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Forum » AMazes me how many Federal Employees can't make it a month??
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Thread: AMazes me how many Federal Employees can't make it a month??

post 1571425611 01-17-2019, 01:10 PM
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Originally Posted By arod204⏩
Something like 70% of America is living paycheck to paycheck with less than $400.00 in savings. So much prosperity.
Well how lucky are we to only have members of the opposing 30% who all have $10,000,000 in savings and make $500,000 everyday from their investments all while miscing and banging their harem of 10/10 HBBs everyday.

Because nobody from the land of the free who miscs is broke.
post 1571426171 01-17-2019, 01:17 PM
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#92
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Originally Posted By Tuksonrider⏩
Actually, a lot of federal workers don't make that much unless they are in upper management or in very specialized fields. Grunts on the front line of TSA or Coast Guard don't make much more than a shift-manager at your local fast-food joint.

What federal gov't jobs make for in pay is usually benefits, job security (unless there is a shut-down over egos), and a solid pension if you can make it 20-30 years.

Most have covered January rents/bills, etc, but February is looming. Food, utilities, child-care.. they don't care if you are on furlough from the gov't. You rarely get a break. Mortgage companies *may* do something like lay off the late-fees, but they don't give you a free month of rent or mortgage.

True that furlough gov't employees will get back pay, but that doesn't help them out NOW.
This. Most of the people you see being furloughed are worker bees and generally people who are lower down the ranks like your GS 6 and below. Before miscers try to use this opportunity to insult employees of the federal government (some of whom are still showing up to work without pay because they realize others depend on them for safety), realize this isn’t a problem with federal employees, this is a problem with Americans in general. People across the nation are living paycheck to paycheck and they have no intent to stop. A lot of y’all would be exposed if your job suddenly stopped paying you.

Also, I wouldn’t turn on the news and watch reporters interview people who are suffering because they aren’t being paid and try to come to a conclusion about the plight of ALL the furloughed gov’t workers.
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post 1571426611 01-17-2019, 01:22 PM
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Originally Posted By RICHSTRONG⏩
I was always raised to have at least 3 months saved to cover everything (mortgage, cars, food etc.) in case something happens. Am I alone in this?? Am I being idiotic or just too old school?
I was also taught that. Enough for 2-3 months of primary expenses. At times I've fell below that threshold though.
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post 1571433101 01-17-2019, 02:38 PM
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Originally Posted By Redwine006⏩
I was also taught that. Enough for 2-3 months of primary expenses. At times I've fell below that threshold though.
Everyone knows this. Most don't have the discipline to do it. Some really do struggle with children on low income and just can't do it.

The latter I can feel bad for, the former no. Although a subset of the latter shouldn't have had kids in the first place.
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post 1571433611 01-17-2019, 02:43 PM
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34 year old federal employee checking in... i'm a peasant GS-9 I make approx jack **** per year. I have an entire year's worth of all expenses in savings/investments and a nice chuck in TSP that could be accessed in a real emergency. Granted I do have my own home business as well, but not anything that makes big money. Anyone over 25 that doesnt have at least 4 months of expenses covered is one stupid mother ****er.
post 1571433801 01-17-2019, 02:45 PM
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Originally Posted By JaxBrah⏩
80% dont even deserve the job to begin with and their position wouldnt even need refilling if they got fired
Isn't this the same with state employees? One dude who worked at the state at my job said he did about half hour's worth of work on any given day and would spend the rest at the basketball court across from their building. And management knew this and didn't care.

