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» 3 hours till the u.s stock market "wall street" opens ... ready for the dip brahs?
08-05-2024, 07:51 AM
#31
Originally Posted By MikeLowrrrey⏩
I'm not wrong in the least bit, if I was, you'd say exactly what. The conventional path is slow. If you want to get ahead, moving in with your parents or getting a roommate and Dave Ramseymaxxing is the only sure fire way. You'd be very dumb not to do either of those.
This women I met used to pay $350/month for a nice apartment in a nice area in Memphis. That type of rent will never be around again.
This women I met used to pay $350/month for a nice apartment in a nice area in Memphis. That type of rent will never be around again.
It’s not about how much you spend; it’s about how much you make. In my college class, we started with 24 students in our senior year, and all of us graduated and landed jobs at top 500 tech/financial companies. People who complain are often those who didn't finish college or barely finished high school and want to compare themselves to us. These individuals, if they graduated high school at all, often end up in dead-end jobs to fund their habits "drugs,weed,alcohol". In contrast, I graduated high school at 17, got accepted into an Ivy League school at 18, and completed a double major in Computer Science and Economics by 23. Life couldn’t be better.
The persistent issue for the past 50 years is that some people who don’t put in any effort want to have the same quality of life as those of us who worked hard to get where we are today.
Cherish your life. Live to tell your story
Quote
08-05-2024, 07:52 AM
#32
Originally Posted By Tuga88⏩
There are two global wars ongoing, and they need to be financed somehow.
Over $2 trillion wiped out from the US stock market so far today.
Maximum pain.
Maximum pain.
Cherish your life. Live to tell your story
08-05-2024, 07:54 AM
#33
It's over.
But actually, this crash is a better representation of the average person's finances than the euphoria we've been riding for the last 5 months.
Brb, $60k Toyotas….. Brb, $8 lattes, brb, brb brb
But actually, this crash is a better representation of the average person's finances than the euphoria we've been riding for the last 5 months.
Brb, $60k Toyotas….. Brb, $8 lattes, brb, brb brb
Spoiler alert; you die at the end.
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08-05-2024, 07:55 AM
#34
Originally Posted By MEDITATE⏩
It’s not about how much you spend; it’s about how much you make. In my college class, we started with 24 students in our senior year, and all of us graduated and landed jobs at top 500 tech/financial companies. People who complain are often those who didn't finish college or barely finished high school and want to compare themselves to us. These individuals, if they graduated high school at all, often end up in dead-end jobs to fund their habits "drugs,weed,alcohol". In contrast, I graduated high school at 17, got accepted into an Ivy League school at 18, and completed a double major in Computer Science and Economics by 23. Life couldn’t be better.
The persistent issue for the past 50 years is that some people who don’t put in any effort want to have the same quality of life as those of us who worked hard to get where we are today.
The persistent issue for the past 50 years is that some people who don’t put in any effort want to have the same quality of life as those of us who worked hard to get where we are today.
The brightest students in the hardest career fields got the highest paying jobs upon graduation?? No chit. Also I am talking about college graduates, not drop outs.
Not everyone has the brain power or the interest to go into a field like Finance or Medicine. What about the average B student who just studies engineering? It used to be smooth sailing for those folks. Get in, do the work to the company's satisfaction, then get out. Now it's really not. And that's just the STEM students, what about the students below? They're just wasting their time even enrolling in college according to your post.
I will add onto your post though, you gotta be an expert and learn everything to separate yourself from the pack. The days of working an easy 8 to 5 and having a comfortable living are gone.
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08-05-2024, 08:06 AM
#35
Originally Posted By MikeLowrrrey⏩
Strongly disagree
I will add onto your post though, you gotta be an expert and learn everything to separate yourself from the pack. The days of working an easy 8 to 5 and being comfortable are gone.
It has never been easier to be a dolt, while also living in exceptional comfort.
And I'm not taking about welfare recipients, I'm talking about the average brain dead officel.
