stayed at home after graduating for a year so i could actually buy a house rather than get cucked by some landlord

I spent my 20s moving in and out of my parents place multiple times. The reality of trying to stay out of living with parents in NYC was brutal. Often at the mercy of roommates. Trying to save a down payment for a $500k studio was brutal. At one point I made an impulsive decision to buy a 3BR rent controlled apt, occupied by a tenant with cancer. Thought was, I'd have a 3br NYC apt for $50k. Just gotta wait for someone to croak. 10 years later the tenants still alive, and walking 4 flights of stairs without issue. I'm too scared to calculate how much money I've lost (still losing) on that apt thanks to the tenant only paying $524/month. This year I got to watch the property value of an apt in the same building that's no longer rent controlled, dropped $70k on asking price.

I did eventually move out permanently. Had to leave NYC to do it.

It took me 3 years after college to find my passion.
Went from psychology major to full front end developer

You do G4P and fraud that your father's cars are yours though brah. Maybe you should have stuck to psych to figure out why you are such a homosexual ******* instead.

As long as you're contributing rent, chores, abiding by their rules, doing your own laundry **** like that.. I don't see a problem.. Especially if your parents are old & you're helping them with health care. If you're in your late teens / early 20s and you have a great family that doesn't mind you staying (as long as ^ those parameters are met) I say go for it man, save that $$$$$ to buy a nice house/condo/land etc

However if you're in your 20s/30s etc and you're just mooching like goon... I have some bad news for you.

If you can’t live on your own as an adult, usually 18 years of age, you need to question your existence.

Too many pussies these days.

Cheers

I don’t need some ugly dude trying to tell me what’s reality or not.
You can try to cope but reality is I’m much smarter then you will ever be boy.

This is the language of someone with severe issues of self-worth and self-image.

Please seek professional help before you snap and go supreme gentlemen brah, ded srs.

Filthy mortal you really can justify any actions can’t you?
When someone appears to be more successful your feeble human mind builds a barrier to make yourself feel better.
The truth is there are 1%s out there.
Some are more hidden, some are not.
But something you will learn today, mr. TomHanks is that ghost stories are real.
You can try to block out the truth with false narratives but the fact is. What I say is truth, in fact I made something for you... and I think you’ll like it.
It is a very adequate perception of who you are as human being. I hope you like it Ningen.

https://imgur.com/a/LFBRlIX

I stayed at home until I was 26, then I got an apartment, and now I'm looking to buy a house. I had no debt whatsoever since I got a full ride, and I was really just saving money for a house. I would wake up, drive to work, work, drive home, go to the gym, come home, eat dinner, 2 hours to myself, and then bed. So in reality I was spending like 3-4 non-sleeping hours at my house during the weekday at home, and the rest of the time I was out and about. It didn't justify getting my own place when I barely would spend any time there. On the weekends I did some projects around the house and I would go hang out with friends. Then COVID hit and housing prices went up, but apartment prices plummeted. I was able to get a ridiculously nice apartment where I work for dirt cheap. So I'll stay here for the year and if the market evens out a little bit I'll buy a house, if not I'll stay in the apartment.

The only downside to living at home is that bringing chicks home can be annoying. Like you're 25 and you're worried your little sister is going to walk in and see you smashing some chick lol. But most of the girls I dated/FWB'd were actually pretty cool with me living at home because it made sense. There were a couple who denied me off the bat because I "lived at home" still, but their visions didn't line up with mine, and I was cool with it. If you're 21, graduated college in debt, get a low paying job, and get an apartment that is more than 30% of your income, you're an idiot. Better off sukking the peen early on, live at home, save up money, pay off your debts, and then get out.

It's all about living within your means and I've saved over $150k alone just by living at home for those 4+ years. Once you move out you obviously need to pay rent, utilities, food, furniture, cleaning supplies, miscellaneous stuff like soap and laundry if you have a washing machine, blah blah blah. So for me all those costs didn't make sense to me. I moved into a fully furnished apartment with some chick who needed a roommate. She was hesitant at first having a dude living there, but since I like never spend any time there she doesn't care and now we're friends. She wanted to re-up the lease but her former female roommate left because she got fired, and then the landlord dropped their rent a ton to get them to stay. Instead of driving 40 minutes to work now, I legit walk like 5 minutes down the block.

But if you live at home, with no job, no girlfriend, no school/classes, and no ambitions, then you are just LDAR Crew and that's pretty pathetic. I know people who lived at home until they were 32 with a wife and kids and who are doing great. I also know people who are 32, living at home with no one and no job, and are just rotting away. Living at home was great for me honestly, I had a massive house, massive room, food always made, washing machine always available, huge backyard, etc. I was helping fix up the house too and just cleaning a lot of stuff. I also have a semi-offer on the table to buy my house out from my parents, which would be pretty solid, but I'm not betting on it. I would still live at home if this apartment didn't pop-up out of nowhere. I was checking just for chits and gigs, and sure enough it was right where I worked.

You're a failure of a parent if you don't want to help or want the presence of your child past 18. You can still teach the value of money and financial responsibility while also giving them a slight edge over parents who accidentally had their kids and can't wait to get rid of them. If they want to leave early due to maybe study/work reasons abroad then sure, but they should always have a choice for a home base.

Hahah that's me im 32 with no house and 2000$ in bank account.

people still asking this like 2008/2009 and 2020 didnt happen.

It used to always be you were a loser if you were still at home but thats because it was easier to make it even in the 90s out on your own.

If your job is in the same area as your parents place, even if you can afford to live on your own, it makes sense to save up a few years and put away savings and get retirement going. It takes money to make money. If you can build up a solid networth in your early years it will really benefit you in the future.

This isn't about helping your children, it's about coddling them and not getting prepared for the real world - when mom & dad aren't around.

If you live at home to either: i) save money; ii) pay off debt; or iii) finish school, then that's fine. But kids seem to blow their money on all gadgets, toys, and trips as they see fit. There's no financial responsibility, as their parents still front all the fixed costs (mortgage, food, insurance, etc.)

It stunted my growth living at home. I didnt save money. I was to pussy to leave. I have to struggle to grow, I'm one of those that needs to just be thrown out there.

As others have mentioned, imo its largely contingent on whether the person is actually trying/working towards something/whatever or whether they are being a bum or chasing some silly/delusional dream while mooching off their parents.