State/Federal orgs should function like private companies in the sense that if you don't produce - you're gone. Such wasteful spending, it upsets me as a taxpayer.
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post 1571433821 01-17-2019, 02:46 PM
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Lol at the unsupported generalizations ITT

brb all miscers have $500k in gold bullion under their bed
brb everyone who works for the government is a total layabout/retard/loser
brb why do people have to complain about not getting paid just do your job for free be a man about it
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post 1571434061 01-17-2019, 02:48 PM
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Originally Posted By Luc1fer⏩
Although a subset of the latter shouldn't have had kids in the first place
I agree 100%. I'm always getting backlash for saying that. I know some things are unexpected and situations can be unfair and tough, but I could not bring a child into the world if I could only provide for myself. Wouldn't be comfortable having one unless I had the means to support 2 of them. They always say you're never ready as a parent, but I'd like to be as ready and prepared as possible. Would never want my child going without.
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post 1571434141 01-17-2019, 02:49 PM
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Originally Posted By 8pilot8⏩
Lol at the unsupported generalizations ITT

brb all miscers have $500k in gold bullion under their bed
brb everyone who works for the government is a total layabout/retard/loser
brb why do people have to complain about not getting paid just do your job for free be a man about it
I didn't say or infer that at all. I simply stated that EVERYONE should have a few months saved. Federal employee or not. What's so hard about not living beyond your means?
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post 1571434291 01-17-2019, 02:51 PM
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Originally Posted By JoeDelts⏩
You're probably right. I'm not familiar with how it works in the US. I just know that with the government workers I've known here (Canada) there seems to be a disconnect between where the money that they put into their (defined) pensions (which are far better than the investment/401K type) originated from in the first place. It originated from the paychecks of private sector taxpayer's. All government money originated from the private sector but they seem oblivious to this.
No. We’re not supposed to strike. But of course they get away with **** like TSA is right now blasting explicit music at airports in protest cause we have a bunch of grown babies as adults and no one holds them responsible for their actions.
Originally Posted By 724hp⏩
34 year old federal employee checking in... i'm a peasant GS-9 I make approx jack **** per year. I have an entire year's worth of all expenses in savings/investments and a nice chuck in TSP that could be accessed in a real emergency. Granted I do have my own home business as well, but not anything that makes big money. Anyone over 25 that doesnt have at least 4 months of expenses covered is one stupid mother ****er.
This.

GS-7 here. Wife is Fed. We got 4 more months we can go. We all good here.
post 1571434441 01-17-2019, 02:54 PM
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Originally Posted By RICHSTRONG⏩
Doesn't ANYONE save these days in case of stuff like this??
I'm sure many do. But those families don't make the news. As well, Christmas and New Year, plus school holidays, these all tend to drop people's savings, and lots of people give or lend money to family and friends at this time of year, so the timing isn't great.

As well, this is just speculation, but... government jobs are pretty secure, generally speaking. And in the US carry decent health and oension benefits. So there'd be a mentality of complacence which people in the less-secure private sector won't have. For example, apart from the army, every job I've had I could have been fired tomorrow. They don't always call it "fired", you're a "casual worker" and they just "cancel shifts." But either way my future income was very uncertain. So I planned and saved and budgeted and all that. Whereas when I was in the army I just pissed it away.

But let's be fair to those federal employees. You should not have to plan against the entire breakdown of your government. Government should be able to settle its issues without shutting the whole fcking thing down. It's a reasonable expectation that they function well enough to pay you while you continue working for them.
post 1571434881 01-17-2019, 02:59 PM
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Originally Posted By KyleAaron⏩
But let's be fair to those federal employees. You should not have to plan against the entire breakdown of your government. Government should be able to settle its issues without shutting the whole fcking thing down. It's a reasonable expectation that they function well enough to pay you while you continue working for them.
The fact is shutdowns can happen, and you need to be prepared for them as a federal employee. So it isn't a reasonable expectation when it doesn't match the current reality.
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post 1571435111 01-17-2019, 03:02 PM
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Originally Posted By ArmaanX92⏩
and their paychecks should not be cut due to politicians disagreeing on budget issues...if you cut their checks, cut Congress’ pay too and let’s see how long a shutdown lasts
Lots are independently wealthy so they wouldn't be too bothered. What might work better is what Frederick II did in 1241 when the cardinals couldn't agree on a new Pope: he locked them in a monastery on bread and water until they made a decision.

