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» Lazy ways to acquire wealth
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post 1458186063 08-18-2016, 09:23 AM
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#91
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Own an apartment and rent out rooms to people.
Brb never work a day in your life,
Brb ton of money coming in each day
(dont ask how to get money to buy an apartment building)
post 1458193353 08-18-2016, 10:14 AM
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#92
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LMAO @ your poverty sharesave scheme OP.

You blue collar subhuman weakling.

I get 2 shares for every 1 I buy.

I can also take out whenever I please with a large percentage tax-free.

Not that I have btw, because I don't need to. I have 2 cars and one of them is on credit because I'd rather keep my capital and the monthly payments are cheaper than getting the bus. Added bonus is no maintenance costs since the car is always new.

I also own 120% of my 4 bedroom detached home and go on holidays every year with my stunning wife and 2 beautiful sons.

Just LMAO @ not living life and squirrelling every penny away OP. All so the goverment can take it off you after you die not spending a penny of it.

Have fun being a bald single loser OP.

Should have chosen life.

fist yourself
post 1458199073 08-18-2016, 10:50 AM
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#93
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Originally Posted By msharingan
I used to think like this till a friend of mine retired from his 9-5 at 37. Now he owns a beachfront house in Puerto Rico and bangs HBBs on the regular.

Really changed my perspective on life and what we consider "time of my life".
Good for him, not what I want. A beachfront, maybe, banging randoms? Naw bro, I'm not 22 anymore. I got bored of chasing randoms by 25. I'm on dat family mindset now.

If being a single bachelor at 37 going to bars still banging randoms is your thing, then by all means do it.

Like I said, I'm saving plenty, got my retirement on lock, as my career progresses, even more. Then by the time I've spent enough years in my field and properly built a network of good experts and companies to outsource to, I'll probably do my own consulting business.

The one thing you never get back in life is time. Sure that guy is 37 and doing good now, but at what cost? His youth? No thanks man.
"We are what we repeatedly do. Excellence then, is not an act, but a habit." -Will Durant
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post 1458204543 08-18-2016, 11:25 AM
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#94
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Holy shizz. Why don't people understand location maters. 100k in Manhattan or LI is lower Middle class. deal with it.

"But if you are defining middle class by lifestyle, to accommodate the cost of living in Manhattan, that salary would have to fall between $80,000 and $235,000. This means someone making $70,000 a year in other parts of the country would need to make $166,000 in Manhattan to enjoy the same purchasing power."
http://www.nytimes.com/2013/01/20/re...ttan.html?_r=0
*** Misc Cigar Crew ***
post 1458205033 08-18-2016, 11:29 AM
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#95
  1. BustaCapp
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Originally Posted By dave.mc




















































Actually he's right.

If you're not married to a self-centred, spending obesessed hag, then of course life is much cheaper.

Source:

I'm actually married, unlike most of the virgin losers ITT who actually know nothing.
fist yourself
post 1458248713 08-18-2016, 04:46 PM
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#96
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Originally Posted By BustaCapp
LMAO @ your poverty sharesave scheme OP

Not that I have btw, because I don't need to. I have 2 cars and one of them is on credit because I'd rather keep my capital and the monthly payments are cheaper than getting the bus. Added bonus is no maintenance costs since the car is always new.

So you know how much a bus fare costs? At your age?

I literally have no idea how much a bus fare is, haven't been on a bus for twenty years. Is it 50p? Or 3.40 ?
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post 1458249343 08-18-2016, 04:50 PM
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#97
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Originally Posted By Hammersia
So you know how much a bus fare costs? At your age?

I literally have no idea how much a bus fare is, haven't been on a bus for twenty years. Is it 50p? Or 3.40 ?
If you are on a bus after the age of 17, you are a failure. Margaret Thatcher said that she did.
2023 bertie awards 2024 nominations

https://forum.obnoxiousbrutes.com/showthread.php?t=184693083
post 1458249953 08-18-2016, 04:54 PM
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Originally Posted By BustaCapp
LMAO @ your poverty sharesave scheme OP.

You blue collar subhuman weakling.

I get 2 shares for every 1 I buy.

I can also take out whenever I please with a large percentage tax-free.

Not that I have btw, because I don't need to. I have 2 cars and one of them is on credit because I'd rather keep my capital and the monthly payments are cheaper than getting the bus. Added bonus is no maintenance costs since the car is always new.

I also own 120% of my 4 bedroom detached home and go on holidays every year with my stunning wife and 2 beautiful sons.

Just LMAO @ not living life and squirrelling every penny away OP. All so the goverment can take it off you after you die not spending a penny of it.

Have fun being a bald single loser OP.

