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08-05-2024, 10:47 AM
#61
Originally Posted By sam212
I notice that most of the people that have “made” it (1 percenters) mostly also come from well to do families.
This is true but if you have the ability to be great then you can be.
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08-05-2024, 10:53 AM
#62
-920 points
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08-05-2024, 11:10 AM
#63
There's no debating that spending power and wages are the lowest they've ever been despite worker productivity increasing.
Boycott foodservice industry crew
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08-05-2024, 11:24 AM
#64
Originally Posted By GuineaDago585
I’m with them. I’m 28 years old and I have zero hopes of ever owning a home or retiring at this point. Every year the American dream becomes more unattainable. I would take pleasure in watching the system collapse, imagine the opportunities rising from the ashes. I would feel bad for anyone in the 45-65 age range though.
It’s over srs. I lost over 70K of my retirement savings when Covid hit , and barely recouped a thing .
I’m sure the rest will be gone by the end of the week .
If I had known this I never would have taken the buyout at work and just worked till I dropped dead .
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08-05-2024, 11:41 AM
#65
Originally Posted By MEDITATE
i dont understand why youre comparing the 80 and 90s to now? i mean by your logic , why not compare 1700's to now… back then $1,000 was worth $76k today … its all about the present and the future and what you can do to make your life better

Comparing now to the 80s, 90s, 00s make sense because it's a realistic time frame that shows the rapid downfall. 90s you hardly needed a degree. And those who did get a degree lived pretty damn comfortable. Older college graduates keep thinking everything is gravy once you get a degree but fail to realize the entire landscape has changed. Now? Even a degree doesn't do much today. It's almost like new graduates are getting scammed.


The game is different now. When you compare 2024 to 2004, it gives you a great look at how living standards have gone to chit. It also gives everyone who lived during those times something to compare and it's a realistic outlook.

So what's next? Everyone is gonna have to get their masters? After that is saturated, is a PHD the new minimal requirement??
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08-05-2024, 11:53 AM
#66
Originally Posted By MikeLowrrrey
Comparing now to the 80s, 90s, 00s make sense because it's a realistic time frame that shows the rapid downfall. 90s you hardly needed a degree. And those who did get a degree lived pretty damn comfortable. Older college graduates keep thinking everything is gravy once you get a degree but fail to realize the entire landscape has changed. Now? Even a degree doesn't do much today. It's almost like new graduates are getting scammed.


The game is different now. When you compare 2024 to 2004, it gives you a great look at how living standards have gone to chit. It also gives everyone who lived during those times something to compare and it's a realistic outlook.

So what's next? Everyone is gonna have to get their masters? After that is saturated, is a PHD the new minimal requirement??
Working a job has never been the way but that has now become obvious when you compare wage to cost lol it's easy to delude yourself when you are comfortable but hard when you can feel yourself getting fuked.

Now newer generations live off a "gig" economy and value experiences over investments lol.

This is American labor coming to terms with who they are lol.
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08-05-2024, 11:58 AM
#67
Wow some people ITT who pretend to be smart and boast about how they “made it” via their hard work and sacrifice are going to be in for one RUDE awakening when they find out their entire existence will depend on all the millions of people who didn’t “make it” or go to college


Not everyone will go to an Ivy League college or get some great job in finance. It’s ridiculous to suggest that everyone should go do that. When the “normal” hard working people aren’t able to keep up with the jew economy then that isn’t their fault, that is the fault of society and their jew speculation/stock market/ DEBT economy

A class of people who can’t afford things or are relegated to poverty does not help ANYONE. And we are headed towards this reality really quickly. “ just go to an ivy league and work harder” is not a solution.
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08-05-2024, 12:02 PM
#68
I'll likely wait till the fed chief indicates he is going to cut interest rates, and possible better economic news comes out Also politically with the proposed Democrats economic plans, if the Democrats should win the election I can imagine that will be bad news for the stock market and economy. If the GOP wins the election I'll have greater faith in an improving economy.
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08-05-2024, 12:03 PM
#69
Originally Posted By ParsleyTea
I'll likely wait till the fed chief indicates he is going to cut interest rates, and possible better economic news comes out Also politically with the proposed Democrats economic plans, if the Democrats should win the election I can imagine that will be bad news for the stock market and economy.
Completely wrong lol.
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08-05-2024, 12:04 PM
#70
Wow some people ITT who pretend to be smart and boast about how they “made it” via their hard work and sacrifice are going to be in for one RUDE awakening when they find out their entire existence will depend on all the millions of people who didn’t “make it” or go to college