I believe it's the result of retarded consumers.
If people have absolutely zero concept of value, they overpay for everything. This enables corporations to behave like retards while maintaining a very strong bottom line.
This has been the way of the world since 2020.
Spoiler alert; you die at the end.
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08-05-2024, 08:09 AM
#36
Originally Posted By MikeLowrrrey⏩
The brightest students in the hardest career fields got the highest paying jobs upon graduation?? No chit. Also I am talking about college graduates, not drop outs.
Not everyone has the brain power or the interest to go into a field like Finance or Medicine. What about the average B student who just studies engineering? It used to be smooth sailing for those folks, now it's really not.
I will add onto your post though, you gotta be an expert and learn everything to separate yourself from the pack. The days of working an easy 8 to 5 and being comfortable are gone.
Not everyone has the brain power or the interest to go into a field like Finance or Medicine. What about the average B student who just studies engineering? It used to be smooth sailing for those folks, now it's really not.
I will add onto your post though, you gotta be an expert and learn everything to separate yourself from the pack. The days of working an easy 8 to 5 and being comfortable are gone.
Again, you're absolutely wrong. Anyone who graduates from college—aside from the autistic retards (unless they're geniuses) or the ****-ups who major in cock anatomy—generally makes it out fine. Of course, a few fail, but these are outliers. When comparing the majority of college graduates to those who didn’t graduate, grads generally have an easier time succeeding. And no, you don’t need to major in finance or medicine to make it great in life; degrees in business administration, marketing, or management don’t require an IQ over 130 to be successful. You just need to put in the time and effort needed to graduate, unless you expect to make it with zero effort.
And if you want to go with your logic, anyone who doesn’t want to go to college can pursue a trade path, like being an electrician, plumber, carpenter, or HVAC technician. Alternatively, there are non-combatant military careers such as:
1. Logistics Specialist
2.Administrative Specialist
3. Intelligence Analyst
4. Public Affairs Specialist
These losers,dolts and blockheads will make any excuse to justify why life is unfair except puting in the time and hard work to win life
Cherish your life. Live to tell your story
08-05-2024, 08:12 AM
#37
Originally Posted By HMFIC_BROWSIN⏩
I have to disagree with you here. The average officecel is barely making it on their own unless they have someone paying 50% of the bills. Even if you had no debt, your head is barely above water compared to 2008 - 2015.
Strongly disagree
It has never been easier to be a dolt, while also living in exceptional comfort.
And I'm not taking about welfare recipients, I'm talking about the average brain dead officel.
I believe it's the result of retarded consumers.
If people have absolutely zero concept of value, they overpay for everything. This enables corporations to behave like retards while maintaining a very strong bottom line.
This has been the way of the world since 2020.
It has never been easier to be a dolt, while also living in exceptional comfort.
And I'm not taking about welfare recipients, I'm talking about the average brain dead officel.
I believe it's the result of retarded consumers.
If people have absolutely zero concept of value, they overpay for everything. This enables corporations to behave like retards while maintaining a very strong bottom line.
This has been the way of the world since 2020.
Graduate college and learn everything. Ask questions. Become an expert. Or you jestermaxx to the higher ups 24/7. You want to make it, that's what you gotta do. Smooth sailing will net with a barely average life unless you happen to get married, but that was never the case in the 60s prior, only the man needed to work.
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08-05-2024, 08:15 AM
#38
Originally Posted By Tuga88⏩
This
Massive crash incoming. Warren never misses.
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08-05-2024, 08:17 AM
#39
Originally Posted By MEDITATE⏩
College graduates are begging for student loans forgiveness. You can't say they're living comfortable lives if they're begging for free money.
Again, you're absolutely wrong. Anyone who graduates from college—aside from the autistic retards (unless they're geniuses) or the ****-ups who major in cock anatomy—generally makes it out fine. Of course, a few fail, but these are outliers. When comparing the majority of college graduates to those who didn’t graduate, grads generally have an easier time succeeding. And no, you don’t need to major in finance or medicine to make it great in life; degrees in business administration, marketing, or management don’t require an IQ over 130 to be successful. You just need to put in the time and effort needed to graduate, unless you expect to make it with zero effort.