Lock Congress and Trump up in the Congress building on bread and water until they sort it out. Most of them could stand to drop a few pounds anyway.
post 1571435321 01-17-2019, 03:04 PM
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Originally Posted By Luc1fer⏩
The fact is shutdowns can happen, and you need to be prepared for them as a federal employee. So it isn't a reasonable expectation when it doesn't match the current reality.
If you think that it is a reasonable expectation that on a regular basis your entire federal government will shut down, then you will not long have your Union. The federal government being unable to pay its bills and ceasing to function is how the Soviet Union collapsed.
post 1571435351 01-17-2019, 03:05 PM
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Originally Posted By Tuksonrider⏩
I could be wrong, but federal workers, and most local/state gov't workers cannot strike.

We pay into a retirement plan. That's doesn't mean we can't have multiple retirement plans. Smart ones do if they can afford it.
semi true. some folks are unionized, so they do have some way to bargain.
Originally Posted By 724hp⏩
34 year old federal employee checking in... i'm a peasant GS-9 I make approx jack **** per year. I have an entire year's worth of all expenses in savings/investments and a nice chuck in TSP that could be accessed in a real emergency. Granted I do have my own home business as well, but not anything that makes big money. Anyone over 25 that doesnt have at least 4 months of expenses covered is one stupid mother ****er.
not sure all of the exact rules on TSP, but it's my understading that you cannot take out a TSP loan when you are on a non-pay status. When the TSP issues you a loan, loan payments are deducted from your pay. Therefore, if you are not receiving pay, you will not be eligible for a TSP loan. you can take out a hardship withdraw from TSP, but that will get taxed hard.

i'm thankful that DoD wasnt affected; the last furloughs i was lucky i had money in the bank saved. if DoD got hit, i'd be screwed. cost of living and housing prices here hawaii is expensive; even though i'm a GS-14, it's still a struggle.
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post 1571435621 01-17-2019, 03:09 PM
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Originally Posted By RICHSTRONG⏩
Doesn't ANYONE save these days in case of stuff like this?? It baffles my mind. I understand it's a bitch working without pay (especially for some of the military/coast guard) that won't receive a check. But i know some fed. employees and they make pretty good money. Christ, you watch some of the news and it's like Food Banks are running out helping, stories of people 'maybe' losing houses, not feeding kids etc. WTF...serious?? I was always raised to have at least 3 months saved to cover everything (mortgage, cars, food etc.) in case something happens. Am I alone in this?? Am I being idiotic or just too old school?
That 3 month thing is "old school" and depending what area that you live in, can be hard to do. DC and the suburbs are expensive as F/K to live in and commuting costs are just as pricey. Depending on what percentage of your costs go to housing/car/utilities/food, there may be little left. A fed can be a secuity guard or tsa 15$/hr on up to 180,000 SES manager.
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post 1571435771 01-17-2019, 03:11 PM
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Originally Posted By KyleAaron⏩
If you think that it is a reasonable expectation that on a regular basis your entire federal government will shut down, then you will not long have your Union. The federal government being unable to pay its bills and ceasing to function is how the Soviet Union collapsed.
We are talking over each other. I'm talking about reasonable expectations, for planning purposes, for a federal employee under the current conditions.
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post 1571435781 01-17-2019, 03:11 PM
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Originally Posted By KyleAaron⏩
Lock Congress and Trump up in the Congress building on bread and water until they sort it out. Most of them could stand to drop a few pounds anyway.
put it on PPV, would watch/10
post 1571435931 01-17-2019, 03:13 PM
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Originally Posted By x-trainer
That 3 month thing is "old school" and depending what area that you live in, can be hard to do. DC and the suburbs are expensive as F/K to live in and commuting costs are just as pricey. Depending on what percentage of your costs go to housing/car/utilities/food, there may be little left. A fed can be a secuity guard or tsa 15$/hr on up to 180,000 SES manager.
i agree. i was able to save up easily back when i was single and lived in FL; i had 6 months salary saved up. fast forward to present with wife and two kids, it's damn near it's impossible to save 3 months, especially in high cost of living areas like hawaii, bay area, DC, etc
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post 1571436491 01-17-2019, 03:20 PM
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they should just ask their parents for some cash
post 1571436661 01-17-2019, 03:22 PM
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I was taught 6 months in the bank, bare minimum. Which doesn't include what you have set aside for investment. It's something I will always live by. If I can't maintain that standard then something is seriously wrong. Either not enough coming in, or too much going out.
post 1571436931 01-17-2019, 03:26 PM
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Originally Posted By Luc1fer⏩
We are talking over each other. I'm talking about reasonable expectations, for planning purposes, for a federal employee under the current conditions.
reasonable expectations for federal employees have changed quite a bit in the past 10 years. 2009 post recession, people were lucky to have jobs. federal govt did a lot of restructuring/downsizing and there were quite a few reduction in force (RIF) where employees lost their jobs. trump's hiring freeze also put the govt in limbo and many had to pick up the slack because of the prolonged vacancies.

