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So any of you guys into debt? If so, what is it and how much?
01-17-2017, 03:41 PM
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#31
- flexnation
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- flexnation
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Originally Posted By faxanadu⏩
Can confirm. Portland is ludicrous right now.Housing market is way over inflated just like a bunch of other markets. In many places housing is higher than pre 2008.
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01-17-2017, 03:42 PM
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#32
- newbuck
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2000 in credit cards but I don't have a
real job but I pay my minimum balance every month. Just bought a lot of dumb things.
I also have 1800 from gym memberships that I couldn't afford anymore but they were from before I was 18 and doesn't show up on my credit report so I'm not paying any of the memberships
real job but I pay my minimum balance every month. Just bought a lot of dumb things.
I also have 1800 from gym memberships that I couldn't afford anymore but they were from before I was 18 and doesn't show up on my credit report so I'm not paying any of the memberships
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01-17-2017, 03:42 PM
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#33
- Power_Strike92
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school loans, lawyer fees, over spending.
I just try to focus on being as successful as possible and reaching a point where I can pay it all off. Trying to develop better spending habits too.
I just try to focus on being as successful as possible and reaching a point where I can pay it all off. Trying to develop better spending habits too.
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01-17-2017, 03:42 PM
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#34
01-17-2017, 03:45 PM
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#35
- Mulloway69
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Originally Posted By GriecoR⏩
Lol this is me.I have two homes that I rent out to families. Maybe around 600k combined .
About 250 on my home left -----> I sink $$$ into this one.
About tree fiddy that almost pays for itself (x 2 rentals, lived in one for 14y).
01-17-2017, 03:53 PM
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#36
01-17-2017, 03:56 PM
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#37
01-17-2017, 03:58 PM
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#38
- WinningBrah
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Oh look, the 44 year old retired multi-millionaire is asking people how much debt they're in. Does that make you feel better about yourself?
For what it's worth I don't have any debt but plan on getting a home mortgage in the next couple years. I'm also aware that not all debt is bad but I have a feeling you weren't referring to good debt.
For what it's worth I don't have any debt but plan on getting a home mortgage in the next couple years. I'm also aware that not all debt is bad but I have a feeling you weren't referring to good debt.
01-17-2017, 04:02 PM
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#39
01-17-2017, 04:04 PM
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#40
- Deez Nutz
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30k in student loans 2k in credit card. I'm paying off the credit card debt, but I don't really care about the student or think much of it. I'll get to it when I can since none seems to give a siht. I couldn't sleep at night if I had 150k
01-17-2017, 04:06 PM
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#41
- MadNinjaSkills
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I have $89 on a store credit card for a kids clothing store (kids school uniforms n such). And that's it. I don't have any credit cards. I learned my lesson after my divorce. I just got done paging off $17K in credit cards/store cards over the course of three years doing debt consolidation. Never again will I be in that situation.
01-17-2017, 04:08 PM
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#42
- Exiled93
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- Exiled93
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17k student loans. Will be 20k when I finish.
It seems like so much but I know I'm not alone.
I plan to still live at home when I get a job after college to save and pay them off.
It seems like so much but I know I'm not alone.
I plan to still live at home when I get a job after college to save and pay them off.
01-17-2017, 04:10 PM
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#43
01-17-2017, 04:14 PM
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#44
- MrAWatts
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No brah, literally nobody here has debt.
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01-17-2017, 04:16 PM
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#45
01-17-2017, 04:21 PM
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#46
- onaed
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No debt now. But stay positive. I blew 30k in credit (line from the bank and card) after hitting rock bottom. Took forever to climb out. Living that good life now.
Stay positive. You'll live the good life, miscers.
Stay positive. You'll live the good life, miscers.
01-17-2017, 04:31 PM
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#47
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Originally Posted By MadNinjaSkills⏩
WifeMaterial/10I have $89 on a store credit card for a kids clothing store (kids school uniforms n such). And that's it. I don't have any credit cards. I learned my lesson after my divorce. I just got done paging off $17K in credit cards/store cards over the course of three years doing debt consolidation. Never again will I be in that situation.
oh wait....

