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Forum » The Chase Sapphire Reserve is the GOAT credit card
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Thread: The Chase Sapphire Reserve is the GOAT credit card

post 1462520993 09-16-2016, 09:03 AM
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#121
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Originally Posted By DatFeelGuy⏩
Discover IT also offers 5% cash back in quarterly categories with rewards doubled for the first year (so 10% cash back!)
True but some retailers don't accept discover srs.
post 1462522373 09-16-2016, 09:14 AM
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#122
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Originally Posted By JimFromRaleigh1⏩
awww yeah just got my interview scheduled for the global entry. God damn appointment is two hours away because all appointments near me are booked for 6 months.

Dat dere CSR benefits doe.
Good stuff man. Did you end up having to call CBP to clear your online app?

The interview is simple
Training log: http://forum.obnoxiousbrutes.com/showthread.php?t=165829701
post 1462522773 09-16-2016, 09:17 AM
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#123
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Originally Posted By arn710⏩
Good stuff man. Did you end up having to call CBP to clear your online app?

The interview is simple
No. I received an email saying my status was updated. The rest was easy.
post 1462523883 09-16-2016, 09:27 AM
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#124
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Originally Posted By JimFromRaleigh1⏩
If you want a good cash rewards card;

CITI double cash card: 1% on purchases, 1% when you pay your card for a total of 2%

Chase Freedom 5% (not cash rewards, but rewards points which is not what you are looking for but) on revolving categories. This month it is restaurants and costco/sam's club/BJ's

Other cards out there give you various benefits. I love the Costco VISA card. There are others out there that will give you 1.5% on all purchases. Check with chase, amex, CITI and see what benefits they offer.
I have the Amex blue cash preferred, 6% on groceries (hhhnnnggg), 3% on gas, 3% at department stores, 1% on everything else. Sucks they just raised the AF to $90 from $70 though, Amex slowly keeps eroding benefits in some way. But I like them because they have no problem giving me a $10k credit limit increase every year ayyy.
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post 1462525863 09-16-2016, 09:40 AM
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#125
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so, after we get the card, if we decide to cancel before the next $450 annual fee - will this hurt your relationship with chase? what happens?
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post 1462527323 09-16-2016, 09:49 AM
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Originally Posted By RightKindaGuy⏩
so, after we get the card, if we decide to cancel before the next $450 annual fee - will this hurt your relationship with chase? what happens?
Not at all. Chase has a 5 cards in 24 month rule.
post 1462531803 09-16-2016, 10:24 AM
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#127
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Originally Posted By RightKindaGuy⏩
so, after we get the card, if we decide to cancel before the next $450 annual fee - will this hurt your relationship with chase? what happens?
You may lose the 100k point bonus

It has definitely happened to others
Training log: http://forum.obnoxiousbrutes.com/showthread.php?t=165829701
post 1462531923 09-16-2016, 10:25 AM
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#128
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Originally Posted By arn710⏩
You may lose the 100k point bonus

It has definitely happened to others
No chit? I think I am going to keep the card, but damn was not aware.
post 1462533203 09-16-2016, 10:36 AM
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#129
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Originally Posted By JimFromRaleigh1⏩
No chit? I think I am going to keep the card, but damn was not aware.
Yep.

I'm going to keep it as well and cancel my Sapphire Preferred. Its only $50 more /month and I'll get that out of the extra 1% on travel and dining
Training log: http://forum.obnoxiousbrutes.com/showthread.php?t=165829701
post 1462540443 09-16-2016, 11:28 AM
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#130
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Originally Posted By 1fast1⏩
no Centurion Lounge access, no care. the rest of the lounges are poverty as fuk compared to Centurion.
The Miami centurion lounge is always packed. The admirals lounge is better in that airport.
post 1462540663 09-16-2016, 11:30 AM
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#131
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Originally Posted By arn710⏩
You may lose the 100k point bonus

It has definitely happened to others
Can you lose it even after you've migrated the points over to your airline of choice? I imagine if you leave them in your credit card provider account then sure they could remove them. I've never bothered to check what the contracts on my cards say about this
post 1462541473 09-16-2016, 11:36 AM
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#132
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Originally Posted By Nihiliste⏩
Can you lose it even after you've migrated the points over to your airline of choice? I imagine if you leave them in your credit card provider account then sure they could remove them. I've never bothered to check what the contracts on my cards say about this
No idea man. Flyertalk.com would have more info on that