one of the percs of being a civil service employment is long term stability and retirement. govt shutdowns and uncertainties are the norm and fed employees should be preparing for the wrose.
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post 1571437241 01-17-2019, 03:31 PM
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Originally Posted By RICHSTRONG⏩
I didn't say or infer that at all. I simply stated that EVERYONE should have a few months saved. Federal employee or not. What's so hard about not living beyond your means?
Totally agree and I live that same way. But the general tenor of this thread pivoted pretty quickly from that perspective to attacking everyone who works for the government as worthless (aside from military of course).
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post 1571437271 01-17-2019, 03:31 PM
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Originally Posted By VoxExMachina⏩
This is why we need to tax the rich at 70%.

Our federal employees are working their fingers to the bone to ensure we are accurately monitoring the population of long-proboscis mosquitos, and we can't even pay them enough to get by for a month.
How does taxing the rich help the federal employees?
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post 1571437691 01-17-2019, 03:37 PM
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post 1571449091 01-17-2019, 06:42 PM
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Originally Posted By Bassackwards⏩
govt shutdowns and uncertainties are the norm and fed employees should be preparing for the wrose.
Does it occur to you that if it's reasonable to expect that the government may be shut down tomorrow, you no longer have a functioning government? When your government resembles a Third World electricity system with frequent blackouts...

That's how the Soviet Union ended, guys.
post 1571449811 01-17-2019, 06:50 PM
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Originally Posted By KyleAaron⏩
Does it occur to you that if it's reasonable to expect that the government may be shut down tomorrow, you no longer have a functioning government? When your government resembles a Third World electricity system with frequent blackouts...

That's how the Soviet Union ended, guys.
You need to stop conflating what the current situation is vs. an ideal situation. Twoentirelydifferent topics.

The FACT is, govt shutdowns can happen and your pay can stop temporarily. People are simply arguing that federal employees should be aware of those risks, just like private employees (who can be fired tomorrow).
𝕮𝖍𝖆𝖘𝖊 𝖆 𝖈𝖍𝖊𝖈𝕶, 𝖓𝖊𝖛𝖊𝖗 𝖈𝖍𝖆𝖘𝖊 𝖆 𝖇𝖎𝖙𝖈𝖍

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post 1571450021 01-17-2019, 06:52 PM
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Originally Posted By topperstyle⏩
The majority of our society lives beyond their means, which means zero in savings.

A sad reality check.
THIS 100% it's the fault of our consumerist society.
post 1571450031 01-17-2019, 06:53 PM
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Originally Posted By STA556⏩
This. Most federal employees are lazy af and spend beyond their means.
YUP so true.

I know one that has a new car and a nice house. No kids but looks like she dresses at the dollar store.
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post 1571450811 01-17-2019, 07:04 PM
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just lol , at this essentially being an ego driven shutdown between pelosi/schumer and trump/mcconnell.

those 4 are fukking with all of us, federal employee or not.
i agree with many sentiments on both sides of thisbthread, but just lol if any of us irl could just shut things down if we dont get our way. those people are disconnected from our planet.
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