"So t
01-17-2017, 04:34 PM
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#48
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Bout $3k in student loans left and once that's paid off no debt (aside from mortgage). Pay off credit cards every month. 10 year old BMW I've had for almost 8 years that's paid off. Feels goodman.
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01-17-2017, 04:39 PM
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#49
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Bout 5k in students loans left. Can pay it off
Now but probably won't until a year.
Now but probably won't until a year.
01-17-2017, 04:47 PM
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#50
01-17-2017, 04:52 PM
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#51
- Rizzo845
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- Rizzo845
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Just lol at you *******s that claim to be debt free then proceed to conveniently forget about your mortgage. Until you own the property outright it belongs to the bank, not you. Bbbbut hurr derr I'm an investor.....Fukin slaves I swear.
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01-17-2017, 04:55 PM
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#52
16k and I think another 40k, so about 50k all in all.
I will say not being in debt is a great feeling srs. Freedom at its finest.
Nothing wrong with financing to pay something off tho if u can afford it and are still coming out positive
I will say not being in debt is a great feeling srs. Freedom at its finest.
Nothing wrong with financing to pay something off tho if u can afford it and are still coming out positive
01-17-2017, 04:57 PM
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#53
- Mulloway69
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- Mulloway69
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Originally Posted By Rizzo845⏩
Read title of the thread you fkn potatoJust lol at you *******s that claim to be debt free then proceed to conveniently forget about your mortgage. Until you own the property outright it belongs to the bank, not you. Bbbbut hurr derr I'm an investor.....Fukin slaves I swear.
01-17-2017, 04:57 PM
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#54
- Malfa
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- Malfa
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Originally Posted By Tune5k⏩
strong math. no wonder you in debt m816k and I think another 40k, so about 50k all in all.
I will say not being in debt is a great feeling srs. Freedom at its finest.
Nothing wrong with financing to pay something off tho if u can afford it and are still coming out positive
I will say not being in debt is a great feeling srs. Freedom at its finest.
Nothing wrong with financing to pay something off tho if u can afford it and are still coming out positive
01-17-2017, 04:58 PM
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#55
- GriecoR
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Originally Posted By Rizzo845⏩
What? My homes pay for themselves and have already gone up in value. I can unload both in two weeks and make a huge profit...... how is that not an investment you hillbilly?Just lol at you *******s that claim to be debt free then proceed to conveniently forget about your mortgage. Until you own the property outright it belongs to the bank, not you. Bbbbut hurr derr I'm an investor.....Fukin slaves I swear.
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01-17-2017, 05:09 PM
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#56
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About 200k left on the house in LA
About 40k left on student loans
Maybe 2k on credit cards (paid off monthly or no interest card)
I'd guess i'm in for about 250k right now. Someone's level of debt means nothing on its own though if you don't look at their assets, investments, income and cash flow.
About 40k left on student loans
Maybe 2k on credit cards (paid off monthly or no interest card)
I'd guess i'm in for about 250k right now. Someone's level of debt means nothing on its own though if you don't look at their assets, investments, income and cash flow.
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01-18-2017, 02:18 AM
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#57
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Originally Posted By WinningBrah⏩
I'm just interested. And I agree, there can be good debt.Oh look, the 44 year old retired multi-millionaire is asking people how much debt they're in. Does that make you feel better about yourself?
For what it's worth I don't have any debt but plan on getting a home mortgage in the next couple years. I'm also aware that not all debt is bad but I have a feeling you weren't referring to good debt.
For what it's worth I don't have any debt but plan on getting a home mortgage in the next couple years. I'm also aware that not all debt is bad but I have a feeling you weren't referring to good debt.
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01-18-2017, 02:51 AM
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#58
- Tickyouup
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Originally Posted By faxanadu⏩
Not in any debt thank god but since i hit 18, my bank has been hitting me up with "get this credit card its a great deal" emails, texts and letters every few months or so.. very unethical imo, but what can you doWhat really chaps me is how banks target ignorant 18 year old college kids. It also doesn't help that the finance industry intentionally complicates finances to deceive people.
01-18-2017, 03:01 AM
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#59
01-18-2017, 03:24 AM
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#60
- HockeyBacon18
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probably 25k or so debt from student loans to go to school
Keep mod discussions out of your sig line
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