And if you want to go with your logic, anyone who doesn’t want to go to college can pursue a trade path, like being an electrician, plumber, carpenter, or HVAC technician. Alternatively, there are non-combatant military careers such as:
1. Logistics Specialist
2.Administrative Specialist
3. Intelligence Analyst
4. Public Affairs Specialist
These losers,dolts and blockheads will make any excuse to justify why life is unfair except puting in the time and hard work to win life
And if you want to go with your logic, anyone who doesn’t want to go to college can pursue a trade path, like being an electrician, plumber, carpenter, or HVAC technician. Alternatively, there are non-combatant military careers such as:
1. Logistics Specialist
2.Administrative Specialist
3. Intelligence Analyst
4. Public Affairs Specialist
These losers,dolts and blockheads will make any excuse to justify why life is unfair except puting in the time and hard work to win life
I agree with your point in becoming an expert though. Getting the degree isn't enough anymore if you want leverage and want to be comfortable. Those who stay comfortable and with the same company for 10+ years won't see growth vs the job hopping expert who learns everything at every company.
The game is entirely different compared to the 80s where degrees weren't all that high.
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08-05-2024, 08:23 AM
#40
Originally Posted By MikeLowrrrey⏩
I have to disagree with you here. The average officecel is barely making it on their own unless they have someone paying 50% of the bills. Even if you had no debt, your head is barely above water compared to 2008 - 2015.
Graduate college and learn everything. Ask questions. Become an expert. Or you jestermaxx to the higher ups 24/7. You want to make it, that's what you gotta do. Smooth sailing will net with a barely average life unless you happen to get married, but that was never the case in the 60s prior, only the man needed to work.
Graduate college and learn everything. Ask questions. Become an expert. Or you jestermaxx to the higher ups 24/7. You want to make it, that's what you gotta do. Smooth sailing will net with a barely average life unless you happen to get married, but that was never the case in the 60s prior, only the man needed to work.
The idea that life was easier in the 60s is a common perception but its completely correct. , it's imperative to consider that what might seem easier to some could have been more challenging for others. Here's a couple examples…. the significant social and political challenges,the civil rights struggles, the Vietnam War, and significant social change. it might seem easier in retrospect to us at these times but it could also be a matter of what is called passive nostalgia rather than a true reflection of the era's overall complexity.
people might view the 60s as a simpler time cause they look at its economic prosperity as many western countries, particularly the U.S., experienced economic growth and relative prosperity during the 60s. This often meant more job opportunities and a higher standard of living for many of the unlearned. You also need to take into consideration the technological simplicity which meant fewer distractions and complexities in daily life. example, there were no smartphones or social media . The cultural homogeneity meant a strong sense of shared values and cultural norms "no o.f" and last but not least the lower cost of living including housing and education, which were generally lower compared to today, making it easier for people to manage their finances.
Cherish your life. Live to tell your story
08-05-2024, 08:25 AM
#41
jew "economists" stay taking L's
08-05-2024, 08:26 AM
#42
Originally Posted By MikeLowrrrey⏩
College graduates are begging for student loans forgiveness. You can't say they're living comfortable lives if they're begging for free money.
I agree with your point in becoming an expert though. Getting the degree isn't enough anymore if you want leverage and want to be comfortable. Those who stay comfortable and with the same company for 10+ years won't see growth vs the job hopping expert who learns everything at every company.
The game is entirely different compared to the 80s where degrees weren't all that high.
I agree with your point in becoming an expert though. Getting the degree isn't enough anymore if you want leverage and want to be comfortable. Those who stay comfortable and with the same company for 10+ years won't see growth vs the job hopping expert who learns everything at every company.