Possibly being red flagged by Chase would be enough to discourage me though. I have probably gone through a million miles with them over the years and half of that coming from sign on bonuses

I signed up with them when they still offered points on savings accounts!
Training log: http://forum.obnoxiousbrutes.com/showthread.php?t=165829701
post 1462549433 09-16-2016, 12:31 PM
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#133
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srs question.
how good should my credit be to get a card like these with all the fukkin perks?
I checked my credit last week and I'm about 710
post 1462549553 09-16-2016, 12:31 PM
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#134
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Originally Posted By SpermWhale⏩
srs question.
how good should my credit be to get a card like these with all the fukkin perks?
I checked my credit last week and I'm about 710
You should be good with a 710.
post 1462564003 09-16-2016, 02:13 PM
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#135
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Anybody use Discover? I am hesitant to get one because not all retailers allow discover. That 5% card seems like it is the real deal holyfield.
post 1462569543 09-16-2016, 02:53 PM
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#136
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Originally Posted By JimFromRaleigh1⏩
Anybody use Discover? I am hesitant to get one because not all retailers allow discover. That 5% card seems like it is the real deal holyfield.
95% of places I've made purchases accept Discover with the exception of a few smaller restaurants and a few smaller local businesses. Discover IT gives 2% cash back on every purchase and quarterly 5% cash back in select categories. Furthermore you have access to view your FICO credit score at all times.


Its one of the GOAT free/basic cards in my opinion. If you have some badazz credit card your paying for it'll likely be superior. However its still a good card with good perks. Only a pleb would purchase anything with less then 2% cash back or some kind of reward's points that are the equivalent this day and age. lol @ people who hate on credit cards and talk about purchasing everything with cash.
post 1462573183 09-16-2016, 03:23 PM
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#137
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Originally Posted By guest89⏩
95% of places I've made purchases accept Discover with the exception of a few smaller restaurants and a few smaller local businesses. Discover IT gives 2% cash back on every purchase and quarterly 5% cash back in select categories. Furthermore you have access to view your FICO credit score at all times.


Its one of the GOAT free/basic cards in my opinion. If you have some badazz credit card your paying for it'll likely be superior. However its still a good card with good perks. Only a pleb would purchase anything with less then 2% cash back or some kind of reward's points that are the equivalent this day and age. lol @ people who hate on credit cards and talk about purchasing everything with cash.
Going to be on the look out and make this card my new card for 2017. Already opened 5 credit cards this year lol saw my credit score drop around 60 pts.
post 1462573663 09-16-2016, 03:28 PM
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#138
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This will be my next Chase card. Too bad I just got a hard pull for my car care one card and my credit score dropped 30 points.


I think February of next year I'll get the Reserve tho. Love the CSP and the reserve is HNNNGGG it seems.
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post 1462573933 09-16-2016, 03:30 PM
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#139
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Originally Posted By lunchbox12⏩
actually you deal with chase. and chase customer service destroys amex.
Chase fraud protection is GOAT
A hit was sent, from the President, to raid your residence /
Because you had secret evidence, and documents /
On how they raped the continents, and it's the prominent /
Dominant Islamic, Asiatic Black Hebrew

- GZA "4th Chamber"
post 1462587673 09-16-2016, 05:10 PM
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#140
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Originally Posted By sword_⏩
Chase fraud protection is GOAT
I have been very pleased with their customer service thus far.
post 1463209553 09-21-2016, 03:34 AM
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#141
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just got my reserve. lold at ups overnight shipping for a credit card.
Ron Paul 2016
post 1463209803 09-21-2016, 03:43 AM
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#142
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Just got mine very recently. posted itt when i got it. but...

just getting gasoline today it got declined. which im farrrr from the limit, and its too early to even have a bill lmfao but i pay it off like after every purchase anyway (ok every few days or so. but before statement). so it has nothing to do with that


some advertising purchases early this morning triggered the auto fraud deal, nothing new it happende once or twice on my old cards, instantly texted that chit that it was my transaction and its legit, ANYWAY a few hours ago just trying to get gas when i took the bike out for a spin, it declined me at 1 gas station. didnt need gas terribly so w.e. just left isntead of going it. went to another gas station soon after. same. declined. yet i walked in and asked them, and bought an energy drink with it no problem.


so it works for any purchases besides gas right now, or so it seems. ive boughten advertising and other stuff since the declines on gas.
da fuqqq


time to go to chase....grr
post 1463210323 09-21-2016, 03:56 AM
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#143
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ITT: people who justify they're saving money by buying things they dont need

It's the same logic women have at sales?