Should have chosen life.

How do you own 120% of a house? (Not that a house is worth anything in merseyside) How are the shares in Royal Mail going?
2023 bertie awards 2024 nominations

https://forum.obnoxiousbrutes.com/showthread.php?t=184693083
post 1458309313 08-19-2016, 01:43 AM
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#99
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Originally Posted By NY
Holy shizz. Why don't people understand location maters. 100k in Manhattan or LI is lower Middle class. deal with it.

"But if you are defining middle class by lifestyle, to accommodate the cost of living in Manhattan, that salary would have to fall between $80,000 and $235,000. This means someone making $70,000 a year in other parts of the country would need to make $166,000 in Manhattan to enjoy the same purchasing power."
http://www.nytimes.com/2013/01/20/re...ttan.html?_r=0
It's not that simple. When you say cost of living, the bulk of that is housing. Buy something in an expensive area at a relatively cheap time (ie not now) and the return on capital can dwarf your salary. Ask anyone that bought in London within the last twenty five years, millions of Londoners now earn more in asset appreciation than they do in salary.
2023 bertie awards 2024 nominations

https://forum.obnoxiousbrutes.com/showthread.php?t=184693083
post 1458312483 08-19-2016, 02:33 AM
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#100
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Originally Posted By Hammersia
So you know how much a bus fare costs? At your age?

I literally have no idea how much a bus fare is, haven't been on a bus for twenty years. Is it 50p? Or 3.40 ?
If you make enquiries and speak to people you can generally find things out. But since you never leave your mothers house you wouldn't know that.
Originally Posted By samsbolton
How do you own 120% of a house? (Not that a house is worth anything in merseyside) How are the shares in Royal Mail going?
Guess you've never heard of equity.

Still no avi yet calling people fat?

Coward.
fist yourself
post 1458315273 08-19-2016, 03:30 AM
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#101
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Originally Posted By BustaCapp
If you make enquiries and speak to people you can generally find things out. But since you never leave your mothers house you wouldn't know.
The cope is strong with this one.
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post 1458315403 08-19-2016, 03:34 AM
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#102
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Company share is a huge way to go from nothing to something.

Friend's dad worked at publix from very early on making <40k and is now a millionare off their stock
Be a Cuck or get Cucked

Dink Size= Medium
post 1458317283 08-19-2016, 04:11 AM
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#103
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Originally Posted By BustaCapp
Guess you've never heard of equity.

Still no avi yet calling people fat?

Coward.
you can't own 120% of a house. Do you mean you had a 120% mortgage and paid it off? Or you own your house and have 20% of what its worth in other assets? Or, more likely, you are talking out of your great fat ar se.

Will post an avi when you make sense.
2023 bertie awards 2024 nominations

https://forum.obnoxiousbrutes.com/showthread.php?t=184693083
post 1458317423 08-19-2016, 04:15 AM
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#104
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Originally Posted By samsbolton
you can't own 120% of a house. Do you mean you had a 120% mortgage and paid it off? Or you own your house and have 20% of what its worth in other assets? Or, more likely, you are talking out of your great fat ar se.

Will post an avi when you make sense.
Oops, my bad.

I meant I have 120k equity.

Only just woke up. Sorry about that.
fist yourself
post 1458317743 08-19-2016, 04:21 AM
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sell your hole
multi, krill oil. beetroot, l-carnitine
post 1458317963 08-19-2016, 04:25 AM
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#106
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Isn't OP a tradie?
post 1458319293 08-19-2016, 04:54 AM
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#107
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Originally Posted By BustaCapp
Oops, my bad.

I meant I have 120k equity.

Only just woke up. Sorry about that.
you have 120k equity at age 41?!

2023 bertie awards 2024 nominations

https://forum.obnoxiousbrutes.com/showthread.php?t=184693083
post 1458319343 08-19-2016, 04:55 AM
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#108
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Originally Posted By meatlog
Isn't OP a tradie?
nope, have virtually no skillset whatsoever. Kind of the point.
2023 bertie awards 2024 nominations

https://forum.obnoxiousbrutes.com/showthread.php?t=184693083
post 1458342093 08-19-2016, 08:44 AM
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#109
  1. BustaCapp
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Originally Posted By samsbolton
you have 120k equity at age 41?!
...says the loner with 2 mortgages and thinks a sharesave is a way to become wealthy?

fist yourself
post 1458345273 08-19-2016, 09:06 AM
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#110
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Originally Posted By BustaCapp
...says the loner with 2 mortgages and thinks a sharesave is a way to become wealthy?

I have one mortgage. First property is paid for and letted out. Have about 60% equity in this one. In Hertfordshire, not Merseyside. You do the math.