The game is entirely different compared to the 80s where degrees weren't all that high.
loan forgiveness doesnt mean they arent making it in life and asking for free money… it means taking advantage of a loop hole to save on money… nothing wrong with that … if you took a car loan and you found out theres a car loan forgiveness …youll definitley go for it
Cherish your life. Live to tell your story
08-05-2024, 08:29 AM
#43
Originally Posted By HMFIC_BROWSIN⏩
blows my mind people spending 60K on Tacomas.
It's over.
But actually, this crash is a better representation of the average person's finances than the euphoria we've been riding for the last 5 months.
Brb, $60k Toyotas….. Brb, $8 lattes, brb, brb brb
But actually, this crash is a better representation of the average person's finances than the euphoria we've been riding for the last 5 months.
Brb, $60k Toyotas….. Brb, $8 lattes, brb, brb brb
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08-05-2024, 08:30 AM
#44
Originally Posted By Zelensky⏩
I mean…he's right.
jew "economists" stay taking L's
08-05-2024, 08:31 AM
#45
Originally Posted By MEDITATE⏩
I mean we could still compare now to the 80s, 90s, and 00s to be more fair. My point still stands, the days of just getting a college degree and being comfortable are over. You can't just cruise anymore. You have to separate yourself form the pack.
The idea that life was easier in the 60s is a common perception but its completely correct. , it's imperative to consider that what might seem easier to some could have been more challenging for others. Here's a couple examples…. the significant social and political challenges,the civil rights struggles, the Vietnam War, and significant social change. it might seem easier in retrospect to us at these times but it could also be a matter of what is called passive nostalgia rather than a true reflection of the era's overall complexity.
people might view the 60s as a simpler time cause they look at its economic prosperity as many western countries, particularly the U.S., experienced economic growth and relative prosperity during the 60s. This often meant more job opportunities and a higher standard of living for many of the unlearned. You also need to take into consideration the technological simplicity which meant fewer distractions and complexities in daily life. example, there were no smartphones or social media . The cultural homogeneity meant a strong sense of shared values and cultural norms "no o.f" and last but not least the lower cost of living including housing and education, which were generally lower compared to today, making it easier for people to manage their finances.
people might view the 60s as a simpler time cause they look at its economic prosperity as many western countries, particularly the U.S., experienced economic growth and relative prosperity during the 60s. This often meant more job opportunities and a higher standard of living for many of the unlearned. You also need to take into consideration the technological simplicity which meant fewer distractions and complexities in daily life. example, there were no smartphones or social media . The cultural homogeneity meant a strong sense of shared values and cultural norms "no o.f" and last but not least the lower cost of living including housing and education, which were generally lower compared to today, making it easier for people to manage their finances.
I had mentioned it before, but a woman I was speaking to told me how her rent was $350 for a nice apartment in a nice area back in 2004
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08-05-2024, 08:33 AM
#46
Originally Posted By xTEXASPRIDEx⏩
and $10k markup on the more limited models and cars like corolla gr, type r, etc. this stuff will dry up once things get uglier…then you might be getting $10k discounts….maybe $15k on more expensive trucks.
blows my mind people spending 60K on Tacomas.
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08-05-2024, 08:33 AM
#47
Originally Posted By MEDITATE⏩
Were College grads from the 80s, 90s, and 00s asking for student loan forgiveness?? Seems it's a recent phenomena of current times.
loan forgiveness doesnt mean they arent making it in life and asking for free money… it means taking advantage of a loop hole to save on money… nothing wrong with that … if you took a car loan and you found out theres a car loan forgiveness …youll definitley go for it
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08-05-2024, 08:33 AM
#48
Originally Posted By Retoaded⏩
He was right calling the soft landing last week? Doesn't seem like it.
I mean…he's right.
Was he also right about this?
08-05-2024, 08:41 AM
#49
Originally Posted By Zelensky⏩
Looks like he was talking about inflation and so time for a cut. Which today is proving yeah it's time for a cut. That is the way I read it. Unless it gets worse this is a pretty soft correction compared to 2001 and 2007/2008. Yet to be determined tho.
