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Forum » About to buy a McLaren AMA (Srs) (Pics)
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Thread: About to buy a McLaren AMA (Srs) (Pics)

post 1665892763 08-10-2022, 05:48 PM
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#61
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Originally Posted By ontclone⏩
Man that car is going to give you so many jssues
Elaborate?
post 1665892943 08-10-2022, 05:51 PM
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Originally Posted By Babayagawick85⏩
Elaborate?
They are beautiful cars with outstanding performance. They are also notorious for having a metric fukkton of reliability issues.
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post 1665893303 08-10-2022, 06:00 PM
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Originally Posted By -
It's not rocket science. Number of payments multiplied by payment amount less principle = interest, and yes it's over $28k.

You're effective rate is about 8.2%.

Now if you have cash and you can invest it at a higher interest rate than your loan, then financing makes sense. But 8% consistently over 72 months is a big hurdle.

And yes; 20+ years as a Corporate Financial Controller. CPA/CMA/MBA.

You dun goofed.
Who says I don’t have the 200k cash? Of course stealership is going to try to get me to finance that’s how they make money.
post 1665893583 08-10-2022, 06:06 PM
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#64
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Originally Posted By 78novacaine⏩
They are beautiful cars with outstanding performance. They are also notorious for having a metric fukkton of reliability issues.
Oh snap

Gotta tell my brother in law that lol
post 1665893653 08-10-2022, 06:07 PM
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#65
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Originally Posted By gmenfan40⏩
Why a McLaren? There's so many better options out there, with way less maintenance issues. The electrical problems in McLaren's alone make them a headache. I personally would have bought the brand new Corvette instead. (Ded fkn Srs)
Why an exotic over a Chevrolet? Are you serious?
post 1665893703 08-10-2022, 06:08 PM
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#66
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Good
This is the Pokemon master game!
when a pokemon appears in this post you must catch it. if you are the first to reply with a pokeball it is yours!
caught 2/151
post 1665894243 08-10-2022, 06:20 PM
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Originally Posted By Bobbypoi⏩
Who says I don’t have the 200k cash?
Whatever cash you have over and above the principle is irrelevant. It's outside the scope of the analysis.

Clearly you know nothing about Finance.
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post 1665894253 08-10-2022, 06:20 PM
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#68
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lold at op being a aug 2022 join date, fuark misc we've become sloppy
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post 1665894553 08-10-2022, 06:26 PM
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#69
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Originally Posted By -
Whatever cash you have over and above the principle is irrelevant. It's outside the scope of the analysis.

Clearly you know nothing about Finance.
Guess I can’t afford the car then. Brb telling the salesman I can’t buy the car

post 1665894633 08-10-2022, 06:28 PM
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Originally Posted By Bobbypoi⏩
Guess I can’t afford the car then. Brb telling the salesman I can’t buy the car
Where did I say you can't afford it?

I just think paying $28k in interest is a waste of money. Whether you have it or not.

And if you had $200k in cash as you claim you'd be able to get a much better interest rate than 8.2%.
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post 1665894643 08-10-2022, 06:28 PM
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#71
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Originally Posted By QuickShotSteve⏩
enjoy it man, i was in lambo city years ago, was a lot of fun, met a ton of cool people with it I never would have without.

It does get exhausting, "What do you do" "How much did that cost" "How much is your insurance" and then randoms asking you to buy things for them, and feeling the need to do it or might get vandalized, had homeless at starbucks/etc asking for **** and really felt if I didn't they would key/kick car, what did they have to lose? And the never ending hand out at the valet line got old, expecting to buy rounds for the bar. Thats why I left and haven't gone back. Just keep that in mind, sometimes it can get old.
On spread. Will get you back.
post 1665894773 08-10-2022, 06:31 PM
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#72
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Originally Posted By -
Where did I say you can't afford it?

I just think paying $28k in interest is a waste of money. Whether you have it or not.

And if you had $200k in cash as you claim you'd be able to get a much better interest rate than 8.2%.
Its the number the dealership threw at me when they saw me since I’m young. Can get a better rate through Navy Fed if i wanted.
post 1665894973 08-10-2022, 06:35 PM
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Originally Posted By Bobbypoi⏩
Its the number the dealership threw at me when they saw me since I’m young. Can get a better rate through Navy Fed if i wanted.
Lol.