I went into detail about a sharesave because it is a genuine one way bet, not a way to make millions. If it doubles, I'll clear low 5 figures, if it doesnt I get all my money back and can re invest it (which my employer has just done with last years scheme)

TBH, I didnt realise you were in such dire financial straights, I actually genuinely feel sorry for you. If your wife leaves you you will have, at most, 60k to your name? Probably not even that since you can bet she will get the 'house' (we'll call it a house) and kids.

People, Busta here is an example of what NOT to do. Poor bloke has been working 20, perhaps 25 years, and couldnt buy a crofters shed in the hebrides. Perhaps we can start a 'GoFundMe' for you, there must be one for fat failed powerlifters, who's with me?
2023 bertie awards 2024 nominations

https://forum.obnoxiousbrutes.com/showthread.php?t=184693083
post 1458346883 08-19-2016, 09:18 AM
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#111
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Originally Posted By samsbolton
I have one mortgage. First property is paid for and letted out. Have about 60% equity in this one. In Hertfordshire, not Merseyside. You do the math.

I went into detail about a sharesave because it is a genuine one way bet, not a way to make millions. If it doubles, I'll clear low 5 figures, if it doesnt I get all my money back and can re invest it (which my employer has just done with last years scheme)

TBH, I didnt realise you were in such dire financial straights, I actually genuinely feel sorry for you. If your wife leaves you you will have, at most, 60k to your name? Probably not even that since you can bet she will get the 'house' (we'll call it a house) and kids.

People, Busta here is an example of what NOT to do. Poor bloke has been working 20, perhaps 25 years, and couldnt buy a crofters shed in the hebrides. Perhaps we can start a 'GoFundMe' for you, there must be one for fat failed powerlifters, who's with me?
I paid my first mortgage off years ago too.

I was thinking of letting like you but I have a family and life so decided to upgrade instead.

Nevertheless, impressive portfolio you have there Giles.

1.5 properties (probably grotty terraces rented out to DHSS snackbar families).

Mirin' hard.

When you die, which cat and dogs home will all your money be going to?
fist yourself
post 1458354113 08-19-2016, 10:03 AM
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#112
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Originally Posted By samsbolton
I have one mortgage. First property is paid for and letted out. Have about 60% equity in this one. In Hertfordshire, not Merseyside. You do the math.

I went into detail about a sharesave because it is a genuine one way bet, not a way to make millions. If it doubles, I'll clear low 5 figures, if it doesnt I get all my money back and can re invest it (which my employer has just done with last years scheme)

TBH, I didnt realise you were in such dire financial straights, I actually genuinely feel sorry for you. If your wife leaves you you will have, at most, 60k to your name? Probably not even that since you can bet she will get the 'house' (we'll call it a house) and kids.

People, Busta here is an example of what NOT to do. Poor bloke has been working 20, perhaps 25 years, and couldnt buy a crofters shed in the hebrides. Perhaps we can start a 'GoFundMe' for you, there must be one for fat failed powerlifters, who's with me?
Originally Posted By BustaCapp
I paid my first mortgage off years ago too.

I was thinking of letting like you but I have a family and life so decided to upgrade instead.

Nevertheless, impressive portfolio you have there Giles.

1.5 properties (probably grotty terraces rented out to DHSS snackbar families).

Mirin' hard.

When you die, which cat and dogs home will all your money be going to?
It's kids vs no kids isn't it

Some statistician in the UK estimates 230,000 to raise one of the little chit munchers from 0-21

That's where Busta's money is gone


As for who I side with, It'd be Sambolton because I don't want kids either and his namesake is my town of birth
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post 1458371703 08-19-2016, 11:48 AM
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#113
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Originally Posted By NotANun21
Some statistician in the UK estimates 230,000 to raise one of the little chit munchers from 0-21
I've calculated we'll have paid easily over 40k on nursery fees alone for my 2 kids by the time the little one starts school.

But so what?

Having kids > objects.

And be careful siding with samsbolton. Some people don't have kids because they'll never get a choice in the matter.
fist yourself
post 1458374123 08-19-2016, 12:02 PM
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#114
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Originally Posted By BustaCapp
I've calculated we'll have paid easily over 40k on nursery fees alone for my 2 kids by the time the little one starts school.

But so what?

Having kids > objects.