He was right calling the soft landing last week? Doesn't seem like it.
Was he also right about this?
Was he also right about this?
08-05-2024, 08:43 AM
#50
Originally Posted By MikeLowrrrey⏩
Can you clarify what you mean by "average B student who studies engineering"?
The brightest students in the hardest career fields got the highest paying jobs upon graduation?? No chit. Also I am talking about college graduates, not drop outs.
Not everyone has the brain power or the interest to go into a field like Finance or Medicine. What about the average B student who just studies engineering? It used to be smooth sailing for those folks. Get in, do the work to the company's satisfaction, then get out. Now it's really not. And that's just the STEM students, what about the students below? They're just wasting their time even enrolling in college according to your post.
I will add onto your post though, you gotta be an expert and learn everything to separate yourself from the pack. The days of working an easy 8 to 5 and having a comfortable living are gone.
Not everyone has the brain power or the interest to go into a field like Finance or Medicine. What about the average B student who just studies engineering? It used to be smooth sailing for those folks. Get in, do the work to the company's satisfaction, then get out. Now it's really not. And that's just the STEM students, what about the students below? They're just wasting their time even enrolling in college according to your post.
I will add onto your post though, you gotta be an expert and learn everything to separate yourself from the pack. The days of working an easy 8 to 5 and having a comfortable living are gone.
Monster0ultra self proclaimed "Chad" face pic looks like vtech school shooter: https://i.imgur.com/z2m6Why.jpg
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08-05-2024, 08:45 AM
#51
Originally Posted By MEDITATE⏩
Your statements ignore the concept of "opportunity." It doesn't matter who you are, if you're working for money then you're getting paid less than you were due to inflation.
Again, you're absolutely wrong. Anyone who graduates from college—aside from the autistic retards (unless they're geniuses) or the ****-ups who major in cock anatomy—generally makes it out fine.
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08-05-2024, 09:01 AM
#52
Originally Posted By rectifryer⏩
lol ,no … its all about supply and demand .. if your skills are needed youll be paid what you deserve and more
Your statements ignore the concept of "opportunity." It doesn't matter who you are, if you're working for money then you're getting paid less than you were due to inflation.
Cherish your life. Live to tell your story
08-05-2024, 09:07 AM
#53
Originally Posted By MEDITATE⏩
Agreed,
lol ,no … its all about supply and demand .. if your skills are needed youll be paid what you deserve and more
but looking across the board, this isn't always the case, especially for average people. Average people used to be comfy with their degree back in the 80s, 90s, and early 00s. That's not really the case anymore. You have to be an expert these days and not everyone is smart enough or has the interest to be an expert in their field to demand more.
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08-05-2024, 09:09 AM
#54
Originally Posted By MikeLowrrrey⏩
Degrees are saturated now. Many companies have now dropped the bachelor degree requirements.
Agreed,
but looking across the board, this isn't always the case, especially for average people. Average people used to be comfy with their degree back in the 80s, 90s, and early 00s. That's not really the case anymore. You have to be an expert these days and not everyone is smart enough or has the interest to be an expert in their field to demand more.
but looking across the board, this isn't always the case, especially for average people. Average people used to be comfy with their degree back in the 80s, 90s, and early 00s. That's not really the case anymore. You have to be an expert these days and not everyone is smart enough or has the interest to be an expert in their field to demand more.
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08-05-2024, 09:12 AM
#55
Originally Posted By MikeLowrrrey⏩
i dont understand why youre comparing the 80 and 90s to now? i mean by your logic , why not compare 1700's to now… back then $1,000 was worth $76k today … its all about the present and the future and what you can do to make your life better
Agreed,
but looking across the board, this isn't always the case, especially for average people. Average people used to be comfy with their degree back in the 80s, 90s, and early 00s. That's not really the case anymore. You have to be an expert these days and not everyone is smart enough or has the interest to be an expert in their field to demand more.
but looking across the board, this isn't always the case, especially for average people. Average people used to be comfy with their degree back in the 80s, 90s, and early 00s. That's not really the case anymore. You have to be an expert these days and not everyone is smart enough or has the interest to be an expert in their field to demand more.