Not everyone will go to an Ivy League college or get some great job in finance. It’s ridiculous to suggest that everyone should go do that. When the “normal” hard working people aren’t able to keep up with the jew economy then that isn’t their fault, that is the fault of society and their jew speculation/stock market/ DEBT economy

A class of people who can’t afford things or are relegated to poverty does not help ANYONE. And we are headed towards this reality really quickly. “ just go to an ivy league and work harder” is not a solution.
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08-05-2024, 12:07 PM
#71
Originally Posted By Islandboyo
Wow some people ITT who pretend to be smart and boast about how they “made it” via their hard work and sacrifice are going to be in for one RUDE awakening when they find out their entire existence will depend on all the millions of people who didn’t “make it” or go to college


Not everyone will go to an Ivy League college or get some great job in finance. It’s ridiculous to suggest that everyone should go do that. When the “normal” hard working people aren’t able to keep up with the jew economy then that isn’t their fault, that is the fault of society and their jew speculation/stock market/ DEBT economy

A class of people who can’t afford things or are relegated to poverty does not help ANYONE. And we are headed towards this reality really quickly. “ just go to an ivy league and work harder” is not a solution.
Look man, humans are entering a new age, we don't need you low-life slaves anymore as we're moving on to AI powered robots lol.

This is a natural progression just as humans progressed from using mainly slave labor then moved to animal and energy labor.

It would be better for humanity if you people didn't exist so we can move on to the next stage unburdened.

Your kind is locking humanity onto this forsaken planet.

If we don't get off of it then civilization will reset.

We're here because this has already happened.
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08-05-2024, 12:10 PM
#72
Originally Posted By Abzu
Working a job has never been the way but that has now become obvious when you compare wage to cost lol it's easy to delude yourself when you are comfortable but hard when you can feel yourself getting fuked.

Now newer generations live off a "gig" economy and value experiences over investments lol.

This is American labor coming to terms with who they are lol.
If you got your degree in the 80s, 90s, or 00s, you're were pretty comfy. That same degree isn't looking so good for new graduates. You start off in the red, make a barely liveable starting wage, etc. It's why new college grads are staying with their parents or staying with a roommate.


As far as experiences over investments, how much money leftover do new grads have to invest?? Your new graduate can't invest until a good 5 years after college, that's if they were very stringent with paying off student loan debt. What's the average age of home buyers in the 90s vs now? It's up now. And we can't say "just buy starter homes" because those starter homes increase relative to new homes.
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08-05-2024, 12:15 PM
#73
Originally Posted By Islandboyo
Wow some people ITT who pretend to be smart and boast about how they “made it” via their hard work and sacrifice are going to be in for one RUDE awakening when they find out their entire existence will depend on all the millions of people who didn’t “make it” or go to college


Not everyone will go to an Ivy League college or get some great job in finance. It’s ridiculous to suggest that everyone should go do that. When the “normal” hard working people aren’t able to keep up with the jew economy then that isn’t their fault, that is the fault of society and their jew speculation/stock market/ DEBT economy

A class of people who can’t afford things or are relegated to poverty does not help ANYONE. And we are headed towards this reality really quickly. “ just go to an ivy league and work harder” is not a solution.
I went back to college at 25, took $26k of student loans, spent 3 years at the local technical college, and now make $200k+ with a decade of experience.
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08-05-2024, 12:16 PM
#74
Originally Posted By MikeLowrrrey
If you got your degree in the 80s, 90s, or 00s, you're were pretty comfy. That same degree isn't looking so good for new graduates. You start off in the red, make a barely liveable starting wage, etc. It's why new college grads are staying with their parents or staying with a roommate.


As far as experiences over investments, how much money leftover do new grads have to invest?? Your new graduate can't invest until a good 5 years after college, that's if they were very stringent with paying off student loan debt. What's the average age of home buyers in the 90s vs now? It's up now. And we can't say "just buy starter homes" because those starter homes increase relative to new homes.
That was my point, people didn't realize it was a dick in their ass because it felt comfy to them lol.

Now that it is not so comfortable they want to know why you are fuking them lol.

People can't afford to buy homes now because of the above lol.



America is likely to enter long-term deflation like something rarely or even never seen.

If that happens then homes will get cheaper but it wouldn't be smart to buy one.

I bet you poor folks buy them and rich folks don't.
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08-05-2024, 12:18 PM
#75
Originally Posted By Destor
I went back to college at 25, took $26k of student loans, spent 3 years at the local technical college, and now make $200k+ with a decade of experience.
That's great to hear, but we are talking about average people. Average people back then made enough to be comfy.