"OMG It's 80% off, I'm buying 3 of them. I'm basically saving money."


just lol @ paying $450 to save $300.
No glow No go crew
post 1463211053 09-21-2016, 04:21 AM
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#144
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Itt OP doesn't understand behavioural economics and tries to justify his irrational overspending.
Hate hate.
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Mod negs: 4.
post 1463211923 09-21-2016, 04:46 AM
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churning cards - poverty hobby for those with more time than money. Get fukked OP
post 1463215883 09-21-2016, 06:10 AM
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Originally Posted By aherpderp⏩
ITT: people who justify they're saving money by buying things they dont need

It's the same logic women have at sales?

"OMG It's 80% off, I'm buying 3 of them. I'm basically saving money."


just lol @ paying $450 to save $300.
I am paying $450 to earn over $1500

Stay salty.
Originally Posted By talik⏩
Itt OP doesn't understand behavioural economics and tries to justify his irrational overspending.
The salt is real.
post 1463216323 09-21-2016, 06:18 AM
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#147
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Can anyone recommend a good business card for a new business?

Amex is nice because there's no monthly limit and I need the money to buy inventory since I won't be billing customers till the end of the month or at most every 2 weeks.

Need probably a 10k limit to start and with my current income at my slavecel job I doubt any bank would give me a card with min 10k limit.

Also will eventually be charging hundreds of thousands a year to the card so looking for one with retard travel points and sh!t. Could probably rack up 20k worth of flights a year.
Death is impossible for us to fathom: it is so immense, so frightening, that we will do almost anything to avoid thinking about it. Society is organized to make death invisible, to keep it several steps removed. That distance may seem necessary for our comfort, but it comes with a terrible price: the illusion of limitless time, and a consequent lack of seriousness about daily life. We are running away from the one reality that faces us all.
post 1463216733 09-21-2016, 06:25 AM
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#148
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op if you are planning on getting on dat der travel rewards card...you'll need more cards that just this one. The secret is have a chit load of these travel rewards cards and combing the bonus and miles.


Also many have 50k-100k points bonus when you spend $2k-4k in 3months so look into that as well

The other cards:
- British Airways Visa Signature
- citi Advantage
- Southwest Airlines Rapid Rewards (great for traveling inside the US)
...and so on.


Originally Posted By BostonRockets⏩
Can anyone recommend a good business card for a new business?

Amex is nice because there's no monthly limit and I need the money to buy inventory since I won't be billing customers till the end of the month or at most every 2 weeks.

Need probably a 10k limit to start and with my current income at my slavecel job I doubt any bank would give me a card with min 10k limit.

Also will eventually be charging hundreds of thousands a year to the card so looking for one with retard travel points and sh!t. Could probably rack up 20k worth of flights a year.
- Chase Ink Plus (prob the best biz travel card)
- Citi Business Advantage
- I'm sorry; I couldn't hear your complaints over the sound of all this freedom!

~ Merica


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post 1463216893 09-21-2016, 06:28 AM
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#149
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Got approved for my Sapphire Reserve on Monday
Training log: http://forum.obnoxiousbrutes.com/showthread.php?t=165829701
post 1463216913 09-21-2016, 06:28 AM
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#150
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Originally Posted By TheAmericano⏩
op if you are planning on getting on dat der travel rewards card...you'll need more cards that just this one. The secret is have a chit load of these travel rewards cards and combing the bonus and miles.


Also many have 50k-100k points bonus when you spend $2k-4k in 3months so look into that as well

The other cards:
- British Airways Visa Signature
- citi Advantage
- Southwest Airlines Rapid Rewards (great for traveling inside the US)
...and so on.






- Chase Ink Plus (prob the best biz travel card)
- Citi Business Advantage
The southwest card is on my radar.
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