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Forum » I bought my expensive 700k home that’s worth 300k if I tried to sold now.
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Thread: I bought my expensive 700k home that’s worth 300k if I tried to sold now.

post 1669433583 10-13-2022, 04:13 PM
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#31
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You notice how rentcels also make threads about how leasing a car is superior to buying a car?


Oh, that's because its not, so they don't. Owning is the superior option a good majority of the time,


Just.

like.

Real estate
post 1669433733 10-13-2022, 04:15 PM
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#32
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Originally Posted By coast2coastam⏩
Since when are most people intelligent, or better yet, driven by common sense? Have you been asleep for the last 2 years?
miscers who own homes are intelligent for the most part which is the targeted audience of this thread i assume....
Originally Posted By N0stradamus⏩
Why so emotional?

What flyover state are you in that a house only costs $225K?
Austin, Texas, try harder
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post 1669434163 10-13-2022, 04:22 PM
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#33
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Originally Posted By Jestbrah⏩
miscers who own homes are intelligent for the most part which is the targeted audience of this thread i assume....



Austin, Texas, try harder
When you can buy a house in LA or San Diego I'll be impressed, until then chill, no need to get emotional over a discussion...
Everything I post is satire.
Tricknology Grand Master.
post 1669436393 10-13-2022, 05:09 PM
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#34
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Originally Posted By N0stradamus⏩
When you can buy a house in LA or San Diego I'll be impressed, until then chill, no need to get emotional over a discussion...
This. Imagine showing off about owning some shack that isn’t New York or la lol
post 1669436493 10-13-2022, 05:12 PM
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#35
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Originally Posted By N0stradamus⏩
When you can buy a house in LA or San Diego I'll be impressed, until then chill, no need to get emotional over a discussion...
why would i buy a house in LA or San diego with a Texas based income?

you do realize income is relative to where you live correct? This is why people in LA who make 200% more for the same jobs in many other states, spend more, it isnt because they are "better" or "more advanced" you just live in a higher cost of living area with an adjusted income.

Dont flatter yourself.
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post 1669436743 10-13-2022, 05:17 PM
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#36
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Originally Posted By GeezersPalace⏩
But it’s ok boyos I’m locked in at 3 percent. Lol lol

No mention they mention that inflation has gone up 30 percent.
No mention thus I’m now an incel and have to take some fat 3 kid single mom out on dates
No mention that I have maintanance costs, Karen HOA costs.
No mention that these brand new builds are designed to be knocked down in 10 years.

I’ll keep rentchadding in the city, I smashing tight. Single global pussy

Anyone who bought in past 2 years got scammed good.












Originally Posted By leafs43⏩
Always Neg Back Crew.
post 1669436843 10-13-2022, 05:19 PM
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#37
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up 455k (Redfin nonsense) since purchase in 2017. Using last 30 day sales, and knowing my neighborhood, easily sell for 700K profit. OC does not lose value.

Costa Mesa CA
post 1669437003 10-13-2022, 05:23 PM
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#38
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That 10-20% down-payment could be used to invest and make you more money in the stock market, stupid mortgage cells lawlss. The stock market over 100+ years has done better than real estate fools.
GAINS, GAINS, More GAINS
post 1669437353 10-13-2022, 05:33 PM
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#39
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"The ones who don't have options are the buffoons who got pressured by their wives to take a mortgage they can't afford because the wife was FOMOing during the pandemic..... and with layoffs, energy price increases and property tax bills incoming, their time is ticking..."


This, 1000%. Not a rencel, and not a mortcells either.

Mortcells are fukked. Big time. Rentcells are as well, but nowhere near as bad.

If you don't literally own your own land outright, now, you're fukked.

I could get fired tomorrow, and never have a real job other than Walmart old man greeter ever again, just to pay my property tax, and be good.

McMasion tards are going to start suiciding here soon. Bet on it.

Because Becky talked you into that granite counters kitchen. Lol. Lol.
The individual has always had to struggle to keep from being overwhelmed by the tribe. If you try it, you will be lonely often, and sometimes frightened. But no price is too high to pay for the privilege of owning yourself.
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post 1669437953 10-13-2022, 05:50 PM
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#40
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Originally Posted By Hussar1⏩
"The ones who don't have options are the buffoons who got pressured by their wives to take a mortgage they can't afford because the wife was FOMOing during the pandemic..... and with layoffs, energy price increases and property tax bills incoming, their time is ticking..."


This, 1000%. Not a rencel, and not a mortcells either.

Mortcells are fukked. Big time. Rentcells are as well, but nowhere near as bad.

If you don't literally own your own land outright, now, you're fukked.

I could get fired tomorrow, and never have a real job other than Walmart old man greeter ever again, just to pay my property tax, and be good.

McMasion tards are going to start suiciding here soon. Bet on it.

