3 dudes living together? Do you guys cuddle and watch romantic comedies together?

Negged
post 1602595101 04-15-2020, 01:06 PM
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Originally Posted By samsbolton⏩
if he’s bankrupt he’ll possibly kill you
brb killed by the Triad
communist until you get rich
rightwing until financially secure
atheist until the plane starts falling
slootist until you get married
muslim after you get married
post 1602596611 04-15-2020, 01:21 PM
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Originally Posted By Anachron⏩
And now we are advocating for blackmail.
Karma
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post 1602600641 04-15-2020, 02:11 PM
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#60
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Originally Posted By samsbolton⏩
As I’ve said, I don’t think the first bit will happen.
You were right, spoke to a solicitor friend who said depending on bank this is kind of like mortgage fraud.
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