And be careful siding with samsbolton. Some people don't have kids because they'll never get a choice in the matter.
2 kids = 460,000

I'd much rather have the 460,000 than the kids when all is said and done because it doesn't just buy things it buys experiences/memories, and also security and freedom in the sense that I know I won't have to work as much just to survive if I don't have to provide for children that I could have, but doubt I could raise correctly because of my own issues with my own family (if you check my post history and head to the thread I was replying to about family you may see what I mean). It takes money to make money and if you have few expenses you have more to play with, passive income comes easier and I don't have to slave away for 40-60 hours per week just to make ends meet. I do have a long-term girlfriend, who hopefully I manage to stay with into the future, and she has a very small chance of being able to have children anyway due to medical issues so that may work out in my favour, or she may leave me and go through IVF (if hysterectomy doesn't come first) with some other guy, or leave me and adopt with some other guy I don't know what the future holds but currently I'm dead set that this is what I want for myself

And your prediction of leaving behind no legacy and giving your money away when you die to a church/dogs home/charity is probably more spot on than you think but I don't think it's necessarily a bad thing. The things I donate my life's work/earnings to would create a better life for your children in some ways I wouldn't chit on someone for that. I have serious mental health issues, the NHS funding for mental health issues is practically none existant, when I die all my money would be going to a mental health charity who actively compaigns for that to change.
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post 1458375833 08-19-2016, 12:12 PM
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#115
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Originally Posted By NotANun21
2 kids = 460,000

I'd much rather have the 460,000 than the kids when all is said and done because it doesn't just buy things it buys experiences/memories, and also security and freedom in the sense that I know I won't have to work as much just to survive if I don't have to provide for children that I could have, but doubt I could raise correctly because of my own issues with my own family (if you check my post history and head to the thread I was replying to about family you may see what I mean). It takes money to make money and if you have few expenses you have more to play with, passive income comes easier and I don't have to slave away for 40-60 hours per week just to make ends meet. I do have a long-term girlfriend, who hopefully I manage to stay with into the future, and she has a very small chance of being able to have children anyway due to medical issues so that may work out in my favour, or she may leave me and go through IVF (if hysterectomy doesn't come first) with some other guy, or leave me and adopt with some other guy I don't know what the future holds but currently I'm dead set that this is what I want for myself

And your prediction of leaving behind no legacy and giving your money away when you die to a church/dogs home/charity is probably more spot on than you think but I don't think it's necessarily a bad thing. The things I donate my life's work/earnings to would create a better life for your children in some ways I wouldn't chit on someone for that. I have serious mental health issues, the NHS funding for mental health issues is practically none existant, when I die all my money would be going to a mental health charity who actively compaigns for that to change.
Age: 24

Saw a guy in Portugal who was mid fifties almost having a stroke trying to run around after his toddler son.

Not saying you'll definitely change your mind.......but whatever you do, don't be that guy.
fist yourself
post 1458377333 08-19-2016, 12:20 PM
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#116
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Originally Posted By BustaCapp
Age: 24

Saw a guy in Portugal who was mid fifties almost having a stroke trying to run around after his toddler son.

Not saying you'll definitely change your mind.......but whatever you do, don't be that guy.
Kids are a handful no doubt, I get that somebody has to raise them or the country/world would fall apart but it isn't going to be me I don't think

But if I get my way and things work out I'll be your age about the same time your kids are mine, and possibly going through similar struggles cos "Thatcher's Britain" and all that... I'll be contributing just in a different, less stressful and possibly slightly more lonely way
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post 1458378373 08-19-2016, 12:25 PM
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#117
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Originally Posted By NotANun21
Kids are a handful no doubt, I get that somebody has to raise them or the country/world would fall apart but it isn't going to be me I don't think

But if I get my way and things work out I'll be your age about the same time your kids are mine, and possibly going through similar struggles cos "Thatcher's Britain" and all that... I'll be contributing just in a different, less stressful and possibly slightly more lonely way
I'd say leave it no later than 35 if you do. 40 at the very latest.
fist yourself
post 1458379043 08-19-2016, 12:29 PM
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#118
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too lazy to read I just wanna become rich
post 1458393983 08-19-2016, 02:12 PM
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#119
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Originally Posted By BustaCapp
Age: 24

Saw a guy in Portugal who was mid fifties almost having a stroke trying to run around after his toddler son.

Not saying you'll definitely change your mind.......but whatever you do, don't be that guy.
said guy could prevent that by being active, fit, working out, don't you think?
post 1458394793 08-19-2016, 02:18 PM
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  1. gwem32170191
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  1. gwem32170191
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Dont:

Drink
Drugs
Cigarettes
Eat out
Women

That's the easiest way to carve out capital from your income. Once you have the capital you can do whatever you think your opportunity is.
It is not so much the major events as the small day-to-day decisions that map the course of our living. . . Our lives are, in reality, the sum total of our seemingly unimportant decisions and of our capacity to live by those decisions. ― Gordon B. Hinckley
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