So why didn't you?
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post 1665895123 08-10-2022, 06:36 PM
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#74
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Originally Posted By -
Lol.

So why didn't you?
Cause I’m not financing?
post 1665895253 08-10-2022, 06:40 PM
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#75
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Originally Posted By Bobbypoi⏩
Its the number the dealership threw at me when they saw me since I’m young. Can get a better rate through Navy Fed if i wanted.
Originally Posted By -
Lol.

So why didn't you?
Originally Posted By Bobbypoi⏩
Cause I’m not financing?
I can relate OP; just used my NFCU Visa to buy a house...

See ShakeBrah's signature
post 1665895453 08-10-2022, 06:44 PM
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#76
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Originally Posted By ExPatriot⏩
I can relate OP; just used my NFCU Visa to buy a house...

Mirin
post 1665895783 08-10-2022, 06:53 PM
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#77
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pics of the interior so we know you aint fraudin OP
post 1665896963 08-10-2022, 07:18 PM
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#78
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Originally Posted By 78novacaine⏩
They are beautiful cars with outstanding performance. They are also notorious for having a metric fukkton of reliability issues.
So what supercar brand is actually reliable? People say this about ferraris, lambos, bugatti, mclaren etc. Seems like any car over 200 g's has reliability issues.
Do not think that what is hard for you to master is humanly impossible; and if it is humanly possible, consider it to be within your reach.
post 1665897633 08-10-2022, 07:35 PM
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#79
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Originally Posted By iamdetermined⏩
So what supercar brand is actually reliable? People say this about ferraris, lambos, bugatti, mclaren etc. Seems like any car over 200 g's has reliability issues.
From my experience, Huracan's are probably among the most reliable entry level exotics out there.
post 1665898503 08-10-2022, 07:57 PM
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#80
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Not really a fan. Would take Porsche, Lambo, Ferrari, and corvette over one of those.
post 1665898813 08-10-2022, 08:06 PM
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#81
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Wealthy people dont finance used supercars brah. But GL, have fun, find a good mechanic. Those cars are a dime a dozen in tampa. I saw 4 of them today lol.
This fool's running a Honda 2000
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post 1665899283 08-10-2022, 08:16 PM
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#82
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Originally Posted By jesb7826⏩
Not really a fan. Would take Porsche, Lambo, Ferrari, and corvette over one of those.
I mean, like, be truthful man, how you think you gon' feel, right?
You pull up in your Corvette with your bitch
I pull up in the McLaren with my bitch with the top back
Bumping some other ****, you know, some other ****
You'll probably hop on my dick right there, right in front of your bitch
post 1665899333 08-10-2022, 08:16 PM
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#83
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Originally Posted By Jms89⏩
Wealthy people dont finance used supercars brah. But GL, have fun, find a good mechanic. Those cars are a dime a dozen in tampa. I saw 4 of them today lol.
Check post #79
post 1665899503 08-10-2022, 08:21 PM
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#84
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Originally Posted By Bobbypoi⏩
I mean, like, be truthful man, how you think you gon' feel, right?
You pull up in your Corvette with your bitch
I pull up in the McLaren with my bitch with the top back
Bumping some other ****, you know, some other ****
You'll probably hop on my dick right there, right in front of your bitch
I know I would and I’m not gay. No homo.
post 1665900033 08-10-2022, 08:30 PM
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#85
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Strong invoice.
Originally Posted By cjayzzz⏩
Spoon pic or fraud.......

What is this chit misc openly believing an Aug 22 join date with no spoon pic
this

wtf happened to this place?
post 1665900153 08-10-2022, 08:32 PM
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#86
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op a trust fund kid?
post 1665900173 08-10-2022, 08:32 PM
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#87
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I have to lol at holding the wheel at 10 and 2 like my wife picking up the kids lol.

One hand at 4 and the other on your balls son... it's a supercar. Learn to drive like a man.
HTC

Negging the pest AlfBundy on sight.
post 1665973133 08-12-2022, 06:30 AM
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#88
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Ha, what a coincidence. Just got my sons a McLaren each.
















Hotwheels, but still...
post 1665973443 08-12-2022, 06:37 AM
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Financing a used supercar ... son I am disapoint. But its your life hope you enjoy it and can afford to fix it if it breaks.
post 1665973763 08-12-2022, 06:44 AM
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#90
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Awesome OP! Great job and beautiful car
ok
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