You can no longer be average anymore, else you get phased out. The only way making it is to find someone who can split the bills.
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08-05-2024, 12:19 PM
#76
Originally Posted By Destor
I went back to college at 25, took $26k of student loans, spent 3 years at the local technical college, and now make $200k+ with a decade of experience.
You make what you make at the pleasure of your employer and industry, has nothing to do with you whether you make it or not on that basis but congrats.
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08-05-2024, 12:21 PM
#77
Originally Posted By Destor
I went back to college at 25, took $26k of student loans, spent 3 years at the local technical college, and now make $200k+ with a decade of experience.
That is awesome, and im glad for you.

But that doesn’t change the fact that people can’t afford homes/vehicles and will soon be lapsing on their bills with the way things are going. Prices are rising but wages aren’t.

Do you think everyone should go to college and get your degree, and then get into the same line of work as you to make 200K? Is that what you’re suggesting?
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08-05-2024, 12:23 PM
#78
Originally Posted By MikeLowrrrey
That's great to hear, but we are talking about average people. Average people back then made enough to be comfy.

You can no longer be average anymore, else you get phased out. The only way making it is to find someone who can split the bills.
Originally Posted By Islandboyo
That is awesome, and im glad for you.

But that doesn’t change the fact that people can’t afford homes/vehicles and will soon be lapsing on their bills with the way things are going. Prices are rising but wages aren’t.

Do you think everyone should go to college and get your degree, and then get into the same line of work as you to make 200K? Is that what you’re suggesting?
Average people complain yet they live in big cities and high COL areas

There's women in my apartment building making $85k/year paying the same rent as me yet I clear literally twice as much.

People don't understand how to live beneath their means.
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08-05-2024, 12:25 PM
#79
Originally Posted By TugOfPeace
Average people complain yet they live in big cities and high COL areas

There's women in my apartment building making $85k/year paying the same rent as me yet I clear literally twice as much.

People don't understand how to live beneath their means.
This is why I'm not sympathetic.
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08-05-2024, 12:28 PM
#80
Originally Posted By Islandboyo
That is awesome, and im glad for you.

But that doesn’t change the fact that people can’t afford homes/vehicles and will soon be lapsing on their bills with the way things are going. Prices are rising but wages aren’t.

Do you think everyone should go to college and get your degree, and then get into the same line of work as you to make 200K? Is that what you’re suggesting?
There will always be poor people, winners and losers, there is nothing anyone can do to stop that.

If people only earned what they created then everyone would work all day and never innovate.

Is that the type of society that you want to live in?
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08-05-2024, 12:30 PM
#81
Originally Posted By TugOfPeace
Average people complain yet they live in big cities and high COL areas

There's women in my apartment building making $85k/year paying the same rent as me yet I clear literally twice as much.

People don't understand how to live beneath their means.
Sure there are many irresponsible people
Out there who have poor financial habits.


Doesn’t change the fact that out economy is not working for the people, and only a small % are actually improving while everyone else suffers. Housing and energy costs increase every year yet wages won’t keep up.

This is widespread

Eventually this will have devastating consequences but some people think that telling people to be more financially responsible will fix the economy?
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08-05-2024, 12:32 PM
#82
Originally Posted By Islandboyo
Sure there are many irresponsible people
Out there who have poor financial habits.


Doesn’t change the fact that out economy is not working for the people, and only a small % are actually improving while everyone else suffers. Housing and energy costs increase every year yet wages won’t keep up.

This is widespread

Eventually this will have devastating consequences but some people think that telling people to be more financially responsible will fix the economy?
It sucks that it happened, but we've been living like kings for a long time with 0% interest rates. People buying $500,000 homes while making $80k/year, that isn't normal. Things were bound to correct at some point.
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08-05-2024, 12:33 PM
#83
Originally Posted By TugOfPeace
Average people complain yet they live in big cities and high COL areas

There's women in my apartment building making $85k/year paying the same rent as me yet I clear literally twice as much.

People don't understand how to live beneath their means.
I agree and disagree. Some people do live above their means and make bad financial decisions. However we can't make that assumption about everybody.

When you look outside the city, rent is still high, cost of homes is still high, groceries is still high. That's not to mention getting cucked into buying a marked up new vehicle because you need something dependable to commute to the city 5 days a week. Gas, insurance, tolls, it all adds up. I wish I could ride a bike to work, would save me $700/month and my suv have over 130k miles.

I'm convinced something is wrong with this system. Average people 20 - 30 years ago were fine with a high school diploma and lived pretty comfy with a college degree. Now a college degree is barely making it. Takes 5 - 10 years after graduating just to get ahead.
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08-05-2024, 12:37 PM
#84
Originally Posted By Islandboyo
That is awesome, and im glad for you.

But that doesn’t change the fact that people can’t afford homes/vehicles and will soon be lapsing on their bills with the way things are going. Prices are rising but wages aren’t.