Because Becky talked you into that granite counters kitchen. Lol. Lol.
typical "everyone is fukked but people like me" mentality, GRTFO with this nonsense

plenty of people have fixed mortgages and solid careers with a decade+ in who bought well within their means.
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post 1669439223 10-13-2022, 06:20 PM
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#41
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Lol. Was tired of renting and dealing with azz hole neighbours. Bought a house that was half of my rent. Even if interest rates go way up I’m still paying less. And I have my own space on a nice private rural lot.

Lol @ thinking I need to sell ever. Single family homes here rent for 2k+ can always rent it to some rent cuck and make 1300 a month on top of paying the mortgage


BRB buying is such a bad idea though
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Lurked in 2011,12,13 and can’t believe what happened to the misc



Rip Zyzz
post 1669439243 10-13-2022, 06:21 PM
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#42
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Originally Posted By Jestbrah⏩
typical "everyone is fukked but people like me" mentality, GRTFO with this nonsense

plenty of people have fixed mortgages and solid careers with a decade+ in who bought well within their means.
If Putin dropped a nuke on Ukraine tomorrow, you'd be completely fukked.

We're about 5 mins away from a legit depression, without all the foreign chit going on.


Solid career! I'm safe from everything!

Lol...sure.
The individual has always had to struggle to keep from being overwhelmed by the tribe. If you try it, you will be lonely often, and sometimes frightened. But no price is too high to pay for the privilege of owning yourself.
Friedrich Nietzsche
post 1669440303 10-13-2022, 06:41 PM
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#43
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Originally Posted By Hussar1⏩
If Putin dropped a nuke on Ukraine tomorrow, you'd be completely fukked.

We're about 5 mins away from a legit depression, without all the foreign chit going on.


Solid career! I'm safe from everything!

Lol...sure.
if this society was geared towards only making it livable for people who outright owned their homes there would be a massive revolution breaking out and we would be at war and you would have to fight to defend your home from your own country.

Your presumptions of the future are significantly flawed and/or extreme leaning.
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post 1669440403 10-13-2022, 06:43 PM
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#44
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Originally Posted By kengriffeyjr24⏩
Wow, didn't know only 8% of my payment goes to the bank and 82% goes straight to equity.

Can someone confirm how that work? Would love to see the mortgage amortization schedule that proves this! Exciting news.

Also, didn't know I had to pay 50k in closing costs to rent my place and another 6% of value when I want to move out.
Watch out boys.....this guy is going to invest HUNDREDS of THOUSANDS whent he market crashes.
post 1669440723 10-13-2022, 06:47 PM
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#45
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"Tried tosoldnow"

Low IQ rentcel.
post 1669445353 10-13-2022, 08:53 PM
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#46
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Dunno why you guys are arguing over which way of wasting money is better.


Two sides same coin


The real cuckening is govt property taxes. Stupid fgts gonna take chit away we finished paying for free and clear, cuz we can’t pay rent to be “citizens”. Which means watch an incompetent chit for brains govt trample our rights.

But I got to keep paying them for the privilege of being allowed to own my land and property. While they repay me by trying to strip my rights and sabotage the workings of the country for the few who decide to pay them a little extra on the side.

Fuk I’m all worked up now.
post 1669445473 10-13-2022, 08:57 PM
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#47
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misc is low iq with a conservative tilt, with heavy recency bias especailly with real estate. what do you expect from a forum filled with 30 year old boomers
post 1669445513 10-13-2022, 09:00 PM
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#48
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Why does anyone take this seriously. Op can't form a proper sentence. Fuk jannnies especially the chosen ones
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post 1669445683 10-13-2022, 09:05 PM
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#49
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Originally Posted By Jestbrah⏩
typical "everyone is fukked but people like me" mentality, GRTFO with this nonsense

plenty of people have fixed mortgages and solid careers with a decade+ in who bought well within their means.
Yeah it is a form of cope - that he talks about Walmat greeter as a potential fallback shows how low-skilled he is in reality.

They are the peiple worst off in hard times - because they are so mentally and emotionally weak.
post 1669445783 10-13-2022, 09:08 PM
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#50
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Originally Posted By coast2coastam⏩
People who bought in cities like Buckeye, Tolleson, Queen Creek, Cape Coral, and many other places that weren't all that desirable did. They grossly overpaid on a house that was listed for 2x what it would have been in 2019.

That 50k is over the overinflated post-2020 price, not what I believe these houses are actually worth. The next 2 to 3 years will be telling, my guess is at minimum the prices will return to what they were. There's no real shortage of houses or space in these cities.
Of course there are a few.

Of the people who bought in the past couple of years, most of them had also sold their previous home for an inflated rate. As we know, the price of a house is more or less irrelevant except for those who are first time buyers and investors. One of the issues right now is a very low entry rate on first time home buyers. So IOW, most of those people won't be affected.
post 1669446533 10-13-2022, 09:26 PM
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#51
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Originally Posted By Jasonw1178⏩
Of course there are a few.