Cherish your life. Live to tell your story
08-05-2024, 09:19 AM
#56
Originally Posted By Retoaded⏩
So he was wrong in calling the soft landing last week, which was the point. Got it.
Looks like he was talking about inflation and so time for a cut. Which today is proving yeah it's time for a cut. That is the way I read it. Unless it gets worse this is a pretty soft correction compared to 2001 and 2007/2008. Yet to be determined tho.
08-05-2024, 09:54 AM
#57
Originally Posted By MEDITATE⏩
I think making is a relative term now. Not every college graduate will “make” it. However, college should ascend you to at least middle class if you work hard enough. The American dream of home ownership is largely becoming out of reach for “middle” class tho.
Again, you're absolutely wrong. Anyone who graduates from college—aside from the autistic retards (unless they're geniuses) or the ****-ups who major in cock anatomy—generally makes it out fine. Of course, a few fail, but these are outliers. When comparing the majority of college graduates to those who didn’t graduate, grads generally have an easier time succeeding. And no, you don’t need to major in finance or medicine to make it great in life; degrees in business administration, marketing, or management don’t require an IQ over 130 to be successful. You just need to put in the time and effort needed to graduate, unless you expect to make it with zero effort.
And if you want to go with your logic, anyone who doesn’t want to go to college can pursue a trade path, like being an electrician, plumber, carpenter, or HVAC technician. Alternatively, there are non-combatant military careers such as:
1. Logistics Specialist
2.Administrative Specialist
3. Intelligence Analyst
4. Public Affairs Specialist
These losers,dolts and blockheads will make any excuse to justify why life is unfair except puting in the time and hard work to win life
And if you want to go with your logic, anyone who doesn’t want to go to college can pursue a trade path, like being an electrician, plumber, carpenter, or HVAC technician. Alternatively, there are non-combatant military careers such as:
1. Logistics Specialist
2.Administrative Specialist
3. Intelligence Analyst
4. Public Affairs Specialist
These losers,dolts and blockheads will make any excuse to justify why life is unfair except puting in the time and hard work to win life
I notice that most of the people that have “made” it (1 percenters) mostly also come from well to do families.
08-05-2024, 10:18 AM
#58
Originally Posted By Retoaded⏩
Except a cut would exacerbate the problem. The problem is the gap between US rates and Japanese rates shrank when the Japanese raised theirs.
Looks like he was talking about inflation and so time for a cut. Which today is proving yeah it's time for a cut. That is the way I read it. Unless it gets worse this is a pretty soft correction compared to 2001 and 2007/2008. Yet to be determined tho.
By lowering our rates, we'd make that gap even smaller, meaning even more levered investments would be called, which means more selling and a worsening crash.
08-05-2024, 10:43 AM
#59
I: Self, Lord and Master.
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08-05-2024, 10:46 AM
#60
Originally Posted By HMFIC_BROWSIN⏩
This guy is speaking from experience.
Strongly disagree
It has never been easier to be a dolt, while also living in exceptional comfort.
And I'm not taking about welfare recipients, I'm talking about the average brain dead officel.
I believe it's the result of retarded consumers.
If people have absolutely zero concept of value, they overpay for everything. This enables corporations to behave like retards while maintaining a very strong bottom line.
This has been the way of the world since 2020.
It has never been easier to be a dolt, while also living in exceptional comfort.
And I'm not taking about welfare recipients, I'm talking about the average brain dead officel.
I believe it's the result of retarded consumers.
If people have absolutely zero concept of value, they overpay for everything. This enables corporations to behave like retards while maintaining a very strong bottom line.
This has been the way of the world since 2020.
I: Self, Lord and Master.
"I rub my hands when my palms itch."
"I call you Son not because you Shine but because you Mine."
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