Do you think everyone should go to college and get your degree, and then get into the same line of work as you to make 200K? Is that what you’re suggesting?
I think my path was one among many avenues to do something similar and people mostly need to be ready to do their research and sacrifice, I was making like $16/hr driving a forklift before going back to college (srs)

But was mainly trying to illustrate that you don’t need to spend tons of money or go to an elite college to do alright, you can even start quite late in life and get ahead. I dropped out of high school in the second year and still don’t even technically have my diploma.
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08-05-2024, 12:40 PM
#85
its over

https://x.com/SirajAHashmi/status/1820506594137743395
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08-05-2024, 12:43 PM
#86
Originally Posted By MajorTendonitis
It’s over srs. I lost over 70K of my retirement savings when Covid hit , and barely recouped a thing .
I’m sure the rest will be gone by the end of the week .
If I had known this I never would have taken the buyout at work and just worked till I dropped dead .
barely recouped a thing with the market 4xing since then? Its your fault then entirely. Im serious.


Originally Posted By MikeLowrrrey
Comparing now to the 80s, 90s, 00s make sense because it's a realistic time frame that shows the rapid downfall. 90s you hardly needed a degree. And those who did get a degree lived pretty damn comfortable. Older college graduates keep thinking everything is gravy once you get a degree but fail to realize the entire landscape has changed. Now? Even a degree doesn't do much today. It's almost like new graduates are getting scammed.


The game is different now. When you compare 2024 to 2004, it gives you a great look at how living standards have gone to chit. It also gives everyone who lived during those times something to compare and it's a realistic outlook.

So what's next? Everyone is gonna have to get their masters? After that is saturated, is a PHD the new minimal requirement??
Its crazy that you think just showing up to a 4 year uni makes you worth something lol. The minimal requirement is hunting and killing and eating what you kill. Whether thats sales, finance, back office, front office, etc - the ingredieint you are missing is effort and willpower. You can make 300k in fukking construction if you just show tf up and work. If you jerk of all day on the misc and never go to the office then yea, youre going to be stuck in a shyt job your whole life.


Originally Posted By Islandboyo
Wow some people ITT who pretend to be smart and boast about how they “made it” via their hard work and sacrifice are going to be in for one RUDE awakening when they find out their entire existence will depend on all the millions of people who didn’t “make it” or go to college


Not everyone will go to an Ivy League college or get some great job in finance. It’s ridiculous to suggest that everyone should go do that. When the “normal” hard working people aren’t able to keep up with the jew economy then that isn’t their fault, that is the fault of society and their jew speculation/stock market/ DEBT economy

A class of people who can’t afford things or are relegated to poverty does not help ANYONE. And we are headed towards this reality really quickly. “ just go to an ivy league and work harder” is not a solution.
Fun fact - in this "debt economy" you can make 100k on day 1 as a laborer in construction. A fukking no skill laborer. And you still have fat fuk idiots like you complaining on the internet about it lol
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08-05-2024, 12:43 PM
#87
holding crew
Bills crew / Bud Light crew / extra onion crew / M&P crew / lcp2 crew / ap3 crew / Trump crew / mcdonalds app crew / cat-owner crew / Tin Cup crew / self-checkout crew / country music crew / RIP snails crew / 214CE crew
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08-05-2024, 12:43 PM
#88
Originally Posted By friesbruh
holding crew
Buying crew
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08-05-2024, 12:44 PM
#89
Buy as much as you can.
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  1. DZdun7
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08-05-2024, 12:46 PM
#90
Originally Posted By MikeLowrrrey
I agree and disagree. Some people do live above their means and make bad financial decisions. However we can't make that assumption about everybody.

When you look outside the city, rent is still high, cost of homes is still high, groceries is still high. That's not to mention getting cucked into buying a marked up new vehicle because you need something dependable to commute to the city 5 days a week. Gas, insurance, tolls, it all adds up. I wish I could ride a bike to work, would save me $700/month and my suv have over 130k miles.

I'm convinced something is wrong with this system. Average people 20 - 30 years ago were fine with a high school diploma and lived pretty comfy with a college degree. Now a college degree is barely making it. Takes 5 - 10 years after graduating just to get ahead.
I don't mean to offend you but I'm pretty sure you vote D and not only that, you want to tax the rich lol.

Rich people have all the money, if you tax them then they stop spending, if they stop spending then Americans lose jobs lol.

If you don't tax the rich then you force them to deploy their free cash to produce free cash flow, they collect most of it but not all of it, some goes to regular Americans through the jobs provided by expanded business lol taxing the rich hurts the poor.



I apologize if I mischaracterized you.



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