Of the people who bought in the past couple of years, most of them had also sold their previous home for an inflated rate. As we know, the price of a house is more or less irrelevant except for those who are first time buyers and investors. One of the issues right now is a very low entry rate on first time home buyers. So IOW, most of those people won't be affected.
If you sold an expensive house in many parts of the North, even during the peak of the market, the % that house apricated wasn't anywhere near what it was in a market like SW Florida.

A $450k house around Chicago might have sold for $500k, if there's a correction, that house might go back to $450k, it's nothing too crazy. It may not go down at all. In a volatile market like SW Florida a $180k house suddenly became $500k. If you bought that house after selling your house in a market like Chicago, or the Northeast, and that house goes back down to $180k, you're stuck, or you're taking a massive loss if you ever move.

If you sold your house $180k house at the top of the market and bought back in the same market, sure, it's a wash. But many of these markets are also saturated with investors, they're just as exposed as those who switched to hotter markets, if not more so.

I also don't think most of the people who bought during these peak years did so like you described, if they had the market wouldn't have shot up the way that it did. You don't get 40 people bidding on one house if it's just the same people buying and selling into their local market.
post 1669446713 10-13-2022, 09:33 PM
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#52
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Originally Posted By Jasonw1178⏩
Those who paid well over actual market value are idiots. Even though yeah, some homes were selling for way over, the fact is that wasn't always the case. Nobody bought a house that is only worth 300 for 700, maybe 400 for a 350K because the bank approved because they know they will get their money back, fuk your down payment.

Rent is due in 18 days bud.
that's not true at all. There are a LOT of areas with 100% increases that are now reverting.
Boycott foodservice industry crew
post 1669446823 10-13-2022, 09:37 PM
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#53
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It's all good because I'm sure being the highest (winning) bidder was a huge rush when you first bought. Totally makes up for it.
Your schtick sucks and it screams insecurity.
post 1669448443 10-13-2022, 11:02 PM
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#54
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Originally Posted By coast2coastam⏩
If you sold an expensive house in many parts of the North, even during the peak of the market, the % that house apricated wasn't anywhere near what it was in a market like SW Florida.

A $450k house around Chicago might have sold for $500k, if there's a correction, that house might go back to $450k, it's nothing too crazy. It may not go down at all. In a volatile market like SW Florida a $180k house suddenly became $500k. If you bought that house after selling your house in a market like Chicago, or the Northeast, and that house goes back down to $180k, you're stuck, or you're taking a massive loss if you ever move.

If you sold your house $180k house at the top of the market and bought back in the same market, sure, it's a wash. But many of these markets are also saturated with investors, they're just as exposed as those who switched to hotter markets, if not more so.

I also don't think most of the people who bought during these peak years did so like you described, if they had the market wouldn't have shot up the way that it did. You don't get 40 people bidding on one house if it's just the same people buying and selling into their local market.
Originally Posted By rectifryer⏩
that's not true at all. There are a LOT of areas with 100% increases that are now reverting.
Both of you, how much of the market do you think this represents? Let me guess, "A whole lot". Single digit percentage of home owners. Miscers just seething for a market crash thinking they will "scoop" up some properties. Sure.... we will see.
post 1669448513 10-13-2022, 11:05 PM
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#55
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Expensive. 700k. Choose 1. Tell me you live in a chithole without telling me. I would have to travel back in time like 15 years to find a house that cheap anywhere near me, lol.
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post 1669448543 10-13-2022, 11:06 PM
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OP constantly making threads about being a rentcel and how much landchads are superior to him. Sad.

He'll keep crying sad af for him.
post 1669448823 10-13-2022, 11:24 PM
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#57
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Originally Posted By Jasonw1178⏩
Both of you, how much of the market do you think this represents? Let me guess, "A whole lot". Single digit percentage of home owners. Miscers just seething for a market crash thinking they will "scoop" up some properties. Sure.... we will see.
Most of the West and South.

I'm not seething, I'm not sure why you even wrote that. I don't want to see people suffer financially, I'm just pointing out some of the obvious flaws in those markets.
post 1669449363 10-13-2022, 11:59 PM
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#58
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Although we all know OP is a rentcuck. Only a fuggin idiot would pay 700k for something when it was always worth 300k.

Thats dumb as fuk.
post 1669450033 10-14-2022, 12:46 AM
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#59
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Be sure to put this week's paycheck aside, OP. Landlord recommends a 18% tip
post 1669450383 10-14-2022, 01:06 AM
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#60
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Can confirm. In my area there's houses on Zillow that were $200k in 2017, then sold in 2021/2022 for $450k-500k, and now those houses have been for sale for 6+ months with price cuts every month and are down to currently $330k-350k SRS. If you think about it, $200k -> $450k, the middle between that is $325k, so we're about at that point where things are steadily normalizing. After inflation and chit those houses should probably be no more than $275k.
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